Refinance.Com
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Refinance.Com 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Refinance.Com 60 Oak Drive Syosset, NY 11791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2004 2003 |
| Total Number of Mortgage Applications | 7,536 |
| Total Mortgage Loan Application Amount | $1,846,407,000 |
| Average Mortgage Loan Application Amount | $279,666 |
| Highest Mortgage Loan Application Amount | $9,250,000 |
| Average Applicant Income | $98,333 |
| Highest Applicant Income | $7,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Refinance.Com. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Refinance.Com's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Refinance.Com's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Refinance.Com serves its applicants.
Each category highlights the total number of mortgage applications processed by Refinance.Com, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Refinance.Com's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 280 | $ 78,347,000 | $ 279,000 | $ 90,000 |
| Prince George's County Maryland | 203 | $ 57,115,000 | $ 281,000 | $ 80,000 |
| Nassau County New York | 200 | $ 69,575,000 | $ 347,000 | $ 124,000 |
| Queens County New York | 169 | $ 52,016,000 | $ 307,000 | $ 82,000 |
| Ocean County New Jersey | 149 | $ 34,787,000 | $ 233,000 | $ 69,000 |
| Kings County New York | 146 | $ 44,400,000 | $ 304,000 | $ 79,000 |
| Broward County Florida | 124 | $ 26,598,000 | $ 214,000 | $ 66,000 |
| Middlesex County New Jersey | 121 | $ 32,270,000 | $ 266,000 | $ 78,000 |
| Richmond County New York | 106 | $ 29,122,000 | $ 274,000 | $ 79,000 |
| Bergen County New Jersey | 105 | $ 34,745,000 | $ 330,000 | $ 109,000 |
| Burlington County New Jersey | 104 | $ 20,299,000 | $ 195,000 | $ 68,000 |
| Palm Beach County Florida | 101 | $ 25,269,000 | $ 250,000 | $ 82,000 |
| Los Angeles County California | 100 | $ 30,859,000 | $ 308,000 | $ 98,000 |
| Monmouth County New Jersey | 100 | $ 29,976,000 | $ 299,000 | $ 86,000 |
| Orange County Florida | 96 | $ 21,228,000 | $ 221,000 | $ 66,000 |
| New Haven County Connecticut | 93 | $ 21,295,000 | $ 228,000 | $ 77,000 |
| Baltimore County Maryland | 91 | $ 18,954,000 | $ 208,000 | $ 66,000 |
| Miami-Dade County Florida | 90 | $ 21,629,000 | $ 240,000 | $ 72,000 |
| Hillsborough County Florida | 89 | $ 16,185,000 | $ 181,000 | $ 69,000 |
| Westchester County New York | 87 | $ 31,159,000 | $ 358,000 | $ 150,000 |
| Virginia Beach County Virginia | 86 | $ 16,256,000 | $ 189,000 | $ 56,000 |
| Essex County New Jersey | 83 | $ 20,741,000 | $ 249,000 | $ 77,000 |
| San Diego County California | 82 | $ 28,969,000 | $ 353,000 | $ 104,000 |
| Orange County New York | 80 | $ 17,646,000 | $ 220,000 | $ 84,000 |
| Hartford County Connecticut | 79 | $ 15,399,000 | $ 194,000 | $ 69,000 |
| Atlantic County New Jersey | 79 | $ 15,509,000 | $ 196,000 | $ 69,000 |
| Camden County New Jersey | 79 | $ 14,606,000 | $ 184,000 | $ 77,000 |
| Fairfax County Virginia | 75 | $ 24,542,000 | $ 327,000 | $ 82,000 |
| Anne Arundel County Maryland | 71 | $ 17,766,000 | $ 250,000 | $ 65,000 |
| Dutchess County New York | 71 | $ 15,861,000 | $ 223,000 | $ 70,000 |
| Volusia County Florida | 66 | $ 12,445,000 | $ 188,000 | $ 63,000 |
| Union County New Jersey | 66 | $ 18,073,000 | $ 273,000 | $ 78,000 |
| Fairfield County Connecticut | 65 | $ 27,058,000 | $ 416,000 | $ 102,000 |
| Gloucester County New Jersey | 64 | $ 10,964,000 | $ 171,000 | $ 69,000 |
| Bronx County New York | 64 | $ 16,042,000 | $ 250,000 | $ 62,000 |
| Montgomery County Maryland | 61 | $ 21,053,000 | $ 345,000 | $ 116,000 |
| Brevard County Florida | 59 | $ 10,238,000 | $ 173,000 | $ 58,000 |
| Pinellas County Florida | 59 | $ 10,912,000 | $ 184,000 | $ 63,000 |
| Riverside County California | 56 | $ 17,305,000 | $ 309,000 | $ 82,000 |
| Prince William County Virginia | 56 | $ 17,810,000 | $ 318,000 | $ 92,000 |
| San Bernardino County California | 54 | $ 13,985,000 | $ 258,000 | $ 72,000 |
| Lee County Florida | 53 | $ 12,476,000 | $ 235,000 | $ 69,000 |
| Duval County Florida | 52 | $ 9,424,000 | $ 181,000 | $ 63,000 |
| Hudson County New Jersey | 52 | $ 12,978,000 | $ 249,000 | $ 77,000 |
| Mercer County New Jersey | 52 | $ 10,977,000 | $ 211,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 49 | $ 13,869,000 | $ 283,000 | $ 82,000 |
