Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Residential Home Funding Corp. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,746 |
| Total Mortgage Loan Application Amount | $782,320,000 |
| Average Mortgage Loan Application Amount | $294,000 |
| Highest Mortgage Loan Application Amount | $2,105,000 |
| Average Applicant Income | $113,500 |
| Highest Applicant Income | $2,091,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morris County New Jersey | 235 | $ 79,225,000 | $ 337,000 | $ 129,000 |
| Sussex County New Jersey | 224 | $ 52,990,000 | $ 236,000 | $ 89,000 |
| Union County New Jersey | 157 | $ 46,265,000 | $ 294,000 | $ 93,000 |
| Orange County New York | 138 | $ 36,180,000 | $ 262,000 | $ 117,000 |
| Ocean County New Jersey | 120 | $ 28,970,000 | $ 241,000 | $ 105,000 |
| Suffolk County New York | 114 | $ 38,370,000 | $ 336,000 | $ 114,000 |
| Essex County New Jersey | 112 | $ 37,760,000 | $ 337,000 | $ 127,000 |
| Middlesex County New Jersey | 82 | $ 21,830,000 | $ 266,000 | $ 103,000 |
| Dutchess County New York | 75 | $ 19,745,000 | $ 263,000 | $ 121,000 |
| Passaic County New Jersey | 73 | $ 19,475,000 | $ 266,000 | $ 90,000 |
| Queens County New York | 65 | $ 28,465,000 | $ 437,000 | $ 110,000 |
| Westchester County New York | 63 | $ 26,255,000 | $ 416,000 | $ 140,000 |
| Bergen County New Jersey | 59 | $ 25,075,000 | $ 425,000 | $ 163,000 |
| Monmouth County New Jersey | 59 | $ 22,055,000 | $ 373,000 | $ 157,000 |
| Nassau County New York | 51 | $ 20,375,000 | $ 399,000 | $ 146,000 |
| Orange County Florida | 46 | $ 10,260,000 | $ 223,000 | $ 71,000 |
| Monroe County Pennsylvania | 43 | $ 6,275,000 | $ 145,000 | $ 74,000 |
| Warren County New Jersey | 38 | $ 8,630,000 | $ 227,000 | $ 84,000 |
| Somerset County New Jersey | 37 | $ 11,995,000 | $ 324,000 | $ 128,000 |
| Carbon County Pennsylvania | 35 | $ 4,915,000 | $ 140,000 | $ 82,000 |
| Prince George's County Maryland | 33 | $ 10,605,000 | $ 321,000 | $ 158,000 |
| Baltimore City County Maryland | 32 | $ 5,060,000 | $ 158,000 | $ 62,000 |
| Kings County New York | 32 | $ 14,970,000 | $ 467,000 | $ 100,000 |
| Broward County Florida | 30 | $ 8,250,000 | $ 275,000 | $ 95,000 |
| Allegheny County Pennsylvania | 30 | $ 6,290,000 | $ 209,000 | $ 87,000 |
| Sullivan County New York | 25 | $ 4,425,000 | $ 177,000 | $ 92,000 |
| Hudson County New Jersey | 24 | $ 8,580,000 | $ 357,000 | $ 134,000 |
| Bronx County New York | 24 | $ 9,010,000 | $ 375,000 | $ 105,000 |
| New Haven County Connecticut | 22 | $ 5,790,000 | $ 263,000 | $ 108,000 |
| Ulster County New York | 22 | $ 4,830,000 | $ 219,000 | $ 113,000 |
| Fairfield County Connecticut | 20 | $ 6,140,000 | $ 307,000 | $ 93,000 |
| Richmond County New York | 19 | $ 8,295,000 | $ 436,000 | $ 130,000 |
| Hartford County Connecticut | 17 | $ 2,695,000 | $ 158,000 | $ 79,000 |
| Lee County Florida | 17 | $ 3,695,000 | $ 217,000 | $ 103,000 |
| Cobb County Georgia | 17 | $ 3,475,000 | $ 204,000 | $ 90,000 |
| Rockland County New York | 17 | $ 6,425,000 | $ 377,000 | $ 155,000 |
| Pike County Pennsylvania | 16 | $ 2,770,000 | $ 173,000 | $ 98,000 |
| Baltimore County Maryland | 15 | $ 3,945,000 | $ 263,000 | $ 95,000 |
| Mercer County New Jersey | 14 | $ 3,320,000 | $ 237,000 | $ 232,000 |
| Putnam County New York | 14 | $ 4,300,000 | $ 307,000 | $ 110,000 |
| Palm Beach County Florida | 13 | $ 3,025,000 | $ 232,000 | $ 73,000 |
| Collier County Florida | 12 | $ 3,500,000 | $ 291,000 | $ 114,000 |
| Anne Arundel County Maryland | 12 | $ 3,790,000 | $ 315,000 | $ 133,000 |
| Hunterdon County New Jersey | 12 | $ 2,930,000 | $ 244,000 | $ 175,000 |
| Pulaski County Virginia | 12 | $ 1,980,000 | $ 165,000 | $ 71,000 |
| Polk County Florida | 11 | $ 2,045,000 | $ 185,000 | $ 56,000 |
| Gwinnett County Georgia | 11 | $ 3,065,000 | $ 278,000 | $ 85,000 |
| Burlington County New Jersey | 11 | $ 2,125,000 | $ 193,000 | $ 84,000 |
| Loudoun County Virginia | 11 | $ 4,865,000 | $ 442,000 | $ 116,000 |
| Volusia County Florida | 10 | $ 1,700,000 | $ 170,000 | $ 62,000 |
