Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Residential Home Funding Corp. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,208 |
| Total Mortgage Loan Application Amount | $1,187,558,000 |
| Average Mortgage Loan Application Amount | $282,500 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $113,500 |
| Highest Applicant Income | $1,824,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morris County New Jersey | 294 | $ 86,949,000 | $ 295,000 | $ 125,000 |
| Bergen County New Jersey | 263 | $ 93,164,000 | $ 354,000 | $ 143,000 |
| Essex County New Jersey | 222 | $ 59,140,000 | $ 266,000 | $ 109,000 |
| Suffolk County New York | 206 | $ 58,749,000 | $ 285,000 | $ 112,000 |
| Queens County New York | 185 | $ 64,119,000 | $ 346,000 | $ 88,000 |
| Passaic County New Jersey | 179 | $ 42,091,000 | $ 235,000 | $ 82,000 |
| Hudson County New Jersey | 172 | $ 45,991,000 | $ 267,000 | $ 105,000 |
| Westchester County New York | 165 | $ 59,658,000 | $ 361,000 | $ 144,000 |
| Middlesex County New Jersey | 163 | $ 41,051,000 | $ 251,000 | $ 96,000 |
| Union County New Jersey | 162 | $ 38,755,000 | $ 239,000 | $ 86,000 |
| Nassau County New York | 157 | $ 53,774,000 | $ 342,000 | $ 131,000 |
| Sussex County New Jersey | 156 | $ 35,173,000 | $ 225,000 | $ 93,000 |
| Monmouth County New Jersey | 150 | $ 51,692,000 | $ 344,000 | $ 160,000 |
| Kings County New York | 138 | $ 56,950,000 | $ 412,000 | $ 111,000 |
| Santa Fe County New Mexico | 107 | $ 30,935,000 | $ 289,000 | $ 128,000 |
| Somerset County New Jersey | 84 | $ 26,404,000 | $ 314,000 | $ 141,000 |
| Dutchess County New York | 84 | $ 19,394,000 | $ 230,000 | $ 88,000 |
| Orange County New York | 82 | $ 16,859,000 | $ 205,000 | $ 91,000 |
| Ocean County New Jersey | 81 | $ 24,574,000 | $ 303,000 | $ 131,000 |
| Warren County New Jersey | 74 | $ 15,628,000 | $ 211,000 | $ 94,000 |
| Bronx County New York | 70 | $ 23,849,000 | $ 340,000 | $ 92,000 |
| Richmond County New York | 52 | $ 16,226,000 | $ 312,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 45 | $ 8,106,000 | $ 180,000 | $ 74,000 |
| Burlington County New Jersey | 43 | $ 9,575,000 | $ 222,000 | $ 89,000 |
| Mercer County New Jersey | 42 | $ 8,971,000 | $ 213,000 | $ 87,000 |
| Rockland County New York | 42 | $ 12,588,000 | $ 299,000 | $ 120,000 |
| Fairfield County Connecticut | 39 | $ 14,129,000 | $ 362,000 | $ 146,000 |
| Camden County New Jersey | 37 | $ 6,519,000 | $ 176,000 | $ 66,000 |
| Hunterdon County New Jersey | 33 | $ 9,978,000 | $ 302,000 | $ 180,000 |
| Montgomery County Pennsylvania | 32 | $ 6,872,000 | $ 214,000 | $ 110,000 |
| Montgomery County Maryland | 30 | $ 10,276,000 | $ 342,000 | $ 118,000 |
| Delaware County Pennsylvania | 28 | $ 5,555,000 | $ 198,000 | $ 98,000 |
| New York County New York | 26 | $ 13,358,000 | $ 513,000 | $ 246,000 |
| Hartford County Connecticut | 25 | $ 4,405,000 | $ 176,000 | $ 98,000 |
| Putnam County New York | 23 | $ 5,766,000 | $ 250,000 | $ 106,000 |
| Bucks County Pennsylvania | 23 | $ 5,138,000 | $ 223,000 | $ 103,000 |
| New Haven County Connecticut | 21 | $ 3,501,000 | $ 166,000 | $ 67,000 |
| Chester County Pennsylvania | 21 | $ 4,770,000 | $ 227,000 | $ 100,000 |
| Pueblo County Colorado | 20 | $ 2,702,000 | $ 135,000 | $ 53,000 |
| Prince George's County Maryland | 20 | $ 7,259,000 | $ 362,000 | $ 128,000 |
| Ulster County New York | 20 | $ 4,691,000 | $ 234,000 | $ 116,000 |
| Northampton County Pennsylvania | 20 | $ 3,886,000 | $ 194,000 | $ 81,000 |
| Los Angeles County California | 19 | $ 5,256,000 | $ 276,000 | $ 82,000 |
| Lehigh County Pennsylvania | 16 | $ 3,099,000 | $ 193,000 | $ 84,000 |