| Harford County Maryland | 49 | $ 9,635,000 | $ 196,000 | $ 82,000 |
| Somerset County New Jersey | 47 | $ 13,200,000 | $ 280,000 | $ 90,000 |
| Morris County New Jersey | 46 | $ 12,975,000 | $ 282,000 | $ 77,000 |
| Chesterfield County Virginia | 46 | $ 8,883,000 | $ 193,000 | $ 70,000 |
| Passaic County New Jersey | 44 | $ 12,740,000 | $ 289,000 | $ 89,000 |
| Erie County New York | 42 | $ 5,573,000 | $ 132,000 | $ 55,000 |
| Seminole County Florida | 41 | $ 8,143,000 | $ 198,000 | $ 67,000 |
| Sacramento County California | 40 | $ 10,310,000 | $ 257,000 | $ 88,000 |
| Polk County Florida | 39 | $ 6,955,000 | $ 178,000 | $ 49,000 |
| Frederick County Maryland | 39 | $ 10,465,000 | $ 268,000 | $ 87,000 |
| Chesapeake County Virginia | 38 | $ 8,877,000 | $ 233,000 | $ 63,000 |
| Kern County California | 37 | $ 8,305,000 | $ 224,000 | $ 68,000 |
| Pasco County Florida | 37 | $ 6,221,000 | $ 168,000 | $ 48,000 |
| Cape May County New Jersey | 37 | $ 7,720,000 | $ 208,000 | $ 84,000 |
| Orange County California | 36 | $ 16,544,000 | $ 459,000 | $ 129,000 |
| Litchfield County Connecticut | 36 | $ 7,264,000 | $ 201,000 | $ 81,000 |
| Baltimore City County Maryland | 36 | $ 6,002,000 | $ 166,000 | $ 72,000 |
| Sussex County New Jersey | 36 | $ 8,212,000 | $ 228,000 | $ 72,000 |
| New York County New York | 36 | $ 19,414,000 | $ 539,000 | $ 299,000 |
| Warren County New Jersey | 32 | $ 8,770,000 | $ 274,000 | $ 88,000 |
| Ulster County New York | 32 | $ 6,489,000 | $ 202,000 | $ 75,000 |
| Loudoun County Virginia | 32 | $ 13,587,000 | $ 424,000 | $ 129,000 |
| Spotsylvania County Virginia | 31 | $ 8,525,000 | $ 275,000 | $ 84,000 |
| New London County Connecticut | 30 | $ 5,922,000 | $ 197,000 | $ 68,000 |
| Osceola County Florida | 30 | $ 6,382,000 | $ 212,000 | $ 66,000 |
| Charles County Maryland | 30 | $ 8,251,000 | $ 275,000 | $ 65,000 |
| Rockland County New York | 30 | $ 9,004,000 | $ 300,000 | $ 117,000 |
| Hampton County Virginia | 30 | $ 5,398,000 | $ 179,000 | $ 67,000 |
| Cumberland County New Jersey | 29 | $ 4,571,000 | $ 157,000 | $ 65,000 |
| Saratoga County New York | 29 | $ 5,300,000 | $ 182,000 | $ 69,000 |
| Stafford County Virginia | 29 | $ 7,480,000 | $ 257,000 | $ 70,000 |
| Henrico County Virginia | 28 | $ 5,394,000 | $ 192,000 | $ 72,000 |
| Lake County Florida | 26 | $ 4,884,000 | $ 187,000 | $ 61,000 |
| Albany County New York | 26 | $ 3,359,000 | $ 129,000 | $ 57,000 |
| Horry County South Carolina | 26 | $ 5,403,000 | $ 207,000 | $ 52,000 |
| Citrus County Florida | 25 | $ 3,378,000 | $ 135,000 | $ 55,000 |
| Monroe County New York | 25 | $ 3,424,000 | $ 136,000 | $ 53,000 |
| Charlotte County Florida | 24 | $ 5,121,000 | $ 213,000 | $ 51,000 |
| Charleston County South Carolina | 24 | $ 5,990,000 | $ 249,000 | $ 79,000 |
| St. Lucie County Florida | 23 | $ 4,096,000 | $ 178,000 | $ 62,000 |
| Howard County Maryland | 23 | $ 7,679,000 | $ 333,000 | $ 117,000 |
| Hennepin County Minnesota | 23 | $ 5,710,000 | $ 248,000 | $ 83,000 |
| Putnam County New York | 23 | $ 7,239,000 | $ 314,000 | $ 111,000 |
| Hernando County Florida | 22 | $ 4,017,000 | $ 182,000 | $ 48,000 |
| Calvert County Maryland | 22 | $ 5,924,000 | $ 269,000 | $ 74,000 |
| Beaufort County South Carolina | 22 | $ 4,223,000 | $ 191,000 | $ 72,000 |
| Okaloosa County Florida | 21 | $ 3,990,000 | $ 190,000 | $ 58,000 |
| Washington County Maryland | 21 | $ 4,016,000 | $ 191,000 | $ 59,000 |
| Collier County Florida | 20 | $ 6,536,000 | $ 326,000 | $ 81,000 |
| Marion County Florida | 20 | $ 3,473,000 | $ 173,000 | $ 64,000 |
| Middlesex County Connecticut | 19 | $ 4,945,000 | $ 260,000 | $ 84,000 |
| Newport News County Virginia | 19 | $ 2,882,000 | $ 151,000 | $ 62,000 |
| Norfolk County Virginia | 19 | $ 2,992,000 | $ 157,000 | $ 53,000 |
| Santa Clara County California | 18 | $ 7,610,000 | $ 422,000 | $ 122,000 |
| Martin County Florida | 18 | $ 4,097,000 | $ 227,000 | $ 49,000 |
| Sarasota County Florida | 18 | $ 4,681,000 | $ 260,000 | $ 65,000 |
| Portsmouth County Virginia | 18 | $ 2,788,000 | $ 154,000 | $ 57,000 |
| San Joaquin County California | 17 | $ 4,870,000 | $ 286,000 | $ 92,000 |
| Tolland County Connecticut | 17 | $ 3,211,000 | $ 188,000 | $ 61,000 |
| Cecil County Maryland | 17 | $ 3,445,000 | $ 202,000 | $ 74,000 |
| Onondaga County New York | 17 | $ 2,428,000 | $ 142,000 | $ 74,000 |
