Regions Bank Mortgage Lending & HMDA Data, 2008

In 2008, Regions Bank of Birmingham, AL reported 74,734 mortgage applications totaling $12.0 billion, up 1% from 2007. The average application was for $160,396, and applicants reported an average income of $91,232. 51% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (3,567), Atlanta-Sandy Springs-Marietta, GA (2,922) and Memphis, TN-MS-AR (2,873) (applications in parentheses).

Mortgage Company & Address Regions Bank
1900 5th Avenue N - Albh10903b
Birmingham, AL 35203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 74,734
Total Mortgage Loan Application Amount $11,987,101,000
Average Mortgage Loan Application Amount $160,396
Highest Mortgage Loan Application Amount $9,200,000
Average Applicant Income $91,232
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Regions Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 1,995 $ 241,089,000 $ 120,846 $ 74,000
Davidson, Tennessee 1,535 $ 272,646,000 $ 177,619 $ 99,000
Jefferson, Alabama 1,528 $ 244,614,000 $ 160,087 $ 86,000
Mobile, Alabama 1,358 $ 194,664,000 $ 143,346 $ 86,000
Miami-Dade, Florida 1,165 $ 355,322,000 $ 304,997 $ 221,000
Pinellas, Florida 1,004 $ 221,477,000 $ 220,594 $ 138,000
Baldwin, Alabama 998 $ 220,278,000 $ 220,719 $ 123,000
Hillsborough, Florida 926 $ 209,907,000 $ 226,681 $ 145,000
Madison, Alabama 838 $ 128,359,000 $ 153,173 $ 76,000
Hamilton, Tennessee 832 $ 141,320,000 $ 169,855 $ 97,000
Pulaski, Arkansas 831 $ 114,615,000 $ 137,924 $ 74,000
Knox, Tennessee 762 $ 133,177,000 $ 174,772 $ 93,000
St. Clair, Illinois 758 $ 84,254,000 $ 111,153 $ 73,000
Orange, Florida 750 $ 173,975,000 $ 231,966 $ 124,000
Shelby, Alabama 694 $ 123,946,000 $ 178,596 $ 76,000
East Baton Rouge, Louisiana 670 $ 117,648,000 $ 175,594 $ 107,000
Broward, Florida 646 $ 185,147,000 $ 286,605 $ 161,000
Madison, Illinois 641 $ 73,542,000 $ 114,730 $ 63,000
Montgomery, Alabama 630 $ 86,450,000 $ 137,222 $ 76,000
Williamson, Tennessee 563 $ 176,563,000 $ 313,611 $ 145,000
Hinds, Mississippi 554 $ 58,425,000 $ 105,460 $ 62,000
Rutherford, Tennessee 533 $ 78,064,000 $ 146,461 $ 70,000
Marion, Florida 504 $ 97,099,000 $ 192,656 $ 121,000
St. Louis, Missouri 478 $ 88,826,000 $ 185,828 $ 100,000
Jefferson, Louisiana 472 $ 67,625,000 $ 143,273 $ 77,000
Orleans, Louisiana 471 $ 87,094,000 $ 184,912 $ 99,000
Caddo, Louisiana 461 $ 60,938,000 $ 132,186 $ 77,000
DeSoto, Mississippi 427 $ 56,199,000 $ 131,613 $ 66,000
Bay, Florida 426 $ 98,426,000 $ 231,046 $ 159,000
Marion, Indiana 426 $ 47,548,000 $ 111,615 $ 84,000
Duval, Florida 423 $ 91,974,000 $ 217,432 $ 126,000
Volusia, Florida 418 $ 77,483,000 $ 185,366 $ 115,000
Macon, Illinois 405 $ 48,110,000 $ 118,790 $ 82,000
Brevard, Florida 402 $ 54,285,000 $ 135,037 $ 75,000
Pasco, Florida 395 $ 64,508,000 $ 163,311 $ 80,000
White, Arkansas 384 $ 39,425,000 $ 102,669 $ 61,000
Harrison, Mississippi 384 $ 57,568,000 $ 149,916 $ 80,000
Harris, Texas 384 $ 65,544,000 $ 170,687 $ 104,000
Sumner, Tennessee 376 $ 64,573,000 $ 171,736 $ 82,000
Craighead, Arkansas 366 $ 42,035,000 $ 114,849 $ 48,000
Fulton, Georgia 358 $ 106,513,000 $ 297,522 $ 147,000
Saline, Arkansas 357 $ 41,845,000 $ 117,212 $ 55,000
Houston, Alabama 346 $ 46,873,000 $ 135,471 $ 63,000
St. Tammany, Louisiana 344 $ 62,093,000 $ 180,502 $ 92,000
Escambia, Florida 341 $ 57,972,000 $ 170,005 $ 102,000
Whitfield, Georgia 340 $ 44,035,000 $ 129,514 $ 52,000
Tuscaloosa, Alabama 336 $ 48,214,000 $ 143,494 $ 77,000
Hall, Georgia 328 $ 52,275,000 $ 159,375 $ 77,000
Lee, Florida 305 $ 86,360,000 $ 283,147 $ 173,000
Polk, Florida 300 $ 48,911,000 $ 163,036 $ 81,000
Cherokee, Georgia 296 $ 49,471,000 $ 167,131 $ 76,000
Walton, Florida 289 $ 120,876,000 $ 418,256 $ 254,000
