Residential Loan Centers
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Residential Loan Centers 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Loan Centers 2350 E. Devon Avenue Suite 300 Des Plaines, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,923 |
| Total Mortgage Loan Application Amount | $552,458,000 |
| Average Mortgage Loan Application Amount | $182,000 |
| Highest Mortgage Loan Application Amount | $1,511,000 |
| Average Applicant Income | $116,666 |
| Highest Applicant Income | $2,060,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Residential Loan Centers. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Loan Centers's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Residential Loan Centers's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Loan Centers serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Loan Centers, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Loan Centers's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 853 | $ 152,111,000 | $ 178,000 | $ 93,000 |
| Shelby County Tennessee | 318 | $ 36,723,000 | $ 115,000 | $ 105,000 |
| Will County Illinois | 189 | $ 30,521,000 | $ 161,000 | $ 85,000 |
| Lucas County Ohio | 121 | $ 11,062,000 | $ 91,000 | $ 71,000 |
| Lake County Illinois | 101 | $ 21,847,000 | $ 216,000 | $ 105,000 |
| Racine County Wisconsin | 93 | $ 10,450,000 | $ 112,000 | $ 65,000 |
| DuPage County Illinois | 92 | $ 16,815,000 | $ 182,000 | $ 95,000 |
| Wayne County Michigan | 90 | $ 10,168,000 | $ 112,000 | $ 52,000 |
| Kenosha County Wisconsin | 82 | $ 11,207,000 | $ 136,000 | $ 74,000 |
| Milwaukee County Wisconsin | 77 | $ 9,559,000 | $ 124,000 | $ 63,000 |
| Kane County Illinois | 70 | $ 9,877,000 | $ 141,000 | $ 79,000 |
| Davidson County Tennessee | 54 | $ 4,848,000 | $ 89,000 | $ 65,000 |
| Franklin County Ohio | 51 | $ 6,655,000 | $ 130,000 | $ 55,000 |
| DeSoto County Mississippi | 48 | $ 3,154,000 | $ 65,000 | $ 123,000 |
| McHenry County Illinois | 46 | $ 7,147,000 | $ 155,000 | $ 75,000 |
| Oakland County Michigan | 39 | $ 5,692,000 | $ 145,000 | $ 66,000 |
| Duval County Florida | 34 | $ 4,285,000 | $ 126,000 | $ 53,000 |
| Hillsborough County Florida | 31 | $ 4,186,000 | $ 135,000 | $ 52,000 |
| Macomb County Michigan | 31 | $ 3,407,000 | $ 109,000 | $ 69,000 |
| Lake County Indiana | 30 | $ 3,292,000 | $ 109,000 | $ 61,000 |
| Hamilton County Ohio | 28 | $ 3,498,000 | $ 124,000 | $ 51,000 |
| Cuyahoga County Ohio | 27 | $ 2,907,000 | $ 107,000 | $ 46,000 |
| Broward County Florida | 26 | $ 3,584,000 | $ 137,000 | $ 58,000 |
| Lee County Florida | 24 | $ 3,858,000 | $ 160,000 | $ 52,000 |
| Pinellas County Florida | 24 | $ 3,514,000 | $ 146,000 | $ 67,000 |
| St. Louis County Missouri | 24 | $ 3,030,000 | $ 126,000 | $ 56,000 |
| St. Lucie County Florida | 23 | $ 2,901,000 | $ 126,000 | $ 51,000 |
| Jefferson County Missouri | 23 | $ 2,603,000 | $ 113,000 | $ 106,000 |
| Los Angeles County California | 22 | $ 5,797,000 | $ 263,000 | $ 90,000 |
| Pasco County Florida | 21 | $ 2,184,000 | $ 104,000 | $ 47,000 |
| Winnebago County Illinois | 21 | $ 2,317,000 | $ 110,000 | $ 59,000 |
| Kent County Michigan | 20 | $ 1,865,000 | $ 93,000 | $ 42,000 |
| Rutherford County Tennessee | 20 | $ 2,368,000 | $ 118,000 | $ 58,000 |
| Palm Beach County Florida | 19 | $ 3,257,000 | $ 171,000 | $ 68,000 |
