Refinance.Com Mortgage Lending & HMDA Data, 2006
In 2006, Refinance.Com of Syosset, NY reported 7,536 mortgage applications totaling $1.8 billion. The average application was for $245,011, and applicants reported an average income of $79,498. 53% of its applications resulted in an originated loan and 5% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (862), Washington-Arlington-Alexandria, DC-VA-MD-WV (583) and Nassau-Suffolk, NY (480) (applications in parentheses).
| Mortgage Company & Address | Refinance.Com 60 Oak Drive Syosset, NY 11791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2004 2003 |
| Total Number of Mortgage Applications | 7,536 |
| Total Mortgage Loan Application Amount | $1,846,407,000 |
| Average Mortgage Loan Application Amount | $245,011 |
| Highest Mortgage Loan Application Amount | $9,250,000 |
| Average Applicant Income | $79,498 |
| Highest Applicant Income | $7,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Refinance.Com filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 280 | $ 78,347,000 | $ 279,810 | $ 90,000 |
| Prince George's, Maryland | 203 | $ 57,115,000 | $ 281,354 | $ 80,000 |
| Nassau, New York | 200 | $ 69,575,000 | $ 347,875 | $ 124,000 |
| Queens, New York | 169 | $ 52,016,000 | $ 307,786 | $ 82,000 |
| Ocean, New Jersey | 149 | $ 34,787,000 | $ 233,469 | $ 69,000 |
| Kings, New York | 146 | $ 44,400,000 | $ 304,109 | $ 79,000 |
| Broward, Florida | 124 | $ 26,598,000 | $ 214,500 | $ 66,000 |
| Middlesex, New Jersey | 121 | $ 32,270,000 | $ 266,694 | $ 78,000 |
| Richmond, New York | 106 | $ 29,122,000 | $ 274,735 | $ 79,000 |
| Bergen, New Jersey | 105 | $ 34,745,000 | $ 330,904 | $ 109,000 |
| Burlington, New Jersey | 104 | $ 20,299,000 | $ 195,182 | $ 68,000 |
| Palm Beach, Florida | 101 | $ 25,269,000 | $ 250,188 | $ 82,000 |
| Los Angeles, California | 100 | $ 30,859,000 | $ 308,590 | $ 98,000 |
| Monmouth, New Jersey | 100 | $ 29,976,000 | $ 299,760 | $ 86,000 |
| Orange, Florida | 96 | $ 21,228,000 | $ 221,125 | $ 66,000 |
| New Haven, Connecticut | 93 | $ 21,295,000 | $ 228,978 | $ 77,000 |
| Baltimore, Maryland | 91 | $ 18,954,000 | $ 208,285 | $ 66,000 |
| Miami-Dade, Florida | 90 | $ 21,629,000 | $ 240,322 | $ 72,000 |
| Hillsborough, Florida | 89 | $ 16,185,000 | $ 181,853 | $ 69,000 |
| Westchester, New York | 87 | $ 31,159,000 | $ 358,149 | $ 150,000 |
| Virginia Beach, Virginia | 86 | $ 16,256,000 | $ 189,023 | $ 56,000 |
| Essex, New Jersey | 83 | $ 20,741,000 | $ 249,891 | $ 77,000 |
| San Diego, California | 82 | $ 28,969,000 | $ 353,280 | $ 104,000 |
| Orange, New York | 80 | $ 17,646,000 | $ 220,575 | $ 84,000 |
| Hartford, Connecticut | 79 | $ 15,399,000 | $ 194,924 | $ 69,000 |
| Atlantic, New Jersey | 79 | $ 15,509,000 | $ 196,316 | $ 69,000 |
| Camden, New Jersey | 79 | $ 14,606,000 | $ 184,886 | $ 77,000 |
| Fairfax, Virginia | 75 | $ 24,542,000 | $ 327,226 | $ 82,000 |
| Anne Arundel, Maryland | 71 | $ 17,766,000 | $ 250,225 | $ 65,000 |
| Dutchess, New York | 71 | $ 15,861,000 | $ 223,394 | $ 70,000 |
| Volusia, Florida | 66 | $ 12,445,000 | $ 188,560 | $ 63,000 |
| Union, New Jersey | 66 | $ 18,073,000 | $ 273,833 | $ 78,000 |
| Fairfield, Connecticut | 65 | $ 27,058,000 | $ 416,276 | $ 102,000 |
| Gloucester, New Jersey | 64 | $ 10,964,000 | $ 171,312 | $ 69,000 |
| Bronx, New York | 64 | $ 16,042,000 | $ 250,656 | $ 62,000 |
| Montgomery, Maryland | 61 | $ 21,053,000 | $ 345,131 | $ 116,000 |
| Brevard, Florida | 59 | $ 10,238,000 | $ 173,525 | $ 58,000 |
| Pinellas, Florida | 59 | $ 10,912,000 | $ 184,949 | $ 63,000 |
| Riverside, California | 56 | $ 17,305,000 | $ 309,017 | $ 82,000 |
| Prince William, Virginia | 56 | $ 17,810,000 | $ 318,035 | $ 92,000 |
| San Bernardino, California | 54 | $ 13,985,000 | $ 258,981 | $ 72,000 |
| Lee, Florida | 53 | $ 12,476,000 | $ 235,396 | $ 69,000 |
| Duval, Florida | 52 | $ 9,424,000 | $ 181,230 | $ 63,000 |
| Hudson, New Jersey | 52 | $ 12,978,000 | $ 249,576 | $ 77,000 |
| Mercer, New Jersey | 52 | $ 10,977,000 | $ 211,096 | $ 75,000 |
| District of Columbia, District Of Columbia | 49 | $ 13,869,000 | $ 283,040 | $ 82,000 |
