Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Residential Home Funding Corp. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,262 |
| Total Mortgage Loan Application Amount | $1,190,275,000 |
| Average Mortgage Loan Application Amount | $286,000 |
| Highest Mortgage Loan Application Amount | $3,200,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $4,073,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 285 | $ 76,093,000 | $ 266,000 | $ 94,000 |
| Morris County New Jersey | 256 | $ 77,935,000 | $ 304,000 | $ 118,000 |
| Bergen County New Jersey | 254 | $ 86,289,000 | $ 339,000 | $ 123,000 |
| Suffolk County New York | 199 | $ 59,973,000 | $ 301,000 | $ 108,000 |
| Passaic County New Jersey | 193 | $ 48,545,000 | $ 251,000 | $ 85,000 |
| Sussex County New Jersey | 177 | $ 39,607,000 | $ 223,000 | $ 95,000 |
| Hudson County New Jersey | 172 | $ 48,681,000 | $ 283,000 | $ 100,000 |
| Union County New Jersey | 172 | $ 45,910,000 | $ 266,000 | $ 85,000 |
| Westchester County New York | 151 | $ 54,992,000 | $ 364,000 | $ 126,000 |
| Queens County New York | 147 | $ 57,381,000 | $ 390,000 | $ 90,000 |
| Middlesex County New Jersey | 140 | $ 37,488,000 | $ 267,000 | $ 87,000 |
| Kings County New York | 131 | $ 60,397,000 | $ 461,000 | $ 109,000 |
| Monmouth County New Jersey | 130 | $ 39,977,000 | $ 307,000 | $ 116,000 |
| Nassau County New York | 129 | $ 43,323,000 | $ 335,000 | $ 110,000 |
| Dutchess County New York | 113 | $ 25,701,000 | $ 227,000 | $ 89,000 |
| Fairfield County Connecticut | 85 | $ 26,445,000 | $ 311,000 | $ 137,000 |
| Warren County New Jersey | 77 | $ 16,755,000 | $ 217,000 | $ 84,000 |
| Ocean County New Jersey | 75 | $ 19,985,000 | $ 266,000 | $ 126,000 |
| Orange County New York | 68 | $ 16,231,000 | $ 238,000 | $ 96,000 |
| Somerset County New Jersey | 64 | $ 21,988,000 | $ 343,000 | $ 124,000 |
| Bronx County New York | 62 | $ 22,865,000 | $ 368,000 | $ 83,000 |
| Richmond County New York | 52 | $ 17,166,000 | $ 330,000 | $ 92,000 |
| Camden County New Jersey | 47 | $ 8,607,000 | $ 183,000 | $ 77,000 |
| Hartford County Connecticut | 43 | $ 8,560,000 | $ 199,000 | $ 89,000 |
| Orange County Florida | 37 | $ 6,083,000 | $ 164,000 | $ 75,000 |
| Hunterdon County New Jersey | 37 | $ 9,911,000 | $ 267,000 | $ 78,000 |
| Putnam County New York | 37 | $ 11,184,000 | $ 302,000 | $ 103,000 |
| Rockland County New York | 37 | $ 14,567,000 | $ 393,000 | $ 125,000 |
| Monroe County Michigan | 36 | $ 4,265,000 | $ 118,000 | $ 57,000 |
| Montgomery County Maryland | 35 | $ 12,208,000 | $ 348,000 | $ 108,000 |
| Ulster County New York | 30 | $ 6,074,000 | $ 202,000 | $ 72,000 |
| Prince George's County Maryland | 25 | $ 7,593,000 | $ 303,000 | $ 88,000 |
| Mercer County New Jersey | 25 | $ 5,405,000 | $ 216,000 | $ 88,000 |
| New York County New York | 23 | $ 12,534,000 | $ 544,000 | $ 442,000 |
| Harris County Texas | 23 | $ 2,692,000 | $ 117,000 | $ 67,000 |
| Philadelphia County Pennsylvania | 21 | $ 3,872,000 | $ 184,000 | $ 68,000 |
| Northampton County Pennsylvania | 20 | $ 4,154,000 | $ 207,000 | $ 78,000 |
| New Haven County Connecticut | 18 | $ 3,633,000 | $ 201,000 | $ 81,000 |
| Frederick County Maryland | 18 | $ 4,961,000 | $ 275,000 | $ 71,000 |
| Monroe County Pennsylvania | 18 | $ 3,165,000 | $ 175,000 | $ 79,000 |
| Burlington County New Jersey | 17 | $ 3,285,000 | $ 193,000 | $ 96,000 |
| Gwinnett County Georgia | 16 | $ 2,908,000 | $ 181,000 | $ 84,000 |
| Wayne County Michigan | 15 | $ 1,562,000 | $ 104,000 | $ 49,000 |
| Gloucester County New Jersey | 15 | $ 2,871,000 | $ 191,000 | $ 91,000 |
| Lehigh County Pennsylvania | 14 | $ 2,862,000 | $ 204,000 | $ 84,000 |