| Genesee County Michigan | 19 | $ 2,294,000 | $ 120,000 | $ 60,000 |
| Clay County Missouri | 18 | $ 1,701,000 | $ 94,000 | $ 45,000 |
| Miami-Dade County Florida | 17 | $ 3,010,000 | $ 177,000 | $ 89,000 |
| Jackson County Missouri | 17 | $ 2,051,000 | $ 120,000 | $ 49,000 |
| Brown County Wisconsin | 17 | $ 1,872,000 | $ 110,000 | $ 52,000 |
| Walworth County Wisconsin | 17 | $ 2,273,000 | $ 133,000 | $ 189,000 |
| Waukesha County Wisconsin | 17 | $ 2,672,000 | $ 157,000 | $ 96,000 |
| Orange County Florida | 16 | $ 2,749,000 | $ 171,000 | $ 68,000 |
| Marion County Indiana | 15 | $ 1,680,000 | $ 112,000 | $ 58,000 |
| Hennepin County Minnesota | 15 | $ 2,612,000 | $ 174,000 | $ 84,000 |
| Montgomery County Ohio | 15 | $ 1,565,000 | $ 104,000 | $ 69,000 |
| Volusia County Florida | 13 | $ 1,570,000 | $ 120,000 | $ 49,000 |
| St. Louis City County Missouri | 13 | $ 1,305,000 | $ 100,000 | $ 46,000 |
| Butler County Ohio | 13 | $ 1,238,000 | $ 95,000 | $ 74,000 |
| Wood County Ohio | 13 | $ 1,251,000 | $ 96,000 | $ 66,000 |
| Sumner County Tennessee | 13 | $ 1,658,000 | $ 127,000 | $ 76,000 |
| St. Charles County Missouri | 12 | $ 1,695,000 | $ 141,000 | $ 56,000 |
| Fairfield County Ohio | 12 | $ 2,133,000 | $ 177,000 | $ 61,000 |
| Seminole County Florida | 11 | $ 1,524,000 | $ 138,000 | $ 64,000 |
| DeKalb County Illinois | 11 | $ 1,411,000 | $ 128,000 | $ 68,000 |
| Trumbull County Ohio | 11 | $ 907,000 | $ 82,000 | $ 55,000 |
| Elkhart County Indiana | 10 | $ 737,000 | $ 73,000 | $ 58,000 |
| Lapeer County Michigan | 10 | $ 1,094,000 | $ 109,000 | $ 33,000 |
| St. Clair County Michigan | 10 | $ 1,192,000 | $ 119,000 | $ 66,000 |
| Ramsey County Minnesota | 10 | $ 1,307,000 | $ 130,000 | $ 74,000 |
| Robertson County Tennessee | 10 | $ 1,168,000 | $ 116,000 | $ 53,000 |
| Riverside County California | 9 | $ 2,667,000 | $ 296,000 | $ 88,000 |
| Boone County Illinois | 9 | $ 1,411,000 | $ 156,000 | $ 54,000 |
| Grundy County Illinois | 9 | $ 1,208,000 | $ 134,000 | $ 62,000 |
| Kendall County Illinois | 9 | $ 2,114,000 | $ 234,000 | $ 113,000 |
| Shawnee County Kansas | 9 | $ 967,000 | $ 107,000 | $ 64,000 |
| Fulton County Ohio | 9 | $ 790,000 | $ 87,000 | $ 51,000 |
| Hernando County Florida | 8 | $ 1,225,000 | $ 153,000 | $ 75,000 |
| Leon County Florida | 8 | $ 1,150,000 | $ 143,000 | $ 60,000 |
| Berrien County Michigan | 8 | $ 889,000 | $ 111,000 | $ 76,000 |
| Ingham County Michigan | 8 | $ 891,000 | $ 111,000 | $ 60,000 |
| Monroe County Michigan | 8 | $ 1,270,000 | $ 158,000 | $ 68,000 |
| Van Buren County Michigan | 8 | $ 905,000 | $ 113,000 | $ 166,000 |
| Hamilton County Tennessee | 8 | $ 720,000 | $ 90,000 | $ 36,000 |
| Dane County Wisconsin | 8 | $ 1,066,000 | $ 133,000 | $ 74,000 |
| Alachua County Florida | 7 | $ 952,000 | $ 136,000 | $ 35,000 |
| Polk County Florida | 7 | $ 1,008,000 | $ 144,000 | $ 45,000 |
| LaPorte County Indiana | 7 | $ 757,000 | $ 108,000 | $ 38,000 |
| Sedgwick County Kansas | 7 | $ 758,000 | $ 108,000 | $ 49,000 |
| Washtenaw County Michigan | 7 | $ 779,000 | $ 111,000 | $ 50,000 |
| Greene County Missouri | 7 | $ 558,000 | $ 79,000 | $ 46,000 |
| Ashtabula County Ohio | 7 | $ 730,000 | $ 104,000 | $ 55,000 |
| Huron County Ohio | 7 | $ 704,000 | $ 100,000 | $ 50,000 |
| Lorain County Ohio | 7 | $ 560,000 | $ 80,000 | $ 66,000 |
| Warren County Ohio | 7 | $ 840,000 | $ 120,000 | $ 69,000 |