| Harford, Maryland | 49 | $ 9,635,000 | $ 196,632 | $ 82,000 |
| Somerset, New Jersey | 47 | $ 13,200,000 | $ 280,851 | $ 90,000 |
| Morris, New Jersey | 46 | $ 12,975,000 | $ 282,065 | $ 77,000 |
| Chesterfield, Virginia | 46 | $ 8,883,000 | $ 193,108 | $ 70,000 |
| Passaic, New Jersey | 44 | $ 12,740,000 | $ 289,545 | $ 89,000 |
| Erie, New York | 42 | $ 5,573,000 | $ 132,690 | $ 55,000 |
| Seminole, Florida | 41 | $ 8,143,000 | $ 198,609 | $ 67,000 |
| Sacramento, California | 40 | $ 10,310,000 | $ 257,750 | $ 88,000 |
| Polk, Florida | 39 | $ 6,955,000 | $ 178,333 | $ 49,000 |
| Frederick, Maryland | 39 | $ 10,465,000 | $ 268,333 | $ 87,000 |
| Chesapeake, Virginia | 38 | $ 8,877,000 | $ 233,605 | $ 63,000 |
| Kern, California | 37 | $ 8,305,000 | $ 224,459 | $ 68,000 |
| Pasco, Florida | 37 | $ 6,221,000 | $ 168,135 | $ 48,000 |
| Cape May, New Jersey | 37 | $ 7,720,000 | $ 208,648 | $ 84,000 |
| Orange, California | 36 | $ 16,544,000 | $ 459,555 | $ 129,000 |
| Litchfield, Connecticut | 36 | $ 7,264,000 | $ 201,777 | $ 81,000 |
| Baltimore City, Maryland | 36 | $ 6,002,000 | $ 166,722 | $ 72,000 |
| Sussex, New Jersey | 36 | $ 8,212,000 | $ 228,111 | $ 72,000 |
| New York, New York | 36 | $ 19,414,000 | $ 539,277 | $ 299,000 |
| Warren, New Jersey | 32 | $ 8,770,000 | $ 274,062 | $ 88,000 |
| Ulster, New York | 32 | $ 6,489,000 | $ 202,781 | $ 75,000 |
| Loudoun, Virginia | 32 | $ 13,587,000 | $ 424,593 | $ 129,000 |
| Spotsylvania, Virginia | 31 | $ 8,525,000 | $ 275,000 | $ 84,000 |
| New London, Connecticut | 30 | $ 5,922,000 | $ 197,400 | $ 68,000 |
| Osceola, Florida | 30 | $ 6,382,000 | $ 212,733 | $ 66,000 |
| Charles, Maryland | 30 | $ 8,251,000 | $ 275,033 | $ 65,000 |
| Rockland, New York | 30 | $ 9,004,000 | $ 300,133 | $ 117,000 |
| Hampton, Virginia | 30 | $ 5,398,000 | $ 179,933 | $ 67,000 |
| Cumberland, New Jersey | 29 | $ 4,571,000 | $ 157,620 | $ 65,000 |
| Saratoga, New York | 29 | $ 5,300,000 | $ 182,758 | $ 69,000 |
| Stafford, Virginia | 29 | $ 7,480,000 | $ 257,931 | $ 70,000 |
| Henrico, Virginia | 28 | $ 5,394,000 | $ 192,642 | $ 72,000 |
| Lake, Florida | 26 | $ 4,884,000 | $ 187,846 | $ 61,000 |
| Albany, New York | 26 | $ 3,359,000 | $ 129,192 | $ 57,000 |
| Horry, South Carolina | 26 | $ 5,403,000 | $ 207,807 | $ 52,000 |
| Citrus, Florida | 25 | $ 3,378,000 | $ 135,120 | $ 55,000 |
| Monroe, New York | 25 | $ 3,424,000 | $ 136,960 | $ 53,000 |
| Charlotte, Florida | 24 | $ 5,121,000 | $ 213,375 | $ 51,000 |
| Charleston, South Carolina | 24 | $ 5,990,000 | $ 249,583 | $ 79,000 |
| St. Lucie, Florida | 23 | $ 4,096,000 | $ 178,086 | $ 62,000 |
| Howard, Maryland | 23 | $ 7,679,000 | $ 333,869 | $ 117,000 |
| Hennepin, Minnesota | 23 | $ 5,710,000 | $ 248,260 | $ 83,000 |
| Putnam, New York | 23 | $ 7,239,000 | $ 314,739 | $ 111,000 |
| Hernando, Florida | 22 | $ 4,017,000 | $ 182,590 | $ 48,000 |
| Calvert, Maryland | 22 | $ 5,924,000 | $ 269,272 | $ 74,000 |
| Beaufort, South Carolina | 22 | $ 4,223,000 | $ 191,954 | $ 72,000 |
| Okaloosa, Florida | 21 | $ 3,990,000 | $ 190,000 | $ 58,000 |
| Washington, Maryland | 21 | $ 4,016,000 | $ 191,238 | $ 59,000 |
| Collier, Florida | 20 | $ 6,536,000 | $ 326,800 | $ 81,000 |
| Marion, Florida | 20 | $ 3,473,000 | $ 173,650 | $ 64,000 |
| Middlesex, Connecticut | 19 | $ 4,945,000 | $ 260,263 | $ 84,000 |
| Newport News, Virginia | 19 | $ 2,882,000 | $ 151,684 | $ 62,000 |
| Norfolk, Virginia | 19 | $ 2,992,000 | $ 157,473 | $ 53,000 |
| Santa Clara, California | 18 | $ 7,610,000 | $ 422,777 | $ 122,000 |
| Martin, Florida | 18 | $ 4,097,000 | $ 227,611 | $ 49,000 |
| Sarasota, Florida | 18 | $ 4,681,000 | $ 260,055 | $ 65,000 |
| Portsmouth, Virginia | 18 | $ 2,788,000 | $ 154,888 | $ 57,000 |
| San Joaquin, California | 17 | $ 4,870,000 | $ 286,470 | $ 92,000 |
| Tolland, Connecticut | 17 | $ 3,211,000 | $ 188,882 | $ 61,000 |
| Cecil, Maryland | 17 | $ 3,445,000 | $ 202,647 | $ 74,000 |
| Onondaga, New York | 17 | $ 2,428,000 | $ 142,823 | $ 74,000 |
| Manatee, Florida | 16 | $ 3,105,000 | $ 194,062 | $ 70,000 |
| Anoka, Minnesota | 16 | $ 2,804,000 | $ 175,250 | $ 71,000 |
