Regency Savings Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Regency Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Regency Savings Bank 6100 N Northwest Highway Chicago, IL 60631 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,900 |
| Total Mortgage Loan Application Amount | $518,747,000 |
| Average Mortgage Loan Application Amount | $1,218,000 |
| Highest Mortgage Loan Application Amount | $27,832,000 |
| Average Applicant Income | $62,809 |
| Highest Applicant Income | $1,004,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 958 | $ 164,506,000 | $ 171,000 | $ 65,000 |
| DuPage County Illinois | 290 | $ 40,961,000 | $ 141,000 | $ 85,000 |
| Kane County Illinois | 242 | $ 33,847,000 | $ 139,000 | $ 89,000 |
| Will County Illinois | 124 | $ 19,239,000 | $ 155,000 | $ 80,000 |
| Los Angeles County California | 43 | $ 39,563,000 | $ 920,000 | $ 0 |
| Lake County Indiana | 36 | $ 4,073,000 | $ 113,000 | $ 54,000 |
| Lake County Illinois | 22 | $ 5,568,000 | $ 253,000 | $ 80,000 |
| San Diego County California | 20 | $ 16,574,000 | $ 828,000 | $ 0 |
| Kendall County Illinois | 18 | $ 2,494,000 | $ 138,000 | $ 78,000 |
| McHenry County Illinois | 12 | $ 2,564,000 | $ 213,000 | $ 68,000 |
| DeKalb County Illinois | 8 | $ 836,000 | $ 104,000 | $ 70,000 |
| Orange County California | 7 | $ 8,386,000 | $ 1,198,000 | $ 0 |
| Riverside County California | 6 | $ 4,871,000 | $ 811,000 | $ 0 |
| Kings County New York | 5 | $ 1,945,000 | $ 389,000 | $ 0 |
| Bexar County Texas | 5 | $ 68,797,000 | $ 13,759,000 | $ 0 |
| Fresno County California | 4 | $ 4,870,000 | $ 1,217,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 3,849,000 | $ 1,283,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 1,303,000 | $ 434,000 | $ 0 |
| St. Louis City County Missouri | 3 | $ 1,876,000 | $ 625,000 | $ 0 |
| Walworth County Wisconsin | 3 | $ 573,000 | $ 191,000 | $ 251,000 |
| Pima County Arizona | 2 | $ 3,210,000 | $ 1,605,000 | $ 0 |
| Sacramento County California | 2 | $ 3,351,000 | $ 1,675,000 | $ 0 |
| San Bernardino County California | 2 | $ 3,086,000 | $ 1,543,000 | $ 0 |
| Santa Clara County California | 2 | $ 3,138,000 | $ 1,569,000 | $ 0 |
| Duval County Florida | 2 | $ 877,000 | $ 438,000 | $ 0 |
| Fulton County Georgia | 2 | $ 3,493,000 | $ 1,746,000 | $ 0 |
| Winnebago County Illinois | 2 | $ 162,000 | $ 81,000 | $ 56,000 |
| Porter County Indiana | 2 | $ 99,000 | $ 49,000 | $ 29,000 |
| Berrien County Michigan | 2 | $ 1,101,000 | $ 550,000 | $ 205,000 |
| Clark County Nevada | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 707,000 | $ 353,000 | $ 0 |
| Franklin County Ohio | 2 | $ 1,499,000 | $ 749,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 1,919,000 | $ 959,000 | $ 0 |
| Washington County Oregon | 2 | $ 1,672,000 | $ 836,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 1,049,000 | $ 524,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 883,000 | $ 441,000 | $ 72,000 |
| King County Washington | 2 | $ 2,991,000 | $ 1,495,000 | $ 0 |
| Pierce County Washington | 2 | $ 1,073,000 | $ 536,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 828,000 | $ 828,000 | $ 0 |
| Shelby County Alabama | 1 | $ 734,000 | $ 734,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 521,000 | $ 521,000 | $ 0 |
| Alameda County California | 1 | $ 930,000 | $ 930,000 | $ 0 |
| Contra Costa County California | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Marin County California | 1 | $ 1,534,000 | $ 1,534,000 | $ 0 |
| Nevada County California | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Placer County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| San Francisco County California | 1 | $ 576,000 | $ 576,000 | $ 0 |
| San Joaquin County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Santa Barbara County California | 1 | $ 659,000 | $ 659,000 | $ 0 |
| Siskiyou County California | 1 | $ 769,000 | $ 769,000 | $ 0 |
| Solano County California | 1 | $ 2,425,000 | $ 2,425,000 | $ 0 |
| New Castle County Delaware | 1 | $ 15,256,000 | $ 15,256,000 | $ 0 |
| Pasco County Florida | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Sarasota County Florida | 1 | $ 1,398,000 | $ 1,398,000 | $ 545,000 |
| Sumter County Florida | 1 | $ 194,000 | $ 194,000 | $ 179,000 |
| Blaine County Idaho | 1 | $ 972,000 | $ 972,000 | $ 340,000 |
| Kankakee County Illinois | 1 | $ 242,000 | $ 242,000 | $ 124,000 |
| LaSalle County Illinois | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Ogle County Illinois | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Marion County Indiana | 1 | $ 2,236,000 | $ 2,236,000 | $ 0 |
