Citizens Bank, National Association
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Citizens Bank, National Association One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 36,350 |
| Total Mortgage Loan Application Amount | $11,194,639,000 |
| Average Mortgage Loan Application Amount | $267,666 |
| Highest Mortgage Loan Application Amount | $26,771,000 |
| Average Applicant Income | $133,000 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Knox County Ohio | 2 | $ 360,000 | $ 180,000 | $ 95,000 |
| Pike County Ohio | 2 | $ 418,000 | $ 209,000 | $ 133,000 |
| Clackamas County Oregon | 2 | $ 518,000 | $ 259,000 | $ 112,000 |
| Lincoln County Oregon | 2 | $ 716,000 | $ 358,000 | $ 174,000 |
| Bedford County Pennsylvania | 2 | $ 297,000 | $ 148,000 | $ 44,000 |
| Columbia County Pennsylvania | 2 | $ 173,000 | $ 86,000 | $ 67,000 |
| Northumberland County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Union County Pennsylvania | 2 | $ 469,000 | $ 234,000 | $ 129,000 |
| Oconee County South Carolina | 2 | $ 523,000 | $ 261,000 | $ 194,000 |
| Pickens County South Carolina | 2 | $ 870,000 | $ 435,000 | $ 305,000 |
| Hamilton County Tennessee | 2 | $ 296,000 | $ 148,000 | $ 146,000 |
| Knox County Tennessee | 2 | $ 694,000 | $ 347,000 | $ 175,000 |
| Collin County Texas | 2 | $ 118,000 | $ 59,000 | $ 11,000 |
| Harris County Texas | 2 | $ 1,546,000 | $ 773,000 | $ 246,000 |
| Tarrant County Texas | 2 | $ 166,000 | $ 83,000 | $ 45,000 |
| Carroll County Virginia | 2 | $ 197,000 | $ 98,000 | $ 48,000 |
| Fairfax City County Virginia | 2 | $ 732,000 | $ 366,000 | $ 113,000 |
| Franklin County Virginia | 2 | $ 1,257,000 | $ 628,000 | $ 146,000 |
| Manassas County Virginia | 2 | $ 296,000 | $ 148,000 | $ 62,000 |
| Orange County Virginia | 2 | $ 417,000 | $ 208,000 | $ 148,000 |
| Warren County Virginia | 2 | $ 634,000 | $ 317,000 | $ 119,000 |
| Jefferson County West Virginia | 2 | $ 313,000 | $ 156,000 | $ 15,000 |
| Dane County Wisconsin | 2 | $ 989,000 | $ 494,000 | $ 178,000 |
| Kenosha County Wisconsin | 2 | $ 466,000 | $ 233,000 | $ 134,000 |
| Walworth County Wisconsin | 2 | $ 1,641,000 | $ 820,000 | $ 951,000 |
| Waupaca County Wisconsin | 2 | $ 206,000 | $ 103,000 | $ 111,000 |
| Baldwin County Alabama | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
| Chambers County Alabama | 1 | $ 54,000 | $ 54,000 | $ 58,000 |
| Jefferson County Alabama | 1 | $ 1,228,000 | $ 1,228,000 | $ 398,000 |
| Madison County Alabama | 1 | $ 212,000 | $ 212,000 | $ 121,000 |
| Mohave County Arizona | 1 | $ 164,000 | $ 164,000 | $ 73,000 |
| Sebastian County Arkansas | 1 | $ 502,000 | $ 502,000 | $ 575,000 |
| Washington County Arkansas | 1 | $ 583,000 | $ 583,000 | $ 350,000 |
| Amador County California | 1 | $ 360,000 | $ 360,000 | $ 206,000 |
| Monterey County California | 1 | $ 800,000 | $ 800,000 | $ 217,000 |
| San Luis Obispo County California | 1 | $ 850,000 | $ 850,000 | $ 143,000 |
| San Mateo County California | 1 | $ 800,000 | $ 800,000 | $ 198,000 |
| Solano County California | 1 | $ 250,000 | $ 250,000 | $ 1,000 |
| Sonoma County California | 1 | $ 1,300,000 | $ 1,300,000 | $ 304,000 |
| Broomfield County Colorado | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| El Paso County Colorado | 1 | $ 150,000 | $ 150,000 | $ 123,000 |
| Montrose County Colorado | 1 | $ 360,000 | $ 360,000 | $ 54,000 |
| Park County Colorado | 1 | $ 333,000 | $ 333,000 | $ 190,000 |
| Pueblo County Colorado | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| Summit County Colorado | 1 | $ 2,624,000 | $ 2,624,000 | $ 2,000,000 |
| Alachua County Florida | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Bay County Florida | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Citrus County Florida | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Indian River County Florida | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Walton County Florida | 1 | $ 271,000 | $ 271,000 | $ 76,000 |
| Baldwin County Georgia | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Barrow County Georgia | 1 | $ 309,000 | $ 309,000 | $ 250,000 |
| Bibb County Georgia | 1 | $ 89,000 | $ 89,000 | $ 133,000 |
| Chatham County Georgia | 1 | $ 255,000 | $ 255,000 | $ 285,000 |
| Cherokee County Georgia | 1 | $ 302,000 | $ 302,000 | $ 82,000 |
| Clarke County Georgia | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Fayette County Georgia | 1 | $ 406,000 | $ 406,000 | $ 100,000 |
| Greene County Georgia | 1 | $ 400,000 | $ 400,000 | $ 222,000 |
| Hall County Georgia | 1 | $ 164,000 | $ 164,000 | $ 73,000 |
| Henry County Georgia | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Houston County Georgia | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Pickens County Georgia | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Tift County Georgia | 1 | $ 46,000 | $ 46,000 | $ 79,000 |
