Readycap Commercial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Readycap Commercial, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Readycap Commercial, Llc 1320 Greenway Dr #560 Wilmington, DE 75038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 320 |
| Total Mortgage Loan Application Amount | $3,513,170,000 |
| Average Mortgage Loan Application Amount | $6,946,200 |
| Highest Mortgage Loan Application Amount | $78,655,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Readycap Commercial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Readycap Commercial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Readycap Commercial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Readycap Commercial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Readycap Commercial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Readycap Commercial, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 28 | $ 137,610,000 | $ 4,914,000 | $ 0 |
| Maricopa County Arizona | 17 | $ 404,045,000 | $ 23,767,000 | $ 0 |
| Harris County Texas | 16 | $ 208,590,000 | $ 13,036,000 | $ 0 |
| Tarrant County Texas | 14 | $ 162,880,000 | $ 11,634,000 | $ 0 |
| Cook County Illinois | 13 | $ 84,555,000 | $ 6,504,000 | $ 0 |
| Dallas County Texas | 13 | $ 219,360,000 | $ 18,280,000 | $ 0 |
| Clark County Nevada | 10 | $ 159,510,000 | $ 15,951,000 | $ 0 |
| Bexar County Texas | 8 | $ 111,490,000 | $ 13,936,000 | $ 0 |
| Fulton County Georgia | 4 | $ 76,020,000 | $ 19,005,000 | $ 0 |
| Travis County Texas | 4 | $ 32,470,000 | $ 8,117,000 | $ 0 |
| King County Washington | 4 | $ 46,300,000 | $ 11,575,000 | $ 0 |
| Pima County Arizona | 3 | $ 38,845,000 | $ 12,948,000 | $ 0 |
| El Paso County Colorado | 3 | $ 16,245,000 | $ 5,415,000 | $ 0 |
| Broward County Florida | 3 | $ 11,245,000 | $ 3,748,000 | $ 0 |
| Duval County Florida | 3 | $ 27,875,000 | $ 9,291,000 | $ 0 |
| DeKalb County Georgia | 3 | $ 78,745,000 | $ 26,248,000 | $ 0 |
| DuPage County Illinois | 3 | $ 58,325,000 | $ 19,441,000 | $ 0 |
| Monroe County New York | 3 | $ 5,415,000 | $ 1,805,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 40,455,000 | $ 13,485,000 | $ 0 |
| Franklin County Ohio | 3 | $ 28,165,000 | $ 9,388,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 26,310,000 | $ 13,155,000 | $ 0 |
| Mobile County Alabama | 2 | $ 5,710,000 | $ 2,855,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 6,220,000 | $ 3,110,000 | $ 0 |
| Fresno County California | 2 | $ 7,660,000 | $ 3,830,000 | $ 0 |
| Santa Clara County California | 2 | $ 3,260,000 | $ 1,630,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 10,190,000 | $ 5,095,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 11,040,000 | $ 5,520,000 | $ 0 |
| Alachua County Florida | 2 | $ 23,180,000 | $ 11,590,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 37,140,000 | $ 18,570,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 4,780,000 | $ 2,390,000 | $ 0 |
| Fayette County Kentucky | 2 | $ 20,170,000 | $ 10,085,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 8,270,000 | $ 4,135,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 9,910,000 | $ 4,955,000 | $ 0 |
| Kalamazoo County Michigan | 2 | $ 2,190,000 | $ 1,095,000 | $ 0 |
| Kings County New York | 2 | $ 9,320,000 | $ 4,660,000 | $ 0 |
| New York County New York | 2 | $ 21,260,000 | $ 10,630,000 | $ 0 |
| Durham County North Carolina | 2 | $ 5,050,000 | $ 2,525,000 | $ 0 |
| Guilford County North Carolina | 2 | $ 8,610,000 | $ 4,305,000 | $ 0 |
| Butler County Ohio | 2 | $ 10,470,000 | $ 5,235,000 | $ 0 |
| Clermont County Ohio | 2 | $ 22,380,000 | $ 11,190,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 11,540,000 | $ 5,770,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 31,630,000 | $ 15,815,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 10,060,000 | $ 5,030,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 21,700,000 | $ 10,850,000 | $ 0 |
| Denton County Texas | 2 | $ 14,470,000 | $ 7,235,000 | $ 0 |
| Galveston County Texas | 2 | $ 19,400,000 | $ 9,700,000 | $ 0 |
| Montgomery County Texas | 2 | $ 9,510,000 | $ 4,755,000 | $ 0 |
| Weber County Utah | 2 | $ 4,260,000 | $ 2,130,000 | $ 0 |
| Pierce County Washington | 2 | $ 9,790,000 | $ 4,895,000 | $ 0 |
| Dane County Wisconsin | 2 | $ 17,380,000 | $ 8,690,000 | $ 0 |
| Madison County Alabama | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Washington County Arkansas | 1 | $ 7,705,000 | $ 7,705,000 | $ 0 |
| San Bernardino County California | 1 | $ 39,655,000 | $ 39,655,000 | $ 0 |
| San Diego County California | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| San Francisco County California | 1 | $ 0 | $ 0 | $ 0 |
| San Joaquin County California | 1 | $ 24,455,000 | $ 24,455,000 | $ 0 |
| Denver County Colorado | 1 | $ 9,235,000 | $ 9,235,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 3,585,000 | $ 3,585,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 2,025,000 | $ 2,025,000 | $ 0 |
| Brevard County Florida | 1 | $ 26,025,000 | $ 26,025,000 | $ 0 |
| Lee County Florida | 1 | $ 2,905,000 | $ 2,905,000 | $ 0 |
| Leon County Florida | 1 | $ 10,105,000 | $ 10,105,000 | $ 0 |
| Pinellas County Florida | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| Cobb County Georgia | 1 | $ 36,105,000 | $ 36,105,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 62,605,000 | $ 62,605,000 | $ 0 |
| Hall County Georgia | 1 | $ 4,205,000 | $ 4,205,000 | $ 0 |