| Rensselaer, New York | 16 | $ 2,480,000 | $ 155,000 | $ 60,000 |
| Schenectady, New York | 16 | $ 2,265,000 | $ 141,562 | $ 70,000 |
| Greenville, South Carolina | 16 | $ 3,060,000 | $ 191,250 | $ 68,000 |
| Alameda, California | 15 | $ 5,648,000 | $ 376,533 | $ 87,000 |
| Solano, California | 15 | $ 5,376,000 | $ 358,400 | $ 117,000 |
| Carroll, Maryland | 15 | $ 4,237,000 | $ 282,466 | $ 63,000 |
| St. Mary's, Maryland | 15 | $ 4,447,000 | $ 296,466 | $ 114,000 |
| Richland, South Carolina | 15 | $ 2,034,000 | $ 135,600 | $ 61,000 |
| Ventura, California | 14 | $ 3,501,000 | $ 250,071 | $ 76,000 |
| Escambia, Florida | 14 | $ 2,138,000 | $ 152,714 | $ 53,000 |
| Ontario, New York | 14 | $ 1,814,000 | $ 129,571 | $ 85,000 |
| Oswego, New York | 14 | $ 1,874,000 | $ 133,857 | $ 75,000 |
| Frederick, Virginia | 14 | $ 3,490,000 | $ 249,285 | $ 59,000 |
| Contra Costa, California | 13 | $ 4,303,000 | $ 331,000 | $ 81,000 |
| New Castle, Delaware | 13 | $ 2,717,000 | $ 209,000 | $ 76,000 |
| St. Johns, Florida | 13 | $ 3,045,000 | $ 234,230 | $ 82,000 |
| Wicomico, Maryland | 13 | $ 2,465,000 | $ 189,615 | $ 67,000 |
| Hunterdon, New Jersey | 13 | $ 4,375,000 | $ 336,538 | $ 75,000 |
| Spartanburg, South Carolina | 13 | $ 1,679,000 | $ 129,153 | $ 68,000 |
| Lake, California | 12 | $ 4,069,000 | $ 339,083 | $ 107,000 |
| Oakland, Michigan | 12 | $ 2,603,000 | $ 216,916 | $ 89,000 |
| Ramsey, Minnesota | 12 | $ 2,384,000 | $ 198,666 | $ 52,000 |
| Essex, New York | 12 | $ 2,006,000 | $ 167,166 | $ 87,000 |
| Sullivan, New York | 12 | $ 1,703,000 | $ 141,916 | $ 45,000 |
| Warren, New York | 12 | $ 2,386,000 | $ 198,833 | $ 84,000 |
| Fauquier, Virginia | 12 | $ 3,455,000 | $ 287,916 | $ 86,000 |
| Roanoke City, Virginia | 12 | $ 1,261,000 | $ 105,083 | $ 51,000 |
| Fresno, California | 11 | $ 2,650,000 | $ 240,909 | $ 84,000 |
| Stanislaus, California | 11 | $ 2,463,000 | $ 223,909 | $ 61,000 |
| Indian River, Florida | 11 | $ 2,746,000 | $ 249,636 | $ 76,000 |
| Wayne, Michigan | 11 | $ 1,796,000 | $ 163,272 | $ 72,000 |
| Salem, New Jersey | 11 | $ 2,246,000 | $ 204,181 | $ 81,000 |
| Columbia, New York | 11 | $ 2,184,000 | $ 198,545 | $ 70,000 |
| Berkeley, South Carolina | 11 | $ 1,925,000 | $ 175,000 | $ 55,000 |
| Butte, California | 10 | $ 1,947,000 | $ 194,700 | $ 62,000 |
| Windham, Connecticut | 10 | $ 1,773,000 | $ 177,300 | $ 52,000 |
| Santa Rosa, Florida | 10 | $ 1,378,000 | $ 137,800 | $ 55,000 |
| Queen Anne's, Maryland | 10 | $ 2,787,000 | $ 278,700 | $ 57,000 |
| Oneida, New York | 10 | $ 1,173,000 | $ 117,300 | $ 48,000 |
| York, South Carolina | 10 | $ 1,823,000 | $ 182,300 | $ 71,000 |
| Albemarle, Virginia | 10 | $ 2,539,000 | $ 253,900 | $ 95,000 |
| Alexandria, Virginia | 10 | $ 2,150,000 | $ 215,000 | $ 61,000 |
| Bedford, Virginia | 10 | $ 3,437,000 | $ 343,700 | $ 141,000 |
| Warren, Virginia | 10 | $ 2,410,000 | $ 241,000 | $ 77,000 |
| Pierce, Washington | 10 | $ 2,068,000 | $ 206,800 | $ 89,000 |
| Leon, Florida | 9 | $ 1,397,000 | $ 155,222 | $ 62,000 |
| Worcester, Maryland | 9 | $ 2,074,000 | $ 230,444 | $ 57,000 |
| Barnstable, Massachusetts | 9 | $ 3,134,000 | $ 348,222 | $ 148,000 |
| Dakota, Minnesota | 9 | $ 1,859,000 | $ 206,555 | $ 61,000 |
| Scott, Minnesota | 9 | $ 1,900,000 | $ 211,111 | $ 101,000 |
| Clinton, New York | 9 | $ 1,369,000 | $ 152,111 | $ 72,000 |
| Delaware, New York | 9 | $ 1,275,000 | $ 141,666 | $ 56,000 |
| Dorchester, South Carolina | 9 | $ 1,908,000 | $ 212,000 | $ 85,000 |
| Arlington, Virginia | 9 | $ 2,886,000 | $ 320,666 | $ 86,000 |
| Hanover, Virginia | 9 | $ 1,501,000 | $ 166,777 | $ 47,000 |
| Merced, California | 8 | $ 1,926,000 | $ 240,750 | $ 53,000 |
| Shasta, California | 8 | $ 1,373,000 | $ 171,625 | $ 87,000 |
| Flagler, Florida | 8 | $ 1,364,000 | $ 170,500 | $ 59,000 |
| Highlands, Florida | 8 | $ 1,455,000 | $ 181,875 | $ 45,000 |
| Caroline, Virginia | 8 | $ 1,565,000 | $ 195,625 | $ 72,000 |
| Fluvanna, Virginia | 8 | $ 1,315,000 | $ 164,375 | $ 29,000 |
| Louisa, Virginia | 8 | $ 1,740,000 | $ 217,500 | $ 51,000 |
| Powhatan, Virginia | 8 | $ 1,758,000 | $ 219,750 | $ 63,000 |