| DeKalb County Georgia | 10 | $ 1,810,000 | $ 181,000 | $ 59,000 |
| Fairfax County Virginia | 10 | $ 3,660,000 | $ 366,000 | $ 103,000 |
| Miami-Dade County Florida | 9 | $ 2,195,000 | $ 243,000 | $ 93,000 |
| Fulton County Georgia | 9 | $ 1,785,000 | $ 198,000 | $ 81,000 |
| Camden County New Jersey | 9 | $ 1,585,000 | $ 176,000 | $ 55,000 |
| Chautauqua County New York | 9 | $ 905,000 | $ 100,000 | $ 69,000 |
| Duval County Florida | 8 | $ 1,850,000 | $ 231,000 | $ 72,000 |
| Pinellas County Florida | 8 | $ 1,620,000 | $ 202,000 | $ 95,000 |
| Seminole County Florida | 8 | $ 1,700,000 | $ 212,000 | $ 58,000 |
| Northampton County Pennsylvania | 8 | $ 1,400,000 | $ 175,000 | $ 84,000 |
| Montgomery County Virginia | 8 | $ 1,630,000 | $ 203,000 | $ 96,000 |
| Prince William County Virginia | 8 | $ 2,460,000 | $ 307,000 | $ 81,000 |
| Osceola County Florida | 7 | $ 1,645,000 | $ 235,000 | $ 61,000 |
| Montgomery County Maryland | 7 | $ 2,785,000 | $ 397,000 | $ 84,000 |
| New York County New York | 6 | $ 4,720,000 | $ 786,000 | $ 250,000 |
| Philadelphia County Pennsylvania | 6 | $ 890,000 | $ 148,000 | $ 82,000 |
| Pasco County Florida | 5 | $ 805,000 | $ 161,000 | $ 81,000 |
| Douglas County Georgia | 5 | $ 1,045,000 | $ 209,000 | $ 85,000 |
| Newton County Georgia | 5 | $ 985,000 | $ 197,000 | $ 61,000 |
| Mecklenburg County North Carolina | 5 | $ 1,095,000 | $ 219,000 | $ 122,000 |
| Bucks County Pennsylvania | 5 | $ 1,955,000 | $ 391,000 | $ 83,000 |
| Montgomery County Pennsylvania | 5 | $ 2,485,000 | $ 497,000 | $ 335,000 |
| Horry County South Carolina | 5 | $ 965,000 | $ 193,000 | $ 66,000 |
| Lake County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 290,000 |
| Sarasota County Florida | 4 | $ 820,000 | $ 205,000 | $ 95,000 |
| Howard County Maryland | 4 | $ 970,000 | $ 242,000 | $ 92,000 |
| Ontario County New York | 4 | $ 590,000 | $ 147,000 | $ 330,000 |
| Saratoga County New York | 4 | $ 1,170,000 | $ 292,000 | $ 95,000 |
| Chester County Pennsylvania | 4 | $ 1,670,000 | $ 417,000 | $ 159,000 |
| Lehigh County Pennsylvania | 4 | $ 670,000 | $ 167,000 | $ 58,000 |
| Beaufort County South Carolina | 4 | $ 980,000 | $ 245,000 | $ 62,000 |
| Berkeley County South Carolina | 4 | $ 680,000 | $ 170,000 | $ 42,000 |
| Henrico County Virginia | 4 | $ 800,000 | $ 200,000 | $ 86,000 |
| Litchfield County Connecticut | 3 | $ 715,000 | $ 238,000 | $ 125,000 |
| New Castle County Delaware | 3 | $ 445,000 | $ 148,000 | $ 61,000 |
| Hillsborough County Florida | 3 | $ 705,000 | $ 235,000 | $ 90,000 |
| St. Johns County Florida | 3 | $ 885,000 | $ 295,000 | $ 136,000 |
| Clayton County Georgia | 3 | $ 305,000 | $ 101,000 | $ 37,000 |
| Henry County Georgia | 3 | $ 485,000 | $ 161,000 | $ 53,000 |
| Paulding County Georgia | 3 | $ 725,000 | $ 241,000 | $ 68,000 |
| Harford County Maryland | 3 | $ 785,000 | $ 261,000 | $ 65,000 |
| St. Mary's County Maryland | 3 | $ 775,000 | $ 258,000 | $ 113,000 |
| Atlantic County New Jersey | 3 | $ 985,000 | $ 328,000 | $ 220,000 |
| Cape May County New Jersey | 3 | $ 745,000 | $ 248,000 | $ 163,000 |
| Beaver County Pennsylvania | 3 | $ 585,000 | $ 195,000 | $ 82,000 |
| Delaware County Pennsylvania | 3 | $ 845,000 | $ 281,000 | $ 154,000 |
| Westmoreland County Pennsylvania | 3 | $ 355,000 | $ 118,000 | $ 54,000 |
| Harris County Texas | 3 | $ 795,000 | $ 265,000 | $ 124,000 |
| Spotsylvania County Virginia | 3 | $ 665,000 | $ 221,000 | $ 55,000 |
| Kent County Delaware | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Brevard County Florida | 2 | $ 310,000 | $ 155,000 | $ 130,000 |
| Charlotte County Florida | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Indian River County Florida | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Manatee County Florida | 2 | $ 760,000 | $ 380,000 | $ 162,000 |
| Martin County Florida | 2 | $ 490,000 | $ 245,000 | $ 63,000 |
| Nassau County Florida | 2 | $ 620,000 | $ 310,000 | $ 182,000 |
| Cherokee County Georgia | 2 | $ 320,000 | $ 160,000 | $ 80,000 |
