Resource Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Resource Financial Services 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Financial Services 2717 Devine Street Columbia, SC 29205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,464 |
| Total Mortgage Loan Application Amount | $305,628,000 |
| Average Mortgage Loan Application Amount | $202,500 |
| Highest Mortgage Loan Application Amount | $1,135,000 |
| Average Applicant Income | $94,500 |
| Highest Applicant Income | $927,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Resource Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Resource Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Financial Services's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 239 | $ 55,921,000 | $ 233,000 | $ 122,000 |
| Richland County South Carolina | 221 | $ 45,806,000 | $ 207,000 | $ 96,000 |
| Charleston County South Carolina | 152 | $ 36,999,000 | $ 243,000 | $ 98,000 |
| Lexington County South Carolina | 92 | $ 15,535,000 | $ 168,000 | $ 82,000 |
| Mecklenburg County North Carolina | 77 | $ 13,462,000 | $ 174,000 | $ 73,000 |
| New Hanover County North Carolina | 67 | $ 12,689,000 | $ 189,000 | $ 72,000 |
| Dorchester County South Carolina | 48 | $ 8,742,000 | $ 182,000 | $ 68,000 |
| Orange County North Carolina | 44 | $ 11,342,000 | $ 257,000 | $ 135,000 |
| Berkeley County South Carolina | 34 | $ 6,598,000 | $ 194,000 | $ 61,000 |
| Durham County North Carolina | 22 | $ 4,225,000 | $ 192,000 | $ 107,000 |
| Moore County North Carolina | 20 | $ 4,289,000 | $ 214,000 | $ 71,000 |
| Greenville County South Carolina | 19 | $ 4,069,000 | $ 214,000 | $ 113,000 |
| Guilford County North Carolina | 18 | $ 3,862,000 | $ 214,000 | $ 109,000 |
| Catawba County North Carolina | 16 | $ 2,656,000 | $ 166,000 | $ 83,000 |
| Brunswick County North Carolina | 15 | $ 2,697,000 | $ 179,000 | $ 82,000 |
| Union County North Carolina | 15 | $ 3,424,000 | $ 228,000 | $ 100,000 |
| Kershaw County South Carolina | 15 | $ 2,142,000 | $ 142,000 | $ 54,000 |
| Sumter County South Carolina | 14 | $ 2,351,000 | $ 167,000 | $ 117,000 |
| York County South Carolina | 13 | $ 2,422,000 | $ 186,000 | $ 88,000 |
| Horry County South Carolina | 12 | $ 1,983,000 | $ 165,000 | $ 94,000 |
| Chatham County North Carolina | 10 | $ 2,963,000 | $ 296,000 | $ 123,000 |
| Johnston County North Carolina | 10 | $ 1,755,000 | $ 175,000 | $ 105,000 |
| Spartanburg County South Carolina | 10 | $ 1,254,000 | $ 125,000 | $ 79,000 |
| Fulton County Georgia | 9 | $ 2,187,000 | $ 243,000 | $ 224,000 |
| Gwinnett County Georgia | 9 | $ 1,834,000 | $ 203,000 | $ 152,000 |
| Davidson County North Carolina | 9 | $ 915,000 | $ 101,000 | $ 48,000 |
| Onslow County North Carolina | 8 | $ 900,000 | $ 112,000 | $ 119,000 |
| Florence County South Carolina | 8 | $ 1,082,000 | $ 135,000 | $ 51,000 |
| Buncombe County North Carolina | 7 | $ 1,560,000 | $ 222,000 | $ 97,000 |
| Cabarrus County North Carolina | 7 | $ 1,223,000 | $ 174,000 | $ 66,000 |
| Cumberland County North Carolina | 7 | $ 1,477,000 | $ 211,000 | $ 133,000 |
| Gaston County North Carolina | 7 | $ 1,973,000 | $ 281,000 | $ 201,000 |
| Pender County North Carolina | 7 | $ 1,884,000 | $ 269,000 | $ 66,000 |
| Beaufort County South Carolina | 7 | $ 1,533,000 | $ 219,000 | $ 86,000 |
| Carteret County North Carolina | 6 | $ 1,605,000 | $ 267,000 | $ 163,000 |
| Randolph County North Carolina | 6 | $ 919,000 | $ 153,000 | $ 82,000 |
| Aiken County South Carolina | 6 | $ 1,014,000 | $ 169,000 | $ 97,000 |
| Pickens County South Carolina | 6 | $ 1,211,000 | $ 201,000 | $ 69,000 |
| Cherokee County Georgia | 5 | $ 1,314,000 | $ 262,000 | $ 79,000 |
| Cobb County Georgia | 5 | $ 991,000 | $ 198,000 | $ 106,000 |
| DeKalb County Georgia | 5 | $ 1,148,000 | $ 229,000 | $ 69,000 |
| Forsyth County North Carolina | 5 | $ 958,000 | $ 191,000 | $ 154,000 |
| Haywood County North Carolina | 5 | $ 1,115,000 | $ 223,000 | $ 116,000 |
| Henderson County North Carolina | 5 | $ 1,214,000 | $ 242,000 | $ 141,000 |
| Surry County North Carolina | 5 | $ 637,000 | $ 127,000 | $ 40,000 |
