Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Residential Home Funding Corp. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,130 |
| Total Mortgage Loan Application Amount | $931,852,000 |
| Average Mortgage Loan Application Amount | $306,000 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $3,439,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 210 | $ 60,988,000 | $ 290,000 | $ 100,000 |
| Bergen County New Jersey | 166 | $ 62,381,000 | $ 375,000 | $ 130,000 |
| Morris County New Jersey | 163 | $ 52,865,000 | $ 324,000 | $ 121,000 |
| Passaic County New Jersey | 156 | $ 42,235,000 | $ 270,000 | $ 91,000 |
| Hudson County New Jersey | 151 | $ 44,729,000 | $ 296,000 | $ 117,000 |
| Monmouth County New Jersey | 150 | $ 51,849,000 | $ 345,000 | $ 134,000 |
| Kings County New York | 147 | $ 71,920,000 | $ 489,000 | $ 114,000 |
| Middlesex County New Jersey | 144 | $ 38,634,000 | $ 268,000 | $ 86,000 |
| Suffolk County New York | 126 | $ 39,471,000 | $ 313,000 | $ 97,000 |
| Queens County New York | 124 | $ 50,547,000 | $ 407,000 | $ 93,000 |
| Nassau County New York | 120 | $ 43,815,000 | $ 365,000 | $ 100,000 |
| Ocean County New Jersey | 105 | $ 29,711,000 | $ 282,000 | $ 98,000 |
| Union County New Jersey | 100 | $ 27,404,000 | $ 274,000 | $ 83,000 |
| Sussex County New Jersey | 89 | $ 20,849,000 | $ 234,000 | $ 88,000 |
| Westchester County New York | 75 | $ 29,773,000 | $ 396,000 | $ 123,000 |
| Richmond County New York | 66 | $ 23,545,000 | $ 356,000 | $ 89,000 |
| Bronx County New York | 65 | $ 26,415,000 | $ 406,000 | $ 92,000 |
| Dutchess County New York | 61 | $ 14,877,000 | $ 243,000 | $ 81,000 |
| Warren County New Jersey | 53 | $ 11,696,000 | $ 220,000 | $ 93,000 |
| Somerset County New Jersey | 49 | $ 15,937,000 | $ 325,000 | $ 122,000 |
| Fairfield County Connecticut | 46 | $ 10,748,000 | $ 233,000 | $ 71,000 |
| Hartford County Connecticut | 36 | $ 8,311,000 | $ 230,000 | $ 82,000 |
| Miami-Dade County Florida | 34 | $ 5,580,000 | $ 164,000 | $ 64,000 |
| Orange County Florida | 33 | $ 5,132,000 | $ 155,000 | $ 52,000 |
| Orange County New York | 32 | $ 6,845,000 | $ 213,000 | $ 77,000 |
| New Haven County Connecticut | 28 | $ 6,027,000 | $ 215,000 | $ 71,000 |
| Burlington County New Jersey | 28 | $ 6,078,000 | $ 217,000 | $ 71,000 |
| Hunterdon County New Jersey | 27 | $ 8,939,000 | $ 331,000 | $ 129,000 |
| Rockland County New York | 25 | $ 8,840,000 | $ 353,000 | $ 95,000 |
| Philadelphia County Pennsylvania | 22 | $ 3,537,000 | $ 160,000 | $ 51,000 |
| Broward County Florida | 19 | $ 3,802,000 | $ 200,000 | $ 71,000 |
| Mercer County New Jersey | 18 | $ 3,933,000 | $ 218,000 | $ 73,000 |
| Palm Beach County Florida | 17 | $ 2,888,000 | $ 169,000 | $ 64,000 |
| Washtenaw County Michigan | 15 | $ 914,000 | $ 60,000 | $ 51,000 |
| Camden County New Jersey | 15 | $ 2,943,000 | $ 196,000 | $ 67,000 |
| Putnam County New York | 15 | $ 4,458,000 | $ 297,000 | $ 94,000 |
| Atlantic County New Jersey | 14 | $ 2,967,000 | $ 211,000 | $ 56,000 |
| Ulster County New York | 14 | $ 2,975,000 | $ 212,000 | $ 68,000 |
| Gloucester County New Jersey | 13 | $ 3,041,000 | $ 233,000 | $ 93,000 |
| Osceola County Florida | 12 | $ 1,416,000 | $ 118,000 | $ 44,000 |
| New York County New York | 12 | $ 12,727,000 | $ 1,060,000 | $ 391,000 |
| Bucks County Pennsylvania | 12 | $ 2,881,000 | $ 240,000 | $ 66,000 |
| Luzerne County Pennsylvania | 12 | $ 1,368,000 | $ 114,000 | $ 43,000 |
| Pike County Pennsylvania | 11 | $ 2,218,000 | $ 201,000 | $ 113,000 |
| Middlesex County Connecticut | 9 | $ 2,107,000 | $ 234,000 | $ 90,000 |
