National Bank Of Commerce
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for National Bank Of Commerce.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | National Bank Of Commerce 813 Shades Creek Parkway Suite 100 Birmingham, AL 35209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,438 |
| Total Mortgage Loan Application Amount | $368,531,000 |
| Average Mortgage Loan Application Amount | $197,666 |
| Highest Mortgage Loan Application Amount | $3,512,000 |
| Average Applicant Income | $135,333 |
| Highest Applicant Income | $2,768,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baldwin County Alabama | 416 | $ 103,152,000 | $ 247,000 | $ 158,000 |
| Jefferson County Alabama | 213 | $ 58,808,000 | $ 276,000 | $ 135,000 |
| Madison County Alabama | 130 | $ 29,747,000 | $ 228,000 | $ 115,000 |
| Lee County Alabama | 114 | $ 20,026,000 | $ 175,000 | $ 103,000 |
| Indian River County Florida | 86 | $ 22,152,000 | $ 257,000 | $ 123,000 |
| Escambia County Florida | 70 | $ 19,052,000 | $ 272,000 | $ 195,000 |
| Shelby County Alabama | 68 | $ 15,132,000 | $ 222,000 | $ 109,000 |
| St. Johns County Florida | 59 | $ 15,195,000 | $ 257,000 | $ 78,000 |
| Orange County Florida | 57 | $ 24,998,000 | $ 438,000 | $ 219,000 |
| Volusia County Florida | 36 | $ 10,071,000 | $ 279,000 | $ 146,000 |
| Seminole County Florida | 33 | $ 9,048,000 | $ 274,000 | $ 143,000 |
| Limestone County Alabama | 20 | $ 4,148,000 | $ 207,000 | $ 102,000 |
| Walton County Florida | 11 | $ 3,686,000 | $ 335,000 | $ 188,000 |
| Tallapoosa County Alabama | 8 | $ 2,738,000 | $ 342,000 | $ 166,000 |
| Mobile County Alabama | 7 | $ 1,690,000 | $ 241,000 | $ 218,000 |
| St. Clair County Alabama | 7 | $ 1,166,000 | $ 166,000 | $ 123,000 |
| Brevard County Florida | 7 | $ 2,526,000 | $ 360,000 | $ 181,000 |
| Flagler County Florida | 7 | $ 3,022,000 | $ 431,000 | $ 102,000 |
| Morgan County Alabama | 6 | $ 1,390,000 | $ 231,000 | $ 97,000 |
| St. Lucie County Florida | 6 | $ 1,223,000 | $ 203,000 | $ 174,000 |
| Tuscaloosa County Alabama | 5 | $ 743,000 | $ 148,000 | $ 133,000 |
| Bay County Florida | 5 | $ 1,045,000 | $ 209,000 | $ 100,000 |
| Hillsborough County Florida | 4 | $ 1,086,000 | $ 271,000 | $ 89,000 |
| Lake County Florida | 4 | $ 861,000 | $ 215,000 | $ 103,000 |
| Blount County Alabama | 3 | $ 1,046,000 | $ 348,000 | $ 114,000 |
| Chilton County Alabama | 3 | $ 752,000 | $ 250,000 | $ 142,000 |
| Montgomery County Alabama | 3 | $ 2,713,000 | $ 904,000 | $ 117,000 |
| Talladega County Alabama | 3 | $ 568,000 | $ 189,000 | $ 161,000 |
| Osceola County Florida | 3 | $ 632,000 | $ 210,000 | $ 231,000 |
| Elmore County Alabama | 2 | $ 179,000 | $ 89,000 | $ 42,000 |
| Duval County Florida | 2 | $ 543,000 | $ 271,000 | $ 75,000 |
| Okaloosa County Florida | 2 | $ 517,000 | $ 258,000 | $ 210,000 |
| Autauga County Alabama | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Bibb County Alabama | 1 | $ 260,000 | $ 260,000 | $ 99,000 |
| Chambers County Alabama | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Houston County Alabama | 1 | $ 97,000 | $ 97,000 | $ 128,000 |
| Jackson County Alabama | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Lawrence County Alabama | 1 | $ 465,000 | $ 465,000 | $ 155,000 |
| Macon County Alabama | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Russell County Alabama | 1 | $ 28,000 | $ 28,000 | $ 110,000 |
| Alachua County Florida | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Broward County Florida | 1 | $ 290,000 | $ 290,000 | $ 1,671,000 |
| Charlotte County Florida | 1 | $ 184,000 | $ 184,000 | $ 96,000 |
| Citrus County Florida | 1 | $ 56,000 | $ 56,000 | $ 65,000 |
| Martin County Florida | 1 | $ 186,000 | $ 186,000 | $ 59,000 |
| Miami-Dade County Florida | 1 | $ 417,000 | $ 417,000 | $ 251,000 |
| Pasco County Florida | 1 | $ 417,000 | $ 417,000 | $ 238,000 |
| Santa Rosa County Florida | 1 | $ 92,000 | $ 92,000 | $ 174,000 |
| Chatham County Georgia | 1 | $ 600,000 | $ 600,000 | $ 960,000 |