| Madison County Tennessee | 7 | $ 540,000 | $ 77,000 | $ 133,000 |
| Crittenden County Arkansas | 6 | $ 791,000 | $ 131,000 | $ 114,000 |
| San Bernardino County California | 6 | $ 1,186,000 | $ 197,000 | $ 81,000 |
| El Paso County Colorado | 6 | $ 869,000 | $ 144,000 | $ 65,000 |
| Lake County Florida | 6 | $ 822,000 | $ 137,000 | $ 53,000 |
| Manatee County Florida | 6 | $ 835,000 | $ 139,000 | $ 43,000 |
| Martin County Florida | 6 | $ 1,246,000 | $ 207,000 | $ 71,000 |
| Allen County Indiana | 6 | $ 554,000 | $ 92,000 | $ 57,000 |
| Johnson County Indiana | 6 | $ 752,000 | $ 125,000 | $ 63,000 |
| Calhoun County Michigan | 6 | $ 656,000 | $ 109,000 | $ 43,000 |
| Cass County Missouri | 6 | $ 754,000 | $ 125,000 | $ 68,000 |
| Mahoning County Ohio | 6 | $ 453,000 | $ 75,000 | $ 59,000 |
| Montgomery County Tennessee | 6 | $ 490,000 | $ 81,000 | $ 67,000 |
| Tipton County Tennessee | 6 | $ 466,000 | $ 77,000 | $ 91,000 |
| Williamson County Tennessee | 6 | $ 746,000 | $ 124,000 | $ 86,000 |
| Stanislaus County California | 5 | $ 624,000 | $ 124,000 | $ 68,000 |
| Adams County Colorado | 5 | $ 755,000 | $ 151,000 | $ 46,000 |
| Arapahoe County Colorado | 5 | $ 868,000 | $ 173,000 | $ 72,000 |
| Boulder County Colorado | 5 | $ 1,401,000 | $ 280,000 | $ 117,000 |
| Pueblo County Colorado | 5 | $ 637,000 | $ 127,000 | $ 65,000 |
| Flagler County Florida | 5 | $ 883,000 | $ 176,000 | $ 175,000 |
| Jo Daviess County Illinois | 5 | $ 291,000 | $ 58,000 | $ 73,000 |
| Delaware County Ohio | 5 | $ 432,000 | $ 86,000 | $ 32,000 |
| Erie County Ohio | 5 | $ 484,000 | $ 96,000 | $ 59,000 |
| Licking County Ohio | 5 | $ 1,142,000 | $ 228,000 | $ 78,000 |
| Sandusky County Ohio | 5 | $ 499,000 | $ 99,000 | $ 5,000 |
| Stark County Ohio | 5 | $ 487,000 | $ 97,000 | $ 57,000 |
| Hamblen County Tennessee | 5 | $ 596,000 | $ 119,000 | $ 60,000 |
| Wilson County Tennessee | 5 | $ 560,000 | $ 112,000 | $ 21,000 |
| Sheboygan County Wisconsin | 5 | $ 610,000 | $ 122,000 | $ 56,000 |
| San Diego County California | 4 | $ 1,218,000 | $ 304,000 | $ 41,000 |
| Denver County Colorado | 4 | $ 1,068,000 | $ 267,000 | $ 86,000 |
| Santa Rosa County Florida | 4 | $ 397,000 | $ 99,000 | $ 32,000 |
| Sarasota County Florida | 4 | $ 445,000 | $ 111,000 | $ 63,000 |
| McLean County Illinois | 4 | $ 340,000 | $ 85,000 | $ 73,000 |
| Hamilton County Indiana | 4 | $ 651,000 | $ 162,000 | $ 65,000 |
| St. Joseph County Indiana | 4 | $ 375,000 | $ 93,000 | $ 45,000 |
| Barry County Michigan | 4 | $ 373,000 | $ 93,000 | $ 48,000 |
| Cass County Michigan | 4 | $ 333,000 | $ 83,000 | $ 41,000 |
| Livingston County Michigan | 4 | $ 908,000 | $ 227,000 | $ 33,000 |
| Sanilac County Michigan | 4 | $ 606,000 | $ 151,000 | $ 58,000 |
| St. Joseph County Michigan | 4 | $ 563,000 | $ 140,000 | $ 82,000 |
| Lee County Mississippi | 4 | $ 153,000 | $ 38,000 | $ 53,000 |
| Hancock County Ohio | 4 | $ 420,000 | $ 105,000 | $ 36,000 |
| Lake County Ohio | 4 | $ 552,000 | $ 138,000 | $ 63,000 |
| Seneca County Ohio | 4 | $ 466,000 | $ 116,000 | $ 67,000 |
| Summit County Ohio | 4 | $ 462,000 | $ 115,000 | $ 64,000 |
| Bedford County Tennessee | 4 | $ 512,000 | $ 128,000 | $ 70,000 |
| Fayette County Tennessee | 4 | $ 277,000 | $ 69,000 | $ 102,000 |
| Sevier County Tennessee | 4 | $ 521,000 | $ 130,000 | $ 57,000 |
