Rockland Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Rockland Trust Company 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rockland Trust Company 120 Liberty Street Rockland, MA 02302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 5,640 |
| Total Mortgage Loan Application Amount | $1,830,510,000 |
| Average Mortgage Loan Application Amount | $325,000 |
| Highest Mortgage Loan Application Amount | $39,905,000 |
| Average Applicant Income | $174,800 |
| Highest Applicant Income | $6,347,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Rockland Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rockland Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Rockland Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rockland Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Rockland Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rockland Trust Company's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Plymouth County Massachusetts | 1,444 | $ 307,220,000 | $ 212,000 | $ 157,000 |
| Norfolk County Massachusetts | 858 | $ 325,660,000 | $ 379,000 | $ 190,000 |
| Middlesex County Massachusetts | 675 | $ 306,575,000 | $ 454,000 | $ 215,000 |
| Suffolk County Massachusetts | 606 | $ 222,290,000 | $ 366,000 | $ 160,000 |
| Bristol County Massachusetts | 549 | $ 119,635,000 | $ 217,000 | $ 123,000 |
| Barnstable County Massachusetts | 506 | $ 130,940,000 | $ 258,000 | $ 173,000 |
| Essex County Massachusetts | 320 | $ 116,060,000 | $ 362,000 | $ 154,000 |
| Worcester County Massachusetts | 291 | $ 84,185,000 | $ 289,000 | $ 163,000 |
| Dukes County Massachusetts | 100 | $ 70,650,000 | $ 706,000 | $ 386,000 |
| Nantucket County Massachusetts | 66 | $ 44,460,000 | $ 673,000 | $ 261,000 |
| Providence County Rhode Island | 63 | $ 19,165,000 | $ 304,000 | $ 139,000 |
| Hampden County Massachusetts | 17 | $ 15,085,000 | $ 887,000 | $ 91,000 |
| Hillsborough County New Hampshire | 15 | $ 4,965,000 | $ 331,000 | $ 175,000 |
| Newport County Rhode Island | 12 | $ 6,640,000 | $ 553,000 | $ 285,000 |
| York County Maine | 9 | $ 3,745,000 | $ 416,000 | $ 422,000 |
| Grafton County New Hampshire | 9 | $ 3,455,000 | $ 383,000 | $ 225,000 |
| Kent County Rhode Island | 8 | $ 3,050,000 | $ 381,000 | $ 169,000 |
| Cumberland County Maine | 7 | $ 3,625,000 | $ 517,000 | $ 331,000 |
| Carroll County New Hampshire | 7 | $ 2,865,000 | $ 409,000 | $ 280,000 |
| Rockingham County New Hampshire | 7 | $ 2,645,000 | $ 377,000 | $ 268,000 |
| Washington County Rhode Island | 6 | $ 2,490,000 | $ 415,000 | $ 274,000 |
| Berkshire County Massachusetts | 5 | $ 1,775,000 | $ 355,000 | $ 230,000 |
| Belknap County New Hampshire | 5 | $ 2,975,000 | $ 595,000 | $ 368,000 |
| Hartford County Connecticut | 4 | $ 2,980,000 | $ 745,000 | $ 0 |
| Collier County Florida | 4 | $ 4,340,000 | $ 1,085,000 | $ 420,000 |
| Lee County Florida | 4 | $ 1,590,000 | $ 397,000 | $ 283,000 |
| Palm Beach County Florida | 4 | $ 2,510,000 | $ 627,000 | $ 420,000 |
| Hampshire County Massachusetts | 4 | $ 820,000 | $ 205,000 | $ 102,000 |
| Merrimack County New Hampshire | 4 | $ 3,410,000 | $ 852,000 | $ 119,000 |
| Broward County Florida | 3 | $ 2,105,000 | $ 701,000 | $ 475,000 |
| Franklin County Maine | 3 | $ 585,000 | $ 195,000 | $ 233,000 |
| Somerset County Maine | 3 | $ 335,000 | $ 111,000 | $ 205,000 |
| Bristol County Rhode Island | 3 | $ 2,065,000 | $ 688,000 | $ 288,000 |
| New London County Connecticut | 2 | $ 1,110,000 | $ 555,000 | $ 48,000 |
| Miami-Dade County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 243,000 |
| Sarasota County Florida | 2 | $ 1,280,000 | $ 640,000 | $ 236,000 |
| Kennebec County Maine | 2 | $ 970,000 | $ 485,000 | $ 1,006,000 |
| Cheshire County New Hampshire | 2 | $ 270,000 | $ 135,000 | $ 107,000 |