Collier, Florida 286 $ 108,732,000 $ 380,181 $ 244,000
Rankin, Mississippi 284 $ 39,940,000 $ 140,633 $ 76,000
Elmore, Alabama 282 $ 46,197,000 $ 163,819 $ 73,000
Garland, Arkansas 279 $ 37,841,000 $ 135,630 $ 79,000
Palm Beach, Florida 279 $ 117,811,000 $ 422,261 $ 217,000
Madison, Tennessee 278 $ 29,039,000 $ 104,456 $ 57,000
Calhoun, Alabama 275 $ 27,925,000 $ 101,545 $ 62,000
Sarasota, Florida 275 $ 65,129,000 $ 236,832 $ 114,000
Okaloosa, Florida 268 $ 73,473,000 $ 274,152 $ 179,000
Dallas, Texas 268 $ 50,749,000 $ 189,361 $ 123,000
Ouachita, Louisiana 267 $ 31,931,000 $ 119,591 $ 65,000
Marshall, Alabama 265 $ 30,246,000 $ 114,135 $ 68,000
Aiken, South Carolina 263 $ 34,122,000 $ 129,741 $ 79,000
Faulkner, Arkansas 261 $ 25,958,000 $ 99,455 $ 63,000
Cobb, Georgia 251 $ 43,157,000 $ 171,940 $ 92,000
Sullivan, Tennessee 251 $ 31,374,000 $ 124,996 $ 62,000
Citrus, Florida 248 $ 35,809,000 $ 144,391 $ 64,000
Gibson, Tennessee 246 $ 22,316,000 $ 90,715 $ 48,000
Manatee, Florida 241 $ 53,239,000 $ 220,908 $ 114,000
Bossier, Louisiana 233 $ 35,495,000 $ 152,339 $ 72,000
Paulding, Georgia 231 $ 28,034,000 $ 121,359 $ 60,000
Leon, Florida 229 $ 46,084,000 $ 201,240 $ 108,000
Tippecanoe, Indiana 229 $ 35,721,000 $ 155,986 $ 99,000
Monroe, Indiana 220 $ 39,268,000 $ 178,490 $ 109,000
Madison, Mississippi 220 $ 52,691,000 $ 239,504 $ 122,000
Chilton, Alabama 219 $ 24,368,000 $ 111,269 $ 63,000
Limestone, Alabama 219 $ 26,337,000 $ 120,260 $ 61,000
Jefferson, Kentucky 215 $ 32,483,000 $ 151,083 $ 77,000
Greene, Missouri 214 $ 29,799,000 $ 139,247 $ 88,000
Smith, Texas 214 $ 26,249,000 $ 122,658 $ 98,000
Maury, Tennessee 213 $ 28,949,000 $ 135,910 $ 62,000
Santa Rosa, Florida 210 $ 41,602,000 $ 198,104 $ 99,000
Lee, Alabama 209 $ 31,690,000 $ 151,626 $ 91,000
Ascension, Louisiana 205 $ 31,650,000 $ 154,390 $ 91,000
Seminole, Florida 202 $ 46,829,000 $ 231,826 $ 97,000
St. Charles, Missouri 202 $ 32,841,000 $ 162,579 $ 77,000
Forsyth, Georgia 197 $ 48,660,000 $ 247,005 $ 144,000
McCracken, Kentucky 193 $ 19,523,000 $ 101,155 $ 69,000
DeKalb, Georgia 192 $ 39,460,000 $ 205,520 $ 103,000
Rapides, Louisiana 191 $ 21,268,000 $ 111,350 $ 71,000
Sebastian, Arkansas 190 $ 25,238,000 $ 132,831 $ 64,000
Blount, Tennessee 190 $ 28,817,000 $ 151,668 $ 63,000
Morgan, Alabama 186 $ 18,524,000 $ 99,591 $ 61,000
DeKalb, Alabama 183 $ 15,760,000 $ 86,120 $ 54,000
Gwinnett, Georgia 183 $ 32,264,000 $ 176,306 $ 99,000
Jackson, Mississippi 181 $ 21,020,000 $ 116,132 $ 71,000
Wilson, Tennessee 181 $ 29,595,000 $ 163,508 $ 69,000
Pickens, Georgia 174 $ 32,884,000 $ 188,988 $ 107,000
Iberia, Louisiana 174 $ 15,711,000 $ 90,293 $ 71,000
Lauderdale, Mississippi 174 $ 24,287,000 $ 139,580 $ 71,000
Bradley, Tennessee 174 $ 21,503,000 $ 123,580 $ 61,000
Forrest, Mississippi 173 $ 18,842,000 $ 108,913 $ 58,000
Douglas, Georgia 172 $ 19,551,000 $ 113,668 $ 67,000
Montgomery, Tennessee 172 $ 18,666,000 $ 108,523 $ 58,000
Grenada, Mississippi 171 $ 18,491,000 $ 108,134 $ 61,000
Columbia, Georgia 170 $ 22,761,000 $ 133,888 $ 64,000
Tipton, Tennessee 170 $ 19,054,000 $ 112,082 $ 71,000
Lake, Florida 169 $ 39,262,000 $ 232,319 $ 113,000
Knox, Indiana 169 $ 15,464,000 $ 91,502 $ 59,000
Graves, Kentucky 166 $ 14,368,000 $ 86,554 $ 48,000
St. Louis City, Missouri 166 $ 22,831,000 $ 137,536 $ 57,000
Robertson, Tennessee 166 $ 21,964,000 $ 132,313 $ 61,000
Pope, Arkansas 165 $ 13,426,000 $ 81,369 $ 44,000
Osceola, Florida 162 $ 31,509,000 $ 194,500 $ 117,000
Livingston, Louisiana 162 $ 22,285,000 $ 137,561 $ 116,000
Hamilton, Indiana 161 $ 44,625,000 $ 277,173 $ 156,000
Charleston, South Carolina 159 $ 52,425,000 $ 329,716 $ 179,000
Etowah, Alabama 157 $ 18,944,000 $ 120,662 $ 68,000