| Washington County Tennessee | 4 | $ 253,000 | $ 63,000 | $ 101,000 |
| Lake County California | 3 | $ 901,000 | $ 300,000 | $ 168,000 |
| Placer County California | 3 | $ 1,120,000 | $ 373,000 | $ 132,000 |
| San Joaquin County California | 3 | $ 300,000 | $ 100,000 | $ 73,000 |
| Charlotte County Florida | 3 | $ 447,000 | $ 149,000 | $ 61,000 |
| Collier County Florida | 3 | $ 664,000 | $ 221,000 | $ 23,000 |
| Gadsden County Florida | 3 | $ 410,000 | $ 136,000 | $ 50,000 |
| Marion County Florida | 3 | $ 425,000 | $ 141,000 | $ 51,000 |
| Wakulla County Florida | 3 | $ 386,000 | $ 128,000 | $ 58,000 |
| Kankakee County Illinois | 3 | $ 425,000 | $ 141,000 | $ 83,000 |
| LaSalle County Illinois | 3 | $ 273,000 | $ 91,000 | $ 14,000 |
| Sangamon County Illinois | 3 | $ 253,000 | $ 84,000 | $ 78,000 |
| Tazewell County Illinois | 3 | $ 347,000 | $ 115,000 | $ 41,000 |
| Vermilion County Illinois | 3 | $ 220,000 | $ 73,000 | $ 43,000 |
| Floyd County Indiana | 3 | $ 185,000 | $ 61,000 | $ 45,000 |
| Hendricks County Indiana | 3 | $ 529,000 | $ 176,000 | $ 68,000 |
| Madison County Indiana | 3 | $ 180,000 | $ 60,000 | $ 26,000 |
| Marshall County Indiana | 3 | $ 384,000 | $ 128,000 | $ 75,000 |
| Porter County Indiana | 3 | $ 479,000 | $ 159,000 | $ 60,000 |
| Wabash County Indiana | 3 | $ 184,000 | $ 61,000 | $ 42,000 |
| Geary County Kansas | 3 | $ 274,000 | $ 91,000 | $ 49,000 |
| Johnson County Kansas | 3 | $ 451,000 | $ 150,000 | $ 53,000 |
| Allegan County Michigan | 3 | $ 355,000 | $ 118,000 | $ 53,000 |
| Lenawee County Michigan | 3 | $ 468,000 | $ 156,000 | $ 74,000 |
| Midland County Michigan | 3 | $ 231,000 | $ 77,000 | $ 45,000 |
| Newaygo County Michigan | 3 | $ 411,000 | $ 137,000 | $ 45,000 |
| Saginaw County Michigan | 3 | $ 429,000 | $ 143,000 | $ 52,000 |
| Anoka County Minnesota | 3 | $ 380,000 | $ 126,000 | $ 64,000 |
| Dakota County Minnesota | 3 | $ 433,000 | $ 144,000 | $ 75,000 |
| Franklin County Missouri | 3 | $ 307,000 | $ 102,000 | $ 57,000 |
| Montgomery County Missouri | 3 | $ 421,000 | $ 140,000 | $ 76,000 |
| Washington County Missouri | 3 | $ 208,000 | $ 69,000 | $ 14,000 |
| Clark County Ohio | 3 | $ 420,000 | $ 140,000 | $ 61,000 |
| Geauga County Ohio | 3 | $ 452,000 | $ 150,000 | $ 59,000 |
| Greene County Ohio | 3 | $ 422,000 | $ 140,000 | $ 94,000 |
| Henry County Ohio | 3 | $ 290,000 | $ 96,000 | $ 38,000 |
| Richland County Ohio | 3 | $ 354,000 | $ 118,000 | $ 75,000 |
| Blount County Tennessee | 3 | $ 414,000 | $ 138,000 | $ 51,000 |
| Bradley County Tennessee | 3 | $ 241,000 | $ 80,000 | $ 43,000 |
| Claiborne County Tennessee | 3 | $ 204,000 | $ 68,000 | $ 52,000 |
| Jefferson County Tennessee | 3 | $ 235,000 | $ 78,000 | $ 24,000 |
| Pulaski County Arkansas | 2 | $ 225,000 | $ 112,000 | $ 82,000 |
| Alameda County California | 2 | $ 223,000 | $ 111,000 | $ 179,000 |
| Contra Costa County California | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Fresno County California | 2 | $ 225,000 | $ 112,000 | $ 19,000 |
| Orange County California | 2 | $ 389,000 | $ 194,000 | $ 99,000 |
| Santa Clara County California | 2 | $ 90,000 | $ 45,000 | $ 86,000 |
| Solano County California | 2 | $ 362,000 | $ 181,000 | $ 108,000 |
| Sonoma County California | 2 | $ 296,000 | $ 148,000 | $ 81,000 |
| Ventura County California | 2 | $ 605,000 | $ 302,000 | $ 104,000 |
| Jefferson County Colorado | 2 | $ 306,000 | $ 153,000 | $ 57,000 |