| Union County Georgia | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
| Maui County Hawaii | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,950,000 |
| Grundy County Illinois | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Macon County Illinois | 1 | $ 240,000 | $ 240,000 | $ 226,000 |
| Madison County Illinois | 1 | $ 33,000 | $ 33,000 | $ 122,000 |
| Pulaski County Illinois | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Bartholomew County Indiana | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Blackford County Indiana | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Brown County Indiana | 1 | $ 234,000 | $ 234,000 | $ 64,000 |
| Dubois County Indiana | 1 | $ 223,000 | $ 223,000 | $ 173,000 |
| Fayette County Indiana | 1 | $ 112,000 | $ 112,000 | $ 114,000 |
| Grant County Indiana | 1 | $ 44,000 | $ 44,000 | $ 56,000 |
| Greene County Indiana | 1 | $ 230,000 | $ 230,000 | $ 87,000 |
| Howard County Indiana | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Marshall County Indiana | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Monroe County Indiana | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Randolph County Indiana | 1 | $ 154,000 | $ 154,000 | $ 120,000 |
| Shelby County Indiana | 1 | $ 102,000 | $ 102,000 | $ 20,000 |
| Steuben County Indiana | 1 | $ 236,000 | $ 236,000 | $ 58,000 |
| Vanderburgh County Indiana | 1 | $ 429,000 | $ 429,000 | $ 240,000 |
| Washington County Indiana | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Polk County Iowa | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Barton County Kansas | 1 | $ 148,000 | $ 148,000 | $ 98,000 |
| Johnson County Kansas | 1 | $ 372,000 | $ 372,000 | $ 77,000 |
| Franklin County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Garrard County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Jessamine County Kentucky | 1 | $ 518,000 | $ 518,000 | $ 246,000 |
| Lewis County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 25,000 |
| Mercer County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Pike County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Shelby County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 176,000 |
| Spencer County Kentucky | 1 | $ 290,000 | $ 290,000 | $ 58,000 |
| Warren County Kentucky | 1 | $ 525,000 | $ 525,000 | $ 410,000 |
| Beauregard County Louisiana | 1 | $ 159,000 | $ 159,000 | $ 251,000 |
| East Feliciana County Louisiana | 1 | $ 231,000 | $ 231,000 | $ 160,000 |
| Orleans County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 236,000 |
| Knox County Maine | 1 | $ 350,000 | $ 350,000 | $ 202,000 |
| Lincoln County Maine | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Washington County Maine | 1 | $ 187,000 | $ 187,000 | $ 135,000 |
| Allegany County Maryland | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Caroline County Maryland | 1 | $ 244,000 | $ 244,000 | $ 134,000 |
| Wicomico County Maryland | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Berrien County Michigan | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Cass County Michigan | 1 | $ 189,000 | $ 189,000 | $ 159,000 |
| Chippewa County Michigan | 1 | $ 206,000 | $ 206,000 | $ 381,000 |
| Crawford County Michigan | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 239,000 | $ 239,000 | $ 131,000 |
| Lake County Michigan | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Mason County Michigan | 1 | $ 132,000 | $ 132,000 | $ 96,000 |
| Oscoda County Michigan | 1 | $ 66,000 | $ 66,000 | $ 223,000 |
| Dakota County Minnesota | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
| Kanabec County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 66,000 |
| Morrison County Minnesota | 1 | $ 680,000 | $ 680,000 | $ 275,000 |
| Ramsey County Minnesota | 1 | $ 572,000 | $ 572,000 | $ 133,000 |
| Sherburne County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 11,000 |
| Steele County Minnesota | 1 | $ 340,000 | $ 340,000 | $ 128,000 |
| Wright County Minnesota | 1 | $ 360,000 | $ 360,000 | $ 129,000 |
| Forrest County Mississippi | 1 | $ 136,000 | $ 136,000 | $ 115,000 |
| Rankin County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Jackson County Missouri | 1 | $ 60,000 | $ 60,000 | $ 88,000 |
| St. Clair County Missouri | 1 | $ 149,000 | $ 149,000 | $ 58,000 |
| Gallatin County Montana | 1 | $ 860,000 | $ 860,000 | $ 269,000 |
| Missoula County Montana | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Washoe County Nevada | 1 | $ 163,000 | $ 163,000 | $ 76,000 |
| Bernalillo County New Mexico | 1 | $ 192,000 | $ 192,000 | $ 96,000 |
| Eddy County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| San Juan County New Mexico | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Schuyler County New York | 1 | $ 130,000 | $ 130,000 | $ 61,000 |