| Anderson County South Carolina | 5 | $ 1,064,000 | $ 212,000 | $ 87,000 |
| Forsyth County Georgia | 4 | $ 850,000 | $ 212,000 | $ 82,000 |
| Avery County North Carolina | 4 | $ 577,000 | $ 144,000 | $ 105,000 |
| Dare County North Carolina | 4 | $ 1,043,000 | $ 260,000 | $ 47,000 |
| Iredell County North Carolina | 4 | $ 874,000 | $ 218,000 | $ 53,000 |
| Colleton County South Carolina | 4 | $ 972,000 | $ 243,000 | $ 238,000 |
| Fairfield County South Carolina | 4 | $ 439,000 | $ 109,000 | $ 83,000 |
| Chatham County Georgia | 3 | $ 641,000 | $ 213,000 | $ 107,000 |
| Pitt County North Carolina | 3 | $ 487,000 | $ 162,000 | $ 58,000 |
| Rowan County North Carolina | 3 | $ 680,000 | $ 226,000 | $ 126,000 |
| Watauga County North Carolina | 3 | $ 722,000 | $ 240,000 | $ 109,000 |
| Georgetown County South Carolina | 3 | $ 1,578,000 | $ 526,000 | $ 149,000 |
| Laurens County South Carolina | 3 | $ 682,000 | $ 227,000 | $ 62,000 |
| Marion County South Carolina | 3 | $ 544,000 | $ 181,000 | $ 74,000 |
| Botetourt County Virginia | 3 | $ 1,155,000 | $ 385,000 | $ 156,000 |
| Catoosa County Georgia | 2 | $ 191,000 | $ 95,000 | $ 112,000 |
| Fayette County Georgia | 2 | $ 434,000 | $ 217,000 | $ 89,000 |
| Gordon County Georgia | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
| Hall County Georgia | 2 | $ 379,000 | $ 189,000 | $ 50,000 |
| Meriwether County Georgia | 2 | $ 293,000 | $ 146,000 | $ 61,000 |
| Rockdale County Georgia | 2 | $ 202,000 | $ 101,000 | $ 37,000 |
| Alamance County North Carolina | 2 | $ 506,000 | $ 253,000 | $ 53,000 |
| Burke County North Carolina | 2 | $ 382,000 | $ 191,000 | $ 105,000 |
| Clay County North Carolina | 2 | $ 465,000 | $ 232,000 | $ 60,000 |
| Columbus County North Carolina | 2 | $ 319,000 | $ 159,000 | $ 42,000 |
| Nash County North Carolina | 2 | $ 365,000 | $ 182,000 | $ 110,000 |
| Pamlico County North Carolina | 2 | $ 305,000 | $ 152,000 | $ 75,000 |
| Wayne County North Carolina | 2 | $ 329,000 | $ 164,000 | $ 100,000 |
| Calhoun County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 287,000 |
| Chester County South Carolina | 2 | $ 347,000 | $ 173,000 | $ 61,000 |
| Newberry County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 97,000 |
| Roanoke County Virginia | 2 | $ 284,000 | $ 142,000 | $ 41,000 |
| Stafford County Virginia | 2 | $ 326,000 | $ 163,000 | $ 159,000 |
| Bibb County Georgia | 1 | $ 400,000 | $ 400,000 | $ 109,000 |
| Columbia County Georgia | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Dawson County Georgia | 1 | $ 416,000 | $ 416,000 | $ 203,000 |
| Floyd County Georgia | 1 | $ 137,000 | $ 137,000 | $ 95,000 |
| Glynn County Georgia | 1 | $ 210,000 | $ 210,000 | $ 136,000 |
| Grady County Georgia | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Hart County Georgia | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| Henry County Georgia | 1 | $ 184,000 | $ 184,000 | $ 36,000 |
| Houston County Georgia | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Jackson County Georgia | 1 | $ 352,000 | $ 352,000 | $ 228,000 |
| Lumpkin County Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Madison County Georgia | 1 | $ 116,000 | $ 116,000 | $ 26,000 |
| Newton County Georgia | 1 | $ 298,000 | $ 298,000 | $ 121,000 |
| Paulding County Georgia | 1 | $ 253,000 | $ 253,000 | $ 210,000 |
| Putnam County Georgia | 1 | $ 227,000 | $ 227,000 | $ 79,000 |
| Richmond County Georgia | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Troup County Georgia | 1 | $ 254,000 | $ 254,000 | $ 63,000 |
| Wilkinson County Georgia | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Beaufort County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 380,000 |
| Chowan County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Cleveland County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Craven County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Currituck County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 75,000 |
| Davie County North Carolina | 1 | $ 382,000 | $ 382,000 | $ 95,000 |
| Duplin County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 357,000 |
