Riverside Residential Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Riverside Residential Lending 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Riverside Residential Lending 1200 Johnson Ferry Road Marietta, GA 30068 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 876 |
| Total Mortgage Loan Application Amount | $127,305,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $700,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $1,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Riverside Residential Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Riverside Residential Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Riverside Residential Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Riverside Residential Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Riverside Residential Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Riverside Residential Lending's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bibb County Georgia | 281 | $ 30,810,000 | $ 109,000 | $ 71,000 |
| Cobb County Georgia | 136 | $ 26,644,000 | $ 195,000 | $ 104,000 |
| Houston County Georgia | 87 | $ 10,500,000 | $ 120,000 | $ 62,000 |
| Fulton County Georgia | 61 | $ 12,883,000 | $ 211,000 | $ 117,000 |
| Coweta County Georgia | 50 | $ 7,611,000 | $ 152,000 | $ 60,000 |
| Monroe County Georgia | 36 | $ 5,445,000 | $ 151,000 | $ 71,000 |
| Jones County Georgia | 29 | $ 3,321,000 | $ 114,000 | $ 70,000 |
| Peach County Georgia | 26 | $ 3,166,000 | $ 121,000 | $ 89,000 |
| DeKalb County Georgia | 22 | $ 4,278,000 | $ 194,000 | $ 128,000 |
| Gwinnett County Georgia | 21 | $ 4,545,000 | $ 216,000 | $ 126,000 |
| Cherokee County Georgia | 17 | $ 3,556,000 | $ 209,000 | $ 101,000 |
| Crawford County Georgia | 5 | $ 702,000 | $ 140,000 | $ 65,000 |
| Henry County Georgia | 5 | $ 643,000 | $ 128,000 | $ 64,000 |
| Douglas County Georgia | 4 | $ 528,000 | $ 132,000 | $ 93,000 |
| Forsyth County Georgia | 4 | $ 831,000 | $ 207,000 | $ 96,000 |
| Brevard County Florida | 3 | $ 286,000 | $ 95,000 | $ 81,000 |
| Gulf County Florida | 3 | $ 333,000 | $ 111,000 | $ 91,000 |
| Baldwin County Georgia | 3 | $ 247,000 | $ 82,000 | $ 68,000 |
| Bartow County Georgia | 3 | $ 418,000 | $ 139,000 | $ 64,000 |
| Glynn County Georgia | 3 | $ 461,000 | $ 153,000 | $ 151,000 |
| Rabun County Georgia | 3 | $ 550,000 | $ 183,000 | $ 201,000 |
| Alachua County Florida | 2 | $ 211,000 | $ 105,000 | $ 55,000 |
| Hardee County Florida | 2 | $ 160,000 | $ 80,000 | $ 86,000 |
| Volusia County Florida | 2 | $ 284,000 | $ 142,000 | $ 98,000 |
| Fannin County Georgia | 2 | $ 186,000 | $ 93,000 | $ 143,000 |
| Fayette County Georgia | 2 | $ 351,000 | $ 175,000 | $ 126,000 |
| Hall County Georgia | 2 | $ 254,000 | $ 127,000 | $ 55,000 |
| Lamar County Georgia | 2 | $ 175,000 | $ 87,000 | $ 72,000 |
| Newton County Georgia | 2 | $ 249,000 | $ 124,000 | $ 92,000 |
| Paulding County Georgia | 2 | $ 308,000 | $ 154,000 | $ 128,000 |
| Putnam County Georgia | 2 | $ 399,000 | $ 199,000 | $ 123,000 |
| Rockdale County Georgia | 2 | $ 208,000 | $ 104,000 | $ 104,000 |
| Taylor County Georgia | 2 | $ 185,000 | $ 92,000 | $ 73,000 |
| Towns County Georgia | 2 | $ 268,000 | $ 134,000 | $ 169,000 |
| Horry County South Carolina | 2 | $ 123,000 | $ 61,000 | $ 197,000 |
| Baldwin County Alabama | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Randolph County Alabama | 1 | $ 224,000 | $ 224,000 | $ 80,000 |
| Broward County Florida | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Highlands County Florida | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Nassau County Florida | 1 | $ 259,000 | $ 259,000 | $ 45,000 |
| Okaloosa County Florida | 1 | $ 309,000 | $ 309,000 | $ 115,000 |
| Orange County Florida | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Palm Beach County Florida | 1 | $ 111,000 | $ 111,000 | $ 71,000 |
| Pasco County Florida | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
| Pinellas County Florida | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| St. Lucie County Florida | 1 | $ 16,000 | $ 16,000 | $ 262,000 |
| Wakulla County Florida | 1 | $ 108,000 | $ 108,000 | $ 254,000 |
| Walton County Florida | 1 | $ 323,000 | $ 323,000 | $ 795,000 |
