Resmac, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Resmac, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resmac, Inc. 5400 Broken Sound Blvd #600 Boca Raton, FL 33487 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,568 |
| Total Mortgage Loan Application Amount | $470,329,000 |
| Average Mortgage Loan Application Amount | $187,500 |
| Highest Mortgage Loan Application Amount | $829,000 |
| Average Applicant Income | $82,500 |
| Highest Applicant Income | $2,970,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Resmac, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resmac, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Resmac, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resmac, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Resmac, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resmac, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brevard County Florida | 252 | $ 37,935,000 | $ 150,000 | $ 84,000 |
| Orange County Florida | 233 | $ 37,887,000 | $ 162,000 | $ 67,000 |
| Duval County Florida | 164 | $ 26,885,000 | $ 163,000 | $ 72,000 |
| Alachua County Florida | 145 | $ 23,990,000 | $ 165,000 | $ 72,000 |
| Broward County Florida | 126 | $ 25,572,000 | $ 202,000 | $ 103,000 |
| Hillsborough County New Hampshire | 113 | $ 25,384,000 | $ 224,000 | $ 73,000 |
| Seminole County Florida | 105 | $ 18,979,000 | $ 180,000 | $ 66,000 |
| Tulare County California | 104 | $ 17,837,000 | $ 171,000 | $ 66,000 |
| Volusia County Florida | 96 | $ 12,502,000 | $ 130,000 | $ 66,000 |
| Palm Beach County Florida | 92 | $ 19,271,000 | $ 209,000 | $ 115,000 |
| St. Johns County Florida | 65 | $ 15,147,000 | $ 233,000 | $ 105,000 |
| Osceola County Florida | 60 | $ 6,753,000 | $ 112,000 | $ 53,000 |
| Clay County Florida | 52 | $ 9,610,000 | $ 184,000 | $ 101,000 |
| Cumberland County Maine | 50 | $ 10,440,000 | $ 208,000 | $ 73,000 |
| Rockingham County New Hampshire | 49 | $ 12,781,000 | $ 260,000 | $ 92,000 |
| Dorchester County South Carolina | 45 | $ 7,556,000 | $ 167,000 | $ 69,000 |
| Hillsborough County Florida | 39 | $ 5,503,000 | $ 141,000 | $ 64,000 |
| Lake County Florida | 35 | $ 4,956,000 | $ 141,000 | $ 60,000 |
| Pasco County Florida | 35 | $ 5,011,000 | $ 143,000 | $ 78,000 |
| Anne Arundel County Maryland | 32 | $ 8,829,000 | $ 275,000 | $ 76,000 |
| Essex County Massachusetts | 32 | $ 7,177,000 | $ 224,000 | $ 67,000 |
| Middlesex County Massachusetts | 32 | $ 10,047,000 | $ 313,000 | $ 98,000 |
| York County Maine | 31 | $ 6,277,000 | $ 202,000 | $ 72,000 |
| Miami-Dade County Florida | 28 | $ 6,346,000 | $ 226,000 | $ 110,000 |
| Berkeley County South Carolina | 27 | $ 4,615,000 | $ 170,000 | $ 63,000 |
| Polk County Florida | 26 | $ 2,553,000 | $ 98,000 | $ 59,000 |
| Prince George's County Maryland | 26 | $ 4,944,000 | $ 190,000 | $ 75,000 |
| Lee County Florida | 23 | $ 3,040,000 | $ 132,000 | $ 89,000 |
| Merrimack County New Hampshire | 20 | $ 4,157,000 | $ 207,000 | $ 74,000 |
| Pinellas County Florida | 18 | $ 2,810,000 | $ 156,000 | $ 78,000 |
| Charleston County South Carolina | 18 | $ 3,013,000 | $ 167,000 | $ 68,000 |
| Collier County Florida | 15 | $ 2,803,000 | $ 186,000 | $ 122,000 |
| Ouachita County Louisiana | 15 | $ 2,001,000 | $ 133,000 | $ 63,000 |
| Harris County Texas | 14 | $ 2,573,000 | $ 183,000 | $ 171,000 |
| Manatee County Florida | 11 | $ 2,110,000 | $ 191,000 | $ 84,000 |
| Hernando County Florida | 10 | $ 1,470,000 | $ 147,000 | $ 54,000 |
| Martin County Florida | 10 | $ 1,561,000 | $ 156,000 | $ 103,000 |
