Readycap Commercial LLC Mortgage Lending & HMDA Data, 2021
In 2021, Readycap Commercial LLC of Berkeleyn++Heights, NJ reported 320 mortgage applications totaling $3.5 billion, down 12% from 2020. The average application was for $10,978,656, and applicants reported an average income of $0. 87% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (28), Houston-The Woodlands-Sugar Land, TX (21) and Phoenix-Mesa-Scottsdale, AZ (17) (applications in parentheses).
| Mortgage Company & Address | Readycap Commercial LLC Berkeleyn++Heights, NJ 07922 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 320 |
| Total Mortgage Loan Application Amount | $3,513,170,000 |
| Average Mortgage Loan Application Amount | $10,978,656 |
| Highest Mortgage Loan Application Amount | $78,655,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Readycap Commercial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 28 | $ 137,610,000 | $ 4,914,642 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 21 | $ 238,615,000 | $ 11,362,619 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 17 | $ 404,045,000 | $ 23,767,352 | $ 0 |
| Chicago-Naperville, IL | 16 | $ 142,880,000 | $ 8,930,000 | $ 0 |
| Dallas-Plano-Irving, TX | 16 | $ 236,735,000 | $ 14,795,937 | $ 0 |
| Fort Worth-Arlington, TX | 15 | $ 222,185,000 | $ 14,812,333 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 11 | $ 306,305,000 | $ 27,845,909 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 10 | $ 159,510,000 | $ 15,951,000 | $ 0 |
| San Antonio-New Braunfels, TX | 8 | $ 111,490,000 | $ 13,936,250 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 55,090,000 | $ 9,181,666 | $ 0 |
| Cincinnati, OH-KY-IN | 6 | $ 59,230,000 | $ 9,871,666 | $ 0 |
| Kansas City, MO-KS | 5 | $ 51,465,000 | $ 10,293,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 31,735,000 | $ 6,347,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 5 | $ 52,505,000 | $ 10,501,000 | $ 0 |
| Austin-Round Rock, TX | 4 | $ 32,470,000 | $ 8,117,500 | $ 0 |
| Cambridge-Newton-Framingham, MA | 3 | $ 11,465,000 | $ 3,821,666 | $ 0 |
| Colorado Springs, CO | 3 | $ 16,245,000 | $ 5,415,000 | $ 0 |
| Columbus, OH | 3 | $ 28,165,000 | $ 9,388,333 | $ 0 |
| Denver-Aurora-Lakewood, CO | 3 | $ 19,425,000 | $ 6,475,000 | $ 0 |
| Durham-Chapel Hill, NC | 3 | $ 21,485,000 | $ 7,161,666 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 11,245,000 | $ 3,748,333 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 18,645,000 | $ 6,215,000 | $ 0 |
| Jacksonville, FL | 3 | $ 27,875,000 | $ 9,291,666 | $ 0 |
| Louisville/Jefferson County, KY-IN | 3 | $ 10,975,000 | $ 3,658,333 | $ 0 |
| Ogden-Clearfield, UT | 3 | $ 14,665,000 | $ 4,888,333 | $ 0 |
| Oklahoma City, OK | 3 | $ 33,535,000 | $ 11,178,333 | $ 0 |
| Rochester, NY | 3 | $ 5,415,000 | $ 1,805,000 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 3 | $ 46,145,000 | $ 15,381,666 | $ 0 |
| Tucson, AZ | 3 | $ 38,845,000 | $ 12,948,333 | $ 0 |
| Birmingham-Hoover, AL | 2 | $ 26,310,000 | $ 13,155,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 11,040,000 | $ 5,520,000 | $ 0 |
| Cleveland-Elyria, OH | 2 | $ 11,540,000 | $ 5,770,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 5,210,000 | $ 2,605,000 | $ 0 |
| Fresno, CA | 2 | $ 7,660,000 | $ 3,830,000 | $ 0 |
| Gainesville, FL | 2 | $ 23,180,000 | $ 11,590,000 | $ 0 |
| Greensboro-High Point, NC | 2 | $ 8,610,000 | $ 4,305,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 2,190,000 | $ 1,095,000 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 16,320,000 | $ 8,160,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 20,170,000 | $ 10,085,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 6,220,000 | $ 3,110,000 | $ 0 |
| Madison, WI | 2 | $ 17,380,000 | $ 8,690,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 4,780,000 | $ 2,390,000 | $ 0 |
| Mobile, AL | 2 | $ 5,710,000 | $ 2,855,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 43,130,000 | $ 21,565,000 | $ 0 |
| New York-Newark, NY | 2 | $ 5,030,000 | $ 2,515,000 | $ 0 |
| Pittsburgh, PA | 2 | $ 21,700,000 | $ 10,850,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 10,060,000 | $ 5,030,000 | $ 0 |
| Richmond, VA | 2 | $ 7,730,000 | $ 3,865,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 3,260,000 | $ 1,630,000 | $ 0 |