| Prince George, Virginia | 8 | $ 1,224,000 | $ 153,000 | $ 74,000 |
| Suffolk, Virginia | 8 | $ 2,155,000 | $ 269,375 | $ 85,000 |
| King, Washington | 8 | $ 1,676,000 | $ 209,500 | $ 74,000 |
| Napa, California | 7 | $ 1,894,000 | $ 270,571 | $ 116,000 |
| San Mateo, California | 7 | $ 2,213,000 | $ 316,142 | $ 121,000 |
| Sonoma, California | 7 | $ 3,602,000 | $ 514,571 | $ 164,000 |
| Monroe, Florida | 7 | $ 3,288,000 | $ 469,714 | $ 94,000 |
| Putnam, Florida | 7 | $ 1,286,000 | $ 183,714 | $ 65,000 |
| Sumter, Florida | 7 | $ 1,333,000 | $ 190,428 | $ 74,000 |
| Caroline, Maryland | 7 | $ 1,424,000 | $ 203,428 | $ 59,000 |
| Broome, New York | 7 | $ 678,000 | $ 96,857 | $ 34,000 |
| Jefferson, New York | 7 | $ 1,158,000 | $ 165,428 | $ 68,000 |
| Anderson, South Carolina | 7 | $ 1,009,000 | $ 144,142 | $ 61,000 |
| Gloucester, Virginia | 7 | $ 1,141,000 | $ 163,000 | $ 52,000 |
| Orange, Virginia | 7 | $ 1,673,000 | $ 239,000 | $ 39,000 |
| Richmond City, Virginia | 7 | $ 1,092,000 | $ 156,000 | $ 65,000 |
| Madera, California | 6 | $ 1,686,000 | $ 281,000 | $ 68,000 |
| San Luis Obispo, California | 6 | $ 2,554,000 | $ 425,666 | $ 157,000 |
| Bay, Florida | 6 | $ 1,401,000 | $ 233,500 | $ 105,000 |
| Clay, Florida | 6 | $ 1,153,000 | $ 192,166 | $ 57,000 |
| Somerset, Maryland | 6 | $ 950,000 | $ 158,333 | $ 49,000 |
| Talbot, Maryland | 6 | $ 1,570,000 | $ 261,666 | $ 24,000 |
| Suffolk, Massachusetts | 6 | $ 2,350,000 | $ 391,666 | $ 104,000 |
| Sherburne, Minnesota | 6 | $ 968,000 | $ 161,333 | $ 59,000 |
| Greenwood, South Carolina | 6 | $ 796,000 | $ 132,666 | $ 43,000 |
| Pickens, South Carolina | 6 | $ 647,000 | $ 107,833 | $ 70,000 |
| Augusta, Virginia | 6 | $ 1,508,000 | $ 251,333 | $ 80,000 |
| Charlottesville, Virginia | 6 | $ 1,158,000 | $ 193,000 | $ 53,000 |
| James City, Virginia | 6 | $ 1,250,000 | $ 208,333 | $ 64,000 |
| Manassas, Virginia | 6 | $ 1,391,000 | $ 231,833 | $ 43,000 |
| New Kent, Virginia | 6 | $ 1,337,000 | $ 222,833 | $ 81,000 |
| Spokane, Washington | 6 | $ 783,000 | $ 130,500 | $ 45,000 |
| El Dorado, California | 5 | $ 1,938,000 | $ 387,600 | $ 89,000 |
| San Francisco, California | 5 | $ 1,652,000 | $ 330,400 | $ 184,000 |
| Tulare, California | 5 | $ 1,056,000 | $ 211,200 | $ 72,000 |
| Alachua, Florida | 5 | $ 685,000 | $ 137,000 | $ 54,000 |
| Gadsden, Florida | 5 | $ 731,000 | $ 146,200 | $ 49,000 |
| Dorchester, Maryland | 5 | $ 731,000 | $ 146,200 | $ 79,000 |
| Worcester, Massachusetts | 5 | $ 1,054,000 | $ 210,800 | $ 39,000 |
| Cattaraugus, New York | 5 | $ 463,000 | $ 92,600 | $ 31,000 |
| Cayuga, New York | 5 | $ 606,000 | $ 121,200 | $ 68,000 |
| Chautauqua, New York | 5 | $ 722,000 | $ 144,400 | $ 48,000 |
| Greene, New York | 5 | $ 828,000 | $ 165,600 | $ 68,000 |
| Otsego, New York | 5 | $ 690,000 | $ 138,000 | $ 59,000 |
| Steuben, New York | 5 | $ 572,000 | $ 114,400 | $ 56,000 |
| Washington, New York | 5 | $ 786,000 | $ 157,200 | $ 61,000 |
| Georgetown, South Carolina | 5 | $ 975,000 | $ 195,000 | $ 69,000 |
| Lexington, South Carolina | 5 | $ 570,000 | $ 114,000 | $ 60,000 |
| Franklin, Virginia | 5 | $ 746,000 | $ 149,200 | $ 69,000 |
| Isle of Wight, Virginia | 5 | $ 1,162,000 | $ 232,400 | $ 51,000 |
| Shenandoah, Virginia | 5 | $ 895,000 | $ 179,000 | $ 48,000 |
| York, Virginia | 5 | $ 992,000 | $ 198,400 | $ 43,000 |
| Santa Barbara, California | 4 | $ 1,184,000 | $ 296,000 | $ 102,000 |
| Cook, Illinois | 4 | $ 594,000 | $ 148,500 | $ 74,000 |
| Middlesex, Massachusetts | 4 | $ 1,012,000 | $ 253,000 | $ 109,000 |
| Monroe, Michigan | 4 | $ 652,000 | $ 163,000 | $ 72,000 |
| Chisago, Minnesota | 4 | $ 1,237,000 | $ 309,250 | $ 68,000 |
| Olmsted, Minnesota | 4 | $ 724,000 | $ 181,000 | $ 46,000 |
| Stearns, Minnesota | 4 | $ 838,000 | $ 209,500 | $ 49,000 |
| Wabasha, Minnesota | 4 | $ 975,000 | $ 243,750 | $ 81,000 |
| Madison, New York | 4 | $ 325,000 | $ 81,250 | $ 56,000 |
| Schoharie, New York | 4 | $ 560,000 | $ 140,000 | $ 44,000 |
| Aiken, South Carolina | 4 | $ 784,000 | $ 196,000 | $ 39,000 |
| Oconee, South Carolina | 4 | $ 2,018,000 | $ 504,500 | $ 192,000 |
