Regent Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Regent Financial Group, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regent Financial Group, Inc. 1910 S 72Nd Street, Ste. 103 Elkhorn, NE 68135 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,159 |
| Total Mortgage Loan Application Amount | $197,155,000 |
| Average Mortgage Loan Application Amount | $163,400 |
| Highest Mortgage Loan Application Amount | $825,000 |
| Average Applicant Income | $87,600 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Regent Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regent Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Regent Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regent Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Regent Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regent Financial Group, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 472 | $ 81,060,000 | $ 171,000 | $ 86,000 |
| Sedgwick County Kansas | 202 | $ 29,900,000 | $ 148,000 | $ 69,000 |
| Sarpy County Nebraska | 167 | $ 33,965,000 | $ 203,000 | $ 89,000 |
| Tulsa County Oklahoma | 50 | $ 8,840,000 | $ 176,000 | $ 78,000 |
| Lancaster County Nebraska | 38 | $ 6,110,000 | $ 160,000 | $ 77,000 |
| Cass County Nebraska | 24 | $ 3,720,000 | $ 155,000 | $ 75,000 |
| Rogers County Oklahoma | 23 | $ 3,545,000 | $ 154,000 | $ 65,000 |
| Butler County Kansas | 21 | $ 2,985,000 | $ 142,000 | $ 64,000 |
| Pottawattamie County Iowa | 18 | $ 3,640,000 | $ 202,000 | $ 79,000 |
| St. Louis County Minnesota | 17 | $ 3,025,000 | $ 177,000 | $ 92,000 |
| Saunders County Nebraska | 10 | $ 1,810,000 | $ 181,000 | $ 67,000 |
| Washington County Nebraska | 9 | $ 1,865,000 | $ 207,000 | $ 97,000 |
| Osage County Oklahoma | 8 | $ 1,440,000 | $ 180,000 | $ 86,000 |
| Dodge County Nebraska | 7 | $ 875,000 | $ 125,000 | $ 73,000 |
| Mills County Iowa | 6 | $ 1,410,000 | $ 235,000 | $ 101,000 |
| Wagoner County Oklahoma | 6 | $ 880,000 | $ 146,000 | $ 46,000 |
| Hall County Nebraska | 5 | $ 535,000 | $ 107,000 | $ 47,000 |
| Harvey County Kansas | 4 | $ 570,000 | $ 142,000 | $ 67,000 |
| Platte County Nebraska | 4 | $ 390,000 | $ 97,000 | $ 51,000 |
| Creek County Oklahoma | 3 | $ 325,000 | $ 108,000 | $ 37,000 |
| Johnson County Kansas | 2 | $ 670,000 | $ 335,000 | $ 88,000 |
| Sumner County Kansas | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Box Butte County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 81,000 |
| Buffalo County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 141,000 |
| Burt County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Butler County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Dawson County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Otoe County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Seward County Nebraska | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Washington County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 111,000 |
| Douglas County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Eau Claire County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Cerro Gordo County Iowa | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Clinton County Iowa | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Dallas County Iowa | 1 | $ 315,000 | $ 315,000 | $ 154,000 |
| Dubuque County Iowa | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Fremont County Iowa | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Grundy County Iowa | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Harrison County Iowa | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Lee County Iowa | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Polk County Iowa | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Shelby County Iowa | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Warren County Iowa | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Barton County Kansas | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Cowley County Kansas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Crawford County Kansas | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Haskell County Kansas | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| McPherson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Miami County Kansas | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Montgomery County Kansas | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Pottawatomie County Kansas | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Reno County Kansas | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Rice County Kansas | 1 | $ 5,000 | $ 5,000 | $ 103,000 |
| Rush County Kansas | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Russell County Kansas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Shawnee County Kansas | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Sherman County Kansas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Carlton County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Antelope County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 482,000 |
| Gage County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Harlan County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Howard County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Keith County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Lincoln County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Madison County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Nance County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Polk County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Scotts Bluff County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Thurston County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Wayne County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 239,000 |
| Cherokee County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 231,000 |
| Muskogee County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Chippewa County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Regent Financial Group, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 924 | $160,780,000 | $174,000 | $675,000 | $80,000 | $574,000 |
| Home Improvement | 128 | $19,070,000 | $148,000 | $335,000 | $89,000 | $1,200,000 |
| Refinancing | 91 | $14,925,000 | $164,000 | $825,000 | $86,000 | $645,000 |
| Cash-out Refinancing | 15 | $2,195,000 | $146,000 | $295,000 | $64,000 | $119,000 |
| Not Applicable | 1 | $185,000 | $185,000 | $185,000 | $119,000 | $119,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,008 | $173,700,000 | $172,000 | $825,000 | $83,000 | $1,200,000 |
| Hispanic | 63 | $8,465,000 | $134,000 | $345,000 | $56,000 | $222,000 |
| Black or African American | 37 | $6,205,000 | $167,000 | $355,000 | $62,000 | $134,000 |
| Asian | 23 | $4,795,000 | $208,000 | $455,000 | $96,000 | $422,000 |
| Not Provided | 17 | $2,365,000 | $139,000 | $245,000 | $74,000 | $200,000 |
| American Indian or Alaskan Native | 6 | $690,000 | $115,000 | $175,000 | $32,000 | $49,000 |
| Not applicable | 3 | $675,000 | $225,000 | $275,000 | $81,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $260,000 | $130,000 | $165,000 | $84,000 | $93,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 631 | $109,385,000 | $173,000 | $825,000 | $91,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 350 | $52,640,000 | $150,000 | $305,000 | $62,000 | $239,000 |
| VA-guaranteed (Veterans Administration) | 153 | $31,865,000 | $208,000 | $555,000 | $87,000 | $249,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,265,000 | $130,000 | $225,000 | $51,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 890 | $153,520,000 | $172,000 | $675,000 | $79,000 | $574,000 |
| Application Withdrawn By Applicant | 230 | $38,680,000 | $168,000 | $825,000 | $93,000 | $1,200,000 |
| Application Denied By Financial Institution | 31 | $3,475,000 | $112,000 | $265,000 | $48,000 | $134,000 |
| Application Approved But Not Accepted | 4 | $840,000 | $210,000 | $275,000 | $98,000 | $131,000 |
| File Closed For Incompleteness | 4 | $640,000 | $160,000 | $205,000 | $80,000 | $90,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,128 | $193,680,000 | $171,000 | $825,000 | $82,000 | $1,200,000 |
| Credit History | 12 | $1,280,000 | $106,000 | $205,000 | $52,000 | $134,000 |
| Debt-To-Income Ratio | 10 | $1,030,000 | $103,000 | $195,000 | $30,000 | $45,000 |
| Collateral | 6 | $620,000 | $103,000 | $175,000 | $52,000 | $70,000 |
| Other | 1 | $145,000 | $145,000 | $145,000 | $51,000 | $51,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $113,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $68,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Financial Group, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regent Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.