Republic Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Republic Bank & Trust Company 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,875 |
| Total Mortgage Loan Application Amount | $1,129,485,000 |
| Average Mortgage Loan Application Amount | $223,833 |
| Highest Mortgage Loan Application Amount | $37,705,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $3,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Republic Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Republic Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Republic Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic Bank & Trust Company's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,540 | $ 300,650,000 | $ 195,000 | $ 124,000 |
| Fayette County Kentucky | 314 | $ 71,640,000 | $ 228,000 | $ 131,000 |
| Hillsborough County Florida | 312 | $ 53,930,000 | $ 172,000 | $ 145,000 |
| Pinellas County Florida | 275 | $ 54,805,000 | $ 199,000 | $ 144,000 |
| Clark County Indiana | 196 | $ 64,080,000 | $ 326,000 | $ 100,000 |
| Davidson County Tennessee | 181 | $ 39,435,000 | $ 217,000 | $ 141,000 |
| Hamilton County Ohio | 160 | $ 53,160,000 | $ 332,000 | $ 193,000 |
| Pasco County Florida | 148 | $ 21,150,000 | $ 142,000 | $ 111,000 |
| Oldham County Kentucky | 137 | $ 30,525,000 | $ 222,000 | $ 180,000 |
| Bullitt County Kentucky | 128 | $ 13,270,000 | $ 103,000 | $ 84,000 |
| Floyd County Indiana | 99 | $ 15,065,000 | $ 152,000 | $ 119,000 |
| Shelby County Kentucky | 83 | $ 11,705,000 | $ 141,000 | $ 110,000 |
| Williamson County Tennessee | 80 | $ 25,580,000 | $ 319,000 | $ 211,000 |
| Kenton County Kentucky | 77 | $ 18,475,000 | $ 239,000 | $ 181,000 |
| Rutherford County Tennessee | 73 | $ 11,005,000 | $ 150,000 | $ 131,000 |
| Scott County Kentucky | 59 | $ 10,225,000 | $ 173,000 | $ 100,000 |
| Butler County Ohio | 51 | $ 5,565,000 | $ 109,000 | $ 111,000 |
| Boone County Kentucky | 49 | $ 10,485,000 | $ 213,000 | $ 126,000 |
| Campbell County Kentucky | 43 | $ 8,465,000 | $ 196,000 | $ 169,000 |
| Hernando County Florida | 38 | $ 3,380,000 | $ 88,000 | $ 103,000 |
| Spencer County Kentucky | 36 | $ 5,730,000 | $ 159,000 | $ 135,000 |
| Wilson County Tennessee | 32 | $ 3,870,000 | $ 120,000 | $ 125,000 |
| Sumner County Tennessee | 30 | $ 3,990,000 | $ 133,000 | $ 149,000 |
| Madison County Kentucky | 29 | $ 12,005,000 | $ 413,000 | $ 146,000 |
| Clermont County Ohio | 28 | $ 10,200,000 | $ 364,000 | $ 168,000 |
| Warren County Ohio | 25 | $ 6,265,000 | $ 250,000 | $ 265,000 |
| Maury County Tennessee | 24 | $ 2,770,000 | $ 115,000 | $ 69,000 |
| Jessamine County Kentucky | 21 | $ 9,215,000 | $ 438,000 | $ 187,000 |
| Nelson County Kentucky | 19 | $ 2,185,000 | $ 115,000 | $ 104,000 |
| Alameda County California | 18 | $ 18,750,000 | $ 1,041,000 | $ 127,000 |
| Harrison County Indiana | 17 | $ 1,815,000 | $ 106,000 | $ 99,000 |
| Woodford County Kentucky | 16 | $ 3,540,000 | $ 221,000 | $ 139,000 |
| Robertson County Tennessee | 16 | $ 1,500,000 | $ 93,000 | $ 106,000 |
| Manatee County Florida | 15 | $ 4,095,000 | $ 273,000 | $ 221,000 |
| Los Angeles County California | 14 | $ 13,190,000 | $ 942,000 | $ 0 |
| Franklin County Kentucky | 13 | $ 1,875,000 | $ 144,000 | $ 117,000 |
| Hardin County Kentucky | 13 | $ 37,255,000 | $ 2,865,000 | $ 84,000 |
| Polk County Florida | 12 | $ 1,440,000 | $ 120,000 | $ 111,000 |
| Sarasota County Florida | 12 | $ 5,510,000 | $ 459,000 | $ 293,000 |
| Cook County Illinois | 12 | $ 5,960,000 | $ 496,000 | $ 0 |
| Henry County Kentucky | 12 | $ 1,490,000 | $ 124,000 | $ 64,000 |
| Franklin County Ohio | 11 | $ 1,335,000 | $ 121,000 | $ 127,000 |
| Meade County Kentucky | 10 | $ 940,000 | $ 94,000 | $ 77,000 |
| Santa Clara County California | 9 | $ 8,695,000 | $ 966,000 | $ 0 |
| Clark County Kentucky | 9 | $ 1,655,000 | $ 183,000 | $ 71,000 |
| Anderson County Kentucky | 8 | $ 1,490,000 | $ 186,000 | $ 95,000 |
| Harrison County Kentucky | 8 | $ 820,000 | $ 102,000 | $ 97,000 |
| Montgomery County Tennessee | 8 | $ 640,000 | $ 80,000 | $ 86,000 |
| Broward County Florida | 7 | $ 2,615,000 | $ 373,000 | $ 131,000 |
| Miami-Dade County Florida | 7 | $ 2,125,000 | $ 303,000 | $ 235,000 |
| Bourbon County Kentucky | 7 | $ 995,000 | $ 142,000 | $ 85,000 |
| Contra Costa County California | 6 | $ 5,480,000 | $ 913,000 | $ 0 |
| Orange County California | 6 | $ 6,830,000 | $ 1,138,000 | $ 0 |
| Collier County Florida | 6 | $ 5,250,000 | $ 875,000 | $ 892,000 |
| San Diego County California | 5 | $ 4,455,000 | $ 891,000 | $ 0 |
| Marion County Florida | 5 | $ 1,815,000 | $ 363,000 | $ 214,000 |
| Palm Beach County Florida | 5 | $ 925,000 | $ 185,000 | $ 84,000 |
| Boyle County Kentucky | 5 | $ 1,045,000 | $ 209,000 | $ 60,000 |
| Greene County Ohio | 5 | $ 1,095,000 | $ 219,000 | $ 134,000 |
| Dickson County Tennessee | 5 | $ 335,000 | $ 67,000 | $ 72,000 |
| King County Washington | 5 | $ 5,845,000 | $ 1,169,000 | $ 0 |
| Sonoma County California | 4 | $ 3,800,000 | $ 950,000 | $ 0 |
| Charlotte County Florida | 4 | $ 540,000 | $ 135,000 | $ 155,000 |
| Lee County Florida | 4 | $ 800,000 | $ 200,000 | $ 108,000 |
| Sumter County Florida | 4 | $ 1,710,000 | $ 427,000 | $ 214,000 |
| Walton County Florida | 4 | $ 4,640,000 | $ 1,160,000 | $ 590,000 |
| DeKalb County Georgia | 4 | $ 1,050,000 | $ 262,000 | $ 82,000 |
| Lake County Illinois | 4 | $ 2,480,000 | $ 620,000 | $ 0 |
| Hamilton County Indiana | 4 | $ 770,000 | $ 192,000 | $ 457,000 |
| Jefferson County Indiana | 4 | $ 220,000 | $ 55,000 | $ 77,000 |
| Scott County Indiana | 4 | $ 630,000 | $ 157,000 | $ 116,000 |
| Montgomery County Ohio | 4 | $ 180,000 | $ 45,000 | $ 55,000 |
| Cheatham County Tennessee | 4 | $ 370,000 | $ 92,000 | $ 103,000 |
| Marin County California | 3 | $ 2,875,000 | $ 958,000 | $ 0 |
| San Mateo County California | 3 | $ 2,965,000 | $ 988,000 | $ 0 |
| Santa Cruz County California | 3 | $ 2,795,000 | $ 931,000 | $ 0 |
| Duval County Florida | 3 | $ 895,000 | $ 298,000 | $ 68,000 |
| Orange County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 150,000 |
| Osceola County Florida | 3 | $ 435,000 | $ 145,000 | $ 82,000 |
| Seminole County Florida | 3 | $ 885,000 | $ 295,000 | $ 83,000 |
| Volusia County Florida | 3 | $ 785,000 | $ 261,000 | $ 98,000 |
| Fulton County Georgia | 3 | $ 1,645,000 | $ 548,000 | $ 360,000 |
| DuPage County Illinois | 3 | $ 1,095,000 | $ 365,000 | $ 53,000 |
| Dearborn County Indiana | 3 | $ 305,000 | $ 101,000 | $ 177,000 |
| Breckinridge County Kentucky | 3 | $ 355,000 | $ 118,000 | $ 117,000 |
| Warren County Kentucky | 3 | $ 925,000 | $ 308,000 | $ 247,000 |
| Wake County North Carolina | 3 | $ 1,825,000 | $ 608,000 | $ 247,000 |
| Brown County Ohio | 3 | $ 555,000 | $ 185,000 | $ 61,000 |
| Delaware County Ohio | 3 | $ 915,000 | $ 305,000 | $ 226,000 |
| Lorain County Ohio | 3 | $ 1,335,000 | $ 445,000 | $ 211,000 |
| Campbell County Tennessee | 3 | $ 2,545,000 | $ 848,000 | $ 877,000 |
| Hamilton County Tennessee | 3 | $ 1,015,000 | $ 338,000 | $ 171,000 |
| Marshall County Tennessee | 3 | $ 385,000 | $ 128,000 | $ 127,000 |
| Baldwin County Alabama | 2 | $ 1,290,000 | $ 645,000 | $ 437,000 |
| Napa County California | 2 | $ 1,460,000 | $ 730,000 | $ 0 |
| Placer County California | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Riverside County California | 2 | $ 2,020,000 | $ 1,010,000 | $ 0 |
| Sacramento County California | 2 | $ 1,900,000 | $ 950,000 | $ 0 |
| San Bernardino County California | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Citrus County Florida | 2 | $ 520,000 | $ 260,000 | $ 178,000 |
| Indian River County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 428,000 |
| Leon County Florida | 2 | $ 600,000 | $ 300,000 | $ 126,000 |
| St. Johns County Florida | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| St. Lucie County Florida | 2 | $ 500,000 | $ 250,000 | $ 331,000 |
| Cobb County Georgia | 2 | $ 700,000 | $ 350,000 | $ 103,000 |
| Hall County Georgia | 2 | $ 1,350,000 | $ 675,000 | $ 68,000 |
| Crawford County Indiana | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| Gallatin County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 154,000 |
| Garrard County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 69,000 |
| Grant County Kentucky | 2 | $ 580,000 | $ 290,000 | $ 138,000 |
| Jackson County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 262,000 |
| McCracken County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Mercer County Kentucky | 2 | $ 500,000 | $ 250,000 | $ 66,000 |
| Montgomery County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 95,000 |
| Pulaski County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 164,000 |
| Russell County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 301,000 |
| Berrien County Michigan | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 114,000 |
| Cuyahoga County Ohio | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Hancock County Ohio | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Highland County Ohio | 2 | $ 190,000 | $ 95,000 | $ 214,000 |
| Lake County Ohio | 2 | $ 540,000 | $ 270,000 | $ 149,000 |
| Miami County Ohio | 2 | $ 940,000 | $ 470,000 | $ 301,000 |
| Trumbull County Ohio | 2 | $ 400,000 | $ 200,000 | $ 95,000 |
| Beaufort County South Carolina | 2 | $ 1,350,000 | $ 675,000 | $ 203,000 |
| Greenville County South Carolina | 2 | $ 1,030,000 | $ 515,000 | $ 164,000 |
| Bedford County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| Franklin County Tennessee | 2 | $ 1,030,000 | $ 515,000 | $ 245,000 |
| Hickman County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Sevier County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 182,000 |
| Fairfax County Virginia | 2 | $ 1,930,000 | $ 965,000 | $ 285,000 |
| Walworth County Wisconsin | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 1,525,000 | $ 1,525,000 | $ 1,145,000 |
| Calaveras County California | 1 | $ 545,000 | $ 545,000 | $ 0 |
| San Francisco County California | 1 | $ 895,000 | $ 895,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Adams County Colorado | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Bay County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Escambia County Florida | 1 | $ 465,000 | $ 465,000 | $ 358,000 |
| Lake County Florida | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Nassau County Florida | 1 | $ 555,000 | $ 555,000 | $ 114,000 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Bryan County Georgia | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Clayton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Glynn County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Gordon County Georgia | 1 | $ 425,000 | $ 425,000 | $ 277,000 |
| Greene County Georgia | 1 | $ 595,000 | $ 595,000 | $ 3,350,000 |
| Haralson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Harris County Georgia | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Oconee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Kane County Illinois | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Will County Illinois | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Elkhart County Indiana | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Hendricks County Indiana | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Johnson County Indiana | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| Marion County Indiana | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Monroe County Indiana | 1 | $ 265,000 | $ 265,000 | $ 255,000 |
| Morgan County Indiana | 1 | $ 275,000 | $ 275,000 | $ 356,000 |
| Porter County Indiana | 1 | $ 405,000 | $ 405,000 | $ 194,000 |
| Spencer County Indiana | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| St. Joseph County Indiana | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Starke County Indiana | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Switzerland County Indiana | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Vanderburgh County Indiana | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Warrick County Indiana | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Washington County Indiana | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Barren County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Bath County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Boyd County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Carter County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Cumberland County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 206,000 |
| Daviess County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Estill County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Fleming County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Green County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Henderson County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Hopkins County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Knox County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Larue County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Lewis County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Marshall County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Ohio County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 37,000 |
| Owen County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 195,000 |
| Powell County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Rowan County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Wayne County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Wolfe County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 534,000 |
| Lafayette County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Kalamazoo County Michigan | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| Lafayette County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 211,000 |
| Bergen County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Camden County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Gloucester County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Passaic County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 190,000 |
| Guilford County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Haywood County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 230,000 |
| Mecklenburg County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 8,000 |
| Ashland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Athens County Ohio | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Fairfield County Ohio | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Lucas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Madison County Ohio | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Medina County Ohio | 1 | $ 75,000 | $ 75,000 | $ 209,000 |
| Ottawa County Ohio | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Preble County Ohio | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Summit County Ohio | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Bradford County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 194,000 |
| Charleston County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 214,000 |
| Lexington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Sumter County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 226,000 |
| Cannon County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 503,000 |
| Carter County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 170,000 |
| Greene County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Jackson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Trousdale County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Warren County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Bexar County Texas | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Washington County Utah | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Prince William County Virginia | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Grays Harbor County Washington | 1 | $ 725,000 | $ 725,000 | $ 260,000 |
| Kittitas County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Snohomish County Washington | 1 | $ 975,000 | $ 975,000 | $ 0 |
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,783 | $703,405,000 | $394,000 | $37,705,000 | $147,000 | $3,500,000 |
| Other Purpose | 1,287 | $131,365,000 | $102,000 | $1,505,000 | $120,000 | $886,000 |
| Home Improvement | 1,065 | $113,195,000 | $106,000 | $3,005,000 | $139,000 | $1,685,000 |
| Cash-out Refinancing | 618 | $125,260,000 | $202,000 | $1,605,000 | $142,000 | $1,916,000 |
| Refinancing | 121 | $56,185,000 | $464,000 | $7,505,000 | $111,000 | $425,000 |
| Not Applicable | 1 | $75,000 | $75,000 | $75,000 | $37,000 | $37,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,230 | $650,170,000 | $201,000 | $2,365,000 | $149,000 | $3,500,000 |
| Black or African American | 511 | $65,325,000 | $127,000 | $1,835,000 | $81,000 | $3,350,000 |
| Not Provided | 489 | $90,185,000 | $184,000 | $1,505,000 | $123,000 | $1,119,000 |
| Hispanic | 322 | $51,490,000 | $159,000 | $1,575,000 | $101,000 | $1,246,000 |
| Asian | 161 | $50,835,000 | $315,000 | $1,495,000 | $179,000 | $1,685,000 |
| Not applicable | 141 | $216,955,000 | $1,538,000 | $37,705,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $2,850,000 | $178,000 | $1,125,000 | $137,000 | $888,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $610,000 | $152,000 | $255,000 | $134,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,715 | $1,090,745,000 | $231,000 | $37,705,000 | $138,000 | $3,500,000 |
| FHA-insured (Federal Housing Administration) | 136 | $31,240,000 | $229,000 | $485,000 | $81,000 | $289,000 |
| VA-guaranteed (Veterans Administration) | 18 | $6,240,000 | $346,000 | $575,000 | $149,000 | $534,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,260,000 | $210,000 | $295,000 | $61,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,766 | $676,080,000 | $244,000 | $37,705,000 | $152,000 | $3,500,000 |
| Application Withdrawn By Applicant | 1,365 | $246,825,000 | $180,000 | $7,505,000 | $119,000 | $1,685,000 |
| Application Denied By Financial Institution | 286 | $44,730,000 | $156,000 | $2,465,000 | $103,000 | $1,631,000 |
| File Closed For Incompleteness | 212 | $32,090,000 | $151,000 | $1,045,000 | $123,000 | $552,000 |
| Loan Purchased By The Institution | 207 | $124,515,000 | $601,000 | $2,095,000 | $39,000 | $71,000 |
| Application Approved But Not Accepted | 39 | $5,245,000 | $134,000 | $545,000 | $120,000 | $382,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,589 | $1,084,755,000 | $236,000 | $37,705,000 | $138,000 | $3,500,000 |
| Debt-To-Income Ratio | 158 | $17,710,000 | $112,000 | $465,000 | $71,000 | $469,000 |
| Credit History | 52 | $3,780,000 | $72,000 | $265,000 | $119,000 | $997,000 |
| Other | 43 | $18,235,000 | $424,000 | $2,465,000 | $217,000 | $841,000 |
| Collateral | 20 | $2,690,000 | $134,000 | $705,000 | $227,000 | $1,631,000 |
| Employment History | 7 | $1,195,000 | $170,000 | $365,000 | $71,000 | $115,000 |
| Unverifiable Information | 4 | $930,000 | $232,000 | $295,000 | $101,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $190,000 | $95,000 | $185,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust Company's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.