Lauderdale, Alabama 157 $ 19,474,000 $ 124,038 $ 79,000
Terrebonne, Louisiana 157 $ 16,782,000 $ 106,891 $ 60,000
Walker, Georgia 152 $ 18,644,000 $ 122,657 $ 59,000
St. Bernard, Louisiana 151 $ 15,470,000 $ 102,450 $ 62,000
Autauga, Alabama 149 $ 21,052,000 $ 141,288 $ 62,000
Washington, Tennessee 149 $ 21,780,000 $ 146,174 $ 77,000
Lamar, Mississippi 148 $ 21,594,000 $ 145,905 $ 77,000
Greenville, South Carolina 148 $ 27,627,000 $ 186,668 $ 91,000
Tarrant, Texas 147 $ 27,304,000 $ 185,741 $ 163,000
Sevier, Tennessee 146 $ 49,491,000 $ 338,979 $ 122,000
Clinton, Indiana 145 $ 13,998,000 $ 96,537 $ 56,000
Benton, Arkansas 144 $ 20,087,000 $ 139,493 $ 81,000
Richland, South Carolina 144 $ 26,978,000 $ 187,347 $ 95,000
Floyd, Georgia 140 $ 13,736,000 $ 98,114 $ 68,000
Washington, Mississippi 139 $ 10,444,000 $ 75,136 $ 65,000
Dallas, Alabama 136 $ 9,566,000 $ 70,338 $ 55,000
Dougherty, Georgia 136 $ 16,864,000 $ 124,000 $ 71,000
Bartow, Georgia 135 $ 20,048,000 $ 148,503 $ 65,000
Boone, Missouri 134 $ 18,220,000 $ 135,970 $ 72,000
New Hanover, North Carolina 134 $ 73,463,000 $ 548,231 $ 301,000
Beaufort, South Carolina 134 $ 40,107,000 $ 299,305 $ 143,000
Richmond, Georgia 133 $ 14,157,000 $ 106,443 $ 61,000
Tangipahoa, Louisiana 133 $ 16,090,000 $ 120,977 $ 59,000
Catoosa, Georgia 131 $ 18,241,000 $ 139,244 $ 61,000
Lowndes, Mississippi 131 $ 17,988,000 $ 137,312 $ 79,000
Christian, Missouri 130 $ 20,898,000 $ 160,753 $ 57,000
Anderson, Tennessee 130 $ 21,152,000 $ 162,707 $ 76,000
Coweta, Georgia 129 $ 20,463,000 $ 158,627 $ 81,000
Murray, Georgia 129 $ 13,669,000 $ 105,961 $ 46,000
Galveston, Texas 128 $ 15,302,000 $ 119,546 $ 134,000
Bedford, Tennessee 127 $ 14,921,000 $ 117,488 $ 59,000
Crittenden, Arkansas 126 $ 11,945,000 $ 94,801 $ 52,000
Van Buren, Arkansas 126 $ 9,131,000 $ 72,468 $ 61,000
Pearl River, Mississippi 126 $ 16,631,000 $ 131,992 $ 78,000
Wake, North Carolina 126 $ 37,075,000 $ 294,246 $ 145,000
St. Johns, Florida 125 $ 43,393,000 $ 347,144 $ 143,000
Hernando, Florida 123 $ 17,417,000 $ 141,601 $ 66,000
Washington, Arkansas 122 $ 19,303,000 $ 158,221 $ 67,000
Mecklenburg, North Carolina 122 $ 44,702,000 $ 366,409 $ 192,000
Cumberland, Tennessee 122 $ 13,778,000 $ 112,934 $ 50,000
Lincoln, Tennessee 121 $ 11,494,000 $ 94,991 $ 58,000
Webster, Louisiana 119 $ 9,246,000 $ 77,697 $ 55,000
Lawrence, Arkansas 118 $ 4,416,000 $ 37,423 $ 33,000
Travis, Texas 118 $ 31,677,000 $ 268,449 $ 191,000
Lonoke, Arkansas 117 $ 13,560,000 $ 115,897 $ 54,000
Jackson, Florida 117 $ 14,023,000 $ 119,854 $ 56,000
Carroll, Georgia 117 $ 13,150,000 $ 112,393 $ 71,000
Lafayette, Mississippi 116 $ 23,462,000 $ 202,258 $ 104,000
Cape Girardeau, Missouri 115 $ 16,747,000 $ 145,626 $ 67,000
Coffee, Alabama 114 $ 17,423,000 $ 152,833 $ 87,000
St. Clair, Alabama 114 $ 16,724,000 $ 146,701 $ 80,000
Gordon, Georgia 113 $ 20,315,000 $ 179,778 $ 58,000
Cullman, Alabama 112 $ 14,233,000 $ 127,080 $ 70,000
Polk, Georgia 112 $ 13,541,000 $ 120,901 $ 55,000
Angelina, Texas 111 $ 10,508,000 $ 94,666 $ 66,000
Lafayette, Louisiana 110 $ 16,160,000 $ 146,909 $ 72,000
Greene, Arkansas 106 $ 8,962,000 $ 84,547 $ 44,000
Habersham, Georgia 106 $ 15,392,000 $ 145,207 $ 71,000
Lowndes, Georgia 106 $ 13,744,000 $ 129,660 $ 136,000
Brazoria, Texas 106 $ 9,462,000 $ 89,264 $ 97,000
Charlotte, Florida 105 $ 22,946,000 $ 218,533 $ 108,000
Jackson, Georgia 105 $ 14,292,000 $ 136,114 $ 79,000
Lafourche, Louisiana 105 $ 13,822,000 $ 131,638 $ 106,000
Hancock, Mississippi 105 $ 15,253,000 $ 145,266 $ 90,000
Bowie, Texas 105 $ 8,749,000 $ 83,323 $ 119,000
Nacogdoches, Texas 105 $ 10,346,000 $ 98,533 $ 64,000
Rabun, Georgia 104 $ 19,815,000 $ 190,528 $ 66,000
Jackson, Arkansas 102 $ 5,610,000 $ 55,000 $ 44,000
