Readycap Commercial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Readycap Commercial, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Readycap Commercial, Llc 1320 Greenway Dr #560 Wilmington, DE 75038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 363 |
| Total Mortgage Loan Application Amount | $1,231,585,000 |
| Average Mortgage Loan Application Amount | $3,344,750 |
| Highest Mortgage Loan Application Amount | $39,635,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Readycap Commercial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Readycap Commercial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Readycap Commercial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Readycap Commercial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Readycap Commercial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Readycap Commercial, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 74 | $ 223,320,000 | $ 3,017,000 | $ 0 |
| Cook County Illinois | 13 | $ 39,535,000 | $ 3,041,000 | $ 0 |
| Harris County Texas | 12 | $ 76,390,000 | $ 6,365,000 | $ 0 |
| Franklin County Ohio | 8 | $ 23,680,000 | $ 2,960,000 | $ 0 |
| District of Columbia County District Of Columbia | 7 | $ 15,425,000 | $ 2,203,000 | $ 0 |
| Hamilton County Ohio | 7 | $ 25,955,000 | $ 3,707,000 | $ 0 |
| Broward County Florida | 6 | $ 18,670,000 | $ 3,111,000 | $ 0 |
| Kings County New York | 6 | $ 43,640,000 | $ 7,273,000 | $ 0 |
| Multnomah County Oregon | 6 | $ 16,740,000 | $ 2,790,000 | $ 0 |
| King County Washington | 6 | $ 26,950,000 | $ 4,491,000 | $ 0 |
| Pima County Arizona | 5 | $ 12,335,000 | $ 2,467,000 | $ 0 |
| Hillsborough County Florida | 5 | $ 18,775,000 | $ 3,755,000 | $ 0 |
| Clayton County Georgia | 5 | $ 11,685,000 | $ 2,337,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 19,840,000 | $ 4,960,000 | $ 0 |
| Alameda County California | 4 | $ 10,810,000 | $ 2,702,000 | $ 0 |
| Adams County Colorado | 4 | $ 13,460,000 | $ 3,365,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 5,800,000 | $ 1,450,000 | $ 0 |
| Fulton County Georgia | 4 | $ 14,830,000 | $ 3,707,000 | $ 0 |
| Sussex County New Jersey | 4 | $ 11,620,000 | $ 2,905,000 | $ 0 |
| Fresno County California | 3 | $ 9,135,000 | $ 3,045,000 | $ 0 |
| San Diego County California | 3 | $ 4,375,000 | $ 1,458,000 | $ 0 |
| Santa Clara County California | 3 | $ 32,175,000 | $ 10,725,000 | $ 0 |
| Arapahoe County Colorado | 3 | $ 7,255,000 | $ 2,418,000 | $ 0 |
| Denver County Colorado | 3 | $ 11,905,000 | $ 3,968,000 | $ 0 |
| Miami-Dade County Florida | 3 | $ 4,435,000 | $ 1,478,000 | $ 0 |
| Houston County Georgia | 3 | $ 7,135,000 | $ 2,378,000 | $ 0 |
| Hardin County Kentucky | 3 | $ 7,865,000 | $ 2,621,000 | $ 0 |
| Sherburne County Minnesota | 3 | $ 13,205,000 | $ 4,401,000 | $ 0 |
| St. Louis City County Missouri | 3 | $ 41,645,000 | $ 13,881,000 | $ 0 |
| Clark County Nevada | 3 | $ 7,925,000 | $ 2,641,000 | $ 0 |
| Monroe County New York | 3 | $ 4,295,000 | $ 1,431,000 | $ 0 |
| Queens County New York | 3 | $ 13,395,000 | $ 4,465,000 | $ 0 |
| Cuyahoga County Ohio | 3 | $ 8,915,000 | $ 2,971,000 | $ 0 |
| Montgomery County Ohio | 3 | $ 8,465,000 | $ 2,821,000 | $ 0 |
| Hidalgo County Texas | 3 | $ 7,925,000 | $ 2,641,000 | $ 0 |
| Tarrant County Texas | 3 | $ 8,925,000 | $ 2,975,000 | $ 0 |
| Pierce County Washington | 3 | $ 7,705,000 | $ 2,568,000 | $ 0 |
| Contra Costa County California | 2 | $ 3,330,000 | $ 1,665,000 | $ 0 |
| Orange County California | 2 | $ 2,770,000 | $ 1,385,000 | $ 0 |
| Riverside County California | 2 | $ 6,110,000 | $ 3,055,000 | $ 0 |
| El Paso County Colorado | 2 | $ 4,440,000 | $ 2,220,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 5,810,000 | $ 2,905,000 | $ 0 |
