Right Start Mortgage, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Right Start Mortgage, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Right Start Mortgage, Inc. 2125 East Katella Avenue, Suite 330 Pasadena, CA 92806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2019 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,795 |
| Total Mortgage Loan Application Amount | $514,835,000 |
| Average Mortgage Loan Application Amount | $278,500 |
| Highest Mortgage Loan Application Amount | $930,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $818,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Right Start Mortgage, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Right Start Mortgage, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Right Start Mortgage, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Right Start Mortgage, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Right Start Mortgage, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Right Start Mortgage, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 648 | $ 199,196,000 | $ 307,000 | $ 104,000 |
| Orange County California | 204 | $ 67,473,000 | $ 330,000 | $ 111,000 |
| San Diego County California | 168 | $ 51,687,000 | $ 307,000 | $ 125,000 |
| San Bernardino County California | 112 | $ 25,086,000 | $ 223,000 | $ 70,000 |
| Riverside County California | 109 | $ 22,861,000 | $ 209,000 | $ 81,000 |
| Ventura County California | 98 | $ 33,593,000 | $ 342,000 | $ 135,000 |
| Alameda County California | 38 | $ 11,675,000 | $ 307,000 | $ 111,000 |
| Santa Clara County California | 33 | $ 10,357,000 | $ 313,000 | $ 98,000 |
| Contra Costa County California | 32 | $ 8,844,000 | $ 276,000 | $ 85,000 |
| Fresno County California | 26 | $ 3,957,000 | $ 152,000 | $ 65,000 |
| Sacramento County California | 22 | $ 4,829,000 | $ 219,000 | $ 103,000 |
| King County Washington | 19 | $ 5,630,000 | $ 296,000 | $ 112,000 |
| San Mateo County California | 15 | $ 6,368,000 | $ 424,000 | $ 109,000 |
| Jefferson County Colorado | 13 | $ 3,015,000 | $ 231,000 | $ 90,000 |
| Harris County Texas | 12 | $ 1,977,000 | $ 164,000 | $ 82,000 |
| Maricopa County Arizona | 11 | $ 2,453,000 | $ 223,000 | $ 91,000 |
| Prince George's County Maryland | 11 | $ 2,894,000 | $ 263,000 | $ 6,000 |
| Boulder County Colorado | 10 | $ 3,267,000 | $ 326,000 | $ 135,000 |
| Monterey County California | 8 | $ 2,071,000 | $ 258,000 | $ 65,000 |
| San Francisco County California | 8 | $ 3,251,000 | $ 406,000 | $ 97,000 |
| Arapahoe County Colorado | 8 | $ 2,030,000 | $ 253,000 | $ 91,000 |
| Denver County Colorado | 8 | $ 2,215,000 | $ 276,000 | $ 106,000 |
| Fort Bend County Texas | 8 | $ 1,401,000 | $ 175,000 | $ 83,000 |
| San Joaquin County California | 7 | $ 1,613,000 | $ 230,000 | $ 101,000 |
| Santa Cruz County California | 7 | $ 2,503,000 | $ 357,000 | $ 82,000 |
| Kern County California | 6 | $ 1,331,000 | $ 221,000 | $ 44,000 |
| San Luis Obispo County California | 6 | $ 1,880,000 | $ 313,000 | $ 64,000 |
| Sonoma County California | 6 | $ 1,500,000 | $ 250,000 | $ 71,000 |
| Yolo County California | 6 | $ 1,236,000 | $ 206,000 | $ 66,000 |
| Marin County California | 5 | $ 1,944,000 | $ 388,000 | $ 128,000 |
| Placer County California | 5 | $ 1,450,000 | $ 290,000 | $ 119,000 |
| Santa Barbara County California | 5 | $ 1,516,000 | $ 303,000 | $ 43,000 |
| El Paso County Colorado | 5 | $ 1,019,000 | $ 203,000 | $ 51,000 |
| Weld County Colorado | 5 | $ 917,000 | $ 183,000 | $ 59,000 |
| Madera County California | 4 | $ 580,000 | $ 145,000 | $ 55,000 |
| Sutter County California | 4 | $ 568,000 | $ 142,000 | $ 48,000 |
| Tulare County California | 4 | $ 512,000 | $ 128,000 | $ 59,000 |
| Larimer County Colorado | 4 | $ 766,000 | $ 191,000 | $ 79,000 |
| Collin County Texas | 4 | $ 739,000 | $ 184,000 | $ 62,000 |
| Tarrant County Texas | 4 | $ 706,000 | $ 176,000 | $ 107,000 |
| Pierce County Washington | 4 | $ 820,000 | $ 205,000 | $ 85,000 |
| Thurston County Washington | 4 | $ 872,000 | $ 218,000 | $ 60,000 |
| Kings County California | 3 | $ 455,000 | $ 151,000 | $ 66,000 |
| Adams County Colorado | 3 | $ 683,000 | $ 227,000 | $ 47,000 |
| Douglas County Colorado | 3 | $ 719,000 | $ 239,000 | $ 48,000 |
| Travis County Texas | 3 | $ 798,000 | $ 266,000 | $ 161,000 |
| Spokane County Washington | 3 | $ 560,000 | $ 186,000 | $ 39,000 |
| El Dorado County California | 2 | $ 690,000 | $ 345,000 | $ 80,000 |
| Inyo County California | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Plumas County California | 2 | $ 269,000 | $ 134,000 | $ 141,000 |
| Shasta County California | 2 | $ 382,000 | $ 191,000 | $ 79,000 |
| Solano County California | 2 | $ 261,000 | $ 130,000 | $ 97,000 |
| Stanislaus County California | 2 | $ 242,000 | $ 121,000 | $ 44,000 |
| Garfield County Colorado | 2 | $ 673,000 | $ 336,000 | $ 88,000 |
| Mesa County Colorado | 2 | $ 458,000 | $ 229,000 | $ 53,000 |
| Calvert County Maryland | 2 | $ 264,000 | $ 132,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 484,000 | $ 242,000 | $ 85,000 |