| Weld County Colorado | 2 | $ 114,000 | $ 57,000 | $ 63,000 |
| Bay County Florida | 2 | $ 287,000 | $ 143,000 | $ 158,000 |
| Brevard County Florida | 2 | $ 312,000 | $ 156,000 | $ 58,000 |
| Clay County Florida | 2 | $ 444,000 | $ 222,000 | $ 76,000 |
| Indian River County Florida | 2 | $ 142,000 | $ 71,000 | $ 34,000 |
| Monroe County Florida | 2 | $ 835,000 | $ 417,000 | $ 96,000 |
| Putnam County Florida | 2 | $ 235,000 | $ 117,000 | $ 61,000 |
| Champaign County Illinois | 2 | $ 65,000 | $ 32,000 | $ 15,000 |
| Iroquois County Illinois | 2 | $ 142,000 | $ 71,000 | $ 47,000 |
| Livingston County Illinois | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| Ogle County Illinois | 2 | $ 261,000 | $ 130,000 | $ 71,000 |
| Peoria County Illinois | 2 | $ 83,000 | $ 41,000 | $ 48,000 |
| Rock Island County Illinois | 2 | $ 225,000 | $ 112,000 | $ 50,000 |
| DeKalb County Indiana | 2 | $ 317,000 | $ 158,000 | $ 70,000 |
| Grant County Indiana | 2 | $ 175,000 | $ 87,000 | $ 58,000 |
| Howard County Indiana | 2 | $ 277,000 | $ 138,000 | $ 42,000 |
| Jasper County Indiana | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Kosciusko County Indiana | 2 | $ 187,000 | $ 93,000 | $ 57,000 |
| Morgan County Indiana | 2 | $ 281,000 | $ 140,000 | $ 62,000 |
| Vanderburgh County Indiana | 2 | $ 195,000 | $ 97,000 | $ 47,000 |
| Clay County Kansas | 2 | $ 369,000 | $ 184,000 | $ 250,000 |
| Eaton County Michigan | 2 | $ 279,000 | $ 139,000 | $ 53,000 |
| Kalamazoo County Michigan | 2 | $ 80,000 | $ 40,000 | $ 96,000 |
| Mecosta County Michigan | 2 | $ 161,000 | $ 80,000 | $ 73,000 |
| Montcalm County Michigan | 2 | $ 218,000 | $ 109,000 | $ 42,000 |
| Ottawa County Michigan | 2 | $ 135,000 | $ 67,000 | $ 50,000 |
| Carver County Minnesota | 2 | $ 166,000 | $ 83,000 | $ 64,000 |
| Isanti County Minnesota | 2 | $ 252,000 | $ 126,000 | $ 73,000 |
| Mahnomen County Minnesota | 2 | $ 111,000 | $ 55,000 | $ 72,000 |
| Rice County Minnesota | 2 | $ 144,000 | $ 72,000 | $ 35,000 |
| Washington County Minnesota | 2 | $ 282,000 | $ 141,000 | $ 61,000 |
| Winona County Minnesota | 2 | $ 179,000 | $ 89,000 | $ 0 |
| Rankin County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Cape Girardeau County Missouri | 2 | $ 215,000 | $ 107,000 | $ 63,000 |
| Howell County Missouri | 2 | $ 88,000 | $ 44,000 | $ 61,000 |
| Johnson County Missouri | 2 | $ 208,000 | $ 104,000 | $ 49,000 |
| Lawrence County Missouri | 2 | $ 212,000 | $ 106,000 | $ 44,000 |
| Lincoln County Missouri | 2 | $ 199,000 | $ 99,000 | $ 65,000 |
| Stone County Missouri | 2 | $ 336,000 | $ 168,000 | $ 81,000 |
| Allen County Ohio | 2 | $ 226,000 | $ 113,000 | $ 67,000 |
| Brown County Ohio | 2 | $ 306,000 | $ 153,000 | $ 71,000 |
| Columbiana County Ohio | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Crawford County Ohio | 2 | $ 143,000 | $ 71,000 | $ 75,000 |
| Knox County Ohio | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| Mercer County Ohio | 2 | $ 169,000 | $ 84,000 | $ 60,000 |
| Ottawa County Ohio | 2 | $ 221,000 | $ 110,000 | $ 54,000 |
| Paulding County Ohio | 2 | $ 162,000 | $ 81,000 | $ 66,000 |
| Portage County Ohio | 2 | $ 198,000 | $ 99,000 | $ 50,000 |
| Union County Ohio | 2 | $ 215,000 | $ 107,000 | $ 41,000 |
| Wayne County Ohio | 2 | $ 154,000 | $ 77,000 | $ 37,000 |