| New London County Connecticut | 8 | $ 1,299,000 | $ 162,000 | $ 79,000 |
| Marion County Florida | 8 | $ 1,052,000 | $ 131,000 | $ 44,000 |
| Cumberland County New Jersey | 8 | $ 1,341,000 | $ 167,000 | $ 63,000 |
| Lackawanna County Pennsylvania | 8 | $ 1,033,000 | $ 129,000 | $ 49,000 |
| Montgomery County Pennsylvania | 8 | $ 1,915,000 | $ 239,000 | $ 79,000 |
| Litchfield County Connecticut | 7 | $ 1,189,000 | $ 169,000 | $ 68,000 |
| Prince George's County Maryland | 7 | $ 1,239,000 | $ 177,000 | $ 49,000 |
| Albany County New York | 7 | $ 1,588,000 | $ 226,000 | $ 110,000 |
| Delaware County Pennsylvania | 7 | $ 1,125,000 | $ 160,000 | $ 51,000 |
| New Castle County Delaware | 6 | $ 1,471,000 | $ 245,000 | $ 44,000 |
| Schenectady County New York | 6 | $ 892,000 | $ 148,000 | $ 64,000 |
| Monroe County Pennsylvania | 6 | $ 1,212,000 | $ 202,000 | $ 65,000 |
| Pinellas County Florida | 5 | $ 590,000 | $ 118,000 | $ 36,000 |
| Onondaga County New York | 5 | $ 628,000 | $ 125,000 | $ 50,000 |
| Berks County Pennsylvania | 5 | $ 826,000 | $ 165,000 | $ 63,000 |
| Chester County Pennsylvania | 5 | $ 901,000 | $ 180,000 | $ 55,000 |
| Lancaster County Pennsylvania | 5 | $ 1,109,000 | $ 221,000 | $ 65,000 |
| Tolland County Connecticut | 4 | $ 1,055,000 | $ 263,000 | $ 88,000 |
| Rensselaer County New York | 4 | $ 830,000 | $ 207,000 | $ 69,000 |
| Sullivan County New York | 4 | $ 627,000 | $ 156,000 | $ 50,000 |
| Warren County New York | 4 | $ 1,054,000 | $ 263,000 | $ 110,000 |
| Cuyahoga County Ohio | 4 | $ 518,000 | $ 129,000 | $ 42,000 |
| Summit County Ohio | 4 | $ 620,000 | $ 155,000 | $ 51,000 |
| Dauphin County Pennsylvania | 4 | $ 664,000 | $ 166,000 | $ 42,000 |
| Lehigh County Pennsylvania | 4 | $ 519,000 | $ 129,000 | $ 60,000 |
| Hillsborough County Florida | 3 | $ 560,000 | $ 186,000 | $ 74,000 |
| Lee County Florida | 3 | $ 522,000 | $ 174,000 | $ 265,000 |
| Manatee County Florida | 3 | $ 593,000 | $ 197,000 | $ 59,000 |
| St. Lucie County Florida | 3 | $ 322,000 | $ 107,000 | $ 52,000 |
| Baltimore County Maryland | 3 | $ 786,000 | $ 262,000 | $ 104,000 |
| Baltimore City County Maryland | 3 | $ 369,000 | $ 123,000 | $ 30,000 |
| Hillsborough County New Hampshire | 3 | $ 798,000 | $ 266,000 | $ 159,000 |
| Cape May County New Jersey | 3 | $ 964,000 | $ 321,000 | $ 112,000 |
| Erie County New York | 3 | $ 411,000 | $ 137,000 | $ 58,000 |
| Greene County New York | 3 | $ 498,000 | $ 166,000 | $ 68,000 |
| Saratoga County New York | 3 | $ 551,000 | $ 183,000 | $ 43,000 |
| Schoharie County New York | 3 | $ 275,000 | $ 91,000 | $ 36,000 |
| Allegheny County Pennsylvania | 3 | $ 531,000 | $ 177,000 | $ 65,000 |
| York County Pennsylvania | 3 | $ 579,000 | $ 193,000 | $ 63,000 |
| Richland County South Carolina | 3 | $ 534,000 | $ 178,000 | $ 95,000 |
| Harris County Texas | 3 | $ 298,000 | $ 99,000 | $ 33,000 |
| Contra Costa County California | 2 | $ 962,000 | $ 481,000 | $ 247,000 |
| Arapahoe County Colorado | 2 | $ 395,000 | $ 197,000 | $ 79,000 |
| Windham County Connecticut | 2 | $ 487,000 | $ 243,000 | $ 41,000 |
| Collier County Florida | 2 | $ 378,000 | $ 189,000 | $ 45,000 |
| Sarasota County Florida | 2 | $ 285,000 | $ 142,000 | $ 57,000 |
| Seminole County Florida | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| Salem County New Jersey | 2 | $ 256,000 | $ 128,000 | $ 118,000 |
| Broome County New York | 2 | $ 203,000 | $ 101,000 | $ 34,000 |
| Columbia County New York | 2 | $ 458,000 | $ 229,000 | $ 120,000 |
| Delaware County New York | 2 | $ 201,000 | $ 100,000 | $ 39,000 |