| Orangeburg, South Carolina | 4 | $ 416,000 | $ 104,000 | $ 53,000 |
| Campbell, Virginia | 4 | $ 591,000 | $ 147,750 | $ 67,000 |
| Clarke, Virginia | 4 | $ 1,773,000 | $ 443,250 | $ 170,000 |
| Culpeper, Virginia | 4 | $ 903,000 | $ 225,750 | $ 54,000 |
| Henry, Virginia | 4 | $ 400,000 | $ 100,000 | $ 85,000 |
| Manassas Park, Virginia | 4 | $ 857,000 | $ 214,250 | $ 51,000 |
| Poquoson, Virginia | 4 | $ 471,000 | $ 117,750 | $ 95,000 |
| Rockingham, Virginia | 4 | $ 797,000 | $ 199,250 | $ 63,000 |
| Kitsap, Washington | 4 | $ 825,000 | $ 206,250 | $ 84,000 |
| Thurston, Washington | 4 | $ 546,000 | $ 136,500 | $ 55,000 |
| Kings, California | 3 | $ 484,000 | $ 161,333 | $ 72,000 |
| Marin, California | 3 | $ 1,466,000 | $ 488,666 | $ 82,000 |
| Mendocino, California | 3 | $ 763,000 | $ 254,333 | $ 34,000 |
| Monterey, California | 3 | $ 1,150,000 | $ 383,333 | $ 54,000 |
| Placer, California | 3 | $ 1,298,000 | $ 432,666 | $ 201,000 |
| Tehama, California | 3 | $ 940,000 | $ 313,333 | $ 78,000 |
| Columbia, Florida | 3 | $ 439,000 | $ 146,333 | $ 34,000 |
| Garrett, Maryland | 3 | $ 974,000 | $ 324,666 | $ 23,000 |
| Kent, Maryland | 3 | $ 503,000 | $ 167,666 | $ 58,000 |
| Essex, Massachusetts | 3 | $ 1,158,000 | $ 386,000 | $ 118,000 |
| Macomb, Michigan | 3 | $ 418,000 | $ 139,333 | $ 50,000 |
| Becker, Minnesota | 3 | $ 422,000 | $ 140,666 | $ 19,000 |
| Crow Wing, Minnesota | 3 | $ 328,000 | $ 109,333 | $ 39,000 |
| Itasca, Minnesota | 3 | $ 345,000 | $ 115,000 | $ 36,000 |
| Washington, Minnesota | 3 | $ 664,000 | $ 221,333 | $ 81,000 |
| Wright, Minnesota | 3 | $ 508,000 | $ 169,333 | $ 48,000 |
| Fulton, New York | 3 | $ 387,000 | $ 129,000 | $ 71,000 |
| Genesee, New York | 3 | $ 370,000 | $ 123,333 | $ 57,000 |
| Lewis, New York | 3 | $ 368,000 | $ 122,666 | $ 52,000 |
| Montgomery, New York | 3 | $ 427,000 | $ 142,333 | $ 36,000 |
| Seneca, New York | 3 | $ 439,000 | $ 146,333 | $ 89,000 |
| Tompkins, New York | 3 | $ 365,000 | $ 121,666 | $ 52,000 |
| Wayne, New York | 3 | $ 536,000 | $ 178,666 | $ 78,000 |
| Wyoming, New York | 3 | $ 324,000 | $ 108,000 | $ 51,000 |
| Yates, New York | 3 | $ 442,000 | $ 147,333 | $ 49,000 |
| Chester, South Carolina | 3 | $ 451,000 | $ 150,333 | $ 53,000 |
| Florence, South Carolina | 3 | $ 300,000 | $ 100,000 | $ 95,000 |
| Sumter, South Carolina | 3 | $ 472,000 | $ 157,333 | $ 79,000 |
| Amherst, Virginia | 3 | $ 555,000 | $ 185,000 | $ 78,000 |
| Danville, Virginia | 3 | $ 406,000 | $ 135,333 | $ 72,000 |
| Lynchburg, Virginia | 3 | $ 441,000 | $ 147,000 | $ 87,000 |
| Petersburg, Virginia | 3 | $ 483,000 | $ 161,000 | $ 94,000 |
| Roanoke, Virginia | 3 | $ 331,000 | $ 110,333 | $ 14,000 |
| Washington, Virginia | 3 | $ 705,000 | $ 235,000 | $ 83,000 |
| Wise, Virginia | 3 | $ 489,000 | $ 163,000 | $ 62,000 |
| Snohomish, Washington | 3 | $ 532,000 | $ 177,333 | $ 42,000 |
| Colusa, California | 2 | $ 405,000 | $ 202,500 | $ 110,000 |
| Glenn, California | 2 | $ 451,000 | $ 225,500 | $ 68,000 |
| Imperial, California | 2 | $ 281,000 | $ 140,500 | $ 81,000 |
| Plumas, California | 2 | $ 285,000 | $ 142,500 | $ 56,000 |
| Santa Cruz, California | 2 | $ 530,000 | $ 265,000 | $ 90,000 |
| Sutter, California | 2 | $ 590,000 | $ 295,000 | $ 43,000 |
| Kent, Delaware | 2 | $ 532,000 | $ 266,000 | $ 61,000 |
| Sussex, Delaware | 2 | $ 342,000 | $ 171,000 | $ 53,000 |
| DeSoto, Florida | 2 | $ 383,000 | $ 191,500 | $ 63,000 |
| Gilchrist, Florida | 2 | $ 198,000 | $ 99,000 | $ 35,000 |
| Holmes, Florida | 2 | $ 226,000 | $ 113,000 | $ 71,000 |
| Levy, Florida | 2 | $ 249,000 | $ 124,500 | $ 44,000 |
| Nassau, Florida | 2 | $ 329,000 | $ 164,500 | $ 71,000 |
| DuPage, Illinois | 2 | $ 372,000 | $ 186,000 | $ 73,000 |
| Ogle, Illinois | 2 | $ 280,000 | $ 140,000 | $ 0 |
| York, Maine | 2 | $ 262,000 | $ 131,000 | $ 59,000 |
| Allegany, Maryland | 2 | $ 269,000 | $ 134,500 | $ 50,000 |
| Hampden, Massachusetts | 2 | $ 482,000 | $ 241,000 | $ 73,000 |
| Plymouth, Massachusetts | 2 | $ 314,000 | $ 157,000 | $ 49,000 |
| Hillsdale, Michigan | 2 | $ 645,000 | $ 322,500 | $ 68,000 |
| Van Buren, Michigan | 2 | $ 352,000 | $ 176,000 | $ 59,000 |