| Thomas County Georgia | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| Erie County New York | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| Monroe County New York | 2 | $ 200,000 | $ 100,000 | $ 52,000 |
| Montgomery County New York | 2 | $ 550,000 | $ 275,000 | $ 129,000 |
| Schenectady County New York | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| Butler County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Lackawanna County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 83,000 |
| Lancaster County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 100,000 |
| Luzerne County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 62,000 |
| Wayne County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 81,000 |
| Anderson County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Charleston County South Carolina | 2 | $ 620,000 | $ 310,000 | $ 130,000 |
| Caroline County Virginia | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Manassas Park County Virginia | 2 | $ 730,000 | $ 365,000 | $ 85,000 |
| Radford County Virginia | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Stafford County Virginia | 2 | $ 340,000 | $ 170,000 | $ 49,000 |
| Middlesex County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| New London County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| District of Columbia County District Of Columbia | 1 | $ 435,000 | $ 435,000 | $ 144,000 |
| Alachua County Florida | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Hernando County Florida | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Okaloosa County Florida | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| St. Lucie County Florida | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Walton County Florida | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Banks County Georgia | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Clarke County Georgia | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Pickens County Georgia | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Richmond County Georgia | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Rockdale County Georgia | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Walker County Georgia | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Carroll County Maryland | 1 | $ 505,000 | $ 505,000 | $ 151,000 |
| Charles County Maryland | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Washington County Maryland | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Cumberland County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Gloucester County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Columbia County New York | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Franklin County New York | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Greene County New York | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Lewis County New York | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Madison County New York | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Onondaga County New York | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| St. Lawrence County New York | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Brunswick County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Buncombe County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Catawba County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Craven County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 174,000 |
| Harnett County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Pender County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Wake County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Wilson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Armstrong County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Dauphin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Lebanon County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| McKean County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Snyder County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Washington County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Colleton County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 685,000 | $ 685,000 | $ 642,000 |
