Resource Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Resource Financial Services, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Financial Services, Inc. 2717 Devine Street Columbia, SC 29205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,192 |
| Total Mortgage Loan Application Amount | $492,580,000 |
| Average Mortgage Loan Application Amount | $239,333 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $1,435,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Resource Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Resource Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Financial Services, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 263 | $ 60,235,000 | $ 229,000 | $ 101,000 |
| Wake County North Carolina | 260 | $ 77,810,000 | $ 299,000 | $ 115,000 |
| Duval County Florida | 221 | $ 37,045,000 | $ 167,000 | $ 84,000 |
| Sumter County South Carolina | 198 | $ 23,710,000 | $ 119,000 | $ 58,000 |
| Lexington County South Carolina | 189 | $ 39,735,000 | $ 210,000 | $ 86,000 |
| St. Johns County Florida | 79 | $ 21,315,000 | $ 269,000 | $ 129,000 |
| Greenville County South Carolina | 64 | $ 17,130,000 | $ 267,000 | $ 108,000 |
| Spartanburg County South Carolina | 59 | $ 10,965,000 | $ 185,000 | $ 68,000 |
| Durham County North Carolina | 57 | $ 16,085,000 | $ 282,000 | $ 106,000 |
| Madison County Alabama | 46 | $ 14,100,000 | $ 306,000 | $ 124,000 |
| New Hanover County North Carolina | 43 | $ 12,305,000 | $ 286,000 | $ 115,000 |
| Mobile County Alabama | 37 | $ 6,325,000 | $ 170,000 | $ 78,000 |
| Florence County South Carolina | 36 | $ 4,610,000 | $ 128,000 | $ 46,000 |
| Clay County Florida | 32 | $ 5,860,000 | $ 183,000 | $ 74,000 |
| Johnston County North Carolina | 32 | $ 9,220,000 | $ 288,000 | $ 93,000 |
| Limestone County Alabama | 30 | $ 9,840,000 | $ 328,000 | $ 128,000 |
| Anderson County South Carolina | 27 | $ 5,985,000 | $ 221,000 | $ 74,000 |
| Charleston County South Carolina | 27 | $ 8,355,000 | $ 309,000 | $ 139,000 |
| Orange County North Carolina | 25 | $ 7,565,000 | $ 302,000 | $ 156,000 |
| Baldwin County Alabama | 22 | $ 4,270,000 | $ 194,000 | $ 77,000 |
| Clarendon County South Carolina | 18 | $ 2,010,000 | $ 111,000 | $ 47,000 |
| Kershaw County South Carolina | 17 | $ 3,575,000 | $ 210,000 | $ 123,000 |
| Horry County South Carolina | 16 | $ 3,230,000 | $ 201,000 | $ 77,000 |
| Chatham County Georgia | 14 | $ 3,740,000 | $ 267,000 | $ 106,000 |
| Franklin County North Carolina | 13 | $ 2,885,000 | $ 221,000 | $ 75,000 |
| Mecklenburg County North Carolina | 13 | $ 2,825,000 | $ 217,000 | $ 83,000 |
| Orangeburg County South Carolina | 13 | $ 2,145,000 | $ 165,000 | $ 75,000 |
| Pender County North Carolina | 10 | $ 2,710,000 | $ 271,000 | $ 110,000 |
| Brunswick County North Carolina | 9 | $ 2,945,000 | $ 327,000 | $ 173,000 |
| Marlboro County South Carolina | 9 | $ 855,000 | $ 95,000 | $ 55,000 |
| Flagler County Florida | 8 | $ 1,700,000 | $ 212,000 | $ 76,000 |
| Pamlico County North Carolina | 8 | $ 1,590,000 | $ 198,000 | $ 143,000 |
| Berkeley County South Carolina | 8 | $ 2,240,000 | $ 280,000 | $ 201,000 |
| Fairfield County South Carolina | 8 | $ 1,290,000 | $ 161,000 | $ 69,000 |
| Pickens County South Carolina | 8 | $ 2,520,000 | $ 315,000 | $ 126,000 |
| Nassau County Florida | 7 | $ 1,165,000 | $ 166,000 | $ 110,000 |
| Craven County North Carolina | 7 | $ 1,215,000 | $ 173,000 | $ 45,000 |
| Union County North Carolina | 7 | $ 2,745,000 | $ 392,000 | $ 90,000 |
| York County South Carolina | 7 | $ 1,285,000 | $ 183,000 | $ 78,000 |
| Putnam County Florida | 6 | $ 750,000 | $ 125,000 | $ 66,000 |
| Chatham County North Carolina | 6 | $ 1,860,000 | $ 310,000 | $ 102,000 |
| Cherokee County South Carolina | 6 | $ 1,040,000 | $ 173,000 | $ 55,000 |
| Guilford County North Carolina | 5 | $ 1,095,000 | $ 219,000 | $ 153,000 |
| Beaufort County South Carolina | 5 | $ 925,000 | $ 185,000 | $ 61,000 |
| Edgefield County South Carolina | 5 | $ 765,000 | $ 153,000 | $ 62,000 |
| Williamsburg County South Carolina | 5 | $ 865,000 | $ 173,000 | $ 37,000 |
| Brevard County Florida | 4 | $ 860,000 | $ 215,000 | $ 59,000 |
| Marion County Florida | 4 | $ 640,000 | $ 160,000 | $ 66,000 |
| Volusia County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 114,000 |
| Alamance County North Carolina | 4 | $ 820,000 | $ 205,000 | $ 91,000 |
| Buncombe County North Carolina | 4 | $ 1,310,000 | $ 327,000 | $ 125,000 |
| Gaston County North Carolina | 4 | $ 690,000 | $ 172,000 | $ 48,000 |
| Chesterfield County South Carolina | 4 | $ 1,110,000 | $ 277,000 | $ 91,000 |
| Escambia County Florida | 3 | $ 665,000 | $ 221,000 | $ 84,000 |
| Orange County Florida | 3 | $ 855,000 | $ 285,000 | $ 95,000 |
| Cumberland County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 51,000 |
| Onslow County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 55,000 |
| Lee County South Carolina | 3 | $ 285,000 | $ 95,000 | $ 70,000 |
| Newberry County South Carolina | 3 | $ 895,000 | $ 298,000 | $ 397,000 |
| Washington County Alabama | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Collier County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 139,000 |
| Indian River County Florida | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| Osceola County Florida | 2 | $ 580,000 | $ 290,000 | $ 133,000 |
| Palm Beach County Florida | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| Pinellas County Florida | 2 | $ 720,000 | $ 360,000 | $ 177,000 |
| Forsyth County Georgia | 2 | $ 730,000 | $ 365,000 | $ 195,000 |
| Fulton County Georgia | 2 | $ 370,000 | $ 185,000 | $ 98,000 |
| Cabarrus County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 58,000 |
| Columbus County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 131,000 |
| Davidson County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 82,000 |
| Harnett County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| Henderson County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 112,000 |
| McDowell County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 196,000 |