| Gloucester County New Jersey | 15 | $ 2,649,000 | $ 176,000 | $ 106,000 |
| Palm Beach County Florida | 12 | $ 2,905,000 | $ 242,000 | $ 425,000 |
| Atlantic County New Jersey | 11 | $ 3,169,000 | $ 288,000 | $ 140,000 |
| Berks County Pennsylvania | 11 | $ 1,777,000 | $ 161,000 | $ 74,000 |
| Westmoreland County Pennsylvania | 11 | $ 1,949,000 | $ 177,000 | $ 81,000 |
| Orange County Florida | 10 | $ 2,192,000 | $ 219,000 | $ 83,000 |
| Litchfield County Connecticut | 9 | $ 1,382,000 | $ 153,000 | $ 71,000 |
| Frederick County Maryland | 9 | $ 2,051,000 | $ 227,000 | $ 80,000 |
| Broward County Florida | 7 | $ 1,332,000 | $ 190,000 | $ 96,000 |
| Cumberland County New Jersey | 7 | $ 1,011,000 | $ 144,000 | $ 49,000 |
| Bernalillo County New Mexico | 7 | $ 1,797,000 | $ 256,000 | $ 116,000 |
| Pike County Pennsylvania | 7 | $ 922,000 | $ 131,000 | $ 64,000 |
| York County Pennsylvania | 7 | $ 1,005,000 | $ 143,000 | $ 60,000 |
| Orange County California | 6 | $ 3,119,000 | $ 519,000 | $ 362,000 |
| Cape May County New Jersey | 6 | $ 1,420,000 | $ 236,000 | $ 63,000 |
| Allegheny County Pennsylvania | 6 | $ 1,616,000 | $ 269,000 | $ 96,000 |
| Cumberland County Pennsylvania | 6 | $ 1,278,000 | $ 213,000 | $ 87,000 |
| Luzerne County Pennsylvania | 6 | $ 586,000 | $ 97,000 | $ 55,000 |
| Charles County Maryland | 5 | $ 1,678,000 | $ 335,000 | $ 78,000 |
| Howard County Maryland | 5 | $ 1,254,000 | $ 250,000 | $ 155,000 |
| Clinton County New York | 5 | $ 705,000 | $ 141,000 | $ 107,000 |
| Greene County New York | 5 | $ 1,004,000 | $ 200,000 | $ 182,000 |
| Sullivan County New York | 5 | $ 1,054,000 | $ 210,000 | $ 78,000 |
| Lancaster County Pennsylvania | 5 | $ 579,000 | $ 115,000 | $ 41,000 |
| Placer County California | 4 | $ 1,889,000 | $ 472,000 | $ 213,000 |
| Duval County Florida | 4 | $ 516,000 | $ 129,000 | $ 91,000 |
| Osceola County Florida | 4 | $ 563,000 | $ 140,000 | $ 138,000 |
| Baltimore City County Maryland | 4 | $ 513,000 | $ 128,000 | $ 43,000 |
| Dona Ana County New Mexico | 4 | $ 1,248,000 | $ 312,000 | $ 128,000 |
| Broome County New York | 4 | $ 448,000 | $ 112,000 | $ 52,000 |
| Oneida County New York | 4 | $ 593,000 | $ 148,000 | $ 94,000 |
| Rensselaer County New York | 4 | $ 664,000 | $ 166,000 | $ 68,000 |
| Monroe County Pennsylvania | 4 | $ 361,000 | $ 90,000 | $ 36,000 |
| Alameda County California | 3 | $ 1,214,000 | $ 404,000 | $ 89,000 |
| Middlesex County Connecticut | 3 | $ 665,000 | $ 221,000 | $ 113,000 |
| New London County Connecticut | 3 | $ 593,000 | $ 197,000 | $ 106,000 |
| Lake County Florida | 3 | $ 582,000 | $ 194,000 | $ 116,000 |
| Miami-Dade County Florida | 3 | $ 578,000 | $ 192,000 | $ 366,000 |
| Cook County Illinois | 3 | $ 1,075,000 | $ 358,000 | $ 147,000 |
| Worcester County Maryland | 3 | $ 777,000 | $ 259,000 | $ 229,000 |
| Erie County New York | 3 | $ 613,000 | $ 204,000 | $ 140,000 |
| Saratoga County New York | 3 | $ 850,000 | $ 283,000 | $ 112,000 |
| Lackawanna County Pennsylvania | 3 | $ 519,000 | $ 173,000 | $ 71,000 |
| Riverside County California | 2 | $ 382,000 | $ 191,000 | $ 13,000 |
| San Joaquin County California | 2 | $ 274,000 | $ 137,000 | $ 23,000 |
| New Castle County Delaware | 2 | $ 246,000 | $ 123,000 | $ 49,000 |
| District of Columbia County District Of Columbia | 2 | $ 538,000 | $ 269,000 | $ 16,000 |
| Collier County Florida | 2 | $ 450,000 | $ 225,000 | $ 342,000 |
| Manatee County Florida | 2 | $ 689,000 | $ 344,000 | $ 123,000 |
| Pinellas County Florida | 2 | $ 510,000 | $ 255,000 | $ 193,000 |
| Volusia County Florida | 2 | $ 232,000 | $ 116,000 | $ 150,000 |
| Lake County Illinois | 2 | $ 651,000 | $ 325,000 | $ 94,000 |