| DeKalb County Georgia | 1 | $ 344,000 | $ 344,000 | $ 82,000 |
| Harris County Georgia | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Warrick County Indiana | 1 | $ 290,000 | $ 290,000 | $ 80,000 |
| Jefferson County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 124,000 |
| Jefferson County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Bristol County Massachusetts | 1 | $ 246,000 | $ 246,000 | $ 125,000 |
| Madison County Mississippi | 1 | $ 386,000 | $ 386,000 | $ 351,000 |
| Haywood County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 442,000 |
| Henderson County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 260,000 |
| Jackson County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Pitt County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 111,000 |
| Lawrence County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 459,000 |
| Washington County Rhode Island | 1 | $ 281,000 | $ 281,000 | $ 750,000 |
| Davidson County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 50,000 |
| Johnson County Tennessee | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 302,000 | $ 302,000 | $ 147,000 |
| Sevier County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 209,000 |
| Tarrant County Texas | 1 | $ 310,000 | $ 310,000 | $ 94,000 |
| Travis County Texas | 1 | $ 245,000 | $ 245,000 | $ 232,000 |
| Campbell County Wyoming | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for National Bank Of Commerce in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,070 | $262,525,000 | $245,000 | $2,000,000 | $138,000 | $1,671,000 |
| Refinancing | 361 | $105,613,000 | $292,000 | $3,512,000 | $153,000 | $2,768,000 |
| Home Improvement | 7 | $393,000 | $56,000 | $192,000 | $115,000 | $297,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,025 | $267,429,000 | $260,000 | $3,512,000 | $152,000 | $2,768,000 |
| Not Provided | 261 | $67,548,000 | $258,000 | $1,940,000 | $161,000 | $1,362,000 |
| Not applicable | 78 | $19,365,000 | $248,000 | $2,380,000 | $0 | $0 |
| Black or African American | 28 | $4,646,000 | $165,000 | $417,000 | $76,000 | $251,000 |
| Asian | 22 | $4,699,000 | $213,000 | $661,000 | $86,000 | $247,000 |
| Hispanic | 17 | $3,068,000 | $180,000 | $474,000 | $86,000 | $232,000 |
| American Indian or Alaskan Native | 4 | $1,321,000 | $330,000 | $417,000 | $113,000 | $259,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $455,000 | $151,000 | $219,000 | $184,000 | $466,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,383 | $358,496,000 | $259,000 | $3,512,000 | $145,000 | $2,768,000 |
| FHA-insured (Federal Housing Administration) | 31 | $5,758,000 | $185,000 | $276,000 | $66,000 | $187,000 |
| VA-guaranteed (Veterans Administration) | 16 | $3,453,000 | $215,000 | $403,000 | $75,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $824,000 | $103,000 | $130,000 | $43,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,120 | $278,058,000 | $248,000 | $2,380,000 | $142,000 | $2,768,000 |
| Application Denied By Financial Institution | 187 | $54,601,000 | $291,000 | $3,512,000 | $134,000 | $1,046,000 |
| Application Withdrawn By Applicant | 97 | $26,540,000 | $273,000 | $1,000,000 | $151,000 | $1,430,000 |
| Application Approved But Not Accepted | 34 | $9,332,000 | $274,000 | $1,940,000 | $166,000 | $1,085,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 90 | $24,986,000 | $277,000 | $1,600,000 | $148,000 | $960,000 |
| Credit History | 29 | $11,273,000 | $388,000 | $3,512,000 | $133,000 | $1,046,000 |
| Collateral | 28 | $8,853,000 | $316,000 | $1,500,000 | $148,000 | $820,000 |
| Debt-To-Income Ratio | 26 | $6,094,000 | $234,000 | $560,000 | $63,000 | $236,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,143,000 | $163,000 | $293,000 | $119,000 | $295,000 |
| Other | 4 | $1,470,000 | $367,000 | $660,000 | $157,000 | $350,000 |
| Employment History | 3 | $782,000 | $260,000 | $417,000 | $190,000 | $469,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.