Resource Lenders Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Resource Lenders Inc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Lenders Inc 7330 N. Palm Ave Ste 106 Fresno, CA 93711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,128 |
| Total Mortgage Loan Application Amount | $881,422,000 |
| Average Mortgage Loan Application Amount | $222,000 |
| Highest Mortgage Loan Application Amount | $1,610,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $8,001,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Resource Lenders Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Lenders Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Resource Lenders Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Lenders Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Lenders Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Lenders Inc's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fresno County California | 1,634 | $ 306,607,000 | $ 187,000 | $ 92,000 |
| San Luis Obispo County California | 576 | $ 181,055,000 | $ 314,000 | $ 118,000 |
| Kern County California | 411 | $ 69,313,000 | $ 168,000 | $ 86,000 |
| Santa Barbara County California | 295 | $ 70,109,000 | $ 237,000 | $ 82,000 |
| Tulare County California | 265 | $ 46,707,000 | $ 176,000 | $ 99,000 |
| Madera County California | 178 | $ 27,528,000 | $ 154,000 | $ 62,000 |
| Washoe County Nevada | 165 | $ 35,470,000 | $ 214,000 | $ 100,000 |
| Kings County California | 131 | $ 22,136,000 | $ 168,000 | $ 94,000 |
| Tuolumne County California | 84 | $ 16,787,000 | $ 199,000 | $ 78,000 |
| Nevada County California | 51 | $ 13,889,000 | $ 272,000 | $ 115,000 |
| Los Angeles County California | 47 | $ 15,548,000 | $ 330,000 | $ 135,000 |
| Orange County California | 29 | $ 10,530,000 | $ 363,000 | $ 233,000 |
| Merced County California | 23 | $ 2,984,000 | $ 129,000 | $ 64,000 |
| Lyon County Nevada | 22 | $ 2,952,000 | $ 134,000 | $ 62,000 |
| Placer County California | 21 | $ 5,909,000 | $ 281,000 | $ 103,000 |
| Sacramento County California | 15 | $ 3,204,000 | $ 213,000 | $ 107,000 |
| Santa Cruz County California | 14 | $ 5,636,000 | $ 402,000 | $ 164,000 |
| Carson City County Nevada | 14 | $ 2,886,000 | $ 206,000 | $ 91,000 |
| Santa Clara County California | 13 | $ 5,883,000 | $ 452,000 | $ 235,000 |
| Monterey County California | 12 | $ 4,799,000 | $ 399,000 | $ 154,000 |
| Riverside County California | 12 | $ 2,627,000 | $ 218,000 | $ 118,000 |
| San Diego County California | 11 | $ 3,498,000 | $ 318,000 | $ 131,000 |
| Douglas County Nevada | 9 | $ 1,586,000 | $ 176,000 | $ 55,000 |
| San Bernardino County California | 8 | $ 1,753,000 | $ 219,000 | $ 82,000 |
| Stanislaus County California | 8 | $ 1,790,000 | $ 223,000 | $ 93,000 |
| Ventura County California | 8 | $ 2,174,000 | $ 271,000 | $ 88,000 |
| Alameda County California | 7 | $ 1,951,000 | $ 278,000 | $ 108,000 |
| San Joaquin County California | 7 | $ 1,821,000 | $ 260,000 | $ 125,000 |
| Clark County Nevada | 7 | $ 1,204,000 | $ 172,000 | $ 52,000 |
| Solano County California | 6 | $ 1,690,000 | $ 281,000 | $ 200,000 |
| San Mateo County California | 5 | $ 1,612,000 | $ 322,000 | $ 102,000 |
| Churchill County Nevada | 5 | $ 505,000 | $ 101,000 | $ 49,000 |
| Contra Costa County California | 4 | $ 1,482,000 | $ 370,000 | $ 115,000 |
| El Dorado County California | 4 | $ 967,000 | $ 241,000 | $ 102,000 |
| Marin County California | 3 | $ 1,623,000 | $ 541,000 | $ 211,000 |
| Mariposa County California | 3 | $ 428,000 | $ 142,000 | $ 185,000 |
