Regent Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Regent Financial Group, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regent Financial Group, Inc. 1910 S 72Nd Street, Ste. 103 Elkhorn, NE 68135 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,062 |
| Total Mortgage Loan Application Amount | $232,600,000 |
| Average Mortgage Loan Application Amount | $203,333 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $773,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Regent Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regent Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Regent Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regent Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Regent Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regent Financial Group, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 349 | $ 82,595,000 | $ 236,000 | $ 105,000 |
| Sedgwick County Kansas | 133 | $ 24,765,000 | $ 186,000 | $ 74,000 |
| Sarpy County Nebraska | 128 | $ 32,340,000 | $ 252,000 | $ 103,000 |
| St. Louis County Minnesota | 58 | $ 11,560,000 | $ 199,000 | $ 82,000 |
| Dodge County Nebraska | 51 | $ 9,085,000 | $ 178,000 | $ 83,000 |
| Lancaster County Nebraska | 44 | $ 10,360,000 | $ 235,000 | $ 105,000 |
| Tulsa County Oklahoma | 43 | $ 10,355,000 | $ 240,000 | $ 95,000 |
| Pottawattamie County Iowa | 21 | $ 3,965,000 | $ 188,000 | $ 74,000 |
| Cass County Nebraska | 20 | $ 4,470,000 | $ 223,000 | $ 116,000 |
| Douglas County Wisconsin | 19 | $ 3,985,000 | $ 209,000 | $ 79,000 |
| Washington County Nebraska | 18 | $ 3,640,000 | $ 202,000 | $ 84,000 |
| Rogers County Oklahoma | 16 | $ 3,740,000 | $ 233,000 | $ 81,000 |
| Carlton County Minnesota | 9 | $ 2,105,000 | $ 233,000 | $ 91,000 |
| Saunders County Nebraska | 9 | $ 2,565,000 | $ 285,000 | $ 93,000 |
| Reno County Kansas | 8 | $ 770,000 | $ 96,000 | $ 36,000 |
| Otoe County Nebraska | 8 | $ 1,400,000 | $ 175,000 | $ 80,000 |
| Harvey County Kansas | 7 | $ 935,000 | $ 133,000 | $ 75,000 |
| Mills County Iowa | 6 | $ 2,060,000 | $ 343,000 | $ 121,000 |
| Johnson County Nebraska | 6 | $ 820,000 | $ 136,000 | $ 67,000 |
| Nemaha County Nebraska | 6 | $ 610,000 | $ 101,000 | $ 42,000 |
| Butler County Kansas | 5 | $ 1,545,000 | $ 309,000 | $ 97,000 |
| Gage County Nebraska | 5 | $ 445,000 | $ 89,000 | $ 62,000 |
| Jefferson County Nebraska | 5 | $ 375,000 | $ 75,000 | $ 52,000 |
| Saline County Nebraska | 5 | $ 435,000 | $ 87,000 | $ 50,000 |
| Platte County Nebraska | 4 | $ 1,360,000 | $ 340,000 | $ 83,000 |
| Wagoner County Oklahoma | 4 | $ 860,000 | $ 215,000 | $ 99,000 |
| Shelby County Iowa | 3 | $ 615,000 | $ 205,000 | $ 65,000 |
| Cowley County Kansas | 3 | $ 765,000 | $ 255,000 | $ 74,000 |
| Saline County Kansas | 3 | $ 275,000 | $ 91,000 | $ 45,000 |
| Madison County Nebraska | 3 | $ 635,000 | $ 211,000 | $ 64,000 |
| Seward County Nebraska | 3 | $ 345,000 | $ 115,000 | $ 50,000 |
| Creek County Oklahoma | 3 | $ 535,000 | $ 178,000 | $ 96,000 |
| Washington County Oklahoma | 3 | $ 585,000 | $ 195,000 | $ 62,000 |
| Johnson County Kansas | 2 | $ 870,000 | $ 435,000 | $ 173,000 |
| Kingman County Kansas | 2 | $ 580,000 | $ 290,000 | $ 67,000 |
| Montgomery County Kansas | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Butler County Nebraska | 2 | $ 470,000 | $ 235,000 | $ 74,000 |
| Cuming County Nebraska | 2 | $ 420,000 | $ 210,000 | $ 95,000 |
| Frontier County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| Mayes County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Bayfield County Wisconsin | 2 | $ 830,000 | $ 415,000 | $ 97,000 |
| Larimer County Colorado | 1 | $ 345,000 | $ 345,000 | $ 773,000 |
| Mesa County Colorado | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| Otero County Colorado | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Weld County Colorado | 1 | $ 435,000 | $ 435,000 | $ 133,000 |