Lee, Mississippi 102 $ 11,325,000 $ 111,029 $ 58,000
Escambia, Alabama 101 $ 7,926,000 $ 78,475 $ 52,000
Pike, Alabama 101 $ 10,125,000 $ 100,247 $ 61,000
Talladega, Alabama 101 $ 12,808,000 $ 126,811 $ 69,000
Jones, Mississippi 100 $ 8,902,000 $ 89,020 $ 55,000
Blount, Alabama 99 $ 13,105,000 $ 132,373 $ 70,000
Spartanburg, South Carolina 99 $ 12,099,000 $ 122,212 $ 77,000
Alcorn, Mississippi 98 $ 10,106,000 $ 103,122 $ 71,000
Williamson, Texas 98 $ 16,260,000 $ 165,918 $ 104,000
Clay, Florida 97 $ 22,608,000 $ 233,072 $ 132,000
Lawrence, Mississippi 96 $ 6,382,000 $ 66,479 $ 53,000
Oktibbeha, Mississippi 93 $ 13,495,000 $ 145,107 $ 69,000
Lexington, South Carolina 93 $ 17,011,000 $ 182,913 $ 92,000
Sangamon, Illinois 91 $ 9,139,000 $ 100,428 $ 59,000
Warren, Mississippi 91 $ 8,892,000 $ 97,714 $ 61,000
Putnam, Tennessee 90 $ 11,604,000 $ 128,933 $ 68,000
Taney, Missouri 89 $ 14,594,000 $ 163,977 $ 80,000
Stephens, Georgia 88 $ 12,431,000 $ 141,261 $ 52,000
Fayette, Tennessee 88 $ 21,087,000 $ 239,625 $ 82,000
Roane, Tennessee 88 $ 9,363,000 $ 106,397 $ 62,000
Gregg, Texas 88 $ 9,007,000 $ 102,352 $ 71,000
Johnson, Arkansas 87 $ 5,396,000 $ 62,022 $ 34,000
Miller, Arkansas 87 $ 4,550,000 $ 52,298 $ 53,000
Little River, Arkansas 86 $ 3,575,000 $ 41,569 $ 62,000
Alachua, Florida 86 $ 18,548,000 $ 215,674 $ 138,000
Chatham, Georgia 86 $ 22,181,000 $ 257,918 $ 136,000
Muscogee, Georgia 86 $ 21,352,000 $ 248,279 $ 89,000
Colbert, Alabama 85 $ 13,664,000 $ 160,752 $ 67,000
Tazewell, Illinois 85 $ 8,038,000 $ 94,564 $ 50,000
Coahoma, Mississippi 85 $ 6,100,000 $ 71,764 $ 50,000
Union, Mississippi 85 $ 7,374,000 $ 86,752 $ 56,000
Franklin, Tennessee 85 $ 11,296,000 $ 132,894 $ 89,000
Conway, Arkansas 84 $ 6,655,000 $ 79,226 $ 54,000
Howard, Arkansas 84 $ 4,711,000 $ 56,083 $ 54,000
McLean, Illinois 84 $ 10,445,000 $ 124,345 $ 64,000
Black Hawk, Iowa 83 $ 11,566,000 $ 139,349 $ 71,000
Mississippi, Arkansas 82 $ 3,903,000 $ 47,597 $ 50,000
St. John the Baptist, Louisiana 82 $ 10,638,000 $ 129,731 $ 63,000
Leflore, Mississippi 82 $ 9,035,000 $ 110,182 $ 54,000
Lawrence, Missouri 82 $ 7,804,000 $ 95,170 $ 67,000
Perry, Missouri 82 $ 8,660,000 $ 105,609 $ 55,000
Marion, Illinois 80 $ 5,622,000 $ 70,275 $ 64,000
Peoria, Illinois 79 $ 8,331,000 $ 105,455 $ 65,000
Calhoun, Mississippi 79 $ 5,959,000 $ 75,430 $ 50,000
Barnwell, South Carolina 79 $ 5,732,000 $ 72,556 $ 53,000
White, Georgia 78 $ 8,534,000 $ 109,410 $ 49,000
Calloway, Kentucky 77 $ 7,925,000 $ 102,922 $ 68,000
Dyer, Tennessee 77 $ 8,462,000 $ 109,896 $ 53,000
Lee, Georgia 75 $ 8,953,000 $ 119,373 $ 58,000
Hardin, Kentucky 75 $ 12,136,000 $ 161,813 $ 61,000
McNairy, Tennessee 74 $ 5,331,000 $ 72,040 $ 47,000
Russell, Alabama 73 $ 7,793,000 $ 106,753 $ 53,000
Marshall, Kentucky 73 $ 7,855,000 $ 107,602 $ 61,000
Montgomery, Texas 73 $ 12,633,000 $ 173,054 $ 217,000
Clayton, Georgia 72 $ 9,586,000 $ 133,138 $ 87,000
Pike, Mississippi 72 $ 6,646,000 $ 92,305 $ 64,000
Covington, Alabama 71 $ 6,986,000 $ 98,394 $ 68,000
Jefferson, Missouri 71 $ 9,919,000 $ 139,704 $ 79,000
Collin, Texas 71 $ 13,902,000 $ 195,802 $ 295,000
Clark, Arkansas 70 $ 8,927,000 $ 127,528 $ 43,000
Cherokee, Alabama 69 $ 7,405,000 $ 107,318 $ 95,000
Cook, Illinois 69 $ 18,036,000 $ 261,391 $ 123,000
Henry, Tennessee 69 $ 4,948,000 $ 71,710 $ 41,000
Warren, Tennessee 69 $ 5,674,000 $ 82,231 $ 45,000
Jackson, Alabama 68 $ 6,537,000 $ 96,132 $ 62,000
Clay, Arkansas 68 $ 3,199,000 $ 47,044 $ 36,000
Vigo, Indiana 68 $ 9,388,000 $ 138,058 $ 74,000
Anderson, Texas 68 $ 6,265,000 $ 92,132 $ 69,000
Panola, Mississippi 67 $ 5,648,000 $ 84,298 $ 59,000
Scott, Missouri 67 $ 4,761,000 $ 71,059 $ 57,000
Anderson, South Carolina 67 $ 11,583,000 $ 172,880 $ 83,000