| Moore County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 31,000 |
| Transylvania County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Watauga County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 105,000 |
| Abbeville County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 125,000 |
| Aiken County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 144,000 |
| Darlington County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 53,000 |
| Lancaster County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| Laurens County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 73,000 |
| Saluda County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 196,000 |
| Jefferson County Alabama | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Lee County Alabama | 1 | $ 185,000 | $ 185,000 | $ 302,000 |
| Citrus County Florida | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Columbia County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lake County Florida | 1 | $ 455,000 | $ 455,000 | $ 244,000 |
| Miami-Dade County Florida | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
| Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Bryan County Georgia | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Camden County Georgia | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Cobb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Effingham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Hall County Georgia | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Henry County Georgia | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Jackson County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| Caldwell County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Catawba County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Davie County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Granville County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Iredell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 302,000 |
| Lincoln County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Montgomery County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 706,000 |
| Pasquotank County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Robeson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 240,000 |
| Rowan County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Rutherford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Surry County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Wilkes County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 249,000 |
| Barnwell County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Colleton County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Dorchester County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 128,000 |
| Georgetown County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 220,000 |
| Blount County Tennessee | 1 | $ 615,000 | $ 615,000 | $ 300,000 |
| Davidson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Hamilton County Tennessee | 1 | $ 675,000 | $ 675,000 | $ 190,000 |
| Knox County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Sullivan County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 148,000 |
| Wilson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 151,000 |
| Arlington County Virginia | 1 | $ 585,000 | $ 585,000 | $ 189,000 |
| Henrico County Virginia | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
| Tazewell County Virginia | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| York County Virginia | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Resource Financial Services, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,757 | $380,495,000 | $216,000 | $1,505,000 | $93,000 | $706,000 |
| Refinancing | 295 | $79,455,000 | $269,000 | $1,005,000 | $99,000 | $779,000 |
| Cash-out Refinancing | 140 | $32,630,000 | $233,000 | $605,000 | $118,000 | $1,435,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,420 | $329,580,000 | $232,000 | $1,505,000 | $100,000 | $1,063,000 |
| Black or African American | 377 | $64,745,000 | $171,000 | $475,000 | $65,000 | $263,000 |
| Asian | 195 | $53,735,000 | $275,000 | $595,000 | $122,000 | $442,000 |
| Hispanic | 77 | $16,355,000 | $212,000 | $405,000 | $90,000 | $228,000 |
| Not Provided | 59 | $15,725,000 | $266,000 | $1,005,000 | $96,000 | $402,000 |
| Not applicable | 52 | $10,130,000 | $194,000 | $455,000 | $110,000 | $1,435,000 |
| American Indian or Alaskan Native | 9 | $1,585,000 | $176,000 | $435,000 | $107,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,413 | $326,645,000 | $231,000 | $1,505,000 | $109,000 | $1,435,000 |
| FHA-insured (Federal Housing Administration) | 431 | $77,265,000 | $179,000 | $355,000 | $65,000 | $269,000 |
| VA-guaranteed (Veterans Administration) | 296 | $80,040,000 | $270,000 | $535,000 | $82,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $8,630,000 | $165,000 | $475,000 | $54,000 | $137,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,714 | $383,370,000 | $223,000 | $1,005,000 | $99,000 | $1,435,000 |
| Application Withdrawn By Applicant | 413 | $99,185,000 | $240,000 | $1,505,000 | $87,000 | $600,000 |
| Application Denied By Financial Institution | 65 | $10,025,000 | $154,000 | $405,000 | $60,000 | $269,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,127 | $482,555,000 | $226,000 | $1,505,000 | $97,000 | $1,435,000 |
| Credit History | 22 | $3,030,000 | $137,000 | $255,000 | $48,000 | $124,000 |
| Debt-To-Income Ratio | 13 | $2,295,000 | $176,000 | $295,000 | $61,000 | $102,000 |
| Other | 7 | $545,000 | $77,000 | $225,000 | $44,000 | $53,000 |
| Collateral | 6 | $510,000 | $85,000 | $185,000 | $70,000 | $148,000 |
| Credit Application Incomplete | 6 | $1,440,000 | $240,000 | $405,000 | $74,000 | $116,000 |
| Unverifiable Information | 5 | $975,000 | $195,000 | $275,000 | $72,000 | $87,000 |
| Employment History | 5 | $915,000 | $183,000 | $255,000 | $48,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $315,000 | $315,000 | $315,000 | $269,000 | $269,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Financial Services, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.