Red River Employees Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Red River Employees Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Red River Employees Federal Credit Union 4405 Summerhill Road Texarkana, TX 75503 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,704 |
| Total Mortgage Loan Application Amount | $151,680,000 |
| Average Mortgage Loan Application Amount | $99,333 |
| Highest Mortgage Loan Application Amount | $2,045,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $1,214,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Red River Employees Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Red River Employees Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Red River Employees Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Red River Employees Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Red River Employees Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Red River Employees Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bowie County Texas | 296 | $ 28,430,000 | $ 96,000 | $ 69,000 |
| Miller County Arkansas | 128 | $ 13,100,000 | $ 102,000 | $ 66,000 |
| Cass County Texas | 58 | $ 4,870,000 | $ 83,000 | $ 72,000 |
| Lamar County Texas | 51 | $ 5,065,000 | $ 99,000 | $ 63,000 |
| Caddo County Louisiana | 45 | $ 4,855,000 | $ 107,000 | $ 52,000 |
| Hempstead County Arkansas | 44 | $ 2,830,000 | $ 64,000 | $ 50,000 |
| Howard County Arkansas | 38 | $ 2,650,000 | $ 69,000 | $ 58,000 |
| Little River County Arkansas | 24 | $ 1,560,000 | $ 65,000 | $ 53,000 |
| Coahoma County Mississippi | 22 | $ 1,190,000 | $ 54,000 | $ 40,000 |
| Harrison County Texas | 22 | $ 2,050,000 | $ 93,000 | $ 80,000 |
| Red River County Texas | 17 | $ 1,155,000 | $ 67,000 | $ 62,000 |
| Morehouse County Louisiana | 14 | $ 740,000 | $ 52,000 | $ 41,000 |
| Hopkins County Texas | 14 | $ 2,060,000 | $ 147,000 | $ 78,000 |
| Faulkner County Arkansas | 13 | $ 1,205,000 | $ 92,000 | $ 72,000 |
| Nevada County Arkansas | 13 | $ 875,000 | $ 67,000 | $ 47,000 |
| Lincoln County Louisiana | 12 | $ 890,000 | $ 74,000 | $ 54,000 |
| Calcasieu County Louisiana | 11 | $ 825,000 | $ 75,000 | $ 84,000 |
| Tangipahoa County Louisiana | 11 | $ 725,000 | $ 65,000 | $ 57,000 |
| Bexar County Texas | 11 | $ 965,000 | $ 87,000 | $ 78,000 |
| Smith County Texas | 11 | $ 895,000 | $ 81,000 | $ 67,000 |
| Pulaski County Arkansas | 10 | $ 1,600,000 | $ 160,000 | $ 171,000 |
| Sevier County Arkansas | 10 | $ 1,110,000 | $ 111,000 | $ 45,000 |
| Liberty County Texas | 10 | $ 900,000 | $ 90,000 | $ 99,000 |
| Pike County Arkansas | 9 | $ 815,000 | $ 90,000 | $ 90,000 |
| Saline County Arkansas | 9 | $ 1,035,000 | $ 115,000 | $ 57,000 |
| Henderson County Texas | 9 | $ 945,000 | $ 105,000 | $ 84,000 |
| Garland County Arkansas | 8 | $ 1,470,000 | $ 183,000 | $ 84,000 |
| Jefferson Davis County Louisiana | 8 | $ 480,000 | $ 60,000 | $ 62,000 |
| Guadalupe County Texas | 8 | $ 650,000 | $ 81,000 | $ 82,000 |
| Harris County Texas | 8 | $ 1,430,000 | $ 178,000 | $ 80,000 |
| Navarro County Texas | 8 | $ 700,000 | $ 87,000 | $ 55,000 |
| Ascension County Louisiana | 7 | $ 435,000 | $ 62,000 | $ 49,000 |
| Livingston County Louisiana | 7 | $ 475,000 | $ 67,000 | $ 78,000 |
| Ouachita County Louisiana | 7 | $ 415,000 | $ 59,000 | $ 44,000 |
| Ector County Texas | 7 | $ 475,000 | $ 67,000 | $ 68,000 |
| Ellis County Texas | 7 | $ 475,000 | $ 67,000 | $ 60,000 |
| Gregg County Texas | 7 | $ 945,000 | $ 135,000 | $ 128,000 |
| Hunt County Texas | 7 | $ 3,495,000 | $ 499,000 | $ 122,000 |
| Clark County Arkansas | 6 | $ 370,000 | $ 61,000 | $ 51,000 |
| Polk County Arkansas | 6 | $ 540,000 | $ 90,000 | $ 66,000 |
| Acadia County Louisiana | 6 | $ 250,000 | $ 41,000 | $ 62,000 |
| Bossier County Louisiana | 6 | $ 790,000 | $ 131,000 | $ 72,000 |
| Vermilion County Louisiana | 6 | $ 370,000 | $ 61,000 | $ 54,000 |
| Panola County Mississippi | 6 | $ 710,000 | $ 118,000 | $ 63,000 |
| Tallahatchie County Mississippi | 6 | $ 250,000 | $ 41,000 | $ 43,000 |
| Austin County Texas | 6 | $ 440,000 | $ 73,000 | $ 54,000 |
| Jasper County Texas | 6 | $ 520,000 | $ 86,000 | $ 84,000 |
| Montgomery County Texas | 6 | $ 410,000 | $ 68,000 | $ 43,000 |
| Benton County Arkansas | 5 | $ 1,175,000 | $ 235,000 | $ 262,000 |
| Hot Spring County Arkansas | 5 | $ 275,000 | $ 55,000 | $ 53,000 |
| Lafayette County Arkansas | 5 | $ 275,000 | $ 55,000 | $ 38,000 |
| Lonoke County Arkansas | 5 | $ 395,000 | $ 79,000 | $ 70,000 |
| Pope County Arkansas | 5 | $ 325,000 | $ 65,000 | $ 47,000 |
