Resource Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Resource Financial Services, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Financial Services, Inc. 2717 Devine Street Columbia, SC 29205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 3,838 |
| Total Mortgage Loan Application Amount | $929,140,000 |
| Average Mortgage Loan Application Amount | $232,666 |
| Highest Mortgage Loan Application Amount | $1,305,000 |
| Average Applicant Income | $116,333 |
| Highest Applicant Income | $1,333,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Resource Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Resource Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Financial Services, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 553 | $ 162,295,000 | $ 293,000 | $ 150,000 |
| Richland County South Carolina | 537 | $ 133,775,000 | $ 249,000 | $ 122,000 |
| Duval County Florida | 379 | $ 72,585,000 | $ 191,000 | $ 82,000 |
| Lexington County South Carolina | 318 | $ 69,380,000 | $ 218,000 | $ 93,000 |
| Sumter County South Carolina | 204 | $ 30,960,000 | $ 151,000 | $ 55,000 |
| St. Johns County Florida | 170 | $ 56,490,000 | $ 332,000 | $ 142,000 |
| Greenville County South Carolina | 164 | $ 38,710,000 | $ 236,000 | $ 101,000 |
| New Hanover County North Carolina | 117 | $ 30,115,000 | $ 257,000 | $ 102,000 |
| Durham County North Carolina | 89 | $ 21,455,000 | $ 241,000 | $ 107,000 |
| Spartanburg County South Carolina | 79 | $ 15,365,000 | $ 194,000 | $ 71,000 |
| Clay County Florida | 58 | $ 11,290,000 | $ 194,000 | $ 68,000 |
| York County South Carolina | 52 | $ 10,460,000 | $ 201,000 | $ 87,000 |
| Madison County Alabama | 51 | $ 15,765,000 | $ 309,000 | $ 119,000 |
| Orange County North Carolina | 51 | $ 14,225,000 | $ 278,000 | $ 151,000 |
| Mobile County Alabama | 47 | $ 8,495,000 | $ 180,000 | $ 77,000 |
| Charleston County South Carolina | 39 | $ 12,635,000 | $ 323,000 | $ 110,000 |
| Mecklenburg County North Carolina | 34 | $ 8,960,000 | $ 263,000 | $ 138,000 |
| Johnston County North Carolina | 33 | $ 8,825,000 | $ 267,000 | $ 87,000 |
| Pender County North Carolina | 32 | $ 8,540,000 | $ 266,000 | $ 94,000 |
| Anderson County South Carolina | 32 | $ 7,400,000 | $ 231,000 | $ 82,000 |
| Kershaw County South Carolina | 31 | $ 6,695,000 | $ 215,000 | $ 61,000 |
| Pickens County South Carolina | 30 | $ 8,850,000 | $ 295,000 | $ 104,000 |
| Florence County South Carolina | 27 | $ 4,775,000 | $ 176,000 | $ 60,000 |
| Guilford County North Carolina | 26 | $ 5,810,000 | $ 223,000 | $ 112,000 |
| Onslow County North Carolina | 25 | $ 6,615,000 | $ 264,000 | $ 84,000 |
| Horry County South Carolina | 25 | $ 6,665,000 | $ 266,000 | $ 101,000 |
| Nassau County Florida | 23 | $ 5,385,000 | $ 234,000 | $ 69,000 |
| Brunswick County North Carolina | 23 | $ 5,845,000 | $ 254,000 | $ 143,000 |
| Limestone County Alabama | 21 | $ 6,975,000 | $ 332,000 | $ 107,000 |
| Chatham County North Carolina | 18 | $ 6,430,000 | $ 357,000 | $ 151,000 |
| Baldwin County Alabama | 16 | $ 4,210,000 | $ 263,000 | $ 99,000 |
| Berkeley County South Carolina | 15 | $ 5,745,000 | $ 383,000 | $ 117,000 |
| Marion County Florida | 14 | $ 1,600,000 | $ 114,000 | $ 62,000 |
| Fairfield County South Carolina | 14 | $ 2,450,000 | $ 175,000 | $ 86,000 |
| Newberry County South Carolina | 13 | $ 3,245,000 | $ 249,000 | $ 121,000 |
| Carteret County North Carolina | 11 | $ 2,105,000 | $ 191,000 | $ 152,000 |
| Watauga County North Carolina | 11 | $ 2,655,000 | $ 241,000 | $ 162,000 |
| Clarendon County South Carolina | 11 | $ 1,825,000 | $ 165,000 | $ 68,000 |
| Marlboro County South Carolina | 10 | $ 1,110,000 | $ 111,000 | $ 71,000 |
| Palm Beach County Florida | 9 | $ 2,365,000 | $ 262,000 | $ 97,000 |
| Forsyth County North Carolina | 9 | $ 1,555,000 | $ 172,000 | $ 96,000 |
| Franklin County North Carolina | 9 | $ 2,025,000 | $ 225,000 | $ 90,000 |
| Henderson County North Carolina | 9 | $ 2,255,000 | $ 250,000 | $ 71,000 |
| Broward County Florida | 8 | $ 2,710,000 | $ 338,000 | $ 123,000 |
| Alamance County North Carolina | 8 | $ 1,610,000 | $ 201,000 | $ 112,000 |
| Cumberland County North Carolina | 8 | $ 1,440,000 | $ 180,000 | $ 87,000 |
| Aiken County South Carolina | 8 | $ 1,570,000 | $ 196,000 | $ 75,000 |
