Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Residential Home Funding Corp. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,414 |
| Total Mortgage Loan Application Amount | $1,171,718,000 |
| Average Mortgage Loan Application Amount | $269,500 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $1,814,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morris County New Jersey | 360 | $ 113,668,000 | $ 315,000 | $ 128,000 |
| Suffolk County New York | 252 | $ 73,021,000 | $ 289,000 | $ 97,000 |
| Queens County New York | 228 | $ 72,182,000 | $ 316,000 | $ 95,000 |
| Sussex County New Jersey | 213 | $ 46,955,000 | $ 220,000 | $ 95,000 |
| Nassau County New York | 199 | $ 73,125,000 | $ 367,000 | $ 135,000 |
| Bergen County New Jersey | 185 | $ 63,059,000 | $ 340,000 | $ 131,000 |
| Westchester County New York | 178 | $ 57,408,000 | $ 322,000 | $ 123,000 |
| Bronx County New York | 176 | $ 66,308,000 | $ 376,000 | $ 91,000 |
| Passaic County New Jersey | 169 | $ 42,560,000 | $ 251,000 | $ 100,000 |
| Warren County New Jersey | 147 | $ 30,870,000 | $ 210,000 | $ 92,000 |
| Orange County New York | 137 | $ 28,945,000 | $ 211,000 | $ 98,000 |
| Essex County New Jersey | 120 | $ 34,314,000 | $ 285,000 | $ 112,000 |
| Monmouth County New Jersey | 115 | $ 36,792,000 | $ 319,000 | $ 131,000 |
| Hudson County New Jersey | 99 | $ 24,779,000 | $ 250,000 | $ 120,000 |
| Union County New Jersey | 89 | $ 26,128,000 | $ 293,000 | $ 111,000 |
| Allegheny County Pennsylvania | 80 | $ 12,202,000 | $ 152,000 | $ 79,000 |
| Dutchess County New York | 72 | $ 16,800,000 | $ 233,000 | $ 93,000 |
| Middlesex County New Jersey | 71 | $ 17,893,000 | $ 252,000 | $ 123,000 |
| Kings County New York | 71 | $ 27,618,000 | $ 388,000 | $ 94,000 |
| Ocean County New Jersey | 66 | $ 16,361,000 | $ 247,000 | $ 115,000 |
| Lehigh County Pennsylvania | 58 | $ 10,556,000 | $ 182,000 | $ 82,000 |
| Monroe County Pennsylvania | 52 | $ 8,455,000 | $ 162,000 | $ 85,000 |
| Northampton County Pennsylvania | 50 | $ 8,423,000 | $ 168,000 | $ 81,000 |
| Fairfield County Connecticut | 46 | $ 17,607,000 | $ 382,000 | $ 146,000 |
| Somerset County New Jersey | 41 | $ 15,173,000 | $ 370,000 | $ 135,000 |
| Hartford County Connecticut | 38 | $ 7,479,000 | $ 196,000 | $ 101,000 |
| Richmond County New York | 36 | $ 12,588,000 | $ 349,000 | $ 98,000 |
| Hillsborough County Florida | 32 | $ 5,194,000 | $ 162,000 | $ 68,000 |
| Carbon County Pennsylvania | 31 | $ 4,211,000 | $ 135,000 | $ 103,000 |
| Pike County Pennsylvania | 31 | $ 4,394,000 | $ 141,000 | $ 65,000 |
| Baltimore City County Maryland | 30 | $ 3,824,000 | $ 127,000 | $ 49,000 |
| Putnam County New York | 29 | $ 8,767,000 | $ 302,000 | $ 113,000 |
| Baltimore County Maryland | 27 | $ 6,072,000 | $ 224,000 | $ 76,000 |
| Hunterdon County New Jersey | 27 | $ 7,447,000 | $ 275,000 | $ 132,000 |
| Philadelphia County Pennsylvania | 25 | $ 3,506,000 | $ 140,000 | $ 94,000 |
| Burlington County New Jersey | 24 | $ 4,693,000 | $ 195,000 | $ 79,000 |
| New Haven County Connecticut | 23 | $ 4,502,000 | $ 195,000 | $ 96,000 |
| Cumberland County New Jersey | 23 | $ 3,046,000 | $ 132,000 | $ 55,000 |
| Rockland County New York | 23 | $ 6,723,000 | $ 292,000 | $ 120,000 |
| Broward County Florida | 22 | $ 4,083,000 | $ 185,000 | $ 71,000 |
| Palm Beach County Florida | 22 | $ 5,294,000 | $ 240,000 | $ 196,000 |
| Gloucester County New Jersey | 20 | $ 3,919,000 | $ 195,000 | $ 98,000 |
| Charleston County South Carolina | 18 | $ 4,381,000 | $ 243,000 | $ 85,000 |
| Dorchester County South Carolina | 18 | $ 3,609,000 | $ 200,000 | $ 71,000 |