| Manatee County Florida | 16 | $ 3,105,000 | $ 194,000 | $ 70,000 |
| Anoka County Minnesota | 16 | $ 2,804,000 | $ 175,000 | $ 71,000 |
| Rensselaer County New York | 16 | $ 2,480,000 | $ 155,000 | $ 60,000 |
| Schenectady County New York | 16 | $ 2,265,000 | $ 141,000 | $ 70,000 |
| Greenville County South Carolina | 16 | $ 3,060,000 | $ 191,000 | $ 68,000 |
| Alameda County California | 15 | $ 5,648,000 | $ 376,000 | $ 87,000 |
| Solano County California | 15 | $ 5,376,000 | $ 358,000 | $ 117,000 |
| Carroll County Maryland | 15 | $ 4,237,000 | $ 282,000 | $ 63,000 |
| St. Mary's County Maryland | 15 | $ 4,447,000 | $ 296,000 | $ 114,000 |
| Richland County South Carolina | 15 | $ 2,034,000 | $ 135,000 | $ 61,000 |
| Ventura County California | 14 | $ 3,501,000 | $ 250,000 | $ 76,000 |
| Escambia County Florida | 14 | $ 2,138,000 | $ 152,000 | $ 53,000 |
| Ontario County New York | 14 | $ 1,814,000 | $ 129,000 | $ 85,000 |
| Oswego County New York | 14 | $ 1,874,000 | $ 133,000 | $ 75,000 |
| Frederick County Virginia | 14 | $ 3,490,000 | $ 249,000 | $ 59,000 |
| Contra Costa County California | 13 | $ 4,303,000 | $ 331,000 | $ 81,000 |
| New Castle County Delaware | 13 | $ 2,717,000 | $ 209,000 | $ 76,000 |
| St. Johns County Florida | 13 | $ 3,045,000 | $ 234,000 | $ 82,000 |
| Wicomico County Maryland | 13 | $ 2,465,000 | $ 189,000 | $ 67,000 |
| Hunterdon County New Jersey | 13 | $ 4,375,000 | $ 336,000 | $ 75,000 |
| Spartanburg County South Carolina | 13 | $ 1,679,000 | $ 129,000 | $ 68,000 |
| Lake County California | 12 | $ 4,069,000 | $ 339,000 | $ 107,000 |
| Oakland County Michigan | 12 | $ 2,603,000 | $ 216,000 | $ 89,000 |
| Ramsey County Minnesota | 12 | $ 2,384,000 | $ 198,000 | $ 52,000 |
| Essex County New York | 12 | $ 2,006,000 | $ 167,000 | $ 87,000 |
| Sullivan County New York | 12 | $ 1,703,000 | $ 141,000 | $ 45,000 |
| Warren County New York | 12 | $ 2,386,000 | $ 198,000 | $ 84,000 |
| Fauquier County Virginia | 12 | $ 3,455,000 | $ 287,000 | $ 86,000 |
| Roanoke City County Virginia | 12 | $ 1,261,000 | $ 105,000 | $ 51,000 |
| Fresno County California | 11 | $ 2,650,000 | $ 240,000 | $ 84,000 |
| Stanislaus County California | 11 | $ 2,463,000 | $ 223,000 | $ 61,000 |
| Indian River County Florida | 11 | $ 2,746,000 | $ 249,000 | $ 76,000 |
| Wayne County Michigan | 11 | $ 1,796,000 | $ 163,000 | $ 72,000 |
| Salem County New Jersey | 11 | $ 2,246,000 | $ 204,000 | $ 81,000 |
| Columbia County New York | 11 | $ 2,184,000 | $ 198,000 | $ 70,000 |
| Berkeley County South Carolina | 11 | $ 1,925,000 | $ 175,000 | $ 55,000 |
| Butte County California | 10 | $ 1,947,000 | $ 194,000 | $ 62,000 |
| Windham County Connecticut | 10 | $ 1,773,000 | $ 177,000 | $ 52,000 |
| Santa Rosa County Florida | 10 | $ 1,378,000 | $ 137,000 | $ 55,000 |
| Queen Anne's County Maryland | 10 | $ 2,787,000 | $ 278,000 | $ 57,000 |
| Oneida County New York | 10 | $ 1,173,000 | $ 117,000 | $ 48,000 |
| York County South Carolina | 10 | $ 1,823,000 | $ 182,000 | $ 71,000 |
| Albemarle County Virginia | 10 | $ 2,539,000 | $ 253,000 | $ 95,000 |
| Alexandria County Virginia | 10 | $ 2,150,000 | $ 215,000 | $ 61,000 |
| Bedford County Virginia | 10 | $ 3,437,000 | $ 343,000 | $ 141,000 |
| Warren County Virginia | 10 | $ 2,410,000 | $ 241,000 | $ 77,000 |
| Pierce County Washington | 10 | $ 2,068,000 | $ 206,000 | $ 89,000 |
| Leon County Florida | 9 | $ 1,397,000 | $ 155,000 | $ 62,000 |
| Worcester County Maryland | 9 | $ 2,074,000 | $ 230,000 | $ 57,000 |
| Barnstable County Massachusetts | 9 | $ 3,134,000 | $ 348,000 | $ 148,000 |
| Dakota County Minnesota | 9 | $ 1,859,000 | $ 206,000 | $ 61,000 |
| Scott County Minnesota | 9 | $ 1,900,000 | $ 211,000 | $ 101,000 |
| Clinton County New York | 9 | $ 1,369,000 | $ 152,000 | $ 72,000 |
| Delaware County New York | 9 | $ 1,275,000 | $ 141,000 | $ 56,000 |
| Dorchester County South Carolina | 9 | $ 1,908,000 | $ 212,000 | $ 85,000 |
| Arlington County Virginia | 9 | $ 2,886,000 | $ 320,000 | $ 86,000 |
| Hanover County Virginia | 9 | $ 1,501,000 | $ 166,000 | $ 47,000 |
| Merced County California | 8 | $ 1,926,000 | $ 240,000 | $ 53,000 |
| Shasta County California | 8 | $ 1,373,000 | $ 171,000 | $ 87,000 |
| Flagler County Florida | 8 | $ 1,364,000 | $ 170,000 | $ 59,000 |
| Highlands County Florida | 8 | $ 1,455,000 | $ 181,000 | $ 45,000 |
| Caroline County Virginia | 8 | $ 1,565,000 | $ 195,000 | $ 72,000 |