| Greenville County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Oconee County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Spartanburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Union County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Comal County Texas | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Fort Bend County Texas | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| McLennan County Texas | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Tarrant County Texas | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Travis County Texas | 1 | $ 365,000 | $ 365,000 | $ 153,000 |
| Accomack County Virginia | 1 | $ 225,000 | $ 225,000 | $ 302,000 |
| Amelia County Virginia | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Floyd County Virginia | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Giles County Virginia | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Gloucester County Virginia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| James City County Virginia | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Richmond City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 165,000 |
| Roanoke City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Shenandoah County Virginia | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Wythe County Virginia | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,990 | $544,070,000 | $273,000 | $1,765,000 | $104,000 | $2,091,000 |
| Refinancing | 756 | $238,250,000 | $315,000 | $2,105,000 | $123,000 | $1,828,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,570 | $444,300,000 | $282,000 | $2,105,000 | $118,000 | $2,091,000 |
| Hispanic | 541 | $153,375,000 | $283,000 | $1,485,000 | $88,000 | $503,000 |
| Black or African American | 423 | $114,095,000 | $269,000 | $1,045,000 | $91,000 | $1,828,000 |
| Asian | 138 | $49,920,000 | $361,000 | $1,455,000 | $135,000 | $1,210,000 |
| Not Provided | 65 | $18,385,000 | $282,000 | $565,000 | $105,000 | $320,000 |
| American Indian or Alaskan Native | 8 | $2,070,000 | $258,000 | $685,000 | $256,000 | $695,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $69,000 | $69,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,463 | $430,365,000 | $294,000 | $2,105,000 | $132,000 | $2,091,000 |
| FHA-insured (Federal Housing Administration) | 1,120 | $307,130,000 | $274,000 | $915,000 | $83,000 | $641,000 |
| VA-guaranteed (Veterans Administration) | 127 | $38,215,000 | $300,000 | $755,000 | $79,000 | $263,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $6,610,000 | $183,000 | $395,000 | $67,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,761 | $496,585,000 | $281,000 | $1,485,000 | $108,000 | $1,210,000 |
| Application Withdrawn By Applicant | 714 | $210,210,000 | $294,000 | $2,105,000 | $116,000 | $2,091,000 |
| Application Denied By Financial Institution | 142 | $36,770,000 | $258,000 | $1,345,000 | $86,000 | $458,000 |
| Application Approved But Not Accepted | 125 | $36,015,000 | $288,000 | $1,005,000 | $100,000 | $267,000 |
| File Closed For Incompleteness | 4 | $2,740,000 | $685,000 | $1,455,000 | $184,000 | $413,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,604 | $745,550,000 | $286,000 | $2,105,000 | $110,000 | $2,091,000 |
| Debt-To-Income Ratio | 40 | $12,200,000 | $305,000 | $1,345,000 | $86,000 | $458,000 |
| Credit History | 36 | $8,870,000 | $246,000 | $585,000 | $99,000 | $268,000 |
| Collateral | 22 | $4,870,000 | $221,000 | $445,000 | $87,000 | $328,000 |
| Other | 12 | $3,170,000 | $264,000 | $435,000 | $82,000 | $142,000 |
| Employment History | 12 | $2,690,000 | $224,000 | $515,000 | $69,000 | $260,000 |
| Unverifiable Information | 10 | $2,880,000 | $288,000 | $795,000 | $87,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,785,000 | $198,000 | $285,000 | $65,000 | $114,000 |
| Credit Application Incomplete | 1 | $305,000 | $305,000 | $305,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.