| Orange County Florida | 2 | $ 5,110,000 | $ 2,555,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 2,710,000 | $ 1,355,000 | $ 0 |
| Clarke County Georgia | 2 | $ 9,860,000 | $ 4,930,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 7,750,000 | $ 3,875,000 | $ 0 |
| St. Tammany County Louisiana | 2 | $ 4,140,000 | $ 2,070,000 | $ 0 |
| Wayne County Michigan | 2 | $ 4,040,000 | $ 2,020,000 | $ 0 |
| Jackson County Missouri | 2 | $ 4,090,000 | $ 2,045,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 10,520,000 | $ 5,260,000 | $ 0 |
| Clermont County Ohio | 2 | $ 6,930,000 | $ 3,465,000 | $ 0 |
| Licking County Ohio | 2 | $ 3,070,000 | $ 1,535,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 4,510,000 | $ 2,255,000 | $ 0 |
| Bell County Texas | 2 | $ 2,710,000 | $ 1,355,000 | $ 0 |
| Dallas County Texas | 2 | $ 7,360,000 | $ 3,680,000 | $ 0 |
| Gregg County Texas | 2 | $ 8,830,000 | $ 4,415,000 | $ 0 |
| Lubbock County Texas | 2 | $ 6,140,000 | $ 3,070,000 | $ 0 |
| Clark County Washington | 2 | $ 8,860,000 | $ 4,430,000 | $ 0 |
| Morgan County Alabama | 1 | $ 3,025,000 | $ 3,025,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 1,545,000 | $ 1,545,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 3,525,000 | $ 3,525,000 | $ 0 |
| Imperial County California | 1 | $ 4,545,000 | $ 4,545,000 | $ 0 |
| Kern County California | 1 | $ 1,555,000 | $ 1,555,000 | $ 0 |
| San Francisco County California | 1 | $ 2,155,000 | $ 2,155,000 | $ 0 |
| San Mateo County California | 1 | $ 4,455,000 | $ 4,455,000 | $ 0 |
| Brevard County Florida | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Collier County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Duval County Florida | 1 | $ 2,355,000 | $ 2,355,000 | $ 0 |
| Lee County Florida | 1 | $ 1,515,000 | $ 1,515,000 | $ 0 |
| Osceola County Florida | 1 | $ 19,905,000 | $ 19,905,000 | $ 0 |
| Pasco County Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Pinellas County Florida | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Polk County Florida | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Volusia County Florida | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Bibb County Georgia | 1 | $ 4,855,000 | $ 4,855,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Columbia County Georgia | 1 | $ 5,355,000 | $ 5,355,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Paulding County Georgia | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Peach County Georgia | 1 | $ 1,855,000 | $ 1,855,000 | $ 0 |
| Morgan County Illinois | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 6,965,000 | $ 6,965,000 | $ 0 |
| Monroe County Indiana | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 4,185,000 | $ 4,185,000 | $ 0 |
| Johnson County Kansas | 1 | $ 1,625,000 | $ 1,625,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 1,535,000 | $ 1,535,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 5,805,000 | $ 5,805,000 | $ 0 |
| Iberia County Louisiana | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| St. James County Louisiana | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| St. Martin County Louisiana | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Washington County Maryland | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 6,205,000 | $ 6,205,000 | $ 0 |
| Oakland County Michigan | 1 | $ 35,985,000 | $ 35,985,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 4,605,000 | $ 4,605,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 5,605,000 | $ 5,605,000 | $ 0 |
| Clay County Mississippi | 1 | $ 1,855,000 | $ 1,855,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 3,455,000 | $ 3,455,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 1,765,000 | $ 1,765,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 3,525,000 | $ 3,525,000 | $ 0 |