| Columbus County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Hoke County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 53,000 |
| Hyde County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 247,000 |
| Martin County North Carolina | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Nash County North Carolina | 1 | $ 550,000 | $ 550,000 | $ 598,000 |
| Rutherford County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 80,000 |
| Stanly County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 189,000 |
| Warren County North Carolina | 1 | $ 251,000 | $ 251,000 | $ 58,000 |
| Wayne County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Wilkes County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 67,000 |
| Allen County Ohio | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Athens County Ohio | 1 | $ 300,000 | $ 300,000 | $ 57,000 |
| Clark County Ohio | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Hocking County Ohio | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Madison County Ohio | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Perry County Ohio | 1 | $ 152,000 | $ 152,000 | $ 76,000 |
| Richland County Ohio | 1 | $ 99,000 | $ 99,000 | $ 72,000 |
| Ross County Ohio | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Washington County Ohio | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Williams County Ohio | 1 | $ 56,000 | $ 56,000 | $ 77,000 |
| Klamath County Oregon | 1 | $ 53,000 | $ 53,000 | $ 20,000 |
| Wasco County Oregon | 1 | $ 351,000 | $ 351,000 | $ 409,000 |
| Bradford County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 77,000 |
| Elk County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 86,000 |
| Forest County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 132,000 |
| Huntingdon County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 107,000 |
| Juniata County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 84,000 |
| McKean County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 84,000 |
| Snyder County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Somerset County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 200,000 |
| Sullivan County Pennsylvania | 1 | $ 768,000 | $ 768,000 | $ 271,000 |
| Susquehanna County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 75,000 |
| Warren County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 99,000 |
| Barnwell County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Fairfield County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 71,000 |
| Florence County South Carolina | 1 | $ 404,000 | $ 404,000 | $ 600,000 |
| Laurens County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Lawrence County South Dakota | 1 | $ 159,000 | $ 159,000 | $ 86,000 |
| Minnehaha County South Dakota | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| Anderson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 205,000 |
| Blount County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 53,000 |
| Cumberland County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| DeKalb County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 173,000 |
| Overton County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 101,000 |
| Bexar County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Lubbock County Texas | 1 | $ 290,000 | $ 290,000 | $ 131,000 |
| Taylor County Texas | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Williamson County Texas | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Summit County Utah | 1 | $ 330,000 | $ 330,000 | $ 500,000 |
| Utah County Utah | 1 | $ 2,170,000 | $ 2,170,000 | $ 758,000 |
| Augusta County Virginia | 1 | $ 270,000 | $ 270,000 | $ 83,000 |
| Bedford County Virginia | 1 | $ 386,000 | $ 386,000 | $ 145,000 |
| Buckingham County Virginia | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Chesapeake County Virginia | 1 | $ 374,000 | $ 374,000 | $ 125,000 |
| Clarke County Virginia | 1 | $ 1,171,000 | $ 1,171,000 | $ 323,000 |
| Colonial Heights County Virginia | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| Culpeper County Virginia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Essex County Virginia | 1 | $ 734,000 | $ 734,000 | $ 360,000 |
| Gloucester County Virginia | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
| Isle of Wight County Virginia | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| King William County Virginia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 323,000 | $ 323,000 | $ 133,000 |
| Madison County Virginia | 1 | $ 638,000 | $ 638,000 | $ 136,000 |
| Middlesex County Virginia | 1 | $ 348,000 | $ 348,000 | $ 159,000 |
| Montgomery County Virginia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Northampton County Virginia | 1 | $ 300,000 | $ 300,000 | $ 87,000 |