| New York County New York | 16 | $ 11,941,000 | $ 746,000 | $ 380,000 |
| Cobb County Georgia | 15 | $ 3,243,000 | $ 216,000 | $ 102,000 |
| Schenectady County New York | 15 | $ 2,003,000 | $ 133,000 | $ 71,000 |
| Ulster County New York | 15 | $ 3,784,000 | $ 252,000 | $ 108,000 |
| Miami-Dade County Florida | 14 | $ 2,919,000 | $ 208,000 | $ 147,000 |
| Pinellas County Florida | 14 | $ 2,366,000 | $ 169,000 | $ 79,000 |
| Atlantic County New Jersey | 14 | $ 1,845,000 | $ 131,000 | $ 103,000 |
| Camden County New Jersey | 14 | $ 2,650,000 | $ 189,000 | $ 93,000 |
| Montgomery County Pennsylvania | 14 | $ 3,897,000 | $ 278,000 | $ 114,000 |
| Berkeley County South Carolina | 14 | $ 2,279,000 | $ 162,000 | $ 76,000 |
| Mercer County New Jersey | 13 | $ 2,806,000 | $ 215,000 | $ 82,000 |
| Leon County Florida | 12 | $ 2,291,000 | $ 190,000 | $ 89,000 |
| Monroe County New York | 12 | $ 1,427,000 | $ 118,000 | $ 65,000 |
| Butler County Pennsylvania | 12 | $ 2,442,000 | $ 203,000 | $ 85,000 |
| Lee County Florida | 11 | $ 2,387,000 | $ 217,000 | $ 140,000 |
| Osceola County Florida | 11 | $ 1,492,000 | $ 135,000 | $ 57,000 |
| Horry County South Carolina | 11 | $ 1,351,000 | $ 122,000 | $ 71,000 |
| Saratoga County New York | 10 | $ 2,179,000 | $ 217,000 | $ 106,000 |
| Sullivan County New York | 10 | $ 1,546,000 | $ 154,000 | $ 76,000 |
| Berks County Pennsylvania | 10 | $ 1,715,000 | $ 171,000 | $ 65,000 |
| Bucks County Pennsylvania | 10 | $ 1,880,000 | $ 188,000 | $ 100,000 |
| Howard County Maryland | 9 | $ 2,393,000 | $ 265,000 | $ 103,000 |
| Cape May County New Jersey | 9 | $ 2,475,000 | $ 275,000 | $ 150,000 |
| Delaware County Pennsylvania | 9 | $ 1,382,000 | $ 153,000 | $ 73,000 |
| Middlesex County Connecticut | 8 | $ 2,232,000 | $ 279,000 | $ 140,000 |
| Collier County Florida | 8 | $ 1,851,000 | $ 231,000 | $ 74,000 |
| Luzerne County Pennsylvania | 8 | $ 1,089,000 | $ 136,000 | $ 63,000 |
| Westmoreland County Pennsylvania | 8 | $ 1,236,000 | $ 154,000 | $ 57,000 |
| Cherokee County Georgia | 7 | $ 1,272,000 | $ 181,000 | $ 59,000 |
| York County Pennsylvania | 7 | $ 1,385,000 | $ 197,000 | $ 77,000 |
| Flagler County Florida | 6 | $ 960,000 | $ 160,000 | $ 62,000 |
| Pasco County Florida | 6 | $ 749,000 | $ 124,000 | $ 44,000 |
| St. Lucie County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 72,000 |
| Prince George's County Maryland | 6 | $ 1,607,000 | $ 267,000 | $ 54,000 |
| Warren County New York | 6 | $ 1,323,000 | $ 220,000 | $ 125,000 |
| Beaver County Pennsylvania | 6 | $ 922,000 | $ 153,000 | $ 62,000 |
| Chester County Pennsylvania | 6 | $ 1,352,000 | $ 225,000 | $ 155,000 |
| Lackawanna County Pennsylvania | 6 | $ 937,000 | $ 156,000 | $ 82,000 |
| New London County Connecticut | 5 | $ 817,000 | $ 163,000 | $ 58,000 |
| Duval County Florida | 5 | $ 904,000 | $ 180,000 | $ 78,000 |
| Orange County Florida | 5 | $ 913,000 | $ 182,000 | $ 171,000 |
| Polk County Florida | 5 | $ 701,000 | $ 140,000 | $ 59,000 |
| Volusia County Florida | 5 | $ 745,000 | $ 149,000 | $ 92,000 |
| DeKalb County Georgia | 5 | $ 946,000 | $ 189,000 | $ 76,000 |
| Anne Arundel County Maryland | 5 | $ 1,537,000 | $ 307,000 | $ 97,000 |
| Chautauqua County New York | 5 | $ 459,000 | $ 91,000 | $ 33,000 |
| Erie County New York | 5 | $ 587,000 | $ 117,000 | $ 73,000 |
| Forsyth County North Carolina | 5 | $ 695,000 | $ 139,000 | $ 51,000 |
| Mecklenburg County North Carolina | 5 | $ 571,000 | $ 114,000 | $ 79,000 |
| Litchfield County Connecticut | 4 | $ 1,034,000 | $ 258,000 | $ 78,000 |
