Ross Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Ross Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Ross Mortgage Corporation 2075 W. Big Beaver, Suite 700 Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,087 |
| Total Mortgage Loan Application Amount | $660,905,000 |
| Average Mortgage Loan Application Amount | $210,750 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $97,250 |
| Highest Applicant Income | $1,847,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 1,146 | $ 286,000,000 | $ 249,000 | $ 120,000 |
| Wayne County Michigan | 602 | $ 110,040,000 | $ 182,000 | $ 90,000 |
| Macomb County Michigan | 293 | $ 54,485,000 | $ 185,000 | $ 81,000 |
| Genesee County Michigan | 247 | $ 39,555,000 | $ 160,000 | $ 69,000 |
| Livingston County Michigan | 193 | $ 46,365,000 | $ 240,000 | $ 86,000 |
| Washtenaw County Michigan | 75 | $ 20,545,000 | $ 273,000 | $ 129,000 |
| Lapeer County Michigan | 49 | $ 10,155,000 | $ 207,000 | $ 77,000 |
| Lafayette County Louisiana | 33 | $ 5,945,000 | $ 180,000 | $ 76,000 |
| Monroe County Michigan | 22 | $ 3,760,000 | $ 170,000 | $ 67,000 |
| Barren County Kentucky | 21 | $ 3,295,000 | $ 156,000 | $ 77,000 |
| St. Clair County Michigan | 19 | $ 3,625,000 | $ 190,000 | $ 85,000 |
| Warren County Kentucky | 18 | $ 3,840,000 | $ 213,000 | $ 84,000 |
| Saginaw County Michigan | 16 | $ 1,830,000 | $ 114,000 | $ 58,000 |
| Shiawassee County Michigan | 16 | $ 2,270,000 | $ 141,000 | $ 52,000 |
| Ingham County Michigan | 15 | $ 2,855,000 | $ 190,000 | $ 95,000 |
| Kent County Michigan | 15 | $ 3,095,000 | $ 206,000 | $ 82,000 |
| St. