Residential Finance Corp.
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Residential Finance Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Residential Finance Corp.
401 N. Front Street, Suite 300
Columbus, OH 43215
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,895
Total Mortgage Loan Application Amount $575,310,000
Average Mortgage Loan Application Amount $182,562
Highest Mortgage Loan Application Amount $1,348,000
Average Applicant Income $81,895
Highest Applicant Income $770,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Residential Finance Corp. by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-JOLIET, IL 522 $ 84,922,000 $ 162,000 $ 78,000
COLUMBUS, OH 520 $ 63,984,000 $ 123,000 $ 63,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 463 $ 51,082,000 $ 110,000 $ 51,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 157 $ 19,365,000 $ 123,000 $ 62,000
DAYTON, OH 146 $ 14,324,000 $ 98,000 $ 55,000
SARASOTA-BRADENTON-VENICE, FL 116 $ 15,884,000 $ 136,000 $ 55,000
PHOENIX-MESA-SCOTTSDALE, AZ 115 $ 19,780,000 $ 172,000 $ 79,000
LAKELAND, FL 95 $ 7,554,000 $ 79,000 $ 47,000
PHILADELPHIA, PA 72 $ 13,177,000 $ 183,000 $ 73,000
SPRINGFIELD, OH 63 $ 5,280,000 $ 83,000 $ 41,000
CLEVELAND-ELYRIA-MENTOR, OH 61 $ 7,846,000 $ 128,000 $ 63,000
ORLANDO, FL 57 $ 7,614,000 $ 133,000 $ 64,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 41 $ 8,956,000 $ 218,000 $ 94,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 36 $ 6,189,000 $ 171,000 $ 79,000
DALLAS-PLANO-IRVING, TX 32 $ 5,391,000 $ 168,000 $ 93,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 32 $ 6,408,000 $ 200,000 $ 85,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 28 $ 4,788,000 $ 171,000 $ 71,000
EDISON, NJ 27 $ 7,132,000 $ 264,000 $ 112,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 26 $ 6,141,000 $ 236,000 $ 93,000
AUSTIN-ROUND ROCK, TX 25 $ 4,367,000 $ 174,000 $ 89,000
TUCSON, AZ 23 $ 2,886,000 $ 125,000 $ 65,000
AKRON, OH 21 $ 2,724,000 $ 129,000 $ 57,000
BALTIMORE-TOWSON, MD 20 $ 3,827,000 $ 191,000 $ 82,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 20 $ 3,194,000 $ 159,000 $ 67,000
JACKSONVILLE, FL 20 $ 3,451,000 $ 172,000 $ 78,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 19 $ 4,716,000 $ 248,000 $ 75,000
TOLEDO, OH 19 $ 2,096,000 $ 110,000 $ 61,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 19 $ 3,053,000 $ 160,000 $ 72,000
BRIDGEPORT-STAMFORD-NORWALK, CT 18 $ 5,738,000 $ 318,000 $ 156,000
MIAMI-MIAMI BEACH-KENDALL, FL 18 $ 2,478,000 $ 137,000 $ 86,000
FORT WORTH-ARLINGTON, TX 17 $ 2,531,000 $ 148,000 $ 69,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 17 $ 6,390,000 $ 375,000 $ 131,000
PITTSBURGH, PA 17 $ 2,799,000 $ 164,000 $ 105,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 16 $ 2,649,000 $ 165,000 $ 85,000
DENVER-AURORA, CO 16 $ 3,791,000 $ 236,000 $ 92,000
WARREN-FARMINGTON HILLS-TROY, MI 15 $ 3,231,000 $ 215,000 $ 80,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 15 $ 1,829,000 $ 121,000 $ 45,000
HARRISBURG-CARLISLE, PA 14 $ 2,245,000 $ 160,000 $ 82,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 13 $ 3,651,000 $ 280,000 $ 89,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 12 $ 1,815,000 $ 151,000 $ 48,000
FRESNO, CA 12 $ 2,367,000 $ 197,000 $ 71,000
NORWICH-NEW LONDON, CT 12 $ 1,828,000 $ 152,000 $ 58,000
YORK-HANOVER, PA 12 $ 1,564,000 $ 130,000 $ 56,000
BAKERSFIELD, CA 11 $ 1,899,000 $ 172,000 $ 68,000
COLORADO SPRINGS, CO 11 $ 1,787,000 $ 162,000 $ 73,000
DETROIT-LIVONIA-DEARBORN, MI 11 $ 1,356,000 $ 123,000 $ 54,000
SAN ANTONIO, TX 11 $ 1,901,000 $ 172,000 $ 94,000
SANTA ANA-ANAHEIM-IRVINE, CA 11 $ 4,179,000 $ 379,000 $ 87,000
CANTON-MASSILLON, OH 10 $ 1,564,000 $ 156,000 $ 69,000
LIMA, OH 10 $ 980,000 $ 98,000 $ 48,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 10 $ 3,063,000 $ 306,000 $ 84,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 10 $ 1,526,000 $ 152,000 $ 65,000
CAPE CORAL-FORT MYERS, FL 9 $ 1,404,000 $ 156,000 $ 139,000
NEWARK-UNION, NJ-PA 9 $ 1,800,000 $ 200,000 $ 111,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 8 $ 6,045,000 $ 755,000 $ 176,000
COLUMBIA, SC 7 $ 635,000 $ 90,000 $ 70,000
MADISON, WI 7 $ 833,000 $ 119,000 $ 96,000
NEW HAVEN-MILFORD, CT 7 $ 1,268,000 $ 181,000 $ 84,000
OAKLAND-FREMONT-HAYWARD, CA 7 $ 3,057,000 $ 436,000 $ 98,000
PUNTA GORDA, FL 7 $ 808,000 $ 115,000 $ 65,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 6 $ 1,075,000 $ 179,000 $ 73,000
MANSFIELD, OH 6 $ 722,000 $ 120,000 $ 56,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 6 $ 785,000 $ 130,000 $ 57,000
PORT ST. LUCIE-FORT PIERCE, FL 6 $ 1,187,000 $ 197,000 $ 103,000
PRESCOTT, AZ 6 $ 1,448,000 $ 241,000 $ 103,000
READING, PA 6 $ 688,000 $ 114,000 $ 65,000
VISALIA-PORTERVILLE, CA 6 $ 1,177,000 $ 196,000 $ 67,000
APPLETON, WI 5 $ 672,000 $ 134,000 $ 68,000
CAMDEN, NJ 5 $ 962,000 $ 192,000 $ 69,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 5 $ 712,000 $ 142,000 $ 80,000
GREEN BAY, WI 5 $ 678,000 $ 135,000 $ 60,000
LANCASTER, PA 5 $ 549,000 $ 109,000 $ 55,000
NAPLES-MARCO ISLAND, FL 5 $ 1,104,000 $ 220,000 $ 69,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 5 $ 2,576,000 $ 515,000 $ 138,000
ERIE, PA 4 $ 573,000 $ 143,000 $ 61,000
GRAND RAPIDS-WYOMING, MI 4 $ 818,000 $ 204,000 $ 73,000
OXNARD-THOUSAND OAKS-VENTURA, CA 4 $ 1,788,000 $ 447,000 $ 124,000
REDDING, CA 4 $ 717,000 $ 179,000 $ 59,000
WACO, TX 4 $ 522,000 $ 130,000 $ 76,000
ALTOONA, PA 3 $ 322,000 $ 107,000 $ 65,000
ATLANTIC CITY, NJ 3 $ 954,000 $ 318,000 $ 98,000
JOHNSTOWN, PA 3 $ 552,000 $ 184,000 $ 53,000
KALAMAZOO-PORTAGE, MI 3 $ 504,000 $ 168,000 $ 49,000
KILLEEN-TEMPLE-FORT HOOD, TX 3 $ 351,000 $ 117,000 $ 68,000
LANSING-EAST LANSING, MI 3 $ 320,000 $ 106,000 $ 44,000
OCEAN CITY, NJ 3 $ 801,000 $ 267,000 $ 113,000
PENSACOLA-FERRY PASS-BRENT, FL 3 $ 681,000 $ 227,000 $ 94,000
SCRANTON--WILKES-BARRE, PA 3 $ 362,000 $ 120,000 $ 134,000
TALLAHASSEE, FL 3 $ 422,000 $ 140,000 $ 118,000
TRENTON-EWING, NJ 3 $ 874,000 $ 291,000 $ 91,000
WAUSAU, WI 3 $ 148,000 $ 49,000 $ 48,000
ANN ARBOR, MI 2 $ 465,000 $ 232,000 $ 99,000
BOULDER, CO 2 $ 532,000 $ 266,000 $ 100,000
BROWNSVILLE-HARLINGEN, TX 2 $ 410,000 $ 205,000 $ 207,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 2 $ 415,000 $ 207,000 $ 103,000
CHAMPAIGN-URBANA, IL 2 $ 144,000 $ 72,000 $ 68,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 221,000 $ 110,000 $ 38,000
CHARLOTTESVILLE, VA 2 $ 280,000 $ 140,000 $ 46,000
CHICO, CA 2 $ 355,000 $ 177,000 $ 48,000
DANVILLE, IL 2 $ 208,000 $ 104,000 $ 59,000
FLINT, MI 2 $ 320,000 $ 160,000 $ 48,000
GAINESVILLE, FL 2 $ 334,000 $ 167,000 $ 60,000
HANFORD-CORCORAN, CA 2 $ 329,000 $ 164,000 $ 102,000
JACKSON, MI 2 $ 296,000 $ 148,000 $ 69,000
LAREDO, TX 2 $ 289,000 $ 144,000 $ 43,000
LONGVIEW, TX 2 $ 431,000 $ 215,000 $ 151,000
LUBBOCK, TX 2 $ 229,000 $ 114,000 $ 117,000
OCALA, FL 2 $ 170,000 $ 85,000 $ 70,000
PEORIA, IL 2 $ 286,000 $ 143,000 $ 89,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 2 $ 303,000 $ 151,000 $ 53,000
RICHMOND, VA 2 $ 393,000 $ 196,000 $ 54,000
ROCKFORD, IL 2 $ 305,000 $ 152,000 $ 75,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 2 $ 265,000 $ 132,000 $ 141,000
SANDUSKY, OH 2 $ 316,000 $ 158,000 $ 66,000
SPRINGFIELD, IL 2 $ 355,000 $ 177,000 $ 152,000
STOCKTON, CA 2 $ 379,000 $ 189,000 $ 91,000
YUBA CITY, CA 2 $ 526,000 $ 263,000 $ 41,000
YUMA, AZ 2 $ 286,000 $ 143,000 $ 53,000
ALBANY, GA 1 $ 122,000 $ 122,000 $ 92,000
ANDERSON, SC 1 $ 95,000 $ 95,000 $ 72,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 109,000 $ 109,000 $ 82,000
BATTLE CREEK, MI 1 $ 76,000 $ 76,000 $ 42,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 200,000 $ 200,000 $ 72,000
BLOOMINGTON-NORMAL, IL 1 $ 82,000 $ 82,000 $ 22,000
BUFFALO-NIAGARA FALLS, NY 1 $ 94,000 $ 94,000 $ 175,000
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 125,000 $ 125,000 $ 141,000
COLUMBUS, GA-AL 1 $ 111,000 $ 111,000 $ 42,000
CORPUS CHRISTI, TX 1 $ 161,000 $ 161,000 $ 48,000
DALTON, GA 1 $ 134,000 $ 134,000 $ 42,000
EL PASO, TX 1 $ 88,000 $ 88,000 $ 60,000
FAYETTEVILLE, NC 1 $ 105,000 $ 105,000 $ 48,000
FLAGSTAFF, AZ 1 $ 180,000 $ 180,000 $ 46,000
FORT COLLINS-LOVELAND, CO 1 $ 222,000 $ 222,000 $ 40,000
GRAND JUNCTION, CO 1 $ 168,000 $ 168,000 $ 75,000
HOLLAND-GRAND HAVEN, MI 1 $ 240,000 $ 240,000 $ 134,000
JANESVILLE, WI 1 $ 132,000 $ 132,000 $ 37,000
LA CROSSE, WI-MN 1 $ 92,000 $ 92,000 $ 40,000
LAKE CHARLES, LA 1 $ 141,000 $ 141,000 $ 55,000
LEBANON, PA 1 $ 660,000 $ 660,000 $ 195,000
MANCHESTER-NASHUA, NH 1 $ 257,000 $ 257,000 $ 68,000
MERCED, CA 1 $ 218,000 $ 218,000 $ 86,000
MIDLAND, TX 1 $ 143,000 $ 143,000 $ 63,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 180,000 $ 180,000 $ 23,000
MODESTO, CA 1 $ 235,000 $ 235,000 $ 47,000
MONROE, MI 1 $ 132,000 $ 132,000 $ 34,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 1 $ 138,000 $ 138,000 $ 31,000
NAPA, CA 1 $ 504,000 $ 504,000 $ 172,000