| San Diego County California | 13 | $ 4,874,000 | $ 374,000 | $ 113,000 |
| Atlantic County New Jersey | 13 | $ 2,578,000 | $ 198,000 | $ 100,000 |
| Bucks County Pennsylvania | 12 | $ 3,822,000 | $ 318,000 | $ 96,000 |
| Montgomery County Pennsylvania | 12 | $ 2,845,000 | $ 237,000 | $ 152,000 |
| Clinton County New York | 11 | $ 1,461,000 | $ 132,000 | $ 87,000 |
| Lackawanna County Pennsylvania | 10 | $ 1,643,000 | $ 164,000 | $ 57,000 |
| Pike County Pennsylvania | 10 | $ 2,030,000 | $ 203,000 | $ 193,000 |
| Litchfield County Connecticut | 9 | $ 1,669,000 | $ 185,000 | $ 61,000 |
| Oakland County Michigan | 9 | $ 1,547,000 | $ 171,000 | $ 104,000 |
| Washtenaw County Michigan | 9 | $ 1,236,000 | $ 137,000 | $ 100,000 |
| Cape May County New Jersey | 9 | $ 2,342,000 | $ 260,000 | $ 140,000 |
| Charles County Maryland | 8 | $ 2,954,000 | $ 369,000 | $ 117,000 |
| Cumberland County New Jersey | 8 | $ 1,266,000 | $ 158,000 | $ 70,000 |
| Volusia County Florida | 7 | $ 763,000 | $ 109,000 | $ 58,000 |
| Macomb County Michigan | 7 | $ 900,000 | $ 128,000 | $ 131,000 |
| Chester County Pennsylvania | 7 | $ 1,545,000 | $ 220,000 | $ 81,000 |
| Los Angeles County California | 6 | $ 1,779,000 | $ 296,000 | $ 79,000 |
| Broward County Florida | 6 | $ 1,712,000 | $ 285,000 | $ 173,000 |
| Osceola County Florida | 6 | $ 918,000 | $ 153,000 | $ 48,000 |
| Cobb County Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 67,000 |
| Broome County New York | 6 | $ 535,000 | $ 89,000 | $ 41,000 |
| Erie County New York | 6 | $ 696,000 | $ 116,000 | $ 56,000 |
| Schoharie County New York | 6 | $ 752,000 | $ 125,000 | $ 71,000 |
| San Joaquin County California | 5 | $ 670,000 | $ 134,000 | $ 22,000 |
| Windham County Connecticut | 5 | $ 948,000 | $ 189,000 | $ 59,000 |
| New Castle County Delaware | 5 | $ 1,017,000 | $ 203,000 | $ 63,000 |
| Miami-Dade County Florida | 5 | $ 658,000 | $ 131,000 | $ 32,000 |
| Palm Beach County Florida | 5 | $ 1,602,000 | $ 320,000 | $ 182,000 |
| Fulton County Georgia | 5 | $ 815,000 | $ 163,000 | $ 95,000 |
| Oneida County New York | 5 | $ 763,000 | $ 152,000 | $ 68,000 |
| York County Pennsylvania | 5 | $ 780,000 | $ 156,000 | $ 57,000 |
| Middlesex County Connecticut | 4 | $ 1,139,000 | $ 284,000 | $ 110,000 |
| Tolland County Connecticut | 4 | $ 726,000 | $ 181,000 | $ 104,000 |
| Forsyth County Georgia | 4 | $ 1,148,000 | $ 287,000 | $ 91,000 |
| Genesee County Michigan | 4 | $ 419,000 | $ 104,000 | $ 44,000 |
| Franklin County New York | 4 | $ 562,000 | $ 140,000 | $ 46,000 |
| Sullivan County New York | 4 | $ 677,000 | $ 169,000 | $ 116,000 |
| Warren County New York | 4 | $ 714,000 | $ 178,000 | $ 86,000 |
| Allegheny County Pennsylvania | 4 | $ 422,000 | $ 105,000 | $ 59,000 |
| Berks County Pennsylvania | 4 | $ 811,000 | $ 202,000 | $ 110,000 |
| Jefferson County Texas | 4 | $ 447,000 | $ 111,000 | $ 56,000 |
| New London County Connecticut | 3 | $ 528,000 | $ 176,000 | $ 43,000 |
| Duval County Florida | 3 | $ 401,000 | $ 133,000 | $ 43,000 |
| Lake County Florida | 3 | $ 441,000 | $ 147,000 | $ 96,000 |
| Lee County Florida | 3 | $ 684,000 | $ 228,000 | $ 204,000 |
| Sarasota County Florida | 3 | $ 1,259,000 | $ 419,000 | $ 117,000 |
| Seminole County Florida | 3 | $ 504,000 | $ 168,000 | $ 46,000 |
| Cass County Michigan | 3 | $ 508,000 | $ 169,000 | $ 83,000 |
| Kalamazoo County Michigan | 3 | $ 317,000 | $ 105,000 | $ 66,000 |
| Lapeer County Michigan | 3 | $ 502,000 | $ 167,000 | $ 95,000 |
| Columbia County New York | 3 | $ 531,000 | $ 177,000 | $ 93,000 |
| Saratoga County New York | 3 | $ 734,000 | $ 244,000 | $ 84,000 |
| Schenectady County New York | 3 | $ 349,000 | $ 116,000 | $ 62,000 |