| Storey County Nevada | 3 | $ 311,000 | $ 103,000 | $ 91,000 |
| Calaveras County California | 2 | $ 217,000 | $ 108,000 | $ 84,000 |
| Mendocino County California | 2 | $ 378,000 | $ 189,000 | $ 51,000 |
| Plumas County California | 2 | $ 561,000 | $ 280,000 | $ 250,000 |
| San Benito County California | 2 | $ 519,000 | $ 259,000 | $ 43,000 |
| Sierra County California | 2 | $ 357,000 | $ 178,000 | $ 86,000 |
| Alpine County California | 1 | $ 416,000 | $ 416,000 | $ 51,000 |
| Amador County California | 1 | $ 108,000 | $ 108,000 | $ 61,000 |
| Del Norte County California | 1 | $ 83,000 | $ 83,000 | $ 90,000 |
| Napa County California | 1 | $ 413,000 | $ 413,000 | $ 189,000 |
| San Francisco County California | 1 | $ 400,000 | $ 400,000 | $ 395,000 |
| Sonoma County California | 1 | $ 550,000 | $ 550,000 | $ 549,000 |
| Tehama County California | 1 | $ 138,000 | $ 138,000 | $ 102,000 |
| Elko County Nevada | 1 | $ 328,000 | $ 328,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Resource Lenders Inc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,668 | $512,448,000 | $192,000 | $1,610,000 | $81,000 | $1,380,000 |
| Refinancing | 1,460 | $368,974,000 | $252,000 | $1,190,000 | $125,000 | $8,001,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,140 | $711,370,000 | $226,000 | $1,610,000 | $105,000 | $8,001,000 |
| Hispanic | 731 | $117,322,000 | $160,000 | $580,000 | $60,000 | $550,000 |
| Asian | 163 | $33,662,000 | $206,000 | $458,000 | $108,000 | $3,115,000 |
| Black or African American | 54 | $9,920,000 | $183,000 | $372,000 | $77,000 | $280,000 |
| Not Provided | 17 | $4,659,000 | $274,000 | $417,000 | $102,000 | $217,000 |
| American Indian or Alaskan Native | 15 | $2,800,000 | $186,000 | $347,000 | $75,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,689,000 | $211,000 | $334,000 | $89,000 | $183,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,195 | $502,997,000 | $229,000 | $1,610,000 | $125,000 | $8,001,000 |
| FHA-insured (Federal Housing Administration) | 1,650 | $322,733,000 | $195,000 | $702,000 | $65,000 | $1,225,000 |
| VA-guaranteed (Veterans Administration) | 167 | $38,469,000 | $230,000 | $484,000 | $78,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 116 | $17,223,000 | $148,000 | $373,000 | $43,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,148 | $665,779,000 | $211,000 | $1,190,000 | $95,000 | $5,769,000 |
| Application Withdrawn By Applicant | 482 | $109,481,000 | $227,000 | $946,000 | $112,000 | $8,001,000 |
| Application Denied By Financial Institution | 252 | $54,462,000 | $216,000 | $1,610,000 | $99,000 | $3,115,000 |
| Application Approved But Not Accepted | 243 | $51,154,000 | $210,000 | $930,000 | $85,000 | $710,000 |
| File Closed For Incompleteness | 3 | $546,000 | $182,000 | $264,000 | $155,000 | $248,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 79 | $17,336,000 | $219,000 | $630,000 | $99,000 | $3,115,000 |
| Other | 76 | $16,890,000 | $222,000 | $1,610,000 | $109,000 | $1,380,000 |
| Collateral | 38 | $8,608,000 | $226,000 | $602,000 | $105,000 | $454,000 |
| Credit History | 29 | $5,132,000 | $176,000 | $352,000 | $84,000 | $550,000 |
| Unverifiable Information | 14 | $2,918,000 | $208,000 | $573,000 | $84,000 | $430,000 |
| Employment History | 9 | $1,980,000 | $220,000 | $342,000 | $83,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,598,000 | $228,000 | $297,000 | $75,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Lenders Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Lenders Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.