| St. Lucie County Florida | 10 | $ 1,116,000 | $ 111,000 | $ 65,000 |
| Worcester County Massachusetts | 9 | $ 1,958,000 | $ 217,000 | $ 64,000 |
| Fresno County California | 8 | $ 1,328,000 | $ 166,000 | $ 89,000 |
| Kennebec County Maine | 8 | $ 1,381,000 | $ 172,000 | $ 78,000 |
| Flagler County Florida | 7 | $ 1,231,000 | $ 175,000 | $ 95,000 |
| Suffolk County Massachusetts | 7 | $ 1,707,000 | $ 243,000 | $ 63,000 |
| Spartanburg County South Carolina | 7 | $ 852,000 | $ 121,000 | $ 59,000 |
| Charlotte County Florida | 6 | $ 968,000 | $ 161,000 | $ 72,000 |
| Penobscot County Maine | 6 | $ 890,000 | $ 148,000 | $ 60,000 |
| Putnam County Florida | 5 | $ 572,000 | $ 114,000 | $ 98,000 |
| Santa Rosa County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 136,000 |
| Sarasota County Florida | 5 | $ 1,048,000 | $ 209,000 | $ 284,000 |
| Cobb County Georgia | 5 | $ 1,268,000 | $ 253,000 | $ 105,000 |
| Cook County Illinois | 5 | $ 1,525,000 | $ 305,000 | $ 137,000 |
| East Baton Rouge County Louisiana | 5 | $ 1,060,000 | $ 212,000 | $ 81,000 |
| Androscoggin County Maine | 5 | $ 655,000 | $ 131,000 | $ 42,000 |
| Grafton County New Hampshire | 5 | $ 891,000 | $ 178,000 | $ 83,000 |
| Strafford County New Hampshire | 5 | $ 1,034,000 | $ 206,000 | $ 50,000 |
| Kings County California | 4 | $ 678,000 | $ 169,000 | $ 52,000 |
| Orange County California | 4 | $ 1,869,000 | $ 467,000 | $ 247,000 |
| Ventura County California | 4 | $ 1,689,000 | $ 422,000 | $ 128,000 |
| Citrus County Florida | 4 | $ 654,000 | $ 163,000 | $ 32,000 |
| Columbia County Florida | 4 | $ 570,000 | $ 142,000 | $ 96,000 |
| Monroe County Florida | 4 | $ 1,251,000 | $ 312,000 | $ 353,000 |
| Livingston County Louisiana | 4 | $ 552,000 | $ 138,000 | $ 64,000 |
| Baltimore County Maryland | 4 | $ 828,000 | $ 207,000 | $ 47,000 |
| Essex County New Jersey | 4 | $ 1,502,000 | $ 375,000 | $ 167,000 |
| Middlesex County New Jersey | 4 | $ 1,187,000 | $ 296,000 | $ 92,000 |
| York County South Carolina | 4 | $ 633,000 | $ 158,000 | $ 90,000 |
| Alameda County California | 3 | $ 1,109,000 | $ 369,000 | $ 97,000 |
| Los Angeles County California | 3 | $ 961,000 | $ 320,000 | $ 110,000 |
| Santa Barbara County California | 3 | $ 439,000 | $ 146,000 | $ 23,000 |
| Indian River County Florida | 3 | $ 418,000 | $ 139,000 | $ 57,000 |
| Leon County Florida | 3 | $ 599,000 | $ 199,000 | $ 89,000 |
| Marion County Florida | 3 | $ 588,000 | $ 196,000 | $ 95,000 |
| Nassau County Florida | 3 | $ 556,000 | $ 185,000 | $ 81,000 |
| Okaloosa County Florida | 3 | $ 651,000 | $ 217,000 | $ 84,000 |
| DeKalb County Georgia | 3 | $ 659,000 | $ 219,000 | $ 82,000 |
| Lafayette County Louisiana | 3 | $ 784,000 | $ 261,000 | $ 80,000 |
| Howard County Maryland | 3 | $ 1,007,000 | $ 335,000 | $ 162,000 |
| Norfolk County Massachusetts | 3 | $ 972,000 | $ 324,000 | $ 94,000 |
| Plymouth County Massachusetts | 3 | $ 413,000 | $ 137,000 | $ 39,000 |
| Belknap County New Hampshire | 3 | $ 538,000 | $ 179,000 | $ 124,000 |
| Carroll County New Hampshire | 3 | $ 693,000 | $ 231,000 | $ 62,000 |
| Bergen County New Jersey | 3 | $ 964,000 | $ 321,000 | $ 126,000 |
| Hudson County New Jersey | 3 | $ 1,529,000 | $ 509,000 | $ 177,000 |
| Monmouth County New Jersey | 3 | $ 1,085,000 | $ 361,000 | $ 106,000 |
| Union County New Jersey | 3 | $ 1,074,000 | $ 358,000 | $ 148,000 |
| Aiken County South Carolina | 3 | $ 719,000 | $ 239,000 | $ 87,000 |
| Lexington County South Carolina | 3 | $ 473,000 | $ 157,000 | $ 73,000 |