| Lafayette County Louisiana | 5 | $ 385,000 | $ 77,000 | $ 38,000 |
| Winn County Louisiana | 5 | $ 285,000 | $ 57,000 | $ 45,000 |
| Covington County Mississippi | 5 | $ 415,000 | $ 83,000 | $ 53,000 |
| Quitman County Mississippi | 5 | $ 395,000 | $ 79,000 | $ 43,000 |
| Denton County Texas | 5 | $ 575,000 | $ 115,000 | $ 83,000 |
| Grayson County Texas | 5 | $ 315,000 | $ 63,000 | $ 56,000 |
| Wood County Texas | 5 | $ 485,000 | $ 97,000 | $ 78,000 |
| Cleburne County Arkansas | 4 | $ 240,000 | $ 60,000 | $ 70,000 |
| Craighead County Arkansas | 4 | $ 320,000 | $ 80,000 | $ 85,000 |
| Crawford County Arkansas | 4 | $ 230,000 | $ 57,000 | $ 48,000 |
| Ouachita County Arkansas | 4 | $ 280,000 | $ 70,000 | $ 62,000 |
| Washington County Arkansas | 4 | $ 390,000 | $ 97,000 | $ 73,000 |
| Rapides County Louisiana | 4 | $ 320,000 | $ 80,000 | $ 69,000 |
| Sabine County Louisiana | 4 | $ 310,000 | $ 77,000 | $ 78,000 |
| St. Landry County Louisiana | 4 | $ 280,000 | $ 70,000 | $ 63,000 |
| Atascosa County Texas | 4 | $ 390,000 | $ 97,000 | $ 76,000 |
| Brazoria County Texas | 4 | $ 250,000 | $ 62,000 | $ 72,000 |
| Collin County Texas | 4 | $ 490,000 | $ 122,000 | $ 74,000 |
| Franklin County Texas | 4 | $ 470,000 | $ 117,000 | $ 96,000 |
| Marion County Texas | 4 | $ 340,000 | $ 85,000 | $ 72,000 |
| Nueces County Texas | 4 | $ 360,000 | $ 90,000 | $ 63,000 |
| Orange County Texas | 4 | $ 390,000 | $ 97,000 | $ 66,000 |
| Van Zandt County Texas | 4 | $ 340,000 | $ 85,000 | $ 71,000 |
| Walker County Texas | 4 | $ 260,000 | $ 65,000 | $ 61,000 |
| Young County Texas | 4 | $ 240,000 | $ 60,000 | $ 86,000 |
| Ashley County Arkansas | 3 | $ 165,000 | $ 55,000 | $ 50,000 |
| Crittenden County Arkansas | 3 | $ 165,000 | $ 55,000 | $ 119,000 |
| Franklin County Arkansas | 3 | $ 185,000 | $ 61,000 | $ 134,000 |
| Fulton County Arkansas | 3 | $ 225,000 | $ 75,000 | $ 55,000 |
| Johnson County Arkansas | 3 | $ 305,000 | $ 101,000 | $ 82,000 |
| Monroe County Arkansas | 3 | $ 175,000 | $ 58,000 | $ 53,000 |
| Sharp County Arkansas | 3 | $ 175,000 | $ 58,000 | $ 41,000 |
| Union County Arkansas | 3 | $ 305,000 | $ 101,000 | $ 59,000 |
| Yell County Arkansas | 3 | $ 195,000 | $ 65,000 | $ 67,000 |
| Claiborne County Louisiana | 3 | $ 315,000 | $ 105,000 | $ 97,000 |
| De Soto County Louisiana | 3 | $ 185,000 | $ 61,000 | $ 60,000 |
| Iberia County Louisiana | 3 | $ 155,000 | $ 51,000 | $ 67,000 |
| Jackson County Louisiana | 3 | $ 245,000 | $ 81,000 | $ 46,000 |
| St. Martin County Louisiana | 3 | $ 185,000 | $ 61,000 | $ 72,000 |
| St. Tammany County Louisiana | 3 | $ 215,000 | $ 71,000 | $ 105,000 |
| Terrebonne County Louisiana | 3 | $ 325,000 | $ 108,000 | $ 55,000 |
| Union County Louisiana | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| Vernon County Louisiana | 3 | $ 235,000 | $ 78,000 | $ 40,000 |
| Washington County Louisiana | 3 | $ 295,000 | $ 98,000 | $ 69,000 |
| Webster County Louisiana | 3 | $ 365,000 | $ 121,000 | $ 94,000 |
| Clarke County Mississippi | 3 | $ 445,000 | $ 148,000 | $ 227,000 |
| Jackson County Mississippi | 3 | $ 195,000 | $ 65,000 | $ 61,000 |
| Lauderdale County Mississippi | 3 | $ 195,000 | $ 65,000 | $ 117,000 |
| Lincoln County Mississippi | 3 | $ 235,000 | $ 78,000 | $ 52,000 |
| Newton County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 59,000 |
| Sunflower County Mississippi | 3 | $ 165,000 | $ 55,000 | $ 39,000 |
| Tunica County Mississippi | 3 | $ 275,000 | $ 91,000 | $ 50,000 |
| Union County Mississippi | 3 | $ 225,000 | $ 75,000 | $ 52,000 |
| Anderson County Texas | 3 | $ 275,000 | $ 91,000 | $ 74,000 |
| Dallas County Texas | 3 | $ 605,000 | $ 201,000 | $ 144,000 |
| Delta County Texas | 3 | $ 155,000 | $ 51,000 | $ 48,000 |
| Fayette County Texas | 3 | $ 165,000 | $ 55,000 | $ 79,000 |
| Johnson County Texas | 3 | $ 255,000 | $ 85,000 | $ 63,000 |
| Kaufman County Texas | 3 | $ 435,000 | $ 145,000 | $ 97,000 |
| Lubbock County Texas | 3 | $ 165,000 | $ 55,000 | $ 47,000 |
| McLennan County Texas | 3 | $ 265,000 | $ 88,000 | $ 72,000 |
| Medina County Texas | 3 | $ 255,000 | $ 85,000 | $ 78,000 |
| Midland County Texas | 3 | $ 235,000 | $ 78,000 | $ 67,000 |
| Morris County Texas | 3 | $ 365,000 | $ 121,000 | $ 79,000 |
| Nacogdoches County Texas | 3 | $ 535,000 | $ 178,000 | $ 77,000 |
| Panola County Texas | 3 | $ 355,000 | $ 118,000 | $ 153,000 |
| Randall County Texas | 3 | $ 305,000 | $ 101,000 | $ 84,000 |
| Robertson County Texas | 3 | $ 215,000 | $ 71,000 | $ 67,000 |
| Rockwall County Texas | 3 | $ 565,000 | $ 188,000 | $ 157,000 |