| Dauphin County Pennsylvania | 3 | $ 392,000 | $ 130,000 | $ 48,000 |
| Delaware County Pennsylvania | 3 | $ 1,025,000 | $ 341,000 | $ 183,000 |
| Amador County California | 2 | $ 431,000 | $ 215,000 | $ 67,000 |
| Riverside County California | 2 | $ 483,000 | $ 241,000 | $ 55,000 |
| Kent County Delaware | 2 | $ 382,000 | $ 191,000 | $ 61,000 |
| Polk County Florida | 2 | $ 178,000 | $ 89,000 | $ 60,000 |
| St. Lucie County Florida | 2 | $ 157,000 | $ 78,000 | $ 35,000 |
| Barrow County Georgia | 2 | $ 188,000 | $ 94,000 | $ 35,000 |
| DeKalb County Georgia | 2 | $ 288,000 | $ 144,000 | $ 50,000 |
| Hall County Georgia | 2 | $ 259,000 | $ 129,000 | $ 88,000 |
| Henry County Georgia | 2 | $ 453,000 | $ 226,000 | $ 86,000 |
| Newton County Georgia | 2 | $ 234,000 | $ 117,000 | $ 37,000 |
| York County Maine | 2 | $ 455,000 | $ 227,000 | $ 125,000 |
| Anne Arundel County Maryland | 2 | $ 476,000 | $ 238,000 | $ 75,000 |
| Baltimore County Maryland | 2 | $ 398,000 | $ 199,000 | $ 52,000 |
| Howard County Maryland | 2 | $ 560,000 | $ 280,000 | $ 88,000 |
| Washington County Maryland | 2 | $ 342,000 | $ 171,000 | $ 40,000 |
| Chippewa County Michigan | 2 | $ 319,000 | $ 159,000 | $ 57,000 |
| Clinton County Michigan | 2 | $ 283,000 | $ 141,000 | $ 86,000 |
| Jackson County Michigan | 2 | $ 311,000 | $ 155,000 | $ 44,000 |
| Kent County Michigan | 2 | $ 175,000 | $ 87,000 | $ 43,000 |
| Ottawa County Michigan | 2 | $ 482,000 | $ 241,000 | $ 107,000 |
| Salem County New Jersey | 2 | $ 419,000 | $ 209,000 | $ 77,000 |
| Albany County New York | 2 | $ 537,000 | $ 268,000 | $ 110,000 |
| Chemung County New York | 2 | $ 209,000 | $ 104,000 | $ 52,000 |
| Monroe County New York | 2 | $ 352,000 | $ 176,000 | $ 70,000 |
| Montgomery County New York | 2 | $ 165,000 | $ 82,000 | $ 28,000 |
| Onondaga County New York | 2 | $ 161,000 | $ 80,000 | $ 22,000 |
| Oswego County New York | 2 | $ 301,000 | $ 150,000 | $ 52,000 |
| Rensselaer County New York | 2 | $ 369,000 | $ 184,000 | $ 127,000 |
| Steuben County New York | 2 | $ 258,000 | $ 129,000 | $ 52,000 |
| Union County North Carolina | 2 | $ 654,000 | $ 327,000 | $ 217,000 |
| Butler County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 87,000 |
| Carbon County Pennsylvania | 2 | $ 336,000 | $ 168,000 | $ 85,000 |
| Greene County Pennsylvania | 2 | $ 198,000 | $ 99,000 | $ 64,000 |
| Lancaster County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 41,000 |
| Lebanon County Pennsylvania | 2 | $ 277,000 | $ 138,000 | $ 77,000 |
| Collin County Texas | 2 | $ 315,000 | $ 157,000 | $ 72,000 |
| Contra Costa County California | 1 | $ 198,000 | $ 198,000 | $ 52,000 |
| Orange County California | 1 | $ 330,000 | $ 330,000 | $ 52,000 |
| San Bernardino County California | 1 | $ 254,000 | $ 254,000 | $ 89,000 |
| Santa Barbara County California | 1 | $ 290,000 | $ 290,000 | $ 107,000 |
| Sonoma County California | 1 | $ 271,000 | $ 271,000 | $ 108,000 |
| Denver County Colorado | 1 | $ 217,000 | $ 217,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 1 | $ 400,000 | $ 400,000 | $ 142,000 |
| Bay County Florida | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Citrus County Florida | 1 | $ 196,000 | $ 196,000 | $ 126,000 |
| Collier County Florida | 1 | $ 89,000 | $ 89,000 | $ 137,000 |
| Columbia County Florida | 1 | $ 182,000 | $ 182,000 | $ 12,000 |
| Escambia County Florida | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| Gadsden County Florida | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Marion County Florida | 1 | $ 104,000 | $ 104,000 | $ 131,000 |
| Pinellas County Florida | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Santa Rosa County Florida | 1 | $ 160,000 | $ 160,000 | $ 105,000 |