| Granville County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 109,000 |
| Hoke County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 33,000 |
| Martin County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 71,000 |
| McDowell County North Carolina | 1 | $ 840,000 | $ 840,000 | $ 106,000 |
| Mitchell County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 110,000 |
| Perquimans County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 71,000 |
| Stanly County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Stokes County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Wilson County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 119,000 |
| Abbeville County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Darlington County South Carolina | 1 | $ 363,000 | $ 363,000 | $ 148,000 |
| Oconee County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 106,000 |
| Saluda County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| Arlington County Virginia | 1 | $ 212,000 | $ 212,000 | $ 194,000 |
| Chesapeake County Virginia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 410,000 |
| Frederick County Virginia | 1 | $ 271,000 | $ 271,000 | $ 69,000 |
| Hanover County Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Henrico County Virginia | 1 | $ 167,000 | $ 167,000 | $ 39,000 |
| Lynchburg County Virginia | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Prince William County Virginia | 1 | $ 261,000 | $ 261,000 | $ 110,000 |
| Washington County Virginia | 1 | $ 372,000 | $ 372,000 | $ 142,000 |
Mortgage Loan Application Detail Totals for Resource Financial Services in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 932 | $208,554,000 | $223,000 | $1,135,000 | $107,000 | $685,000 |
| Home Purchase | 532 | $97,074,000 | $182,000 | $1,013,000 | $82,000 | $927,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,077 | $223,155,000 | $207,000 | $1,013,000 | $101,000 | $901,000 |
| Not Provided | 185 | $41,143,000 | $222,000 | $1,135,000 | $86,000 | $927,000 |
| Asian | 112 | $26,182,000 | $233,000 | $620,000 | $112,000 | $285,000 |
| Black or African American | 72 | $11,904,000 | $165,000 | $708,000 | $66,000 | $417,000 |
| Hispanic | 16 | $2,521,000 | $157,000 | $257,000 | $91,000 | $449,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $323,000 | $323,000 | $323,000 | $124,000 | $124,000 |
| American Indian or Alaskan Native | 1 | $400,000 | $400,000 | $400,000 | $154,000 | $154,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,094 | $243,235,000 | $222,000 | $1,135,000 | $111,000 | $927,000 |
| FHA-insured (Federal Housing Administration) | 214 | $33,030,000 | $154,000 | $555,000 | $60,000 | $179,000 |
| VA-guaranteed (Veterans Administration) | 99 | $20,989,000 | $212,000 | $1,013,000 | $70,000 | $901,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $8,374,000 | $146,000 | $252,000 | $43,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 801 | $166,903,000 | $208,000 | $806,000 | $105,000 | $685,000 |
| File Closed For Incompleteness | 326 | $70,029,000 | $214,000 | $1,135,000 | $98,000 | $927,000 |
| Application Denied By Financial Institution | 204 | $40,658,000 | $199,000 | $840,000 | $70,000 | $357,000 |
| Application Approved But Not Accepted | 85 | $18,630,000 | $219,000 | $660,000 | $106,000 | $380,000 |
| Application Withdrawn By Applicant | 48 | $9,408,000 | $196,000 | $559,000 | $78,000 | $375,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 68 | $14,451,000 | $212,000 | $708,000 | $95,000 | $357,000 |
| Credit History | 58 | $11,121,000 | $191,000 | $655,000 | $59,000 | $210,000 |
| Debt-To-Income Ratio | 56 | $10,529,000 | $188,000 | $840,000 | $50,000 | $129,000 |
| Employment History | 11 | $2,114,000 | $192,000 | $340,000 | $81,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $414,000 | $207,000 | $266,000 | $84,000 | $98,000 |
| Other | 2 | $616,000 | $308,000 | $366,000 | $82,000 | $100,000 |
| Unverifiable Information | 1 | $47,000 | $47,000 | $47,000 | $35,000 | $35,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Financial Services's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.