Denton, Texas 67 $ 15,238,000 $ 227,432 $ 154,000
Fort Bend, Texas 67 $ 11,840,000 $ 176,716 $ 119,000
Morehouse, Louisiana 66 $ 4,838,000 $ 73,303 $ 65,000
Horry, South Carolina 66 $ 15,279,000 $ 231,500 $ 235,000
Stewart, Tennessee 66 $ 6,791,000 $ 102,893 $ 76,000
Boone, Arkansas 65 $ 7,141,000 $ 109,861 $ 48,000
Washington, Illinois 65 $ 7,692,000 $ 118,338 $ 72,000
Greene, Indiana 65 $ 5,884,000 $ 90,523 $ 60,000
St. Mary, Louisiana 65 $ 5,924,000 $ 91,138 $ 110,000
Cole, Missouri 65 $ 9,571,000 $ 147,246 $ 56,000
Christian, Illinois 64 $ 3,759,000 $ 58,734 $ 56,000
Monroe, Illinois 64 $ 10,751,000 $ 167,984 $ 69,000
Grant, Indiana 64 $ 5,248,000 $ 82,000 $ 54,000
Newton, Mississippi 64 $ 6,409,000 $ 100,140 $ 88,000
Hamblen, Tennessee 64 $ 8,905,000 $ 139,140 $ 72,000
Haywood, Tennessee 64 $ 5,538,000 $ 86,531 $ 40,000
Choctaw, Alabama 63 $ 5,213,000 $ 82,746 $ 59,000
Morgan, Georgia 63 $ 9,549,000 $ 151,571 $ 64,000
Crawford, Illinois 63 $ 4,149,000 $ 65,857 $ 55,000
Covington, Mississippi 62 $ 7,704,000 $ 124,258 $ 57,000
Gilmer, Georgia 61 $ 8,361,000 $ 137,065 $ 79,000
Jefferson, Georgia 61 $ 5,424,000 $ 88,918 $ 57,000
Cannon, Tennessee 61 $ 4,315,000 $ 70,737 $ 58,000
Carroll, Tennessee 60 $ 6,414,000 $ 106,900 $ 44,000
Cheatham, Tennessee 60 $ 7,753,000 $ 129,216 $ 81,000
Henry, Georgia 59 $ 9,884,000 $ 167,525 $ 100,000
Williamson, Illinois 59 $ 4,982,000 $ 84,440 $ 72,000
Harrison, Indiana 59 $ 6,935,000 $ 117,542 $ 61,000
Jefferson, Tennessee 59 $ 8,203,000 $ 139,033 $ 61,000
Jackson, Illinois 58 $ 4,420,000 $ 76,206 $ 76,000
Bolivar, Mississippi 58 $ 6,151,000 $ 106,051 $ 72,000
Independence, Arkansas 57 $ 5,210,000 $ 91,403 $ 34,000
Banks, Georgia 57 $ 6,957,000 $ 122,052 $ 71,000
Decatur, Georgia 57 $ 4,504,000 $ 79,017 $ 52,000
St. James, Louisiana 57 $ 5,375,000 $ 94,298 $ 73,000
Washington, Florida 56 $ 6,495,000 $ 115,982 $ 56,000
Jefferson Davis, Mississippi 56 $ 5,082,000 $ 90,750 $ 64,000
Loudon, Tennessee 56 $ 12,569,000 $ 224,446 $ 121,000
Spalding, Georgia 55 $ 6,509,000 $ 118,345 $ 42,000
Pointe Coupee, Louisiana 55 $ 7,599,000 $ 138,163 $ 105,000
Yazoo, Mississippi 55 $ 4,883,000 $ 88,781 $ 61,000
Tallapoosa, Alabama 54 $ 12,418,000 $ 229,962 $ 111,000
Plaquemines, Louisiana 54 $ 6,087,000 $ 112,722 $ 76,000
Logan, Arkansas 53 $ 3,246,000 $ 61,245 $ 44,000
Chattooga, Georgia 53 $ 3,996,000 $ 75,396 $ 56,000
Webster, Mississippi 53 $ 4,303,000 $ 81,188 $ 62,000
Rhea, Tennessee 53 $ 5,046,000 $ 95,207 $ 55,000
Weakley, Tennessee 53 $ 3,891,000 $ 73,415 $ 42,000
Clarke, Alabama 52 $ 5,744,000 $ 110,461 $ 72,000
Dawson, Georgia 52 $ 11,492,000 $ 221,000 $ 91,000
Poinsett, Arkansas 51 $ 2,727,000 $ 53,470 $ 56,000
Dale, Alabama 50 $ 4,701,000 $ 94,020 $ 55,000
Sumter, Florida 50 $ 7,456,000 $ 149,120 $ 72,000
Lumpkin, Georgia 50 $ 7,972,000 $ 159,440 $ 77,000
McDuffie, Georgia 50 $ 4,006,000 $ 80,120 $ 90,000
Carroll, Indiana 50 $ 6,033,000 $ 120,660 $ 89,000
Gibson, Indiana 50 $ 4,453,000 $ 89,060 $ 55,000
St. Charles, Louisiana 50 $ 9,757,000 $ 195,140 $ 85,000
Copiah, Mississippi 50 $ 4,097,000 $ 81,940 $ 49,000
Tippah, Mississippi 50 $ 3,035,000 $ 60,700 $ 45,000
Carter, Tennessee 50 $ 5,589,000 $ 111,780 $ 57,000
Henderson, Tennessee 50 $ 4,366,000 $ 87,320 $ 44,000
Lauderdale, Tennessee 49 $ 3,240,000 $ 66,122 $ 51,000
Cleburne, Arkansas 48 $ 6,168,000 $ 128,500 $ 128,000
Boone, Indiana 48 $ 14,328,000 $ 298,500 $ 140,000
Montgomery, Mississippi 48 $ 3,051,000 $ 63,562 $ 110,000
Dickson, Tennessee 48 $ 5,800,000 $ 120,833 $ 74,000
Meigs, Tennessee 48 $ 3,423,000 $ 71,312 $ 55,000
Obion, Tennessee 48 $ 3,200,000 $ 66,666 $ 52,000
Franklin, Illinois 47 $ 4,143,000 $ 88,148 $ 52,000
Perry, Illinois 47 $ 3,620,000 $ 77,021 $ 51,000