| Flagler County Florida | 7 | $ 2,485,000 | $ 355,000 | $ 123,000 |
| Davie County North Carolina | 7 | $ 1,845,000 | $ 263,000 | $ 77,000 |
| Union County North Carolina | 7 | $ 1,855,000 | $ 265,000 | $ 111,000 |
| Hillsborough County Florida | 6 | $ 1,090,000 | $ 181,000 | $ 73,000 |
| Osceola County Florida | 6 | $ 1,820,000 | $ 303,000 | $ 130,000 |
| Granville County North Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 103,000 |
| Cabarrus County North Carolina | 5 | $ 1,195,000 | $ 239,000 | $ 112,000 |
| Harnett County North Carolina | 5 | $ 1,045,000 | $ 209,000 | $ 100,000 |
| Jackson County North Carolina | 5 | $ 1,715,000 | $ 343,000 | $ 229,000 |
| Beaufort County South Carolina | 5 | $ 695,000 | $ 139,000 | $ 55,000 |
| Dorchester County South Carolina | 5 | $ 1,225,000 | $ 245,000 | $ 47,000 |
| Laurens County South Carolina | 5 | $ 1,305,000 | $ 261,000 | $ 93,000 |
| Orangeburg County South Carolina | 5 | $ 665,000 | $ 133,000 | $ 67,000 |
| Baker County Florida | 4 | $ 550,000 | $ 137,000 | $ 52,000 |
| Orange County Florida | 4 | $ 1,430,000 | $ 357,000 | $ 111,000 |
| Putnam County Florida | 4 | $ 700,000 | $ 175,000 | $ 60,000 |
| Volusia County Florida | 4 | $ 750,000 | $ 187,000 | $ 86,000 |
| Chatham County Georgia | 4 | $ 1,040,000 | $ 260,000 | $ 117,000 |
| DeKalb County Georgia | 4 | $ 1,460,000 | $ 365,000 | $ 284,000 |
| Fulton County Georgia | 4 | $ 1,200,000 | $ 300,000 | $ 82,000 |
| Catawba County North Carolina | 4 | $ 550,000 | $ 137,000 | $ 100,000 |
| Craven County North Carolina | 4 | $ 880,000 | $ 220,000 | $ 78,000 |
| Davidson County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 55,000 |
| Gaston County North Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 148,000 |
| Macon County North Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 147,000 |
| Wilkes County North Carolina | 4 | $ 580,000 | $ 145,000 | $ 55,000 |
| Georgetown County South Carolina | 4 | $ 1,600,000 | $ 400,000 | $ 109,000 |
| Lee County South Carolina | 4 | $ 520,000 | $ 130,000 | $ 49,000 |
| Jefferson County Alabama | 3 | $ 925,000 | $ 308,000 | $ 220,000 |
| Brevard County Florida | 3 | $ 675,000 | $ 225,000 | $ 40,000 |
| Lake County Florida | 3 | $ 495,000 | $ 165,000 | $ 54,000 |
| Pinellas County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 186,000 |
| Cobb County Georgia | 3 | $ 415,000 | $ 138,000 | $ 80,000 |
| Greene County Georgia | 3 | $ 925,000 | $ 308,000 | $ 139,000 |
| Buncombe County North Carolina | 3 | $ 765,000 | $ 255,000 | $ 177,000 |
| Lee County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 77,000 |
| Lincoln County North Carolina | 3 | $ 945,000 | $ 315,000 | $ 155,000 |
| Nash County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Pamlico County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 154,000 |
| Pitt County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 59,000 |
| Cherokee County South Carolina | 3 | $ 575,000 | $ 191,000 | $ 52,000 |
| Chester County South Carolina | 3 | $ 845,000 | $ 281,000 | $ 151,000 |
| Saluda County South Carolina | 3 | $ 385,000 | $ 128,000 | $ 68,000 |
| Hamilton County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 164,000 |
| Shelby County Alabama | 2 | $ 400,000 | $ 200,000 | $ 51,000 |
| Alachua County Florida | 2 | $ 430,000 | $ 215,000 | $ 59,000 |
| Citrus County Florida | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| Escambia County Florida | 2 | $ 380,000 | $ 190,000 | $ 98,000 |
| Manatee County Florida | 2 | $ 790,000 | $ 395,000 | $ 209,000 |
| Okaloosa County Florida | 2 | $ 430,000 | $ 215,000 | $ 71,000 |
| Pasco County Florida | 2 | $ 370,000 | $ 185,000 | $ 115,000 |
| Polk County Florida | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| Santa Rosa County Florida | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Seminole County Florida | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Bulloch County Georgia | 2 | $ 700,000 | $ 350,000 | $ 296,000 |
| Columbia County Georgia | 2 | $ 650,000 | $ 325,000 | $ 88,000 |
| Forsyth County Georgia | 2 | $ 750,000 | $ 375,000 | $ 403,000 |
| Franklin County Georgia | 2 | $ 280,000 | $ 140,000 | $ 34,000 |
| Putnam County Georgia | 2 | $ 900,000 | $ 450,000 | $ 108,000 |