| Aitkin, Minnesota | 2 | $ 345,000 | $ 172,500 | $ 20,000 |
| Fillmore, Minnesota | 2 | $ 425,000 | $ 212,500 | $ 66,000 |
| Kandiyohi, Minnesota | 2 | $ 216,000 | $ 108,000 | $ 37,000 |
| McLeod, Minnesota | 2 | $ 478,000 | $ 239,000 | $ 59,000 |
| Meeker, Minnesota | 2 | $ 591,000 | $ 295,500 | $ 75,000 |
| Mower, Minnesota | 2 | $ 283,000 | $ 141,500 | $ 50,000 |
| Otter Tail, Minnesota | 2 | $ 704,000 | $ 352,000 | $ 102,000 |
| Pine, Minnesota | 2 | $ 332,000 | $ 166,000 | $ 58,000 |
| Rice, Minnesota | 2 | $ 426,000 | $ 213,000 | $ 51,000 |
| Waseca, Minnesota | 2 | $ 216,000 | $ 108,000 | $ 68,000 |
| Winona, Minnesota | 2 | $ 337,000 | $ 168,500 | $ 59,000 |
| Douglas, Nebraska | 2 | $ 200,000 | $ 100,000 | $ 90,000 |
| Franklin, New York | 2 | $ 371,000 | $ 185,500 | $ 102,000 |
| Herkimer, New York | 2 | $ 471,000 | $ 235,500 | $ 80,000 |
| Niagara, New York | 2 | $ 298,000 | $ 149,000 | $ 63,000 |
| Orleans, New York | 2 | $ 294,000 | $ 147,000 | $ 109,000 |
| St. Lawrence, New York | 2 | $ 155,000 | $ 77,500 | $ 86,000 |
| Luzerne, Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 70,000 |
| Kershaw, South Carolina | 2 | $ 422,000 | $ 211,000 | $ 75,000 |
| Carroll, Virginia | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Colonial Heights, Virginia | 2 | $ 231,000 | $ 115,500 | $ 61,000 |
| Dinwiddie, Virginia | 2 | $ 413,000 | $ 206,500 | $ 75,000 |
| Goochland, Virginia | 2 | $ 335,000 | $ 167,500 | $ 60,000 |
| Hopewell, Virginia | 2 | $ 206,000 | $ 103,000 | $ 32,000 |
| King and Queen, Virginia | 2 | $ 226,000 | $ 113,000 | $ 31,000 |
| King William, Virginia | 2 | $ 212,000 | $ 106,000 | $ 47,000 |
| Madison, Virginia | 2 | $ 421,000 | $ 210,500 | $ 75,000 |
| Montgomery, Virginia | 2 | $ 666,000 | $ 333,000 | $ 174,000 |
| Prince Edward, Virginia | 2 | $ 426,000 | $ 213,000 | $ 65,000 |
| Pulaski, Virginia | 2 | $ 333,000 | $ 166,500 | $ 55,000 |
| Salem, Virginia | 2 | $ 272,000 | $ 136,000 | $ 34,000 |
| Southampton, Virginia | 2 | $ 264,000 | $ 132,000 | $ 74,000 |
| Tazewell, Virginia | 2 | $ 322,000 | $ 161,000 | $ 67,000 |
| Westmoreland, Virginia | 2 | $ 417,000 | $ 208,500 | $ 66,000 |
| Wythe, Virginia | 2 | $ 406,000 | $ 203,000 | $ 57,000 |
| Fairbanks North Star, Alaska | 1 | $ 253,000 | $ 253,000 | $ 82,000 |
| Calaveras, California | 1 | $ 335,000 | $ 335,000 | $ 252,000 |
| Del Norte, California | 1 | $ 340,000 | $ 340,000 | $ 180,000 |
| Humboldt, California | 1 | $ 340,000 | $ 340,000 | $ 82,000 |
| Lassen, California | 1 | $ 183,000 | $ 183,000 | $ 45,000 |
| Mariposa, California | 1 | $ 550,000 | $ 550,000 | $ 117,000 |
| Nevada, California | 1 | $ 240,000 | $ 240,000 | $ 124,000 |
| Siskiyou, California | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
| Trinity, California | 1 | $ 237,000 | $ 237,000 | $ 45,000 |
| Tuolumne, California | 1 | $ 180,000 | $ 180,000 | $ 35,000 |
| Yolo, California | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Yuba, California | 1 | $ 328,000 | $ 328,000 | $ 89,000 |
| Calhoun, Florida | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Franklin, Florida | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Okeechobee, Florida | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
| Suwannee, Florida | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Wakulla, Florida | 1 | $ 171,000 | $ 171,000 | $ 75,000 |
| Walton, Florida | 1 | $ 510,000 | $ 510,000 | $ 0 |
| McHenry, Illinois | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Lake, Indiana | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| LaPorte, Indiana | 1 | $ 116,000 | $ 116,000 | $ 126,000 |
| Penobscot, Maine | 1 | $ 240,000 | $ 240,000 | $ 326,000 |
| Piscataquis, Maine | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
| Bristol, Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Norfolk, Massachusetts | 1 | $ 665,000 | $ 665,000 | $ 180,000 |
| Branch, Michigan | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Eaton, Michigan | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Genesee, Michigan | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Keweenaw, Michigan | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Lenawee, Michigan | 1 | $ 249,000 | $ 249,000 | $ 100,000 |