| Fluvanna County Virginia | 8 | $ 1,315,000 | $ 164,000 | $ 29,000 |
| Louisa County Virginia | 8 | $ 1,740,000 | $ 217,000 | $ 51,000 |
| Powhatan County Virginia | 8 | $ 1,758,000 | $ 219,000 | $ 63,000 |
| Prince George County Virginia | 8 | $ 1,224,000 | $ 153,000 | $ 74,000 |
| Suffolk County Virginia | 8 | $ 2,155,000 | $ 269,000 | $ 85,000 |
| King County Washington | 8 | $ 1,676,000 | $ 209,000 | $ 74,000 |
| Napa County California | 7 | $ 1,894,000 | $ 270,000 | $ 116,000 |
| San Mateo County California | 7 | $ 2,213,000 | $ 316,000 | $ 121,000 |
| Sonoma County California | 7 | $ 3,602,000 | $ 514,000 | $ 164,000 |
| Monroe County Florida | 7 | $ 3,288,000 | $ 469,000 | $ 94,000 |
| Putnam County Florida | 7 | $ 1,286,000 | $ 183,000 | $ 65,000 |
| Sumter County Florida | 7 | $ 1,333,000 | $ 190,000 | $ 74,000 |
| Caroline County Maryland | 7 | $ 1,424,000 | $ 203,000 | $ 59,000 |
| Broome County New York | 7 | $ 678,000 | $ 96,000 | $ 34,000 |
| Jefferson County New York | 7 | $ 1,158,000 | $ 165,000 | $ 68,000 |
| Anderson County South Carolina | 7 | $ 1,009,000 | $ 144,000 | $ 61,000 |
| Gloucester County Virginia | 7 | $ 1,141,000 | $ 163,000 | $ 52,000 |
| Orange County Virginia | 7 | $ 1,673,000 | $ 239,000 | $ 39,000 |
| Richmond City County Virginia | 7 | $ 1,092,000 | $ 156,000 | $ 65,000 |
| Madera County California | 6 | $ 1,686,000 | $ 281,000 | $ 68,000 |
| San Luis Obispo County California | 6 | $ 2,554,000 | $ 425,000 | $ 157,000 |
| Bay County Florida | 6 | $ 1,401,000 | $ 233,000 | $ 105,000 |
| Clay County Florida | 6 | $ 1,153,000 | $ 192,000 | $ 57,000 |
| Somerset County Maryland | 6 | $ 950,000 | $ 158,000 | $ 49,000 |
| Talbot County Maryland | 6 | $ 1,570,000 | $ 261,000 | $ 24,000 |
| Suffolk County Massachusetts | 6 | $ 2,350,000 | $ 391,000 | $ 104,000 |
| Sherburne County Minnesota | 6 | $ 968,000 | $ 161,000 | $ 59,000 |
| Greenwood County South Carolina | 6 | $ 796,000 | $ 132,000 | $ 43,000 |
| Pickens County South Carolina | 6 | $ 647,000 | $ 107,000 | $ 70,000 |
| Augusta County Virginia | 6 | $ 1,508,000 | $ 251,000 | $ 80,000 |
| Charlottesville County Virginia | 6 | $ 1,158,000 | $ 193,000 | $ 53,000 |
| James City County Virginia | 6 | $ 1,250,000 | $ 208,000 | $ 64,000 |
| Manassas County Virginia | 6 | $ 1,391,000 | $ 231,000 | $ 43,000 |
| New Kent County Virginia | 6 | $ 1,337,000 | $ 222,000 | $ 81,000 |
| Spokane County Washington | 6 | $ 783,000 | $ 130,000 | $ 45,000 |
| El Dorado County California | 5 | $ 1,938,000 | $ 387,000 | $ 89,000 |
| San Francisco County California | 5 | $ 1,652,000 | $ 330,000 | $ 184,000 |
| Tulare County California | 5 | $ 1,056,000 | $ 211,000 | $ 72,000 |
| Alachua County Florida | 5 | $ 685,000 | $ 137,000 | $ 54,000 |
| Gadsden County Florida | 5 | $ 731,000 | $ 146,000 | $ 49,000 |
| Dorchester County Maryland | 5 | $ 731,000 | $ 146,000 | $ 79,000 |
| Worcester County Massachusetts | 5 | $ 1,054,000 | $ 210,000 | $ 39,000 |
| Cattaraugus County New York | 5 | $ 463,000 | $ 92,000 | $ 31,000 |
| Cayuga County New York | 5 | $ 606,000 | $ 121,000 | $ 68,000 |
| Chautauqua County New York | 5 | $ 722,000 | $ 144,000 | $ 48,000 |
| Greene County New York | 5 | $ 828,000 | $ 165,000 | $ 68,000 |
| Otsego County New York | 5 | $ 690,000 | $ 138,000 | $ 59,000 |
| Steuben County New York | 5 | $ 572,000 | $ 114,000 | $ 56,000 |
| Washington County New York | 5 | $ 786,000 | $ 157,000 | $ 61,000 |
| Georgetown County South Carolina | 5 | $ 975,000 | $ 195,000 | $ 69,000 |
| Lexington County South Carolina | 5 | $ 570,000 | $ 114,000 | $ 60,000 |
| Franklin County Virginia | 5 | $ 746,000 | $ 149,000 | $ 69,000 |
| Isle of Wight County Virginia | 5 | $ 1,162,000 | $ 232,000 | $ 51,000 |
| Shenandoah County Virginia | 5 | $ 895,000 | $ 179,000 | $ 48,000 |
| York County Virginia | 5 | $ 992,000 | $ 198,000 | $ 43,000 |
| Santa Barbara County California | 4 | $ 1,184,000 | $ 296,000 | $ 102,000 |
| Cook County Illinois | 4 | $ 594,000 | $ 148,000 | $ 74,000 |
| Middlesex County Massachusetts | 4 | $ 1,012,000 | $ 253,000 | $ 109,000 |
| Monroe County Michigan | 4 | $ 652,000 | $ 163,000 | $ 72,000 |
| Chisago County Minnesota | 4 | $ 1,237,000 | $ 309,000 | $ 68,000 |
| Olmsted County Minnesota | 4 | $ 724,000 | $ 181,000 | $ 46,000 |
| Stearns County Minnesota | 4 | $ 838,000 | $ 209,000 | $ 49,000 |