| Albany County New York | 4 | $ 563,000 | $ 140,000 | $ 106,000 |
| Herkimer County New York | 4 | $ 444,000 | $ 111,000 | $ 43,000 |
| Onondaga County New York | 4 | $ 635,000 | $ 158,000 | $ 67,000 |
| Guilford County North Carolina | 4 | $ 570,000 | $ 142,000 | $ 67,000 |
| Wake County North Carolina | 4 | $ 686,000 | $ 171,000 | $ 67,000 |
| Erie County Pennsylvania | 4 | $ 414,000 | $ 103,000 | $ 60,000 |
| Tolland County Connecticut | 3 | $ 556,000 | $ 185,000 | $ 102,000 |
| Brevard County Florida | 3 | $ 445,000 | $ 148,000 | $ 108,000 |
| Charlotte County Florida | 3 | $ 391,000 | $ 130,000 | $ 70,000 |
| Hernando County Florida | 3 | $ 309,000 | $ 103,000 | $ 22,000 |
| Sarasota County Florida | 3 | $ 482,000 | $ 160,000 | $ 96,000 |
| Fulton County Georgia | 3 | $ 914,000 | $ 304,000 | $ 167,000 |
| Gwinnett County Georgia | 3 | $ 675,000 | $ 225,000 | $ 67,000 |
| Carroll County Maryland | 3 | $ 787,000 | $ 262,000 | $ 76,000 |
| Oneida County New York | 3 | $ 355,000 | $ 118,000 | $ 74,000 |
| Rensselaer County New York | 3 | $ 451,000 | $ 150,000 | $ 58,000 |
| Adams County Pennsylvania | 3 | $ 524,000 | $ 174,000 | $ 94,000 |
| Lancaster County Pennsylvania | 3 | $ 623,000 | $ 207,000 | $ 82,000 |
| Lexington County South Carolina | 3 | $ 411,000 | $ 137,000 | $ 62,000 |
| Oconee County South Carolina | 3 | $ 368,000 | $ 122,000 | $ 46,000 |
| York County South Carolina | 3 | $ 558,000 | $ 186,000 | $ 70,000 |
| Prince William County Virginia | 3 | $ 659,000 | $ 219,000 | $ 105,000 |
| New Castle County Delaware | 2 | $ 349,000 | $ 174,000 | $ 53,000 |
| Indian River County Florida | 2 | $ 194,000 | $ 97,000 | $ 54,000 |
| Manatee County Florida | 2 | $ 364,000 | $ 182,000 | $ 56,000 |
| Martin County Florida | 2 | $ 591,000 | $ 295,000 | $ 595,000 |
| Monroe County Florida | 2 | $ 514,000 | $ 257,000 | $ 112,000 |
| St. Johns County Florida | 2 | $ 213,000 | $ 106,000 | $ 57,000 |
| Chatham County Georgia | 2 | $ 257,000 | $ 128,000 | $ 48,000 |
| Henry County Georgia | 2 | $ 225,000 | $ 112,000 | $ 29,000 |
| Paulding County Georgia | 2 | $ 169,000 | $ 84,000 | $ 61,000 |
| Charles County Maryland | 2 | $ 426,000 | $ 213,000 | $ 77,000 |
| Montgomery County Maryland | 2 | $ 908,000 | $ 454,000 | $ 178,000 |
| Salem County New Jersey | 2 | $ 336,000 | $ 168,000 | $ 79,000 |
| Cattaraugus County New York | 2 | $ 231,000 | $ 115,000 | $ 50,000 |
| Cayuga County New York | 2 | $ 207,000 | $ 103,000 | $ 43,000 |
| Delaware County New York | 2 | $ 194,000 | $ 97,000 | $ 26,000 |
| Ontario County New York | 2 | $ 296,000 | $ 148,000 | $ 31,000 |
| Orleans County New York | 2 | $ 288,000 | $ 144,000 | $ 65,000 |
| Schoharie County New York | 2 | $ 274,000 | $ 137,000 | $ 67,000 |
| Wayne County New York | 2 | $ 277,000 | $ 138,000 | $ 81,000 |
| Columbus County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 78,000 |
| Jackson County North Carolina | 2 | $ 599,000 | $ 299,000 | $ 156,000 |
| Union County North Carolina | 2 | $ 498,000 | $ 249,000 | $ 87,000 |
| Dauphin County Pennsylvania | 2 | $ 443,000 | $ 221,000 | $ 167,000 |
| Mercer County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 147,000 |
| Washington County Pennsylvania | 2 | $ 346,000 | $ 173,000 | $ 82,000 |
| Wayne County Pennsylvania | 2 | $ 442,000 | $ 221,000 | $ 238,000 |
| Anderson County South Carolina | 2 | $ 308,000 | $ 154,000 | $ 105,000 |
| Spartanburg County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Chesapeake County Virginia | 2 | $ 428,000 | $ 214,000 | $ 115,000 |
| Chesterfield County Virginia | 2 | $ 527,000 | $ 263,000 | $ 103,000 |