| Clay County Iowa | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Fremont County Iowa | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Lee County Iowa | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Mahaska County Iowa | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Monona County Iowa | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Montgomery County Iowa | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Douglas County Kansas | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Greenwood County Kansas | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Harper County Kansas | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Leavenworth County Kansas | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| McPherson County Kansas | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Nemaha County Kansas | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Pawnee County Kansas | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Riley County Kansas | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Wyandotte County Kansas | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Aitkin County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Becker County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 439,000 |
| Itasca County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Lake County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Pine County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Burt County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| Clay County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Dawson County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Fillmore County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 148,000 |
| Holt County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Lincoln County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Pierce County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Scotts Bluff County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Thurston County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Oklahoma County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Pawnee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Payne County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Pushmataha County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Regent Financial Group, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 917 | $203,895,000 | $222,000 | $1,005,000 | $95,000 | $773,000 |
| Home Improvement | 98 | $20,030,000 | $204,000 | $605,000 | $88,000 | $215,000 |
| Refinancing | 47 | $8,675,000 | $184,000 | $605,000 | $76,000 | $261,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 888 | $196,620,000 | $221,000 | $1,005,000 | $95,000 | $773,000 |
| Hispanic | 76 | $13,640,000 | $179,000 | $455,000 | $70,000 | $191,000 |
| Black or African American | 48 | $10,130,000 | $211,000 | $605,000 | $102,000 | $330,000 |
| Asian | 34 | $7,800,000 | $229,000 | $445,000 | $91,000 | $300,000 |
| American Indian or Alaskan Native | 12 | $3,240,000 | $270,000 | $645,000 | $93,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $690,000 | $345,000 | $385,000 | $99,000 | $99,000 |
| Not Provided | 2 | $480,000 | $240,000 | $285,000 | $91,000 | $114,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 709 | $151,805,000 | $214,000 | $1,005,000 | $99,000 | $773,000 |
| FHA-insured (Federal Housing Administration) | 246 | $50,860,000 | $206,000 | $425,000 | $76,000 | $330,000 |
| VA-guaranteed (Veterans Administration) | 98 | $28,350,000 | $289,000 | $925,000 | $98,000 | $386,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,585,000 | $176,000 | $285,000 | $66,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 886 | $193,050,000 | $217,000 | $925,000 | $93,000 | $773,000 |
| Application Withdrawn By Applicant | 160 | $36,450,000 | $227,000 | $1,005,000 | $98,000 | $386,000 |
| Application Denied By Financial Institution | 16 | $3,100,000 | $193,000 | $385,000 | $62,000 | $158,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,046 | $229,500,000 | $219,000 | $1,005,000 | $94,000 | $773,000 |
| Debt-To-Income Ratio | 7 | $1,155,000 | $165,000 | $385,000 | $40,000 | $96,000 |
| Credit History | 5 | $915,000 | $183,000 | $225,000 | $88,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $540,000 | $270,000 | $275,000 | $77,000 | $83,000 |
| Employment History | 1 | $275,000 | $275,000 | $275,000 | $56,000 | $56,000 |
| Collateral | 1 | $215,000 | $215,000 | $215,000 | $71,000 | $71,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regent Financial Group, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regent Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.