| Wabasha County Minnesota | 4 | $ 975,000 | $ 243,000 | $ 81,000 |
| Madison County New York | 4 | $ 325,000 | $ 81,000 | $ 56,000 |
| Schoharie County New York | 4 | $ 560,000 | $ 140,000 | $ 44,000 |
| Aiken County South Carolina | 4 | $ 784,000 | $ 196,000 | $ 39,000 |
| Oconee County South Carolina | 4 | $ 2,018,000 | $ 504,000 | $ 192,000 |
| Orangeburg County South Carolina | 4 | $ 416,000 | $ 104,000 | $ 53,000 |
| Campbell County Virginia | 4 | $ 591,000 | $ 147,000 | $ 67,000 |
| Clarke County Virginia | 4 | $ 1,773,000 | $ 443,000 | $ 170,000 |
| Culpeper County Virginia | 4 | $ 903,000 | $ 225,000 | $ 54,000 |
| Henry County Virginia | 4 | $ 400,000 | $ 100,000 | $ 85,000 |
| Manassas Park County Virginia | 4 | $ 857,000 | $ 214,000 | $ 51,000 |
| Poquoson County Virginia | 4 | $ 471,000 | $ 117,000 | $ 95,000 |
| Rockingham County Virginia | 4 | $ 797,000 | $ 199,000 | $ 63,000 |
| Kitsap County Washington | 4 | $ 825,000 | $ 206,000 | $ 84,000 |
| Thurston County Washington | 4 | $ 546,000 | $ 136,000 | $ 55,000 |
| Kings County California | 3 | $ 484,000 | $ 161,000 | $ 72,000 |
| Marin County California | 3 | $ 1,466,000 | $ 488,000 | $ 82,000 |
| Mendocino County California | 3 | $ 763,000 | $ 254,000 | $ 34,000 |
| Monterey County California | 3 | $ 1,150,000 | $ 383,000 | $ 54,000 |
| Placer County California | 3 | $ 1,298,000 | $ 432,000 | $ 201,000 |
| Tehama County California | 3 | $ 940,000 | $ 313,000 | $ 78,000 |
| Columbia County Florida | 3 | $ 439,000 | $ 146,000 | $ 34,000 |
| Garrett County Maryland | 3 | $ 974,000 | $ 324,000 | $ 23,000 |
| Kent County Maryland | 3 | $ 503,000 | $ 167,000 | $ 58,000 |
| Essex County Massachusetts | 3 | $ 1,158,000 | $ 386,000 | $ 118,000 |
| Macomb County Michigan | 3 | $ 418,000 | $ 139,000 | $ 50,000 |
| Becker County Minnesota | 3 | $ 422,000 | $ 140,000 | $ 19,000 |
| Crow Wing County Minnesota | 3 | $ 328,000 | $ 109,000 | $ 39,000 |
| Itasca County Minnesota | 3 | $ 345,000 | $ 115,000 | $ 36,000 |
| Washington County Minnesota | 3 | $ 664,000 | $ 221,000 | $ 81,000 |
| Wright County Minnesota | 3 | $ 508,000 | $ 169,000 | $ 48,000 |
| Fulton County New York | 3 | $ 387,000 | $ 129,000 | $ 71,000 |
| Genesee County New York | 3 | $ 370,000 | $ 123,000 | $ 57,000 |
| Lewis County New York | 3 | $ 368,000 | $ 122,000 | $ 52,000 |
| Montgomery County New York | 3 | $ 427,000 | $ 142,000 | $ 36,000 |
| Seneca County New York | 3 | $ 439,000 | $ 146,000 | $ 89,000 |
| Tompkins County New York | 3 | $ 365,000 | $ 121,000 | $ 52,000 |
| Wayne County New York | 3 | $ 536,000 | $ 178,000 | $ 78,000 |
| Wyoming County New York | 3 | $ 324,000 | $ 108,000 | $ 51,000 |
| Yates County New York | 3 | $ 442,000 | $ 147,000 | $ 49,000 |
| Chester County South Carolina | 3 | $ 451,000 | $ 150,000 | $ 53,000 |
| Florence County South Carolina | 3 | $ 300,000 | $ 100,000 | $ 95,000 |
| Sumter County South Carolina | 3 | $ 472,000 | $ 157,000 | $ 79,000 |
| Amherst County Virginia | 3 | $ 555,000 | $ 185,000 | $ 78,000 |
| Danville County Virginia | 3 | $ 406,000 | $ 135,000 | $ 72,000 |
| Lynchburg County Virginia | 3 | $ 441,000 | $ 147,000 | $ 87,000 |
| Petersburg County Virginia | 3 | $ 483,000 | $ 161,000 | $ 94,000 |
| Roanoke County Virginia | 3 | $ 331,000 | $ 110,000 | $ 14,000 |
| Washington County Virginia | 3 | $ 705,000 | $ 235,000 | $ 83,000 |
| Wise County Virginia | 3 | $ 489,000 | $ 163,000 | $ 62,000 |
| Snohomish County Washington | 3 | $ 532,000 | $ 177,000 | $ 42,000 |
| Colusa County California | 2 | $ 405,000 | $ 202,000 | $ 110,000 |
| Glenn County California | 2 | $ 451,000 | $ 225,000 | $ 68,000 |
| Imperial County California | 2 | $ 281,000 | $ 140,000 | $ 81,000 |
| Plumas County California | 2 | $ 285,000 | $ 142,000 | $ 56,000 |
| Santa Cruz County California | 2 | $ 530,000 | $ 265,000 | $ 90,000 |
| Sutter County California | 2 | $ 590,000 | $ 295,000 | $ 43,000 |
| Kent County Delaware | 2 | $ 532,000 | $ 266,000 | $ 61,000 |
| Sussex County Delaware | 2 | $ 342,000 | $ 171,000 | $ 53,000 |
| DeSoto County Florida | 2 | $ 383,000 | $ 191,000 | $ 63,000 |
| Gilchrist County Florida | 2 | $ 198,000 | $ 99,000 | $ 35,000 |
| Holmes County Florida | 2 | $ 226,000 | $ 113,000 | $ 71,000 |
| Levy County Florida | 2 | $ 249,000 | $ 124,000 | $ 44,000 |
| Nassau County Florida | 2 | $ 329,000 | $ 164,000 | $ 71,000 |