| Shelby County Texas | 3 | $ 235,000 | $ 78,000 | $ 56,000 |
| Titus County Texas | 3 | $ 375,000 | $ 125,000 | $ 58,000 |
| Travis County Texas | 3 | $ 215,000 | $ 71,000 | $ 68,000 |
| Victoria County Texas | 3 | $ 245,000 | $ 81,000 | $ 74,000 |
| Arkansas County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Carroll County Arkansas | 2 | $ 300,000 | $ 150,000 | $ 95,000 |
| Chicot County Arkansas | 2 | $ 50,000 | $ 25,000 | $ 26,000 |
| Columbia County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 42,000 |
| Conway County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 42,000 |
| Dallas County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Independence County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Mississippi County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| Newton County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 117,000 |
| Poinsett County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 51,000 |
| White County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 110,000 |
| Beauregard County Louisiana | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Cameron County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 96,000 |
| East Baton Rouge County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 98,000 |
| East Feliciana County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 120,000 |
| Grant County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Iberville County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 95,000 |
| Natchitoches County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Attala County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 89,000 |
| Bolivar County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 61,000 |
| Chickasaw County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| DeSoto County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Greene County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Grenada County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| Hancock County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 27,000 |
| Jones County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 41,000 |
| Marshall County Mississippi | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Pike County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 111,000 |
| Smith County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 90,000 |
| Wayne County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| Yalobusha County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 131,000 |
| Taney County Missouri | 2 | $ 240,000 | $ 120,000 | $ 267,000 |
| Bee County Texas | 2 | $ 160,000 | $ 80,000 | $ 93,000 |
| Bell County Texas | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Brazos County Texas | 2 | $ 170,000 | $ 85,000 | $ 69,000 |
| Burleson County Texas | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| Caldwell County Texas | 2 | $ 240,000 | $ 120,000 | $ 90,000 |
| Cherokee County Texas | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Colorado County Texas | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| El Paso County Texas | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
| Erath County Texas | 2 | $ 110,000 | $ 55,000 | $ 138,000 |
| Grimes County Texas | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Hardin County Texas | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| Hockley County Texas | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| Howard County Texas | 2 | $ 270,000 | $ 135,000 | $ 91,000 |
| Jefferson County Texas | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Jim Wells County Texas | 2 | $ 180,000 | $ 90,000 | $ 64,000 |
| Kendall County Texas | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| Lamb County Texas | 2 | $ 180,000 | $ 90,000 | $ 95,000 |
| Leon County Texas | 2 | $ 90,000 | $ 45,000 | $ 31,000 |
| Parker County Texas | 2 | $ 140,000 | $ 70,000 | $ 82,000 |
| Polk County Texas | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Sabine County Texas | 2 | $ 130,000 | $ 65,000 | $ 85,000 |
| San Augustine County Texas | 2 | $ 200,000 | $ 100,000 | $ 176,000 |
| Scurry County Texas | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| Tarrant County Texas | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Taylor County Texas | 2 | $ 90,000 | $ 45,000 | $ 80,000 |
| Tom Green County Texas | 2 | $ 170,000 | $ 85,000 | $ 72,000 |
| Wilson County Texas | 2 | $ 150,000 | $ 75,000 | $ 57,000 |