| Livingston, Michigan | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Marquette, Michigan | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Mason, Michigan | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| Montcalm, Michigan | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Saginaw, Michigan | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Blue Earth, Minnesota | 1 | $ 240,000 | $ 240,000 | $ 64,000 |
| Carlton, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Cass, Minnesota | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Clay, Minnesota | 1 | $ 153,000 | $ 153,000 | $ 43,000 |
| Clearwater, Minnesota | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Cottonwood, Minnesota | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| Dodge, Minnesota | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Goodhue, Minnesota | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Isanti, Minnesota | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| Kanabec, Minnesota | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Lake, Minnesota | 1 | $ 189,000 | $ 189,000 | $ 30,000 |
| Le Sueur, Minnesota | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| Marshall, Minnesota | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Mille Lacs, Minnesota | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Redwood, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| St. Louis, Minnesota | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Steele, Minnesota | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Swift, Minnesota | 1 | $ 99,000 | $ 99,000 | $ 38,000 |
| Todd, Minnesota | 1 | $ 114,000 | $ 114,000 | $ 26,000 |
| Callaway, Missouri | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Chenango, New York | 1 | $ 174,000 | $ 174,000 | $ 79,000 |
| Cortland, New York | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Hamilton, New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Livingston, New York | 1 | $ 36,000 | $ 36,000 | $ 85,000 |
| Schuyler, New York | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Tioga, New York | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Lincoln, Oregon | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Bedford, Pennsylvania | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Delaware, Pennsylvania | 1 | $ 293,000 | $ 293,000 | $ 90,000 |
| Lancaster, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Philadelphia, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Barnwell, South Carolina | 1 | $ 216,000 | $ 216,000 | $ 132,000 |
| Cherokee, South Carolina | 1 | $ 166,000 | $ 166,000 | $ 72,000 |
| Chesterfield, South Carolina | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Edgefield, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Lancaster, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Laurens, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Lee, South Carolina | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Newberry, South Carolina | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Union, South Carolina | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| Macon, Tennessee | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Accomack, Virginia | 1 | $ 151,000 | $ 151,000 | $ 22,000 |
| Alleghany, Virginia | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Amelia, Virginia | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Bedford City, Virginia | 1 | $ 255,000 | $ 255,000 | $ 158,000 |
| Botetourt, Virginia | 1 | $ 138,000 | $ 138,000 | $ 93,000 |
| Brunswick, Virginia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Charlotte, Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Essex, Virginia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Falls Church, Virginia | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Grayson, Virginia | 1 | $ 107,000 | $ 107,000 | $ 22,000 |
| Greene, Virginia | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Halifax, Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Harrisonburg, Virginia | 1 | $ 159,000 | $ 159,000 | $ 38,000 |