| DuPage County Illinois | 2 | $ 372,000 | $ 186,000 | $ 73,000 |
| Ogle County Illinois | 2 | $ 280,000 | $ 140,000 | $ 0 |
| York County Maine | 2 | $ 262,000 | $ 131,000 | $ 59,000 |
| Allegany County Maryland | 2 | $ 269,000 | $ 134,000 | $ 50,000 |
| Hampden County Massachusetts | 2 | $ 482,000 | $ 241,000 | $ 73,000 |
| Plymouth County Massachusetts | 2 | $ 314,000 | $ 157,000 | $ 49,000 |
| Hillsdale County Michigan | 2 | $ 645,000 | $ 322,000 | $ 68,000 |
| Van Buren County Michigan | 2 | $ 352,000 | $ 176,000 | $ 59,000 |
| Aitkin County Minnesota | 2 | $ 345,000 | $ 172,000 | $ 20,000 |
| Fillmore County Minnesota | 2 | $ 425,000 | $ 212,000 | $ 66,000 |
| Kandiyohi County Minnesota | 2 | $ 216,000 | $ 108,000 | $ 37,000 |
| McLeod County Minnesota | 2 | $ 478,000 | $ 239,000 | $ 59,000 |
| Meeker County Minnesota | 2 | $ 591,000 | $ 295,000 | $ 75,000 |
| Mower County Minnesota | 2 | $ 283,000 | $ 141,000 | $ 50,000 |
| Otter Tail County Minnesota | 2 | $ 704,000 | $ 352,000 | $ 102,000 |
| Pine County Minnesota | 2 | $ 332,000 | $ 166,000 | $ 58,000 |
| Rice County Minnesota | 2 | $ 426,000 | $ 213,000 | $ 51,000 |
| Waseca County Minnesota | 2 | $ 216,000 | $ 108,000 | $ 68,000 |
| Winona County Minnesota | 2 | $ 337,000 | $ 168,000 | $ 59,000 |
| Douglas County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 90,000 |
| Franklin County New York | 2 | $ 371,000 | $ 185,000 | $ 102,000 |
| Herkimer County New York | 2 | $ 471,000 | $ 235,000 | $ 80,000 |
| Niagara County New York | 2 | $ 298,000 | $ 149,000 | $ 63,000 |
| Orleans County New York | 2 | $ 294,000 | $ 147,000 | $ 109,000 |
| St. Lawrence County New York | 2 | $ 155,000 | $ 77,000 | $ 86,000 |
| Luzerne County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 70,000 |
| Kershaw County South Carolina | 2 | $ 422,000 | $ 211,000 | $ 75,000 |
| Carroll County Virginia | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Colonial Heights County Virginia | 2 | $ 231,000 | $ 115,000 | $ 61,000 |
| Dinwiddie County Virginia | 2 | $ 413,000 | $ 206,000 | $ 75,000 |
| Goochland County Virginia | 2 | $ 335,000 | $ 167,000 | $ 60,000 |
| Hopewell County Virginia | 2 | $ 206,000 | $ 103,000 | $ 32,000 |
| King and Queen County Virginia | 2 | $ 226,000 | $ 113,000 | $ 31,000 |
| King William County Virginia | 2 | $ 212,000 | $ 106,000 | $ 47,000 |
| Madison County Virginia | 2 | $ 421,000 | $ 210,000 | $ 75,000 |
| Montgomery County Virginia | 2 | $ 666,000 | $ 333,000 | $ 174,000 |
| Prince Edward County Virginia | 2 | $ 426,000 | $ 213,000 | $ 65,000 |
| Pulaski County Virginia | 2 | $ 333,000 | $ 166,000 | $ 55,000 |
| Salem County Virginia | 2 | $ 272,000 | $ 136,000 | $ 34,000 |
| Southampton County Virginia | 2 | $ 264,000 | $ 132,000 | $ 74,000 |
| Tazewell County Virginia | 2 | $ 322,000 | $ 161,000 | $ 67,000 |
| Westmoreland County Virginia | 2 | $ 417,000 | $ 208,000 | $ 66,000 |
| Wythe County Virginia | 2 | $ 406,000 | $ 203,000 | $ 57,000 |
| Fairbanks North Star County Alaska | 1 | $ 253,000 | $ 253,000 | $ 82,000 |
| Calaveras County California | 1 | $ 335,000 | $ 335,000 | $ 252,000 |
| Del Norte County California | 1 | $ 340,000 | $ 340,000 | $ 180,000 |
| Humboldt County California | 1 | $ 340,000 | $ 340,000 | $ 82,000 |
| Lassen County California | 1 | $ 183,000 | $ 183,000 | $ 45,000 |
| Mariposa County California | 1 | $ 550,000 | $ 550,000 | $ 117,000 |
| Nevada County California | 1 | $ 240,000 | $ 240,000 | $ 124,000 |
| Siskiyou County California | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
| Trinity County California | 1 | $ 237,000 | $ 237,000 | $ 45,000 |
| Tuolumne County California | 1 | $ 180,000 | $ 180,000 | $ 35,000 |
| Yolo County California | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Yuba County California | 1 | $ 328,000 | $ 328,000 | $ 89,000 |
| Calhoun County Florida | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Franklin County Florida | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Okeechobee County Florida | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
| Suwannee County Florida | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Wakulla County Florida | 1 | $ 171,000 | $ 171,000 | $ 75,000 |
| Walton County Florida | 1 | $ 510,000 | $ 510,000 | $ 0 |
| McHenry County Illinois | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Lake County Indiana | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| LaPorte County Indiana | 1 | $ 116,000 | $ 116,000 | $ 126,000 |