| Elmore County Alabama | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Baxter County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Clay County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Cleveland County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Desha County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Drew County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Grant County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Greene County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Izard County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Jackson County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Lincoln County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Marion County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Prairie County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Searcy County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Sebastian County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Stone County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Polk County Florida | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Assumption County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Avoyelles County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Catahoula County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| La Salle County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Madison County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Red River County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| West Feliciana County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Adams County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Alcorn County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Amite County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Carroll County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Choctaw County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Claiborne County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Copiah County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Forrest County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| George County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Itawamba County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Jasper County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 208,000 |
| Kemper County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Lafayette County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Lamar County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Leake County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Lee County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Lowndes County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Neshoba County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Oktibbeha County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Pearl River County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Pontotoc County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Rankin County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Stone County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Tate County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Tishomingo County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Walthall County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 196,000 |
| Warren County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Winston County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Yazoo County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Fulton County New York | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Sequoyah County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Tulsa County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Andrews County Texas | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Blanco County Texas | 1 | $ 175,000 | $ 175,000 | $ 131,000 |
| Brown County Texas | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Callahan County Texas | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Coleman County Texas | 1 | $ 95,000 | $ 95,000 | $ 112,000 |
| Comal County Texas | 1 | $ 115,000 | $ 115,000 | $ 175,000 |