| Barrow County Georgia | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Bleckley County Georgia | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Chatham County Georgia | 1 | $ 84,000 | $ 84,000 | $ 275,000 |
| Clarke County Georgia | 1 | $ 124,000 | $ 124,000 | $ 179,000 |
| Clayton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Columbia County Georgia | 1 | $ 55,000 | $ 55,000 | $ 197,000 |
| Elbert County Georgia | 1 | $ 149,000 | $ 149,000 | $ 134,000 |
| Gilmer County Georgia | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Habersham County Georgia | 1 | $ 110,000 | $ 110,000 | $ 85,000 |
| Hancock County Georgia | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Heard County Georgia | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Laurens County Georgia | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Lumpkin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| McIntosh County Georgia | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Meriwether County Georgia | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Pike County Georgia | 1 | $ 143,000 | $ 143,000 | $ 41,000 |
| Pulaski County Georgia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Thomas County Georgia | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Toombs County Georgia | 1 | $ 130,000 | $ 130,000 | $ 114,000 |
| Upson County Georgia | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Ware County Georgia | 1 | $ 92,000 | $ 92,000 | $ 156,000 |
| White County Georgia | 1 | $ 110,000 | $ 110,000 | $ 95,000 |
| Buncombe County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 57,000 |
| Graham County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 163,000 |
| Haywood County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 68,000 |
| Jackson County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 252,000 |
| Macon County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 110,000 |
| Watauga County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 95,000 |
| Hood River County Oregon | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Beaufort County South Carolina | 1 | $ 338,000 | $ 338,000 | $ 444,000 |
| Hamilton County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 35,000 |
| Isle of Wight County Virginia | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Riverside Residential Lending in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 593 | $90,644,000 | $127,500 | $700,000 | $117,166 | $1,900,000 |
| Home Purchase (one-to-four family) | 257 | $33,489,000 | $132,200 | $569,000 | $86,600 | $795,000 |
| Home Improvement (one-to-four family) | 26 | $3,172,000 | $122,000 | $323,000 | $84,000 | $241,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 744 | $112,295,000 | $137,125 | $700,000 | $107,125 | $1,900,000 |
| Black | 71 | $6,882,000 | $96,000 | $242,000 | $68,000 | $241,000 |
| Information not provided by applicant in mail or telephone application | 33 | $4,517,000 | $110,000 | $334,000 | $115,500 | $540,000 |
| Asian or Pacific Islander | 13 | $1,459,000 | $112,000 | $195,000 | $67,000 | $87,000 |
| Hispanic | 11 | $1,711,000 | $121,500 | $387,000 | $69,500 | $215,000 |
| American Indian or Alaskan Native | 3 | $385,000 | $128,000 | $143,000 | $50,000 | $66,000 |
| Other | 1 | $56,000 | $56,000 | $56,000 | $30,000 | $30,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 876 | $127,305,000 | $135,375 | $700,000 | $105,500 | $1,900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 751 | $110,274,000 | $138,125 | $700,000 | $107,250 | $1,900,000 |
| Application Withdrawn By Applicant | 59 | $7,604,000 | $106,000 | $373,000 | $85,000 | $519,000 |
| Application Denied By Financial Institution | 40 | $4,615,000 | $84,500 | $323,000 | $88,500 | $262,000 |
| Application Approved But Not Accepted | 24 | $4,424,000 | $184,000 | $500,000 | $100,000 | $324,000 |
| File Closed For Incompleteness | 2 | $388,000 | $194,000 | $226,000 | $103,000 | $107,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Riverside Residential Lending's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Riverside Residential Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.