| Hardin County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Columbus County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Dare County North Carolina | 2 | $ 1,030,000 | $ 515,000 | $ 175,000 |
| McDowell County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 218,000 |
| Rowan County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Wilson County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| Calhoun County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Colleton County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 155,000 |
| Knox County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 72,000 |
| Fairfax County Virginia | 2 | $ 710,000 | $ 355,000 | $ 126,000 |
| Rockingham County Virginia | 2 | $ 380,000 | $ 190,000 | $ 59,000 |
| Marshall County Alabama | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Monroe County Alabama | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Washington County Alabama | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Los Angeles County California | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| San Diego County California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Bay County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Collier County Florida | 1 | $ 515,000 | $ 515,000 | $ 110,000 |
| Gulf County Florida | 1 | $ 435,000 | $ 435,000 | $ 100,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Miami-Dade County Florida | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Sarasota County Florida | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Bryan County Georgia | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Cherokee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Clayton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Coweta County Georgia | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Douglas County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Glynn County Georgia | 1 | $ 275,000 | $ 275,000 | $ 183,000 |
| Grady County Georgia | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Hall County Georgia | 1 | $ 185,000 | $ 185,000 | $ 165,000 |
| Lumpkin County Georgia | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Oglethorpe County Georgia | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Paulding County Georgia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Richmond County Georgia | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Thomas County Georgia | 1 | $ 455,000 | $ 455,000 | $ 330,000 |
| Walton County Georgia | 1 | $ 415,000 | $ 415,000 | $ 145,000 |
| Jefferson County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 188,000 |
| Jefferson County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| St. Tammany County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Hancock County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Harrison County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Jackson County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Ashe County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 268,000 |
| Avery County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Bertie County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Burke County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Caldwell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Duplin County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Iredell County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 70,000 |
| Northampton County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 230,000 |
| Person County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Randolph County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Rockingham County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Rutherford County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 188,000 |
| Sampson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Scotland County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Stanly County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 332,000 |
| Surry County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