| Madera County California | 2 | $ 207,000 | $ 103,000 | $ 44,000 |
| Bradford County Florida | 2 | $ 398,000 | $ 199,000 | $ 118,000 |
| Sumter County Florida | 2 | $ 293,000 | $ 146,000 | $ 40,000 |
| Walton County Florida | 2 | $ 632,000 | $ 316,000 | $ 161,000 |
| Fulton County Georgia | 2 | $ 580,000 | $ 290,000 | $ 116,000 |
| Gwinnett County Georgia | 2 | $ 333,000 | $ 166,000 | $ 41,000 |
| St. Martin County Louisiana | 2 | $ 252,000 | $ 126,000 | $ 39,000 |
| Aroostook County Maine | 2 | $ 209,000 | $ 104,000 | $ 83,000 |
| Franklin County Maine | 2 | $ 295,000 | $ 147,000 | $ 436,000 |
| Oxford County Maine | 2 | $ 378,000 | $ 189,000 | $ 36,000 |
| Sagadahoc County Maine | 2 | $ 548,000 | $ 274,000 | $ 171,000 |
| Somerset County Maine | 2 | $ 216,000 | $ 108,000 | $ 53,000 |
| Montgomery County Maryland | 2 | $ 827,000 | $ 413,000 | $ 264,000 |
| Cheshire County New Hampshire | 2 | $ 241,000 | $ 120,000 | $ 123,000 |
| Coos County New Hampshire | 2 | $ 284,000 | $ 142,000 | $ 55,000 |
| Ocean County New Jersey | 2 | $ 839,000 | $ 419,000 | $ 316,000 |
| Passaic County New Jersey | 2 | $ 563,000 | $ 281,000 | $ 103,000 |
| Anderson County South Carolina | 2 | $ 177,000 | $ 88,000 | $ 40,000 |
| Georgetown County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 105,000 |
| Greenville County South Carolina | 2 | $ 196,000 | $ 98,000 | $ 97,000 |
| Austin County Texas | 2 | $ 264,000 | $ 132,000 | $ 70,000 |
| Fort Bend County Texas | 2 | $ 563,000 | $ 281,000 | $ 174,000 |
| Montgomery County Texas | 2 | $ 371,000 | $ 185,000 | $ 100,000 |
| Chilton County Alabama | 1 | $ 326,000 | $ 326,000 | $ 92,000 |
| Jefferson County Alabama | 1 | $ 190,000 | $ 190,000 | $ 41,000 |
| Shelby County Alabama | 1 | $ 156,000 | $ 156,000 | $ 110,000 |
| San Diego County California | 1 | $ 163,000 | $ 163,000 | $ 99,000 |
| Hartford County Connecticut | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| DeSoto County Florida | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Gadsden County Florida | 1 | $ 330,000 | $ 330,000 | $ 59,000 |
| Gilchrist County Florida | 1 | $ 217,000 | $ 217,000 | $ 80,000 |
| Gulf County Florida | 1 | $ 92,000 | $ 92,000 | $ 86,000 |
| Madison County Florida | 1 | $ 380,000 | $ 380,000 | $ 113,000 |
| Taylor County Florida | 1 | $ 338,000 | $ 338,000 | $ 244,000 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Douglas County Georgia | 1 | $ 375,000 | $ 375,000 | $ 154,000 |
| Forsyth County Georgia | 1 | $ 362,000 | $ 362,000 | $ 136,000 |
| Hart County Georgia | 1 | $ 323,000 | $ 323,000 | $ 68,000 |
| Henry County Georgia | 1 | $ 371,000 | $ 371,000 | $ 83,000 |
| Newton County Georgia | 1 | $ 249,000 | $ 249,000 | $ 87,000 |
| Pickens County Georgia | 1 | $ 174,000 | $ 174,000 | $ 146,000 |
| Clinton County Illinois | 1 | $ 252,000 | $ 252,000 | $ 140,000 |
| Kendall County Illinois | 1 | $ 177,000 | $ 177,000 | $ 87,000 |
| Will County Illinois | 1 | $ 385,000 | $ 385,000 | $ 154,000 |
| Acadia County Louisiana | 1 | $ 178,000 | $ 178,000 | $ 45,000 |
| Beauregard County Louisiana | 1 | $ 256,000 | $ 256,000 | $ 40,000 |
| Caldwell County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 91,000 |
| Jefferson County Louisiana | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| Lincoln County Louisiana | 1 | $ 99,000 | $ 99,000 | $ 84,000 |
| Orleans County Louisiana | 1 | $ 353,000 | $ 353,000 | $ 102,000 |
| Plaquemines County Louisiana | 1 | $ 293,000 | $ 293,000 | $ 154,000 |
| Rapides County Louisiana | 1 | $ 236,000 | $ 236,000 | $ 90,000 |