| Poquoson County Virginia | 1 | $ 666,000 | $ 666,000 | $ 250,000 |
| Prince George County Virginia | 1 | $ 124,000 | $ 124,000 | $ 95,000 |
| Pulaski County Virginia | 1 | $ 275,000 | $ 275,000 | $ 400,000 |
| Rockingham County Virginia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
| Suffolk County Virginia | 1 | $ 394,000 | $ 394,000 | $ 221,000 |
| Tazewell County Virginia | 1 | $ 567,000 | $ 567,000 | $ 170,000 |
| Williamsburg County Virginia | 1 | $ 166,000 | $ 166,000 | $ 78,000 |
| Winchester County Virginia | 1 | $ 480,000 | $ 480,000 | $ 214,000 |
| Grays Harbor County Washington | 1 | $ 155,000 | $ 155,000 | $ 19,000 |
| Pierce County Washington | 1 | $ 618,000 | $ 618,000 | $ 467,000 |
| Thurston County Washington | 1 | $ 703,000 | $ 703,000 | $ 206,000 |
| Brooke County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Hampshire County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Hancock County West Virginia | 1 | $ 333,000 | $ 333,000 | $ 142,000 |
| Marshall County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 231,000 |
| Ohio County West Virginia | 1 | $ 216,000 | $ 216,000 | $ 78,000 |
| Door County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
| Manitowoc County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 116,000 |
| Milwaukee County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Oconto County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 190,000 |
| Racine County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Sawyer County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Sheboygan County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 290,000 |
| Vilas County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 337,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,468 | $4,473,663,000 | $271,000 | $21,000,000 | $141,000 | $9,999,000 |
| Home Purchase | 15,025 | $6,107,970,000 | $406,000 | $26,771,000 | $176,000 | $7,103,000 |
| Home Improvement | 4,857 | $613,006,000 | $126,000 | $6,600,000 | $82,000 | $5,983,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,578 | $6,228,426,000 | $302,000 | $8,775,000 | $153,000 | $9,999,000 |
| Not Provided | 9,145 | $3,592,889,000 | $392,000 | $12,000,000 | $182,000 | $9,999,000 |
| Black or African American | 2,005 | $215,966,000 | $107,000 | $1,835,000 | $65,000 | $1,610,000 |
| Asian | 1,583 | $710,663,000 | $448,000 | $5,704,000 | $177,000 | $2,639,000 |
| Not applicable | 1,575 | $164,803,000 | $104,000 | $26,771,000 | $0 | $0 |
| Hispanic | 1,336 | $253,759,000 | $189,000 | $2,360,000 | $95,000 | $3,329,000 |
| American Indian or Alaskan Native | 73 | $18,629,000 | $255,000 | $1,280,000 | $145,000 | $594,000 |
| Native Hawaiin or Other Pacific Islander | 55 | $9,504,000 | $172,000 | $1,658,000 | $79,000 | $430,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,426 | $10,647,660,000 | $318,000 | $26,771,000 | $155,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,373 | $429,833,000 | $181,000 | $736,000 | $64,000 | $506,000 |
| VA-guaranteed (Veterans Administration) | 549 | $116,731,000 | $212,000 | $620,000 | $77,000 | $343,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $415,000 | $207,000 | $276,000 | $70,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,991 | $7,391,631,000 | $352,000 | $26,771,000 | $170,000 | $9,999,000 |
| Application Denied By Financial Institution | 6,997 | $1,532,410,000 | $219,000 | $9,600,000 | $109,000 | $9,999,000 |
| File Closed For Incompleteness | 3,874 | $1,349,444,000 | $348,000 | $12,000,000 | $156,000 | $7,200,000 |
| Application Withdrawn By Applicant | 2,108 | $728,965,000 | $345,000 | $4,875,000 | $169,000 | $9,999,000 |
| Loan Purchased By The Institution | 1,955 | $100,280,000 | $51,000 | $532,000 | $15,000 | $454,000 |
| Application Approved But Not Accepted | 425 | $91,909,000 | $216,000 | $4,749,000 | $120,000 | $1,349,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,035 | $374,816,000 | $184,000 | $5,250,000 | $68,000 | $1,171,000 |
| Collateral | 1,346 | $470,145,000 | $349,000 | $8,775,000 | $170,000 | $9,999,000 |
| Credit History | 1,289 | $123,743,000 | $95,000 | $4,935,000 | $69,000 | $2,353,000 |
| Other | 921 | $53,025,000 | $57,000 | $6,600,000 | $81,000 | $3,055,000 |
| Unverifiable Information | 849 | $276,161,000 | $325,000 | $9,600,000 | $162,000 | $3,258,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 410 | $195,075,000 | $475,000 | $8,400,000 | $194,000 | $3,589,000 |
| Credit Application Incomplete | 97 | $24,528,000 | $252,000 | $2,200,000 | $121,000 | $543,000 |
| Employment History | 45 | $11,635,000 | $258,000 | $1,122,000 | $78,000 | $840,000 |
| Mortgage Insurance Denied | 4 | $3,095,000 | $773,000 | $2,400,000 | $178,000 | $468,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.