| Anne Arundel County Maryland | 2 | $ 926,000 | $ 463,000 | $ 107,000 |
| Salem County New Jersey | 2 | $ 374,000 | $ 187,000 | $ 96,000 |
| Niagara County New York | 2 | $ 105,000 | $ 52,000 | $ 55,000 |
| Butler County Pennsylvania | 2 | $ 358,000 | $ 179,000 | $ 177,000 |
| Schuylkill County Pennsylvania | 2 | $ 384,000 | $ 192,000 | $ 83,000 |
| Maricopa County Arizona | 1 | $ 214,000 | $ 214,000 | $ 85,000 |
| Contra Costa County California | 1 | $ 624,000 | $ 624,000 | $ 125,000 |
| Sacramento County California | 1 | $ 211,000 | $ 211,000 | $ 113,000 |
| San Bernardino County California | 1 | $ 64,000 | $ 64,000 | $ 88,000 |
| Santa Clara County California | 1 | $ 291,000 | $ 291,000 | $ 90,000 |
| Sonoma County California | 1 | $ 408,000 | $ 408,000 | $ 114,000 |
| Stanislaus County California | 1 | $ 83,000 | $ 83,000 | $ 17,000 |
| Tulare County California | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Yolo County California | 1 | $ 225,000 | $ 225,000 | $ 246,000 |
| Teller County Colorado | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Sussex County Delaware | 1 | $ 87,000 | $ 87,000 | $ 57,000 |
| Baker County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Charlotte County Florida | 1 | $ 300,000 | $ 300,000 | $ 405,000 |
| Flagler County Florida | 1 | $ 128,000 | $ 128,000 | $ 137,000 |
| Indian River County Florida | 1 | $ 132,000 | $ 132,000 | $ 66,000 |
| Lee County Florida | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Martin County Florida | 1 | $ 256,000 | $ 256,000 | $ 89,000 |
| Okaloosa County Florida | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Sarasota County Florida | 1 | $ 116,000 | $ 116,000 | $ 149,000 |
| Seminole County Florida | 1 | $ 322,000 | $ 322,000 | $ 146,000 |
| St. Johns County Florida | 1 | $ 230,000 | $ 230,000 | $ 178,000 |
| St. Lucie County Florida | 1 | $ 142,000 | $ 142,000 | $ 37,000 |
| Forsyth County Georgia | 1 | $ 153,000 | $ 153,000 | $ 118,000 |
| DuPage County Illinois | 1 | $ 327,000 | $ 327,000 | $ 168,000 |
| St. Clair County Illinois | 1 | $ 170,000 | $ 170,000 | $ 79,000 |
| Will County Illinois | 1 | $ 207,000 | $ 207,000 | $ 168,000 |
| Baltimore County Maryland | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Caroline County Maryland | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Carroll County Maryland | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Benzie County Michigan | 1 | $ 213,000 | $ 213,000 | $ 197,000 |
| San Juan County New Mexico | 1 | $ 416,000 | $ 416,000 | $ 210,000 |
| Taos County New Mexico | 1 | $ 370,000 | $ 370,000 | $ 163,000 |
| Albany County New York | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| Chautauqua County New York | 1 | $ 202,000 | $ 202,000 | $ 88,000 |
| Columbia County New York | 1 | $ 172,000 | $ 172,000 | $ 61,000 |
| Cortland County New York | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Franklin County New York | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
| Fulton County New York | 1 | $ 193,000 | $ 193,000 | $ 43,000 |
| Herkimer County New York | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Monroe County New York | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Montgomery County New York | 1 | $ 107,000 | $ 107,000 | $ 80,000 |
| Ontario County New York | 1 | $ 269,000 | $ 269,000 | $ 129,000 |
| Orleans County New York | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Otsego County New York | 1 | $ 148,000 | $ 148,000 | $ 144,000 |
| Schenectady County New York | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Schoharie County New York | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Seneca County New York | 1 | $ 74,000 | $ 74,000 | $ 62,000 |