Randolph, Illinois 47 $ 3,915,000 $ 83,297 $ 55,000
Vanderburgh, Indiana 47 $ 5,346,000 $ 113,744 $ 40,000
Chickasaw, Mississippi 47 $ 3,790,000 $ 80,638 $ 46,000
St. Francis, Arkansas 46 $ 2,179,000 $ 47,369 $ 69,000
Burke, Georgia 46 $ 4,199,000 $ 91,282 $ 91,000
Johnson, Indiana 46 $ 7,135,000 $ 155,108 $ 77,000
Barrow, Georgia 45 $ 6,369,000 $ 141,533 $ 60,000
Jenkins, Georgia 45 $ 3,375,000 $ 75,000 $ 49,000
Morgan, Indiana 45 $ 3,606,000 $ 80,133 $ 63,000
Clay, Mississippi 45 $ 6,434,000 $ 142,977 $ 118,000
Geneva, Alabama 44 $ 6,077,000 $ 138,113 $ 63,000
Elbert, Georgia 44 $ 3,502,000 $ 79,590 $ 46,000
Simpson, Mississippi 44 $ 4,100,000 $ 93,181 $ 42,000
Phelps, Missouri 44 $ 5,087,000 $ 115,613 $ 72,000
Monroe, Tennessee 44 $ 6,524,000 $ 148,272 $ 75,000
Bexar, Texas 44 $ 4,470,000 $ 101,590 $ 95,000
Monroe, Alabama 43 $ 3,130,000 $ 72,790 $ 88,000
Walker, Alabama 43 $ 3,377,000 $ 78,534 $ 60,000
Union, Arkansas 43 $ 5,894,000 $ 137,069 $ 73,000
Nassau, Florida 43 $ 11,087,000 $ 257,837 $ 132,000
Crisp, Georgia 43 $ 8,459,000 $ 196,720 $ 73,000
Adams, Mississippi 43 $ 4,723,000 $ 109,837 $ 230,000
Crawford, Arkansas 42 $ 4,961,000 $ 118,119 $ 72,000
New Madrid, Missouri 42 $ 3,174,000 $ 75,571 $ 50,000
Edgefield, South Carolina 42 $ 3,481,000 $ 82,880 $ 48,000
Hardeman, Tennessee 42 $ 4,425,000 $ 105,357 $ 94,000
Harrison, Texas 42 $ 5,381,000 $ 128,119 $ 131,000
Sumter, Alabama 41 $ 2,205,000 $ 53,780 $ 58,000
Holmes, Florida 41 $ 4,151,000 $ 101,243 $ 69,000
Monroe, Florida 41 $ 22,308,000 $ 544,097 $ 350,000
Yalobusha, Mississippi 41 $ 2,770,000 $ 67,560 $ 52,000
Macon, North Carolina 41 $ 9,741,000 $ 237,585 $ 155,000
Union, North Carolina 41 $ 15,596,000 $ 380,390 $ 171,000
Hawkins, Tennessee 41 $ 4,552,000 $ 111,024 $ 62,000
Marshall, Tennessee 41 $ 4,315,000 $ 105,243 $ 62,000
Clarke, Georgia 40 $ 6,611,000 $ 165,275 $ 76,000
Conecuh, Alabama 39 $ 1,961,000 $ 50,282 $ 44,000
Maricopa, Arizona 39 $ 8,638,000 $ 221,487 $ 165,000
Fayette, Georgia 39 $ 8,707,000 $ 223,256 $ 105,000
Hendricks, Indiana 39 $ 6,076,000 $ 155,794 $ 105,000
Callaway, Missouri 39 $ 3,312,000 $ 84,923 $ 90,000
Brunswick, North Carolina 39 $ 17,592,000 $ 451,076 $ 168,000
Guilford, North Carolina 39 $ 6,801,000 $ 174,384 $ 76,000
Fayette, Alabama 38 $ 2,672,000 $ 70,315 $ 44,000
Lawrence, Alabama 38 $ 2,991,000 $ 78,710 $ 52,000
Washington, Alabama 38 $ 3,302,000 $ 86,894 $ 63,000
Wilkes, Georgia 38 $ 3,385,000 $ 89,078 $ 58,000
Coffee, Tennessee 38 $ 5,399,000 $ 142,078 $ 76,000
Lake, Tennessee 38 $ 955,000 $ 25,131 $ 38,000
Flagler, Florida 37 $ 9,210,000 $ 248,918 $ 117,000
Pontotoc, Mississippi 36 $ 3,349,000 $ 93,027 $ 51,000
Marengo, Alabama 35 $ 3,576,000 $ 102,171 $ 54,000
Harris, Georgia 35 $ 5,578,000 $ 159,371 $ 94,000
Clinton, Illinois 35 $ 4,078,000 $ 116,514 $ 57,000
Ballard, Kentucky 35 $ 2,730,000 $ 78,000 $ 45,000
Lincoln, Mississippi 35 $ 3,304,000 $ 94,400 $ 50,000
DeKalb, Tennessee 35 $ 3,776,000 $ 107,885 $ 168,000
Pickens, South Carolina 34 $ 9,110,000 $ 267,941 $ 128,000
Humphreys, Tennessee 34 $ 3,397,000 $ 99,911 $ 41,000
Bibb, Alabama 33 $ 3,639,000 $ 110,272 $ 64,000
St. Lucie, Florida 33 $ 4,583,000 $ 138,878 $ 165,000
Tate, Mississippi 33 $ 4,046,000 $ 122,606 $ 59,000
Stone, Missouri 33 $ 8,865,000 $ 268,636 $ 258,000
Chester, Tennessee 33 $ 2,936,000 $ 88,969 $ 56,000
Grant, Arkansas 32 $ 2,564,000 $ 80,125 $ 61,000
Champaign, Illinois 32 $ 4,384,000 $ 137,000 $ 87,000
Polk, Iowa 32 $ 4,268,000 $ 133,375 $ 80,000
Ste. Genevieve, Missouri 32 $ 3,216,000 $ 100,500 $ 54,000
Tallahatchie, Mississippi 31 $ 1,333,000 $ 43,000 $ 51,000
Stoddard, Missouri 31 $ 2,102,000 $ 67,806 $ 57,000
Martin, Florida 30 $ 24,390,000 $ 813,000 $ 316,000
Haralson, Georgia 30 $ 4,871,000 $ 162,366 $ 79,000