| Henry County Georgia | 1 | $ 16,575,000 | $ 16,575,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 36,255,000 | $ 36,255,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 3,885,000 | $ 3,885,000 | $ 0 |
| Lake County Indiana | 1 | $ 2,435,000 | $ 2,435,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 66,755,000 | $ 66,755,000 | $ 0 |
| Scott County Iowa | 1 | $ 1,325,000 | $ 1,325,000 | $ 0 |
| Douglas County Kansas | 1 | $ 6,505,000 | $ 6,505,000 | $ 0 |
| Johnson County Kansas | 1 | $ 34,805,000 | $ 34,805,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 4,035,000 | $ 4,035,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 6,255,000 | $ 6,255,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 2,705,000 | $ 2,705,000 | $ 0 |
| Gallatin County Kentucky | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 2,855,000 | $ 2,855,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 1,645,000 | $ 1,645,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 9,195,000 | $ 9,195,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 1,555,000 | $ 1,555,000 | $ 0 |
| Ingham County Michigan | 1 | $ 8,665,000 | $ 8,665,000 | $ 0 |
| Macomb County Michigan | 1 | $ 13,445,000 | $ 13,445,000 | $ 0 |
| Mason County Michigan | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 39,195,000 | $ 39,195,000 | $ 0 |
| Jackson County Missouri | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
| Platte County Missouri | 1 | $ 1,865,000 | $ 1,865,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 6,925,000 | $ 6,925,000 | $ 0 |
| Essex County New Jersey | 1 | $ 7,305,000 | $ 7,305,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 2,525,000 | $ 2,525,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Orange County New York | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Ulster County New York | 1 | $ 78,655,000 | $ 78,655,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 2,605,000 | $ 2,605,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 2,475,000 | $ 2,475,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 2,705,000 | $ 2,705,000 | $ 0 |
| Orange County North Carolina | 1 | $ 16,435,000 | $ 16,435,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 24,815,000 | $ 24,815,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 7,285,000 | $ 7,285,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 8,905,000 | $ 8,905,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 4,605,000 | $ 4,605,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 4,905,000 | $ 4,905,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 6,635,000 | $ 6,635,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 5,285,000 | $ 5,285,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 8,455,000 | $ 8,455,000 | $ 0 |
| Richland County South Carolina | 1 | $ 8,355,000 | $ 8,355,000 | $ 0 |
| York County South Carolina | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 26,705,000 | $ 26,705,000 | $ 0 |
| Knox County Tennessee | 1 | $ 14,155,000 | $ 14,155,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 16,425,000 | $ 16,425,000 | $ 0 |
| Ellis County Texas | 1 | $ 2,905,000 | $ 2,905,000 | $ 0 |
| Gregg County Texas | 1 | $ 5,935,000 | $ 5,935,000 | $ 0 |
| Jefferson County Texas | 1 | $ 4,085,000 | $ 4,085,000 | $ 0 |
| Liberty County Texas | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Parker County Texas | 1 | $ 59,305,000 | $ 59,305,000 | $ 0 |
| Potter County Texas | 1 | $ 5,885,000 | $ 5,885,000 | $ 0 |
| Davis County Utah | 1 | $ 10,405,000 | $ 10,405,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Henrico County Virginia | 1 | $ 3,905,000 | $ 3,905,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 16,805,000 | $ 16,805,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 3,825,000 | $ 3,825,000 | $ 0 |
| Stafford County Virginia | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Snohomish County Washington | 1 | $ 6,205,000 | $ 6,205,000 | $ 0 |
| Spokane County Washington | 1 | $ 7,255,000 | $ 7,255,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 32,205,000 | $ 32,205,000 | $ 0 |
Mortgage Loan Application Detail Totals for Readycap Commercial, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 189 | $2,956,630,000 | $15,726,000 | $78,655,000 | $0 | $0 |
| Cash-out Refinancing | 65 | $221,095,000 | $3,401,000 | $9,565,000 | $0 | $0 |
| Refinancing | 26 | $172,755,000 | $6,910,000 | $24,005,000 | $0 | $0 |
| Other Purpose | 25 | $80,685,000 | $3,227,000 | $12,335,000 | $0 | $0 |
| Not Applicable | 15 | $82,005,000 | $5,467,000 | $29,125,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 320 | $3,513,170,000 | $11,047,000 | $78,655,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 320 | $3,513,170,000 | $11,047,000 | $78,655,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 277 | $3,344,905,000 | $12,163,000 | $78,655,000 | $0 | $0 |
| Application Withdrawn By Applicant | 27 | $106,925,000 | $3,960,000 | $12,335,000 | $0 | $0 |
| Application Denied By Financial Institution | 13 | $46,235,000 | $3,556,000 | $15,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $11,390,000 | $5,695,000 | $7,505,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $3,715,000 | $3,715,000 | $3,715,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 307 | $3,466,935,000 | $11,367,000 | $78,655,000 | $0 | $0 |
| Collateral | 13 | $46,235,000 | $3,556,000 | $15,005,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Readycap Commercial, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Readycap Commercial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.