| Wyandot County Ohio | 2 | $ 123,000 | $ 61,000 | $ 51,000 |
| Cocke County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Hardeman County Tennessee | 2 | $ 336,000 | $ 168,000 | $ 780,000 |
| Knox County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 45,000 |
| McNairy County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 159,000 |
| Putnam County Tennessee | 2 | $ 87,000 | $ 43,000 | $ 54,000 |
| Sullivan County Tennessee | 2 | $ 92,000 | $ 46,000 | $ 33,000 |
| Douglas County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Jefferson County Wisconsin | 2 | $ 268,000 | $ 134,000 | $ 35,000 |
| Manitowoc County Wisconsin | 2 | $ 236,000 | $ 118,000 | $ 58,000 |
| Benton County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 65,000 |
| Garland County Arkansas | 1 | $ 81,000 | $ 81,000 | $ 76,000 |
| Mono County California | 1 | $ 191,000 | $ 191,000 | $ 144,000 |
| Napa County California | 1 | $ 557,000 | $ 557,000 | $ 123,000 |
| San Mateo County California | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Tuolumne County California | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Garfield County Colorado | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Larimer County Colorado | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Moffat County Colorado | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Escambia County Florida | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Madison County Florida | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| Okaloosa County Florida | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Okeechobee County Florida | 1 | $ 113,000 | $ 113,000 | $ 33,000 |
| Adams County Illinois | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
| Henry County Illinois | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Jasper County Illinois | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| Jersey County Illinois | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Macon County Illinois | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Macoupin County Illinois | 1 | $ 152,000 | $ 152,000 | $ 92,000 |
| Mercer County Illinois | 1 | $ 104,000 | $ 104,000 | $ 27,000 |
| Moultrie County Illinois | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Pulaski County Illinois | 1 | $ 27,000 | $ 27,000 | $ 66,000 |
| Stephenson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Woodford County Illinois | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Adams County Indiana | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Brown County Indiana | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Dearborn County Indiana | 1 | $ 166,000 | $ 166,000 | $ 59,000 |
| Franklin County Indiana | 1 | $ 99,000 | $ 99,000 | $ 35,000 |
| Hancock County Indiana | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| LaGrange County Indiana | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Lawrence County Indiana | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Noble County Indiana | 1 | $ 93,000 | $ 93,000 | $ 52,000 |
| Posey County Indiana | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| Putnam County Indiana | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Ripley County Indiana | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Shelby County Indiana | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Steuben County Indiana | 1 | $ 96,000 | $ 96,000 | $ 71,000 |