NASSAU-SUFFOLK, NY 1 $ 130,000 $ 130,000 $ 42,000
NILES-BENTON HARBOR, MI 1 $ 189,000 $ 189,000 $ 63,000
ODESSA, TX 1 $ 112,000 $ 112,000 $ 79,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 229,000 $ 229,000 $ 102,000
OSHKOSH-NEENAH, WI 1 $ 145,000 $ 145,000 $ 57,000
PANAMA CITY-LYNN HAVEN, FL 1 $ 264,000 $ 264,000 $ 176,000
SALINAS, CA 1 $ 100,000 $ 100,000 $ 60,000
SALT LAKE CITY, UT 1 $ 233,000 $ 233,000 $ 86,000
SAN ANGELO, TX 1 $ 95,000 $ 95,000 $ 33,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 480,000 $ 480,000 $ 106,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 334,000 $ 334,000 $ 84,000
SHEBOYGAN, WI 1 $ 160,000 $ 160,000 $ 61,000
SUMTER, SC 1 $ 175,000 $ 175,000 $ 59,000
TYLER, TX 1 $ 174,000 $ 174,000 $ 97,000
VALDOSTA, GA 1 $ 168,000 $ 168,000 $ 16,000
VALLEJO-FAIRFIELD, CA 1 $ 288,000 $ 288,000 $ 75,000
VERO BEACH, FL 1 $ 85,000 $ 85,000 $ 31,000
WARNER ROBINS, GA 1 $ 95,000 $ 95,000 $ 43,000
WILLIAMSPORT, PA 1 $ 166,000 $ 166,000 $ 57,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Residential Finance Corp. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,449 $501,924,000 $181,892 $1,348,000 $73,428 $629,000
Home Purchase 446 $73,386,000 $183,500 $1,000,000 $93,750 $770,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,239 $324,104,000 $185,750 $1,300,000 $79,428 $770,000
Not Provided 1,122 $178,765,000 $193,000 $1,348,000 $84,368 $530,000
Black or African American 338 $40,785,000 $162,000 $658,000 $58,875 $250,000
Hispanic 136 $20,003,000 $204,545 $465,000 $69,909 $162,000
Asian 41 $7,912,000 $282,000 $780,000 $110,700 $274,000
Native Hawaiian or Other Pacific Islander 10 $1,814,000 $223,400 $596,000 $131,600 $465,000
American Indian or Alaskan Native 9 $1,927,000 $201,200 $300,000 $75,000 $120,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,868 $572,540,000 $185,451 $1,348,000 $77,903 $770,000
FHA-insured (Federal Housing Administration) 16 $1,605,000 $107,666 $196,000 $61,500 $204,000
VA-guaranteed (Veterans Administration) 7 $860,000 $118,200 $154,000 $54,600 $84,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $305,000 $67,500 $96,000 $43,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,922 $303,017,000 $181,181 $1,348,000 $79,818 $770,000
Application Withdrawn By Applicant 962 $133,254,000 $187,181 $938,000 $82,136 $440,000
Application Denied By Financial Institution 575 $72,565,000 $169,000 $1,300,000 $76,235 $600,000
Application Approved But Not Accepted 335 $53,513,000 $209,750 $1,200,000 $82,950 $440,000
File Closed For Incompleteness 101 $12,961,000 $153,866 $750,000 $85,600 $440,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 9 $1,089,000 $129,800 $235,000 $72,000 $130,000
Other 5 $924,000 $139,750 $610,000 $84,250 $164,000
Credit History 3 $312,000 $104,000 $117,000 $44,000 $49,000
Collateral 2 $165,000 $82,500 $90,000 $41,500 $53,000
Employment History 2 $145,000 $72,500 $123,000 $33,500 $38,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List