Heard, Georgia 30 $ 2,553,000 $ 85,100 $ 59,000
Winston, Mississippi 30 $ 2,899,000 $ 96,633 $ 55,000
Clark, Nevada 30 $ 11,668,000 $ 388,933 $ 259,000
Morgan, Tennessee 30 $ 2,474,000 $ 82,466 $ 123,000
Logan, Illinois 29 $ 2,325,000 $ 80,172 $ 80,000
Lawrence, Indiana 29 $ 2,486,000 $ 85,724 $ 65,000
Warrick, Indiana 29 $ 25,173,000 $ 868,034 $ 50,000
Pender, North Carolina 29 $ 10,753,000 $ 370,793 $ 285,000
Benton, Tennessee 29 $ 2,473,000 $ 85,275 $ 54,000
Cross, Arkansas 28 $ 1,880,000 $ 67,142 $ 64,000
Hot Spring, Arkansas 28 $ 1,935,000 $ 69,107 $ 46,000
Houston, Tennessee 28 $ 2,853,000 $ 101,892 $ 67,000
Pickett, Tennessee 28 $ 2,232,000 $ 79,714 $ 52,000
Bristol, Virginia 28 $ 2,657,000 $ 94,892 $ 63,000
Eagle, Colorado 27 $ 18,725,000 $ 693,518 $ 751,000
Clark, Illinois 27 $ 2,407,000 $ 89,148 $ 75,000
Lincoln, Louisiana 27 $ 2,539,000 $ 94,037 $ 66,000
West Carroll, Louisiana 27 $ 1,920,000 $ 71,111 $ 44,000
Choctaw, Mississippi 27 $ 2,003,000 $ 74,185 $ 56,000
Marshall, Mississippi 27 $ 2,752,000 $ 101,925 $ 57,000
Jasper, South Carolina 27 $ 2,853,000 $ 105,666 $ 45,000
Cass, Texas 27 $ 992,000 $ 36,740 $ 48,000
Newton, Georgia 26 $ 5,240,000 $ 201,538 $ 65,000
Gasconade, Missouri 26 $ 2,329,000 $ 89,576 $ 66,000
Dorchester, South Carolina 26 $ 5,142,000 $ 197,769 $ 90,000
Campbell, Tennessee 26 $ 2,864,000 $ 110,153 $ 87,000
Okeechobee, Florida 25 $ 2,481,000 $ 99,240 $ 68,000
Dade, Georgia 25 $ 4,666,000 $ 186,640 $ 76,000
Woodford, Illinois 25 $ 3,748,000 $ 149,920 $ 92,000
De Soto, Louisiana 25 $ 3,767,000 $ 150,680 $ 80,000
St. Martin, Louisiana 25 $ 2,546,000 $ 101,840 $ 85,000
Crockett, Tennessee 25 $ 2,893,000 $ 115,720 $ 51,000
Lewis, Tennessee 25 $ 2,070,000 $ 82,800 $ 61,000
Washington, Virginia 25 $ 2,815,000 $ 112,600 $ 48,000
Hempstead, Arkansas 24 $ 1,236,000 $ 51,500 $ 44,000
Jefferson, Arkansas 24 $ 1,260,000 $ 52,500 $ 46,000
Routt, Colorado 24 $ 14,780,000 $ 615,833 $ 311,000
Bibb, Georgia 24 $ 6,305,000 $ 262,708 $ 85,000
Franklin, Georgia 24 $ 3,861,000 $ 160,875 $ 48,000
Macoupin, Illinois 24 $ 2,886,000 $ 120,250 $ 62,000
Clark, Indiana 24 $ 3,210,000 $ 133,750 $ 64,000
Washington, Indiana 24 $ 3,005,000 $ 125,208 $ 63,000
Marion, Mississippi 24 $ 2,706,000 $ 112,750 $ 55,000
McMinn, Tennessee 24 $ 1,867,000 $ 77,791 $ 49,000
Yell, Arkansas 23 $ 1,527,000 $ 66,391 $ 83,000
Rockdale, Georgia 23 $ 4,687,000 $ 203,782 $ 100,000
Union, Georgia 23 $ 3,557,000 $ 154,652 $ 70,000
Warren, Iowa 23 $ 2,074,000 $ 90,173 $ 84,000
East Feliciana, Louisiana 23 $ 2,845,000 $ 123,695 $ 68,000
Sunflower, Mississippi 23 $ 631,000 $ 27,434 $ 50,000
Jackson, Missouri 23 $ 2,830,000 $ 123,043 $ 70,000
Polk, Missouri 23 $ 1,841,000 $ 80,043 $ 42,000
Lowndes, Alabama 22 $ 2,365,000 $ 107,500 $ 57,000
Gadsden, Florida 22 $ 3,568,000 $ 162,181 $ 62,000
Wakulla, Florida 22 $ 3,548,000 $ 161,272 $ 61,000
Troup, Georgia 22 $ 8,989,000 $ 408,590 $ 39,000
De Witt, Illinois 22 $ 1,812,000 $ 82,363 $ 64,000
Jersey, Illinois 22 $ 3,285,000 $ 149,318 $ 69,000
Howard, Indiana 22 $ 1,881,000 $ 85,500 $ 63,000
Fayette, Kentucky 22 $ 7,778,000 $ 353,545 $ 151,000
Livingston, Kentucky 22 $ 2,542,000 $ 115,545 $ 75,000
Stone, Mississippi 22 $ 3,319,000 $ 150,863 $ 141,000
Wayne, Mississippi 22 $ 1,308,000 $ 59,454 $ 56,000
Franklin, Missouri 22 $ 2,373,000 $ 107,863 $ 75,000
Mississippi, Missouri 22 $ 1,738,000 $ 79,000 $ 68,000
Berkeley, South Carolina 22 $ 3,407,000 $ 154,863 $ 88,000
Crenshaw, Alabama 21 $ 1,860,000 $ 88,571 $ 62,000
Winston, Alabama 21 $ 6,064,000 $ 288,761 $ 150,000
Pike, Arkansas 21 $ 1,536,000 $ 73,142 $ 73,000
Summit, Colorado 21 $ 14,342,000 $ 682,952 $ 283,000
Claiborne, Louisiana 21 $ 1,384,000 $ 65,904 $ 137,000