| Los Angeles County California | 1 | $ 75,000 | $ 75,000 | $ 370,000 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 407,000 |
| Hernando County Florida | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Indian River County Florida | 1 | $ 1,365,000 | $ 1,365,000 | $ 141,000 |
| Manatee County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,329,000 |
| Pinellas County Florida | 1 | $ 275,000 | $ 275,000 | $ 266,000 |
| Knox County Maine | 1 | $ 455,000 | $ 455,000 | $ 382,000 |
| Oxford County Maine | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Penobscot County Maine | 1 | $ 235,000 | $ 235,000 | $ 456,000 |
Mortgage Loan Application Detail Totals for Rockland Trust Company in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,925 | $1,095,965,000 | $569,000 | $39,905,000 | $214,000 | $6,347,000 |
| Home Improvement | 1,908 | $297,300,000 | $155,000 | $3,085,000 | $150,000 | $2,136,000 |
| Refinancing | 885 | $262,095,000 | $296,000 | $14,985,000 | $178,000 | $3,417,000 |
| Other Purpose | 793 | $115,845,000 | $146,000 | $3,005,000 | $149,000 | $2,767,000 |
| Cash-out Refinancing | 129 | $59,305,000 | $459,000 | $2,005,000 | $183,000 | $1,848,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,898 | $1,055,740,000 | $270,000 | $4,005,000 | $182,000 | $6,347,000 |
| Not Provided | 461 | $147,815,000 | $320,000 | $3,595,000 | $193,000 | $1,062,000 |
| Hispanic | 407 | $112,795,000 | $277,000 | $1,375,000 | $126,000 | $711,000 |
| Black or African American | 318 | $80,580,000 | $253,000 | $1,915,000 | $129,000 | $1,154,000 |
| Asian | 244 | $90,540,000 | $371,000 | $1,325,000 | $161,000 | $1,001,000 |
| Not applicable | 186 | $287,070,000 | $1,543,000 | $39,905,000 | $0 | $0 |
| American Indian or Alaskan Native | 29 | $8,195,000 | $282,000 | $1,505,000 | $120,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,110,000 | $555,000 | $605,000 | $235,000 | $305,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,593 | $1,809,025,000 | $323,000 | $39,905,000 | $176,000 | $6,347,000 |
| FHA-insured (Federal Housing Administration) | 45 | $20,855,000 | $463,000 | $835,000 | $137,000 | $1,001,000 |
| VA-guaranteed (Veterans Administration) | 2 | $630,000 | $315,000 | $455,000 | $119,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,032 | $1,169,900,000 | $385,000 | $39,905,000 | $203,000 | $6,347,000 |
| Application Denied By Financial Institution | 1,620 | $354,330,000 | $218,000 | $4,005,000 | $121,000 | $1,176,000 |
| Application Withdrawn By Applicant | 527 | $192,405,000 | $365,000 | $3,805,000 | $201,000 | $2,136,000 |
| File Closed For Incompleteness | 320 | $84,410,000 | $263,000 | $4,005,000 | $175,000 | $3,878,000 |
| Application Approved But Not Accepted | 139 | $28,645,000 | $206,000 | $2,845,000 | $163,000 | $2,153,000 |
| Loan Purchased By The Institution | 2 | $820,000 | $410,000 | $415,000 | $135,000 | $190,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,020 | $1,476,180,000 | $367,000 | $39,905,000 | $199,000 | $6,347,000 |
| Debt-To-Income Ratio | 832 | $213,820,000 | $256,000 | $4,005,000 | $102,000 | $907,000 |
| Credit History | 548 | $71,170,000 | $129,000 | $1,035,000 | $119,000 | $515,000 |
| Collateral | 126 | $29,060,000 | $230,000 | $1,125,000 | $221,000 | $956,000 |
| Other | 105 | $33,995,000 | $323,000 | $3,845,000 | $138,000 | $699,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $5,685,000 | $812,000 | $1,495,000 | $334,000 | $1,176,000 |
| Employment History | 2 | $600,000 | $300,000 | $495,000 | $51,000 | $103,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rockland Trust Company's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rockland Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.