| St. Landry County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| St. Tammany County Louisiana | 1 | $ 288,000 | $ 288,000 | $ 90,000 |
| Union County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Knox County Maine | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Baltimore City County Maryland | 1 | $ 229,000 | $ 229,000 | $ 59,000 |
| Calvert County Maryland | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Frederick County Maryland | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 829,000 | $ 829,000 | $ 302,000 |
| Wicomico County Maryland | 1 | $ 138,000 | $ 138,000 | $ 144,000 |
| Bristol County Massachusetts | 1 | $ 252,000 | $ 252,000 | $ 75,000 |
| Hampden County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 53,000 |
| Hampshire County Massachusetts | 1 | $ 173,000 | $ 173,000 | $ 41,000 |
| Gloucester County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Mercer County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Morris County New Jersey | 1 | $ 294,000 | $ 294,000 | $ 96,000 |
| Somerset County New Jersey | 1 | $ 172,000 | $ 172,000 | $ 116,000 |
| Sussex County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 173,000 |
| Colleton County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Hampton County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Horry County South Carolina | 1 | $ 469,000 | $ 469,000 | $ 185,000 |
| Kershaw County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Newberry County South Carolina | 1 | $ 413,000 | $ 413,000 | $ 125,000 |
| Orangeburg County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Bexar County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Brazoria County Texas | 1 | $ 174,000 | $ 174,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Resmac, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,522 | $246,935,000 | $162,000 | $800,000 | $77,000 | $2,970,000 |
| Refinancing | 1,046 | $223,394,000 | $213,000 | $829,000 | $88,000 | $1,381,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,845 | $351,102,000 | $190,000 | $829,000 | $82,000 | $1,381,000 |
| Hispanic | 306 | $45,365,000 | $148,000 | $417,000 | $59,000 | $542,000 |
| Black or African American | 183 | $27,881,000 | $152,000 | $486,000 | $81,000 | $2,970,000 |
| Not Provided | 146 | $29,481,000 | $201,000 | $688,000 | $107,000 | $1,076,000 |
| Asian | 75 | $14,284,000 | $190,000 | $600,000 | $93,000 | $431,000 |
| American Indian or Alaskan Native | 8 | $1,319,000 | $164,000 | $303,000 | $61,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $897,000 | $179,000 | $242,000 | $91,000 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,344 | $264,234,000 | $196,000 | $829,000 | $108,000 | $2,970,000 |
| FHA-insured (Federal Housing Administration) | 979 | $162,685,000 | $166,000 | $707,000 | $51,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 173 | $33,360,000 | $192,000 | $583,000 | $57,000 | $224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $10,050,000 | $139,000 | $244,000 | $47,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,713 | $310,866,000 | $181,000 | $829,000 | $79,000 | $2,970,000 |
| Application Withdrawn By Applicant | 589 | $112,081,000 | $190,000 | $688,000 | $92,000 | $1,381,000 |
| Application Denied By Financial Institution | 266 | $47,382,000 | $178,000 | $583,000 | $75,000 | $738,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resmac, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resmac, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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