Attala, Mississippi 21 $ 1,055,000 $ 50,238 $ 52,000
Monroe, Mississippi 21 $ 1,616,000 $ 76,952 $ 65,000
Jackson, North Carolina 21 $ 9,588,000 $ 456,571 $ 462,000
Henry, Alabama 20 $ 2,088,000 $ 104,400 $ 58,000
Randolph, Alabama 20 $ 3,864,000 $ 193,200 $ 108,000
Massac, Illinois 20 $ 2,070,000 $ 103,500 $ 55,000
Buncombe, North Carolina 20 $ 5,014,000 $ 250,700 $ 126,000
York, South Carolina 20 $ 3,312,000 $ 165,600 $ 104,000
Union, Tennessee 20 $ 2,626,000 $ 131,300 $ 92,000
Calhoun, Florida 19 $ 1,832,000 $ 96,421 $ 41,000
DuPage, Illinois 19 $ 4,617,000 $ 243,000 $ 174,000
Bullitt, Kentucky 19 $ 2,612,000 $ 137,473 $ 61,000
Iberville, Louisiana 19 $ 3,177,000 $ 167,210 $ 75,000
West Baton Rouge, Louisiana 19 $ 2,623,000 $ 138,052 $ 73,000
Johnston, North Carolina 19 $ 3,667,000 $ 193,000 $ 81,000
Sequoyah, Oklahoma 19 $ 1,471,000 $ 77,421 $ 54,000
Walton, Georgia 18 $ 3,344,000 $ 185,777 $ 58,000
Hancock, Indiana 18 $ 8,083,000 $ 449,055 $ 72,000
Claiborne, Mississippi 18 $ 1,456,000 $ 80,888 $ 53,000
Clarke, Mississippi 18 $ 1,405,000 $ 78,055 $ 72,000
Prentiss, Mississippi 18 $ 1,442,000 $ 80,111 $ 38,000
Quitman, Mississippi 18 $ 930,000 $ 51,666 $ 42,000
Camden, Missouri 18 $ 3,629,000 $ 201,611 $ 239,000
Hampton, South Carolina 18 $ 786,000 $ 43,666 $ 43,000
Grainger, Tennessee 18 $ 2,054,000 $ 114,111 $ 89,000
Marion, Tennessee 18 $ 3,422,000 $ 190,111 $ 71,000
Dallas, Arkansas 17 $ 596,000 $ 35,058 $ 45,000
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Mortgage Loan Application Detail Totals for Regions Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 38,194 $6,434,227,000 $168,000 $9,200,000 $89,000 $9,999,000
Home Purchase 28,778 $5,353,950,000 $186,000 $8,700,000 $101,000 $9,999,000
Home Improvement 7,762 $198,924,000 $25,000 $6,500,000 $66,000 $6,020,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 48,972 $7,950,197,000 $162,000 $7,800,000 $98,000 $9,999,000
Not Provided 9,064 $1,383,898,000 $152,000 $9,200,000 $102,000 $9,999,000
Black or African American 8,125 $888,641,000 $109,000 $3,800,000 $66,000 $6,000,000
Not applicable 4,094 $955,694,000 $233,000 $8,700,000 $14,000 $2,032,000
Hispanic 3,187 $568,306,000 $178,000 $3,000,000 $105,000 $2,400,000
Asian 982 $200,997,000 $204,000 $3,525,000 $132,000 $9,999,000
American Indian or Alaskan Native 183 $18,412,000 $100,000 $500,000 $134,000 $9,999,000
Native Hawaiian or Other Pacific Islander 127 $20,956,000 $165,000 $700,000 $98,000 $1,070,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 58,613 $9,848,871,000 $168,000 $9,200,000 $102,000 $9,999,000
FHA-insured (Federal Housing Administration) 13,696 $1,808,494,000 $132,000 $603,000 $54,000 $1,728,000
VA-guaranteed (Veterans Administration) 1,486 $238,065,000 $160,000 $525,000 $60,000 $525,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 939 $91,671,000 $97,000 $255,000 $38,000 $363,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 37,809 $5,914,415,000 $156,000 $4,990,000 $92,000 $9,999,000
Application Denied By Financial Institution 16,057 $2,067,141,000 $128,000 $7,800,000 $76,000 $6,900,000
Application Withdrawn By Applicant 9,936 $2,020,894,000 $203,000 $7,431,000 $106,000 $7,000,000
File Closed For Incompleteness 6,305 $1,330,091,000 $210,000 $9,200,000 $114,000 $9,999,000
Application Approved But Not Accepted 3,476 $504,267,000 $145,000 $8,700,000 $82,000 $7,479,000
Preapproval Denied by Financial Institution 1,149 $149,939,000 $130,000 $3,165,000 $47,000 $1,414,000
Preapproval Approved but not Accepted 2 $354,000 $177,000 $224,000 $54,000 $74,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Regions Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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