| Steuben County New York | 1 | $ 176,000 | $ 176,000 | $ 53,000 |
| Tioga County New York | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| New Hanover County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Orange County North Carolina | 1 | $ 326,000 | $ 326,000 | $ 46,000 |
| Pitt County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 178,000 |
| Centre County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Jefferson County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 53,000 |
| Lebanon County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 67,000 |
| Snyder County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| Washington County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Montgomery County Texas | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Tarrant County Texas | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,232 | $591,287,000 | $264,000 | $1,000,000 | $97,000 | $1,476,000 |
| Refinancing | 1,976 | $596,271,000 | $301,000 | $1,800,000 | $130,000 | $1,824,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,594 | $752,939,000 | $290,000 | $1,600,000 | $125,000 | $1,476,000 |
| Hispanic | 592 | $147,643,000 | $249,000 | $680,000 | $78,000 | $345,000 |
| Not Provided | 432 | $122,793,000 | $284,000 | $1,800,000 | $108,000 | $981,000 |
| Black or African American | 388 | $103,069,000 | $265,000 | $1,000,000 | $89,000 | $1,824,000 |
| Asian | 184 | $56,935,000 | $309,000 | $670,000 | $108,000 | $444,000 |
| American Indian or Alaskan Native | 9 | $1,739,000 | $193,000 | $421,000 | $63,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,606,000 | $267,000 | $412,000 | $78,000 | $142,000 |
| Not applicable | 3 | $834,000 | $278,000 | $421,000 | $111,000 | $151,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,096 | $610,142,000 | $291,000 | $1,800,000 | $141,000 | $1,824,000 |
| FHA-insured (Federal Housing Administration) | 2,001 | $549,381,000 | $274,000 | $1,092,000 | $84,000 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 59 | $17,937,000 | $304,000 | $651,000 | $96,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $10,098,000 | $194,000 | $470,000 | $66,000 | $234,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,590 | $725,818,000 | $280,000 | $1,600,000 | $114,000 | $1,476,000 |
| Application Withdrawn By Applicant | 1,117 | $325,806,000 | $291,000 | $1,800,000 | $114,000 | $1,316,000 |
| Application Denied By Financial Institution | 478 | $129,424,000 | $270,000 | $1,092,000 | $98,000 | $1,824,000 |
| Application Approved But Not Accepted | 21 | $5,671,000 | $270,000 | $534,000 | $110,000 | $345,000 |
| File Closed For Incompleteness | 2 | $839,000 | $419,000 | $422,000 | $133,000 | $176,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 119 | $32,875,000 | $276,000 | $1,000,000 | $84,000 | $692,000 |
| Collateral | 80 | $20,831,000 | $260,000 | $787,000 | $91,000 | $295,000 |
| Credit History | 66 | $16,682,000 | $252,000 | $932,000 | $82,000 | $510,000 |
| Other | 56 | $17,574,000 | $313,000 | $1,092,000 | $123,000 | $675,000 |
| Unverifiable Information | 21 | $6,571,000 | $312,000 | $1,055,000 | $95,000 | $320,000 |
| Employment History | 15 | $3,757,000 | $250,000 | $626,000 | $76,000 | $223,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,341,000 | $303,000 | $656,000 | $90,000 | $153,000 |
| Credit Application Incomplete | 8 | $1,885,000 | $235,000 | $400,000 | $141,000 | $331,000 |
| Mortgage Insurance Denied | 2 | $492,000 | $246,000 | $352,000 | $158,000 | $280,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.