| Tacoma-Lakewood, WA | 2 | $ 9,790,000 | $ 4,895,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 7,030,000 | $ 3,515,000 | $ 0 |
| Amarillo, TX | 1 | $ 5,885,000 | $ 5,885,000 | $ 0 |
| Anchorage, AK | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 4,605,000 | $ 4,605,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 9,195,000 | $ 9,195,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 4,085,000 | $ 4,085,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 2,905,000 | $ 2,905,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 6,635,000 | $ 6,635,000 | $ 0 |
| Columbia, SC | 1 | $ 8,355,000 | $ 8,355,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 7,705,000 | $ 7,705,000 | $ 0 |
| Gainesville, GA | 1 | $ 4,205,000 | $ 4,205,000 | $ 0 |
| Gary, IN | 1 | $ 2,435,000 | $ 2,435,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Huntsville, AL | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Kingston, NY | 1 | $ 78,655,000 | $ 78,655,000 | $ 0 |
| Knoxville, TN | 1 | $ 14,155,000 | $ 14,155,000 | $ 0 |
| Lawrence, KS | 1 | $ 6,505,000 | $ 6,505,000 | $ 0 |
| Longview, TX | 1 | $ 5,935,000 | $ 5,935,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 32,205,000 | $ 32,205,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 39,195,000 | $ 39,195,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 7,285,000 | $ 7,285,000 | $ 0 |
| Outside any metro area | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 3,585,000 | $ 3,585,000 | $ 0 |
| New Orleans-Metairie, LA | 1 | $ 1,645,000 | $ 1,645,000 | $ 0 |
| Newark, NJ-PA | 1 | $ 7,305,000 | $ 7,305,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 6,925,000 | $ 6,925,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 26,025,000 | $ 26,025,000 | $ 0 |
| Philadelphia, PA | 1 | $ 8,905,000 | $ 8,905,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 39,655,000 | $ 39,655,000 | $ 0 |
| Salt Lake City, UT | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| San Diego-Carlsbad, CA | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 0 | $ 0 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 2,855,000 | $ 2,855,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 66,755,000 | $ 66,755,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 7,255,000 | $ 7,255,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 24,455,000 | $ 24,455,000 | $ 0 |
| Tallahassee, FL | 1 | $ 10,105,000 | $ 10,105,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 16,805,000 | $ 16,805,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 13,445,000 | $ 13,445,000 | $ 0 |
| Wilmington, NC | 1 | $ 2,705,000 | $ 2,705,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 2,605,000 | $ 2,605,000 | $ 0 |
Mortgage Loan Application Detail Totals for Readycap Commercial LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 189 | $2,956,630,000 | $15,726,000 | $78,655,000 | $0 | $0 |
| Cash-out Refinancing | 65 | $221,095,000 | $3,401,000 | $9,565,000 | $0 | $0 |
| Refinancing | 26 | $172,755,000 | $6,910,000 | $24,005,000 | $0 | $0 |
| Other Purpose | 25 | $80,685,000 | $3,227,000 | $12,335,000 | $0 | $0 |
| Not Applicable | 15 | $82,005,000 | $5,467,000 | $29,125,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 320 | $3,513,170,000 | $11,047,000 | $78,655,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 320 | $3,513,170,000 | $11,047,000 | $78,655,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 277 | $3,344,905,000 | $12,163,000 | $78,655,000 | $0 | $0 |
| Application Withdrawn By Applicant | 27 | $106,925,000 | $3,960,000 | $12,335,000 | $0 | $0 |
| Application Denied By Financial Institution | 13 | $46,235,000 | $3,556,000 | $15,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $11,390,000 | $5,695,000 | $7,505,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $3,715,000 | $3,715,000 | $3,715,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 307 | $3,466,935,000 | $11,367,000 | $78,655,000 | $0 | $0 |
| Collateral | 13 | $46,235,000 | $3,556,000 | $15,005,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Readycap Commercial LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Readycap Commercial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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