| Transylvania County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Wayne County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Abbeville County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Chesterfield County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Darlington County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Greenwood County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Oconee County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 168,000 |
| Union County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Williamsburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Blount County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| Rutherford County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Shelby County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 133,000 |
| Alexandria County Virginia | 1 | $ 365,000 | $ 365,000 | $ 185,000 |
| Franklin County Virginia | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Hampton County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Henrico County Virginia | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| King George County Virginia | 1 | $ 395,000 | $ 395,000 | $ 175,000 |
| Loudoun County Virginia | 1 | $ 345,000 | $ 345,000 | $ 178,000 |
| Mecklenburg County Virginia | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Poquoson County Virginia | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Prince William County Virginia | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Suffolk County Virginia | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Virginia Beach County Virginia | 1 | $ 435,000 | $ 435,000 | $ 72,000 |
| York County Virginia | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Resource Financial Services, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,980 | $502,740,000 | $253,000 | $1,305,000 | $120,000 | $1,333,000 |
| Home Purchase | 1,795 | $412,755,000 | $229,000 | $1,085,000 | $93,000 | $650,000 |
| Cash-out Refinancing | 63 | $13,645,000 | $216,000 | $515,000 | $136,000 | $1,213,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,683 | $661,325,000 | $246,000 | $1,305,000 | $108,000 | $1,333,000 |
| Asian | 441 | $119,465,000 | $270,000 | $635,000 | $141,000 | $627,000 |
| Black or African American | 341 | $65,665,000 | $192,000 | $895,000 | $63,000 | $247,000 |
| Not Provided | 201 | $44,415,000 | $220,000 | $515,000 | $114,000 | $744,000 |
| Hispanic | 121 | $26,775,000 | $221,000 | $515,000 | $87,000 | $469,000 |
| American Indian or Alaskan Native | 14 | $3,170,000 | $226,000 | $655,000 | $86,000 | $285,000 |
| Not applicable | 9 | $2,155,000 | $239,000 | $375,000 | $81,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,035,000 | $207,000 | $305,000 | $110,000 | $188,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,943 | $725,275,000 | $246,000 | $1,305,000 | $122,000 | $1,333,000 |
| FHA-insured (Federal Housing Administration) | 414 | $79,810,000 | $192,000 | $455,000 | $61,000 | $225,000 |
| VA-guaranteed (Veterans Administration) | 411 | $111,895,000 | $272,000 | $1,085,000 | $60,000 | $557,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $12,160,000 | $173,000 | $335,000 | $55,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,017 | $735,425,000 | $243,000 | $1,005,000 | $109,000 | $1,333,000 |
| Application Withdrawn By Applicant | 730 | $172,750,000 | $236,000 | $1,085,000 | $106,000 | $898,000 |
| Application Denied By Financial Institution | 75 | $17,205,000 | $229,000 | $1,305,000 | $77,000 | $566,000 |
| File Closed For Incompleteness | 16 | $3,760,000 | $235,000 | $505,000 | $94,000 | $311,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,763 | $911,935,000 | $242,000 | $1,085,000 | $108,000 | $1,333,000 |
| Debt-To-Income Ratio | 24 | $6,820,000 | $284,000 | $1,305,000 | $67,000 | $566,000 |
| Credit Application Incomplete | 20 | $4,720,000 | $236,000 | $505,000 | $106,000 | $330,000 |
| Other | 15 | $1,795,000 | $119,000 | $275,000 | $51,000 | $130,000 |
| Credit History | 5 | $825,000 | $165,000 | $255,000 | $62,000 | $75,000 |
| Collateral | 5 | $1,245,000 | $249,000 | $365,000 | $135,000 | $240,000 |
| Unverifiable Information | 2 | $1,110,000 | $555,000 | $895,000 | $136,000 | $217,000 |
| Employment History | 2 | $340,000 | $170,000 | $215,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $350,000 | $175,000 | $235,000 | $23,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Financial Services, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.