| Warrick County Indiana | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Whitley County Indiana | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Warren County Iowa | 1 | $ 136,000 | $ 136,000 | $ 84,000 |
| Reno County Kansas | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| Riley County Kansas | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Saline County Kansas | 1 | $ 63,000 | $ 63,000 | $ 61,000 |
| Nelson County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Bay County Michigan | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Clinton County Michigan | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Emmet County Michigan | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Jackson County Michigan | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Kalkaska County Michigan | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| Missaukee County Michigan | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Cass County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Lincoln County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| Sherburne County Minnesota | 1 | $ 33,000 | $ 33,000 | $ 65,000 |
| Watonwan County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| George County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Jackson County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Audrain County Missouri | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Christian County Missouri | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Lafayette County Missouri | 1 | $ 297,000 | $ 297,000 | $ 96,000 |
| Newton County Missouri | 1 | $ 96,000 | $ 96,000 | $ 64,000 |
| Platte County Missouri | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Taney County Missouri | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Warren County Missouri | 1 | $ 166,000 | $ 166,000 | $ 52,000 |
| Webster County Missouri | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Ashland County Ohio | 1 | $ 161,000 | $ 161,000 | $ 63,000 |
| Auglaize County Ohio | 1 | $ 33,000 | $ 33,000 | $ 54,000 |
| Carroll County Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Clermont County Ohio | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Darke County Ohio | 1 | $ 116,000 | $ 116,000 | $ 88,000 |
| Highland County Ohio | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
| Jefferson County Ohio | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Lawrence County Ohio | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Morrow County Ohio | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Putnam County Ohio | 1 | $ 156,000 | $ 156,000 | $ 54,000 |
| Washington County Ohio | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Williams County Ohio | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Anderson County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Crockett County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 34,000 |
| Cumberland County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 36,000 |
| DeKalb County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Dickson County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Gibson County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Grainger County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| Greene County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 217,000 |