| Lane County Oregon | 2 | $ 425,000 | $ 212,000 | $ 62,000 |
| Multnomah County Oregon | 2 | $ 817,000 | $ 408,000 | $ 78,000 |
| Dallas County Texas | 2 | $ 227,000 | $ 113,000 | $ 81,000 |
| Denton County Texas | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Hays County Texas | 2 | $ 316,000 | $ 158,000 | $ 94,000 |
| Montgomery County Texas | 2 | $ 448,000 | $ 224,000 | $ 122,000 |
| Clark County Washington | 2 | $ 455,000 | $ 227,000 | $ 56,000 |
| Snohomish County Washington | 2 | $ 499,000 | $ 249,000 | $ 150,000 |
| Whatcom County Washington | 2 | $ 412,000 | $ 206,000 | $ 51,000 |
| Pinal County Arizona | 1 | $ 88,000 | $ 88,000 | $ 107,000 |
| Butte County California | 1 | $ 173,000 | $ 173,000 | $ 110,000 |
| Colusa County California | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Lake County California | 1 | $ 183,000 | $ 183,000 | $ 55,000 |
| Mendocino County California | 1 | $ 218,000 | $ 218,000 | $ 152,000 |
| Merced County California | 1 | $ 192,000 | $ 192,000 | $ 113,000 |
| Napa County California | 1 | $ 216,000 | $ 216,000 | $ 95,000 |
| Tuolumne County California | 1 | $ 274,000 | $ 274,000 | $ 58,000 |
| Clear Creek County Colorado | 1 | $ 410,000 | $ 410,000 | $ 98,000 |
| Pitkin County Colorado | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Pueblo County Colorado | 1 | $ 226,000 | $ 226,000 | $ 146,000 |
| Baltimore County Maryland | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Charles County Maryland | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Frederick County Maryland | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 262,000 | $ 262,000 | $ 66,000 |
| Benton County Oregon | 1 | $ 208,000 | $ 208,000 | $ 46,000 |
| Josephine County Oregon | 1 | $ 100,000 | $ 100,000 | $ 196,000 |
| Klamath County Oregon | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Marion County Oregon | 1 | $ 218,000 | $ 218,000 | $ 52,000 |
| Washington County Oregon | 1 | $ 191,000 | $ 191,000 | $ 40,000 |
| Bexar County Texas | 1 | $ 98,000 | $ 98,000 | $ 164,000 |
| Smith County Texas | 1 | $ 187,000 | $ 187,000 | $ 98,000 |
| Benton County Washington | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Chelan County Washington | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Mason County Washington | 1 | $ 171,000 | $ 171,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Right Start Mortgage, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,285 | $382,132,000 | $297,000 | $930,000 | $103,000 | $719,000 |
| Home Purchase | 510 | $132,703,000 | $260,000 | $729,000 | $93,000 | $818,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 841 | $253,087,000 | $300,000 | $930,000 | $114,000 | $818,000 |
| Asian | 423 | $125,807,000 | $297,000 | $636,000 | $110,000 | $571,000 |
| Hispanic | 351 | $87,287,000 | $248,000 | $626,000 | $66,000 | $519,000 |
| Black or African American | 67 | $16,878,000 | $251,000 | $681,000 | $79,000 | $308,000 |
| Not Provided | 67 | $19,962,000 | $297,000 | $728,000 | $90,000 | $306,000 |
| Not applicable | 21 | $5,194,000 | $247,000 | $497,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,144,000 | $270,000 | $394,000 | $89,000 | $358,000 |
| American Indian or Alaskan Native | 6 | $1,476,000 | $246,000 | $531,000 | $100,000 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,286 | $377,035,000 | $293,000 | $872,000 | $119,000 | $818,000 |
| FHA-insured (Federal Housing Administration) | 509 | $137,800,000 | $270,000 | $930,000 | $52,000 | $405,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,243 | $361,917,000 | $291,000 | $930,000 | $104,000 | $818,000 |
| Application Withdrawn By Applicant | 272 | $77,330,000 | $284,000 | $728,000 | $97,000 | $540,000 |
| Application Denied By Financial Institution | 182 | $49,178,000 | $270,000 | $626,000 | $89,000 | $719,000 |
| Application Approved But Not Accepted | 48 | $12,941,000 | $269,000 | $729,000 | $96,000 | $405,000 |
| File Closed For Incompleteness | 29 | $8,275,000 | $285,000 | $479,000 | $106,000 | $539,000 |
| Loan Purchased By The Institution | 21 | $5,194,000 | $247,000 | $497,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $21,667,000 | $281,000 | $626,000 | $69,000 | $308,000 |
| Credit History | 30 | $7,520,000 | $250,000 | $626,000 | $86,000 | $325,000 |
| Collateral | 29 | $7,260,000 | $250,000 | $566,000 | $110,000 | $719,000 |
| Unverifiable Information | 24 | $6,593,000 | $274,000 | $448,000 | $125,000 | $616,000 |
| Other | 12 | $3,112,000 | $259,000 | $491,000 | $105,000 | $377,000 |
| Credit Application Incomplete | 3 | $711,000 | $237,000 | $417,000 | $72,000 | $113,000 |
| Employment History | 3 | $1,032,000 | $344,000 | $520,000 | $98,000 | $256,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $452,000 | $452,000 | $452,000 | $132,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Right Start Mortgage, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Right Start Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.