| Penobscot County Maine | 1 | $ 240,000 | $ 240,000 | $ 326,000 |
| Piscataquis County Maine | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
| Bristol County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 665,000 | $ 665,000 | $ 180,000 |
| Branch County Michigan | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Eaton County Michigan | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Genesee County Michigan | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Keweenaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Lenawee County Michigan | 1 | $ 249,000 | $ 249,000 | $ 100,000 |
| Livingston County Michigan | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Marquette County Michigan | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Mason County Michigan | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| Montcalm County Michigan | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Saginaw County Michigan | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Blue Earth County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 64,000 |
| Carlton County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Cass County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Clay County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 43,000 |
| Clearwater County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Cottonwood County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| Dodge County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Goodhue County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| Kanabec County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Lake County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 30,000 |
| Le Sueur County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| Marshall County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Mille Lacs County Minnesota | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Redwood County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| St. Louis County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Steele County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Swift County Minnesota | 1 | $ 99,000 | $ 99,000 | $ 38,000 |
| Todd County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 26,000 |
| Callaway County Missouri | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Chenango County New York | 1 | $ 174,000 | $ 174,000 | $ 79,000 |
| Cortland County New York | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Hamilton County New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Livingston County New York | 1 | $ 36,000 | $ 36,000 | $ 85,000 |
| Schuyler County New York | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Tioga County New York | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Lincoln County Oregon | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Bedford County Pennsylvania | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Delaware County Pennsylvania | 1 | $ 293,000 | $ 293,000 | $ 90,000 |
| Lancaster County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Barnwell County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 132,000 |
| Cherokee County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 72,000 |
| Chesterfield County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Edgefield County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Lancaster County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Lee County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Newberry County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Union County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| Macon County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Accomack County Virginia | 1 | $ 151,000 | $ 151,000 | $ 22,000 |
| Alleghany County Virginia | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Amelia County Virginia | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Bedford City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 158,000 |
| Botetourt County Virginia | 1 | $ 138,000 | $ 138,000 | $ 93,000 |
| Brunswick County Virginia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Charlotte County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Essex County Virginia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Grayson County Virginia | 1 | $ 107,000 | $ 107,000 | $ 22,000 |
