Rosedale Federal Sav & Loan
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Rosedale Federal Sav & Loan.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Rosedale Federal Sav & Loan 6708 Belair Road Baltimore, MD 21206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 585 |
| Total Mortgage Loan Application Amount | $125,545,000 |
| Average Mortgage Loan Application Amount | $424,642 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $21,857 |
| Highest Applicant Income | $2,818,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 243 | $ 38,596,000 | $ 158,000 | $ 72,000 |
| Baltimore City County Maryland | 100 | $ 9,804,000 | $ 98,000 | $ 78,000 |
| Harford County Maryland | 98 | $ 17,004,000 | $ 173,000 | $ 72,000 |
| Fairfax County Virginia | 13 | $ 6,141,000 | $ 472,000 | $ 0 |
| Anne Arundel County Maryland | 12 | $ 2,294,000 | $ 191,000 | $ 67,000 |
| Carroll County Maryland | 12 | $ 2,740,000 | $ 228,000 | $ 57,000 |
| Howard County Maryland | 12 | $ 3,188,000 | $ 265,000 | $ 73,000 |
| Montgomery County Maryland | 8 | $ 4,872,000 | $ 609,000 | $ 205,000 |
| Cook County Illinois | 7 | $ 3,976,000 | $ 568,000 | $ 0 |
| Loudoun County Virginia | 7 | $ 3,075,000 | $ 439,000 | $ 0 |
| Los Angeles County California | 6 | $ 3,022,000 | $ 503,000 | $ 0 |
| District of Columbia County District Of Columbia | 5 | $ 2,875,000 | $ 575,000 | $ 0 |
| Bucks County Pennsylvania | 4 | $ 2,034,000 | $ 508,000 | $ 0 |
| York County Pennsylvania | 4 | $ 647,000 | $ 161,000 | $ 71,000 |
| New Castle County Delaware | 3 | $ 1,446,000 | $ 482,000 | $ 0 |
| Lake County Illinois | 3 | $ 2,126,000 | $ 708,000 | $ 0 |
| Calvert County Maryland | 3 | $ 864,000 | $ 288,000 | $ 69,000 |
| Dauphin County Pennsylvania | 3 | $ 972,000 | $ 324,000 | $ 47,000 |
| Prince William County Virginia | 3 | $ 1,297,000 | $ 432,000 | $ 0 |
| DuPage County Illinois | 2 | $ 835,000 | $ 417,000 | $ 0 |
| Talbot County Maryland | 2 | $ 775,000 | $ 387,000 | $ 23,000 |
| Chester County Pennsylvania | 2 | $ 775,000 | $ 387,000 | $ 0 |
| Arlington County Virginia | 2 | $ 971,000 | $ 485,000 | $ 0 |
| Henrico County Virginia | 2 | $ 1,517,000 | $ 758,000 | $ 0 |
| Orange County California | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Kent County Delaware | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Sussex County Delaware | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| St. Johns County Florida | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Boone County Illinois | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Cecil County Maryland | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Dorchester County Maryland | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Frederick County Maryland | 1 | $ 260,000 | $ 260,000 | $ 81,000 |
| Garrett County Maryland | 1 | $ 228,000 | $ 228,000 | $ 68,000 |
| Kent County Maryland | 1 | $ 850,000 | $ 850,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 240,000 | $ 240,000 | $ 86,000 |
| St. Mary's County Maryland | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Worcester County Maryland | 1 | $ 450,000 | $ 450,000 | $ 118,000 |
| Suffolk County New York | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 653,000 | $ 653,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Harris County Texas | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Bedford County Virginia | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 456,000 | $ 456,000 | $ 0 |
| James City County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 591,000 | $ 591,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Stafford County Virginia | 1 | $ 385,000 | $ 385,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Rosedale Federal Sav & Loan in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 319 | $90,083,000 | $516,272 | $1,086,000 | $8,181 | $2,818,000 |
| Refinancing | 258 | $35,402,000 | $129,500 | $1,200,000 | $84,500 | $660,000 |
| Home Improvement | 8 | $60,000 | $7,000 | $10,000 | $47,000 | $146,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 375 | $61,524,000 | $158,500 | $1,200,000 | $88,500 | $2,818,000 |
| Not applicable | 139 | $57,904,000 | $529,545 | $1,086,000 | $2,636 | $204,000 |
| Black or African American | 58 | $4,535,000 | $78,000 | $250,000 | $41,000 | $135,000 |
| Asian | 7 | $1,078,000 | $154,000 | $234,000 | $95,000 | $162,000 |
| Hispanic | 3 | $302,000 | $100,000 | $185,000 | $59,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $202,000 | $67,000 | $80,000 | $65,000 | $101,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 585 | $125,545,000 | $511,454 | $1,200,000 | $8,636 | $2,818,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 402 | $61,478,000 | $169,500 | $1,200,000 | $90,500 | $2,818,000 |
| Loan Purchased By The Institution | 124 | $55,319,000 | $532,909 | $1,086,000 | $0 | $0 |
| Application Denied By Financial Institution | 25 | $2,460,000 | $101,000 | $251,000 | $69,000 | $604,000 |
| Application Withdrawn By Applicant | 15 | $2,337,000 | $131,500 | $340,000 | $60,500 | $125,000 |
| Application Approved But Not Accepted | 10 | $2,092,000 | $209,000 | $710,000 | $114,000 | $406,000 |
| File Closed For Incompleteness | 9 | $1,859,000 | $206,000 | $640,000 | $71,000 | $193,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 13 | $1,453,000 | $108,000 | $251,000 | $51,000 | $83,000 |
| Credit History | 5 | $388,000 | $77,000 | $160,000 | $45,000 | $87,000 |
| Other | 4 | $382,000 | $95,000 | $133,000 | $241,000 | $604,000 |
| Collateral | 2 | $187,000 | $93,000 | $114,000 | $34,000 | $37,000 |
| Employment History | 1 | $50,000 | $50,000 | $50,000 | $17,000 | $17,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.