| St. Johns County Florida | 1 | $ 310,000 | $ 310,000 | $ 79,000 |
| Sumter County Florida | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
| Banks County Georgia | 1 | $ 227,000 | $ 227,000 | $ 94,000 |
| Ben Hill County Georgia | 1 | $ 156,000 | $ 156,000 | $ 29,000 |
| Bryan County Georgia | 1 | $ 174,000 | $ 174,000 | $ 152,000 |
| Butts County Georgia | 1 | $ 230,000 | $ 230,000 | $ 47,000 |
| Camden County Georgia | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Chatham County Georgia | 1 | $ 310,000 | $ 310,000 | $ 70,000 |
| Cherokee County Georgia | 1 | $ 148,000 | $ 148,000 | $ 98,000 |
| Coweta County Georgia | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
| Franklin County Georgia | 1 | $ 268,000 | $ 268,000 | $ 157,000 |
| Gilmer County Georgia | 1 | $ 212,000 | $ 212,000 | $ 141,000 |
| Liberty County Georgia | 1 | $ 173,000 | $ 173,000 | $ 40,000 |
| Madison County Georgia | 1 | $ 313,000 | $ 313,000 | $ 101,000 |
| Paulding County Georgia | 1 | $ 250,000 | $ 250,000 | $ 99,000 |
| Richmond County Georgia | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
| Walton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Penobscot County Maine | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Calvert County Maryland | 1 | $ 286,000 | $ 286,000 | $ 80,000 |
| St. Mary's County Maryland | 1 | $ 268,000 | $ 268,000 | $ 79,000 |
| Allegan County Michigan | 1 | $ 103,000 | $ 103,000 | $ 71,000 |
| Berrien County Michigan | 1 | $ 98,000 | $ 98,000 | $ 400,000 |
| Ingham County Michigan | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| Leelanau County Michigan | 1 | $ 193,000 | $ 193,000 | $ 66,000 |
| Livingston County Michigan | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Mason County Michigan | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Mecosta County Michigan | 1 | $ 176,000 | $ 176,000 | $ 76,000 |
| Oscoda County Michigan | 1 | $ 349,000 | $ 349,000 | $ 260,000 |
| Saginaw County Michigan | 1 | $ 163,000 | $ 163,000 | $ 107,000 |
| Sanilac County Michigan | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| St. Clair County Michigan | 1 | $ 160,000 | $ 160,000 | $ 123,000 |
| St. Joseph County Michigan | 1 | $ 171,000 | $ 171,000 | $ 67,000 |
| Van Buren County Michigan | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Rockingham County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 194,000 |
| Sierra County New Mexico | 1 | $ 143,000 | $ 143,000 | $ 23,000 |
| Cayuga County New York | 1 | $ 206,000 | $ 206,000 | $ 89,000 |
| Chenango County New York | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Delaware County New York | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Essex County New York | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Greene County New York | 1 | $ 171,000 | $ 171,000 | $ 39,000 |
| Jefferson County New York | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Seneca County New York | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Brunswick County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 82,000 |
| Craven County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Granville County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 59,000 |
| New Hanover County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Wilson County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Geauga County Ohio | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Armstrong County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 104,000 |
| Bedford County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 140,000 |
| Centre County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Columbia County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