| Essex County New Jersey | 1 | $ 2,705,000 | $ 2,705,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 1,785,000 | $ 1,785,000 | $ 0 |
| Lea County New Mexico | 1 | $ 5,115,000 | $ 5,115,000 | $ 0 |
| Clinton County New York | 1 | $ 4,755,000 | $ 4,755,000 | $ 0 |
| New York County New York | 1 | $ 7,215,000 | $ 7,215,000 | $ 0 |
| Oneida County New York | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 2,765,000 | $ 2,765,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 1,465,000 | $ 1,465,000 | $ 0 |
| Lorain County Ohio | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
| Summit County Ohio | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 5,395,000 | $ 5,395,000 | $ 0 |
| Columbia County Oregon | 1 | $ 2,655,000 | $ 2,655,000 | $ 0 |
| Klamath County Oregon | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Linn County Oregon | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Cherokee County South Carolina | 1 | $ 2,045,000 | $ 2,045,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 1,835,000 | $ 1,835,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 6,955,000 | $ 6,955,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 2,355,000 | $ 2,355,000 | $ 0 |
| Knox County Tennessee | 1 | $ 4,045,000 | $ 4,045,000 | $ 0 |
| Atascosa County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Bowie County Texas | 1 | $ 2,095,000 | $ 2,095,000 | $ 0 |
| Comal County Texas | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Ellis County Texas | 1 | $ 3,785,000 | $ 3,785,000 | $ 0 |
| Karnes County Texas | 1 | $ 6,505,000 | $ 6,505,000 | $ 0 |
| McLennan County Texas | 1 | $ 6,305,000 | $ 6,305,000 | $ 0 |
| Taylor County Texas | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Weber County Utah | 1 | $ 1,555,000 | $ 1,555,000 | $ 0 |
| Hampton County Virginia | 1 | $ 1,895,000 | $ 1,895,000 | $ 0 |
| Hanover County Virginia | 1 | $ 5,805,000 | $ 5,805,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| San Juan County Washington | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 2,805,000 | $ 2,805,000 | $ 0 |
Mortgage Loan Application Detail Totals for Readycap Commercial, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 210 | $605,700,000 | $2,884,000 | $21,005,000 | $0 | $0 |
| Home Purchase | 116 | $439,080,000 | $3,785,000 | $35,985,000 | $0 | $0 |
| Refinancing | 36 | $185,240,000 | $5,145,000 | $39,635,000 | $0 | $0 |
| Not Applicable | 1 | $1,565,000 | $1,565,000 | $1,565,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 363 | $1,231,585,000 | $3,392,000 | $39,635,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 363 | $1,231,585,000 | $3,392,000 | $39,635,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 188 | $645,740,000 | $3,434,000 | $35,985,000 | $0 | $0 |
| Application Withdrawn By Applicant | 121 | $346,825,000 | $2,866,000 | $7,505,000 | $0 | $0 |
| Application Denied By Financial Institution | 43 | $185,535,000 | $4,314,000 | $39,635,000 | $0 | $0 |
| Application Approved But Not Accepted | 5 | $11,995,000 | $2,399,000 | $3,525,000 | $0 | $0 |
| File Closed For Incompleteness | 5 | $40,685,000 | $8,137,000 | $21,005,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $805,000 | $805,000 | $805,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 320 | $1,046,050,000 | $3,268,000 | $35,985,000 | $0 | $0 |
| Debt-To-Income Ratio | 43 | $185,535,000 | $4,314,000 | $39,635,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Readycap Commercial, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Readycap Commercial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.