| Greene County Virginia | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Halifax County Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 159,000 | $ 159,000 | $ 38,000 |
| Lancaster County Virginia | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| Martinsville County Virginia | 1 | $ 211,000 | $ 211,000 | $ 56,000 |
| Mecklenburg County Virginia | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Northampton County Virginia | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Nottoway County Virginia | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Page County Virginia | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Patrick County Virginia | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| Rappahannock County Virginia | 1 | $ 407,000 | $ 407,000 | $ 154,000 |
| Russell County Virginia | 1 | $ 152,000 | $ 152,000 | $ 27,000 |
| Smyth County Virginia | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Sussex County Virginia | 1 | $ 84,000 | $ 84,000 | $ 87,000 |
| Waynesboro County Virginia | 1 | $ 149,000 | $ 149,000 | $ 57,000 |
| Williamsburg County Virginia | 1 | $ 179,000 | $ 179,000 | $ 42,000 |
| Benton County Washington | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Clallam County Washington | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Franklin County Washington | 1 | $ 210,000 | $ 210,000 | $ 473,000 |
| Lewis County Washington | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Skagit County Washington | 1 | $ 274,000 | $ 274,000 | $ 84,000 |
| Whatcom County Washington | 1 | $ 284,000 | $ 284,000 | $ 85,000 |
| Yakima County Washington | 1 | $ 203,000 | $ 203,000 | $ 74,000 |
| Fremont County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Refinance.Com in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,259 | $1,766,341,000 | $243,000 | $7,500,000 | $78,000 | $4,000,000 |
| Home Purchase | 274 | $79,140,000 | $288,000 | $9,250,000 | $119,000 | $7,000,000 |
| Home Improvement | 3 | $926,000 | $308,000 | $401,000 | $98,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,984 | $1,210,457,000 | $242,000 | $9,250,000 | $80,000 | $7,000,000 |
| Black or African American | 1,203 | $280,580,000 | $233,000 | $1,050,000 | $71,000 | $533,000 |
| Hispanic | 691 | $174,147,000 | $252,000 | $1,785,000 | $77,000 | $420,000 |
| Not Provided | 505 | $139,190,000 | $275,000 | $2,300,000 | $96,000 | $1,080,000 |
| Asian | 112 | $30,510,000 | $272,000 | $975,000 | $84,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $7,487,000 | $311,000 | $740,000 | $93,000 | $181,000 |
| American Indian or Alaskan Native | 17 | $4,036,000 | $237,000 | $462,000 | $72,000 | $213,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,955 | $1,721,945,000 | $247,000 | $9,250,000 | $80,000 | $7,000,000 |
| FHA-insured (Federal Housing Administration) | 581 | $124,462,000 | $214,000 | $512,000 | $66,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,022 | $972,787,000 | $241,000 | $7,500,000 | $76,000 | $2,400,000 |
| Application Withdrawn By Applicant | 2,662 | $658,224,000 | $247,000 | $9,250,000 | $82,000 | $7,000,000 |
| Application Approved But Not Accepted | 458 | $115,750,000 | $252,000 | $3,100,000 | $83,000 | $4,000,000 |
| Application Denied By Financial Institution | 389 | $98,498,000 | $253,000 | $2,300,000 | $85,000 | $727,000 |
| File Closed For Incompleteness | 5 | $1,148,000 | $229,000 | $313,000 | $84,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 172 | $45,497,000 | $264,000 | $2,300,000 | $98,000 | $727,000 |
| Other | 75 | $18,730,000 | $249,000 | $1,000,000 | $87,000 | $282,000 |
| Credit History | 68 | $15,749,000 | $231,000 | $1,437,000 | $67,000 | $348,000 |
| Debt-To-Income Ratio | 26 | $6,394,000 | $245,000 | $450,000 | $68,000 | $117,000 |
| Employment History | 5 | $1,097,000 | $219,000 | $318,000 | $85,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $594,000 | $148,000 | $320,000 | $96,000 | $110,000 |
| Unverifiable Information | 4 | $1,424,000 | $356,000 | $570,000 | $83,000 | $126,000 |
| Credit Application Incomplete | 1 | $394,000 | $394,000 | $394,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Refinance.Com's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Refinance.Com's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.