| Luzerne County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 71,000 |
| Susquehanna County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Washington County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 209,000 |
| Wayne County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Wyoming County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 46,000 |
| Berkeley County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 74,000 |
| York County South Carolina | 1 | $ 292,000 | $ 292,000 | $ 168,000 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Bexar County Texas | 1 | $ 101,000 | $ 101,000 | $ 53,000 |
| Brazoria County Texas | 1 | $ 374,000 | $ 374,000 | $ 250,000 |
| Dallas County Texas | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Galveston County Texas | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Tarrant County Texas | 1 | $ 177,000 | $ 177,000 | $ 54,000 |
| Wise County Texas | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,473 | $652,116,000 | $263,000 | $1,428,000 | $89,000 | $1,090,000 |
| Refinancing | 1,780 | $535,496,000 | $300,000 | $3,200,000 | $117,000 | $4,073,000 |
| Home Improvement | 9 | $2,663,000 | $295,000 | $656,000 | $108,000 | $343,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,539 | $716,406,000 | $282,000 | $3,200,000 | $112,000 | $4,073,000 |
| Black or African American | 582 | $160,601,000 | $275,000 | $1,353,000 | $79,000 | $568,000 |
| Hispanic | 578 | $146,554,000 | $253,000 | $673,000 | $76,000 | $874,000 |
| Not Provided | 413 | $119,993,000 | $290,000 | $1,400,000 | $100,000 | $1,500,000 |
| Asian | 132 | $41,601,000 | $315,000 | $955,000 | $100,000 | $448,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,948,000 | $303,000 | $585,000 | $111,000 | $256,000 |
| American Indian or Alaskan Native | 5 | $1,172,000 | $234,000 | $306,000 | $82,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,782 | $771,215,000 | $277,000 | $1,428,000 | $83,000 | $1,046,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,404 | $400,607,000 | $285,000 | $3,200,000 | $137,000 | $4,073,000 |
| VA-guaranteed (Veterans Administration) | 50 | $13,798,000 | $275,000 | $673,000 | $90,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $4,655,000 | $179,000 | $300,000 | $56,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,782 | $762,834,000 | $274,000 | $1,428,000 | $104,000 | $4,073,000 |
| Application Withdrawn By Applicant | 821 | $235,221,000 | $286,000 | $3,200,000 | $103,000 | $2,522,000 |
| Application Denied By Financial Institution | 602 | $174,881,000 | $290,000 | $1,323,000 | $85,000 | $1,500,000 |
| Application Approved But Not Accepted | 39 | $12,019,000 | $308,000 | $616,000 | $107,000 | $380,000 |
| File Closed For Incompleteness | 18 | $5,320,000 | $295,000 | $800,000 | $97,000 | $347,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 143 | $42,867,000 | $299,000 | $730,000 | $75,000 | $442,000 |
| Credit History | 80 | $20,976,000 | $262,000 | $742,000 | $72,000 | $164,000 |
| Other | 69 | $19,815,000 | $287,000 | $695,000 | $100,000 | $629,000 |
| Collateral | 64 | $19,080,000 | $298,000 | $1,323,000 | $106,000 | $426,000 |
| Unverifiable Information | 20 | $5,558,000 | $277,000 | $475,000 | $78,000 | $150,000 |
| Employment History | 20 | $6,009,000 | $300,000 | $602,000 | $74,000 | $127,000 |
| Credit Application Incomplete | 12 | $3,582,000 | $298,000 | $583,000 | $102,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,746,000 | $194,000 | $417,000 | $43,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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