| Kent County Delaware | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| District of Columbia County District Of Columbia | 1 | $ 236,000 | $ 236,000 | $ 137,000 |
| Bay County Florida | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Citrus County Florida | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Clay County Florida | 1 | $ 314,000 | $ 314,000 | $ 178,000 |
| Columbia County Florida | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Gadsden County Florida | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Jackson County Florida | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Marion County Florida | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Nassau County Florida | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Santa Rosa County Florida | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Seminole County Florida | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Wakulla County Florida | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Walton County Florida | 1 | $ 306,000 | $ 306,000 | $ 76,000 |
| Bartow County Georgia | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Clayton County Georgia | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Douglas County Georgia | 1 | $ 231,000 | $ 231,000 | $ 48,000 |
| Forsyth County Georgia | 1 | $ 340,000 | $ 340,000 | $ 362,000 |
| Jones County Georgia | 1 | $ 250,000 | $ 250,000 | $ 136,000 |
| Troup County Georgia | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Walton County Georgia | 1 | $ 164,000 | $ 164,000 | $ 35,000 |
| Allegany County Maryland | 1 | $ 153,000 | $ 153,000 | $ 57,000 |
| Cecil County Maryland | 1 | $ 181,000 | $ 181,000 | $ 108,000 |
| Frederick County Maryland | 1 | $ 269,000 | $ 269,000 | $ 66,000 |
| Garrett County Maryland | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Harford County Maryland | 1 | $ 308,000 | $ 308,000 | $ 160,000 |
| St. Mary's County Maryland | 1 | $ 220,000 | $ 220,000 | $ 94,000 |
| Genesee County New York | 1 | $ 122,000 | $ 122,000 | $ 45,000 |
| Otsego County New York | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Tompkins County New York | 1 | $ 270,000 | $ 270,000 | $ 43,000 |
| Washington County New York | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Buncombe County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Catawba County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 90,000 |
| Cleveland County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 42,000 |
| Craven County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Davie County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Durham County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 81,000 |
| Nash County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| New Hanover County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Pender County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Person County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 71,000 |
| Armstrong County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 47,000 |
| Bedford County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 93,000 |
| Clearfield County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Franklin County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 38,000 |
| Mifflin County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Schuylkill County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Chesterfield County South Carolina | 1 | $ 263,000 | $ 263,000 | $ 43,000 |
| Dillon County South Carolina | 1 | $ 243,000 | $ 243,000 | $ 61,000 |