| Lancaster, Virginia | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| Martinsville, Virginia | 1 | $ 211,000 | $ 211,000 | $ 56,000 |
| Mecklenburg, Virginia | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Northampton, Virginia | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Nottoway, Virginia | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Page, Virginia | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Patrick, Virginia | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| Rappahannock, Virginia | 1 | $ 407,000 | $ 407,000 | $ 154,000 |
| Russell, Virginia | 1 | $ 152,000 | $ 152,000 | $ 27,000 |
| Smyth, Virginia | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Sussex, Virginia | 1 | $ 84,000 | $ 84,000 | $ 87,000 |
| Waynesboro, Virginia | 1 | $ 149,000 | $ 149,000 | $ 57,000 |
| Williamsburg, Virginia | 1 | $ 179,000 | $ 179,000 | $ 42,000 |
| Benton, Washington | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Clallam, Washington | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Franklin, Washington | 1 | $ 210,000 | $ 210,000 | $ 473,000 |
| Lewis, Washington | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Skagit, Washington | 1 | $ 274,000 | $ 274,000 | $ 84,000 |
| Whatcom, Washington | 1 | $ 284,000 | $ 284,000 | $ 85,000 |
| Yakima, Washington | 1 | $ 203,000 | $ 203,000 | $ 74,000 |
| Fremont, Wyoming | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Refinance.Com in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,259 | $1,766,341,000 | $243,000 | $7,500,000 | $78,000 | $4,000,000 |
| Home Purchase | 274 | $79,140,000 | $288,000 | $9,250,000 | $119,000 | $7,000,000 |
| Home Improvement | 3 | $926,000 | $308,000 | $401,000 | $98,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,984 | $1,210,457,000 | $242,000 | $9,250,000 | $80,000 | $7,000,000 |
| Black or African American | 1,203 | $280,580,000 | $233,000 | $1,050,000 | $71,000 | $533,000 |
| Hispanic | 691 | $174,147,000 | $252,000 | $1,785,000 | $77,000 | $420,000 |
| Not Provided | 505 | $139,190,000 | $275,000 | $2,300,000 | $96,000 | $1,080,000 |
| Asian | 112 | $30,510,000 | $272,000 | $975,000 | $84,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $7,487,000 | $311,000 | $740,000 | $93,000 | $181,000 |
| American Indian or Alaskan Native | 17 | $4,036,000 | $237,000 | $462,000 | $72,000 | $213,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,955 | $1,721,945,000 | $247,000 | $9,250,000 | $80,000 | $7,000,000 |
| FHA-insured (Federal Housing Administration) | 581 | $124,462,000 | $214,000 | $512,000 | $66,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,022 | $972,787,000 | $241,000 | $7,500,000 | $76,000 | $2,400,000 |
| Application Withdrawn By Applicant | 2,662 | $658,224,000 | $247,000 | $9,250,000 | $82,000 | $7,000,000 |
| Application Approved But Not Accepted | 458 | $115,750,000 | $252,000 | $3,100,000 | $83,000 | $4,000,000 |
| Application Denied By Financial Institution | 389 | $98,498,000 | $253,000 | $2,300,000 | $85,000 | $727,000 |
| File Closed For Incompleteness | 5 | $1,148,000 | $229,000 | $313,000 | $84,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 172 | $45,497,000 | $264,000 | $2,300,000 | $98,000 | $727,000 |
| Other | 75 | $18,730,000 | $249,000 | $1,000,000 | $87,000 | $282,000 |
| Credit History | 68 | $15,749,000 | $231,000 | $1,437,000 | $67,000 | $348,000 |
| Debt-To-Income Ratio | 26 | $6,394,000 | $245,000 | $450,000 | $68,000 | $117,000 |
| Employment History | 5 | $1,097,000 | $219,000 | $318,000 | $85,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $594,000 | $148,000 | $320,000 | $96,000 | $110,000 |
| Unverifiable Information | 4 | $1,424,000 | $356,000 | $570,000 | $83,000 | $126,000 |
| Credit Application Incomplete | 1 | $394,000 | $394,000 | $394,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Refinance.Com's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Refinance.Com's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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