| Loudon County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
| Macon County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 89,000 |
| Maury County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 87,000 |
| Monroe County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Roane County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Trousdale County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 89,000 |
| Weakley County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| Adams County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Rock County Wisconsin | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Sawyer County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 148,000 |
| Vernon County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 81,000 |
| Wood County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Residential Loan Centers in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,621 | $371,251,000 | $141,000 | $1,511,000 | $68,000 | $712,000 |
| Home Purchase | 1,300 | $180,672,000 | $138,000 | $1,000,000 | $97,000 | $2,060,000 |
| Home Improvement | 2 | $535,000 | $267,000 | $411,000 | $185,000 | $312,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,272 | $333,278,000 | $146,000 | $1,511,000 | $85,000 | $2,060,000 |
| Not Provided | 621 | $80,008,000 | $128,000 | $935,000 | $65,000 | $780,000 |
| Black or African American | 582 | $73,742,000 | $126,000 | $528,000 | $63,000 | $347,000 |
| Hispanic | 332 | $49,039,000 | $147,000 | $784,000 | $75,000 | $712,000 |
| Asian | 81 | $11,344,000 | $140,000 | $437,000 | $93,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $4,140,000 | $159,000 | $731,000 | $82,000 | $260,000 |
| American Indian or Alaskan Native | 9 | $907,000 | $100,000 | $311,000 | $58,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,811 | $393,150,000 | $139,000 | $1,511,000 | $87,000 | $2,060,000 |
| FHA-insured (Federal Housing Administration) | 1,110 | $158,989,000 | $143,000 | $375,000 | $55,000 | $260,000 |
| VA-guaranteed (Veterans Administration) | 2 | $319,000 | $159,000 | $169,000 | $57,000 | $62,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,842 | $410,513,000 | $144,000 | $1,511,000 | $83,000 | $2,060,000 |
| Application Withdrawn By Applicant | 688 | $96,121,000 | $139,000 | $1,000,000 | $64,000 | $560,000 |
| Application Denied By Financial Institution | 393 | $45,824,000 | $116,000 | $731,000 | $66,000 | $712,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 249 | $27,274,000 | $109,000 | $557,000 | $62,000 | $712,000 |
| Other | 58 | $8,373,000 | $144,000 | $731,000 | $73,000 | $347,000 |
| Credit History | 36 | $3,901,000 | $108,000 | $300,000 | $90,000 | $300,000 |
| Debt-To-Income Ratio | 30 | $3,782,000 | $126,000 | $375,000 | $62,000 | $130,000 |
| Unverifiable Information | 7 | $703,000 | $100,000 | $270,000 | $57,000 | $156,000 |
| Employment History | 6 | $681,000 | $113,000 | $200,000 | $55,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $683,000 | $170,000 | $340,000 | $94,000 | $132,000 |
| Credit Application Incomplete | 3 | $427,000 | $142,000 | $216,000 | $53,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Loan Centers's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Loan Centers's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.