| Georgetown County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 213,000 |
| Newberry County South Carolina | 1 | $ 298,000 | $ 298,000 | $ 161,000 |
| Pickens County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Fairfax County Virginia | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| Fauquier County Virginia | 1 | $ 432,000 | $ 432,000 | $ 142,000 |
| Henrico County Virginia | 1 | $ 246,000 | $ 246,000 | $ 80,000 |
| Loudoun County Virginia | 1 | $ 626,000 | $ 626,000 | $ 170,000 |
| Lynchburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Manassas County Virginia | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Newport News County Virginia | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Portsmouth County Virginia | 1 | $ 197,000 | $ 197,000 | $ 61,000 |
| Stafford County Virginia | 1 | $ 356,000 | $ 356,000 | $ 189,000 |
| Virginia Beach County Virginia | 1 | $ 276,000 | $ 276,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,973 | $763,541,000 | $256,000 | $1,632,000 | $103,000 | $1,807,000 |
| Refinancing | 1,441 | $408,177,000 | $283,000 | $1,700,000 | $109,000 | $1,814,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,884 | $780,446,000 | $270,000 | $1,700,000 | $116,000 | $1,814,000 |
| Hispanic | 652 | $172,863,000 | $265,000 | $1,280,000 | $84,000 | $1,139,000 |
| Black or African American | 563 | $140,531,000 | $249,000 | $839,000 | $78,000 | $459,000 |
| Asian | 156 | $42,921,000 | $275,000 | $968,000 | $100,000 | $344,000 |
| Not Provided | 135 | $28,475,000 | $210,000 | $610,000 | $92,000 | $465,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $4,236,000 | $282,000 | $607,000 | $126,000 | $262,000 |
| American Indian or Alaskan Native | 7 | $1,705,000 | $243,000 | $636,000 | $67,000 | $133,000 |
| Not applicable | 2 | $541,000 | $270,000 | $368,000 | $69,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,472 | $665,158,000 | $269,000 | $1,700,000 | $125,000 | $1,807,000 |
| FHA-insured (Federal Housing Administration) | 1,715 | $453,581,000 | $264,000 | $969,000 | $79,000 | $1,814,000 |
| VA-guaranteed (Veterans Administration) | 131 | $37,381,000 | $285,000 | $607,000 | $92,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 96 | $15,598,000 | $162,000 | $314,000 | $60,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,768 | $738,356,000 | $266,000 | $1,700,000 | $105,000 | $1,807,000 |
| Application Withdrawn By Applicant | 1,215 | $324,213,000 | $266,000 | $1,632,000 | $110,000 | $1,814,000 |
| Application Denied By Financial Institution | 293 | $72,845,000 | $248,000 | $1,280,000 | $88,000 | $668,000 |
| Application Approved But Not Accepted | 101 | $24,829,000 | $245,000 | $540,000 | $100,000 | $403,000 |
| File Closed For Incompleteness | 37 | $11,475,000 | $310,000 | $1,575,000 | $124,000 | $775,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $23,619,000 | $277,000 | $720,000 | $78,000 | $240,000 |
| Collateral | 55 | $11,510,000 | $209,000 | $540,000 | $94,000 | $288,000 |
| Credit History | 51 | $12,566,000 | $246,000 | $1,280,000 | $91,000 | $668,000 |
| Other | 32 | $6,685,000 | $208,000 | $508,000 | $117,000 | $431,000 |
| Employment History | 15 | $3,575,000 | $238,000 | $427,000 | $65,000 | $152,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,167,000 | $243,000 | $553,000 | $71,000 | $113,000 |
| Unverifiable Information | 13 | $4,256,000 | $327,000 | $619,000 | $98,000 | $195,000 |
| Credit Application Incomplete | 4 | $1,174,000 | $293,000 | $321,000 | $105,000 | $224,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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