| Oneida County New York | 2 | $ 215,000 | $ 107,000 | $ 40,000 |
| Tioga County New York | 2 | $ 209,000 | $ 104,000 | $ 48,000 |
| Washington County New York | 2 | $ 152,000 | $ 76,000 | $ 69,000 |
| Northampton County Pennsylvania | 2 | $ 296,000 | $ 148,000 | $ 108,000 |
| Berkeley County South Carolina | 2 | $ 443,000 | $ 221,000 | $ 94,000 |
| Horry County South Carolina | 2 | $ 184,000 | $ 92,000 | $ 247,000 |
| Lexington County South Carolina | 2 | $ 455,000 | $ 227,000 | $ 99,000 |
| Boulder County Colorado | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| El Paso County Colorado | 1 | $ 246,000 | $ 246,000 | $ 132,000 |
| Kent County Delaware | 1 | $ 246,000 | $ 246,000 | $ 64,000 |
| Sussex County Delaware | 1 | $ 187,000 | $ 187,000 | $ 47,000 |
| Brevard County Florida | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Duval County Florida | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| Hardee County Florida | 1 | $ 172,000 | $ 172,000 | $ 34,000 |
| Hernando County Florida | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Indian River County Florida | 1 | $ 289,000 | $ 289,000 | $ 57,000 |
| Lake County Florida | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Levy County Florida | 1 | $ 63,000 | $ 63,000 | $ 52,000 |
| Pasco County Florida | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Polk County Florida | 1 | $ 276,000 | $ 276,000 | $ 125,000 |
| Santa Rosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| St. Johns County Florida | 1 | $ 302,000 | $ 302,000 | $ 82,000 |
| Sumter County Florida | 1 | $ 168,000 | $ 168,000 | $ 392,000 |
| Cumberland County Maine | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Franklin County Maine | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Carroll County Maryland | 1 | $ 362,000 | $ 362,000 | $ 89,000 |
| Charles County Maryland | 1 | $ 250,000 | $ 250,000 | $ 46,000 |
| Worcester County Maryland | 1 | $ 208,000 | $ 208,000 | $ 65,000 |
| Moniteau County Missouri | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Cattaraugus County New York | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| Cayuga County New York | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Chemung County New York | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Clinton County New York | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Franklin County New York | 1 | $ 81,000 | $ 81,000 | $ 28,000 |
| Hamilton County New York | 1 | $ 348,000 | $ 348,000 | $ 221,000 |
| Herkimer County New York | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Livingston County New York | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Madison County New York | 1 | $ 196,000 | $ 196,000 | $ 108,000 |
| Monroe County New York | 1 | $ 71,000 | $ 71,000 | $ 17,000 |
| Niagara County New York | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Oswego County New York | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
| St. Lawrence County New York | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Wyoming County New York | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Licking County Ohio | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 192,000 |
| Centre County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 37,000 |
| Clearfield County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 28,000 |
| Fayette County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| Franklin County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 71,000 |
| Lycoming County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 48,000 |