| Dallam County Texas | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Donley County Texas | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Duval County Texas | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Fannin County Texas | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Fort Bend County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Freestone County Texas | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Frio County Texas | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Gillespie County Texas | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Goliad County Texas | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Gonzales County Texas | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Hamilton County Texas | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Hays County Texas | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Hidalgo County Texas | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Hill County Texas | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Hood County Texas | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Jones County Texas | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Kerr County Texas | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Limestone County Texas | 1 | $ 65,000 | $ 65,000 | $ 138,000 |
| Llano County Texas | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Lynn County Texas | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Madison County Texas | 1 | $ 115,000 | $ 115,000 | $ 225,000 |
| Matagorda County Texas | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Mitchell County Texas | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Newton County Texas | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Nolan County Texas | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Potter County Texas | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Rains County Texas | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Real County Texas | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Reeves County Texas | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| Trinity County Texas | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Upshur County Texas | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Upton County Texas | 1 | $ 155,000 | $ 155,000 | $ 259,000 |
| Washington County Texas | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Willacy County Texas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Williamson County Texas | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Wise County Texas | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Zavala County Texas | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Martinsville County Virginia | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Red River Employees Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,500 | $129,030,000 | $86,000 | $2,045,000 | $67,000 | $1,214,000 |
| Refinancing | 146 | $17,080,000 | $116,000 | $1,045,000 | $78,000 | $417,000 |
| Cash-out Refinancing | 58 | $5,570,000 | $96,000 | $275,000 | $69,000 | $193,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,034 | $91,560,000 | $88,000 | $965,000 | $73,000 | $582,000 |
| Black or African American | 319 | $27,675,000 | $86,000 | $525,000 | $54,000 | $305,000 |
| Hispanic | 175 | $13,385,000 | $76,000 | $245,000 | $62,000 | $180,000 |
| Not Provided | 106 | $8,960,000 | $84,000 | $325,000 | $72,000 | $1,214,000 |
| Not applicable | 32 | $7,240,000 | $226,000 | $2,045,000 | $0 | $0 |
| American Indian or Alaskan Native | 21 | $1,415,000 | $67,000 | $125,000 | $94,000 | $662,000 |
| Asian | 13 | $1,135,000 | $87,000 | $245,000 | $52,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,658 | $145,610,000 | $87,000 | $2,045,000 | $68,000 | $662,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $3,030,000 | $126,000 | $275,000 | $106,000 | $1,214,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,770,000 | $126,000 | $285,000 | $61,000 | $145,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,270,000 | $158,000 | $295,000 | $44,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 606 | $54,080,000 | $89,000 | $2,045,000 | $77,000 | $662,000 |
| Application Approved But Not Accepted | 557 | $42,545,000 | $76,000 | $335,000 | $70,000 | $254,000 |
| Preapproval Denied by Financial Institution | 262 | $25,750,000 | $98,000 | $525,000 | $51,000 | $1,214,000 |
| Application Denied By Financial Institution | 180 | $15,870,000 | $88,000 | $275,000 | $53,000 | $214,000 |
| Preapproval Approved but not Accepted | 99 | $13,435,000 | $135,000 | $965,000 | $74,000 | $582,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,704 | $151,680,000 | $89,000 | $2,045,000 | $68,000 | $1,214,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Red River Employees Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Red River Employees Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.