| Newton County Indiana | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Starke County Indiana | 1 | $ 161,000 | $ 161,000 | $ 156,000 |
| Sedgwick County Kansas | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Jackson County Michigan | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Kent County Michigan | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Wayne County Michigan | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Washoe County Nevada | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Essex County New Jersey | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 523,000 | $ 523,000 | $ 96,000 |
| Monroe County New York | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Rockland County New York | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Westchester County New York | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 651,000 | $ 651,000 | $ 0 |
| Stark County Ohio | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Summit County Ohio | 1 | $ 561,000 | $ 561,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 1,173,000 | $ 1,173,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 686,000 | $ 686,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 876,000 | $ 876,000 | $ 0 |
| Davison County South Dakota | 1 | $ 596,000 | $ 596,000 | $ 0 |
| Brazos County Texas | 1 | $ 541,000 | $ 541,000 | $ 0 |
| Collin County Texas | 1 | $ 10,320,000 | $ 10,320,000 | $ 0 |
| Harris County Texas | 1 | $ 2,810,000 | $ 2,810,000 | $ 0 |
| Cache County Utah | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 650,000 | $ 650,000 | $ 1,004,000 |
| Arlington County Virginia | 1 | $ 1,019,000 | $ 1,019,000 | $ 0 |
| Lafayette County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Laramie County Wyoming | 1 | $ 1,027,000 | $ 1,027,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Regency Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,127 | $165,459,000 | $391,444 | $972,000 | $118,666 | $883,000 |
| Home Purchase (one-to-four family) | 313 | $53,642,000 | $375,400 | $1,398,000 | $297,400 | $1,004,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 292 | $293,343,000 | $1,693,296 | $27,832,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 168 | $6,303,000 | $37,000 | $400,000 | $83,000 | $633,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,093 | $164,514,000 | $489,250 | $1,398,000 | $292,375 | $1,004,000 |
| Not applicable | 297 | $294,696,000 | $1,637,392 | $27,832,000 | $0 | $0 |
| Black | 225 | $23,456,000 | $70,000 | $400,000 | $78,000 | $216,000 |
| Hispanic | 204 | $24,524,000 | $106,000 | $645,000 | $50,000 | $316,000 |
| Information not provided by applicant in mail or telephone application | 41 | $5,980,000 | $174,500 | $326,000 | $97,000 | $264,000 |
| Asian or Pacific Islander | 27 | $2,944,000 | $194,500 | $287,000 | $108,500 | $176,000 |
| Other | 10 | $2,287,000 | $228,000 | $458,000 | $118,000 | $271,000 |
| American Indian or Alaskan Native | 3 | $346,000 | $115,000 | $186,000 | $123,000 | $203,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,848 | $512,935,000 | $1,465,290 | $27,832,000 | $62,903 | $1,004,000 |
| FHA-insured (Federal Housing Administration) | 48 | $5,083,000 | $104,500 | $241,000 | $50,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 4 | $729,000 | $182,000 | $242,000 | $58,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,303 | $182,361,000 | $463,888 | $1,398,000 | $275,666 | $1,004,000 |
| Loan Purchased By The Institution | 297 | $294,696,000 | $1,637,392 | $27,832,000 | $0 | $0 |
| Application Denied By Financial Institution | 134 | $17,212,000 | $128,500 | $800,000 | $59,500 | $218,000 |
| Application Approved But Not Accepted | 80 | $11,446,000 | $151,500 | $625,000 | $68,500 | $203,000 |
| Application Withdrawn By Applicant | 53 | $7,726,000 | $145,000 | $650,000 | $84,000 | $598,000 |
| File Closed For Incompleteness | 33 | $5,306,000 | $216,000 | $645,000 | $87,000 | $225,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 66 | $9,019,000 | $140,500 | $800,000 | $43,000 | $147,000 |
| Credit History | 47 | $5,608,000 | $112,500 | $323,000 | $64,000 | $218,000 |
| Collateral | 10 | $1,357,000 | $135,000 | $315,000 | $74,000 | $134,000 |
| Other | 10 | $1,138,000 | $113,000 | $200,000 | $93,000 | $196,000 |
| Credit Application Incomplete | 1 | $90,000 | $90,000 | $90,000 | $203,000 | $203,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.