| Mifflin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Northumberland County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Tioga County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
| Venango County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Darlington County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 67,000 |
| Kershaw County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 98,000 |
| Lee County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Oconee County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Sumter County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Collin County Texas | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Fort Bend County Texas | 1 | $ 276,000 | $ 276,000 | $ 105,000 |
| Washington County Vermont | 1 | $ 344,000 | $ 344,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,568 | $437,334,000 | $278,000 | $7,000,000 | $88,000 | $3,439,000 |
| Refinancing | 1,558 | $493,219,000 | $316,000 | $1,945,000 | $107,000 | $2,400,000 |
| Home Improvement | 4 | $1,299,000 | $324,000 | $486,000 | $139,000 | $193,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,815 | $532,753,000 | $293,000 | $1,945,000 | $107,000 | $2,400,000 |
| Hispanic | 447 | $136,804,000 | $306,000 | $7,000,000 | $87,000 | $3,439,000 |
| Black or African American | 404 | $116,920,000 | $289,000 | $743,000 | $78,000 | $476,000 |
| Not Provided | 354 | $109,519,000 | $309,000 | $1,156,000 | $87,000 | $540,000 |
| Asian | 92 | $31,187,000 | $338,000 | $1,500,000 | $96,000 | $480,000 |
| American Indian or Alaskan Native | 9 | $2,193,000 | $243,000 | $570,000 | $84,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,476,000 | $275,000 | $406,000 | $72,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,258 | $667,991,000 | $295,000 | $1,428,000 | $81,000 | $1,277,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 839 | $257,777,000 | $307,000 | $7,000,000 | $142,000 | $3,439,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,274,000 | $155,000 | $242,000 | $52,000 | $81,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,810,000 | $234,000 | $405,000 | $70,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,374 | $396,977,000 | $288,000 | $1,945,000 | $106,000 | $2,400,000 |
| Application Withdrawn By Applicant | 1,091 | $336,752,000 | $308,000 | $7,000,000 | $96,000 | $3,439,000 |
| Application Denied By Financial Institution | 629 | $187,272,000 | $297,000 | $784,000 | $80,000 | $1,277,000 |
| File Closed For Incompleteness | 17 | $4,593,000 | $270,000 | $580,000 | $112,000 | $250,000 |
| Application Approved But Not Accepted | 10 | $3,104,000 | $310,000 | $413,000 | $104,000 | $163,000 |
| Loan Purchased By The Institution | 9 | $3,154,000 | $350,000 | $518,000 | $112,000 | $260,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 21 | $6,080,000 | $289,000 | $480,000 | $65,000 | $191,000 |
| Other | 16 | $4,249,000 | $265,000 | $510,000 | $100,000 | $276,000 |
| Collateral | 13 | $2,798,000 | $215,000 | $421,000 | $119,000 | $212,000 |
| Credit History | 10 | $3,027,000 | $302,000 | $540,000 | $86,000 | $173,000 |
| Credit Application Incomplete | 4 | $1,386,000 | $346,000 | $575,000 | $120,000 | $220,000 |
| Unverifiable Information | 4 | $1,327,000 | $331,000 | $486,000 | $95,000 | $108,000 |
| Employment History | 3 | $940,000 | $313,000 | $476,000 | $76,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $54,000 | $54,000 | $54,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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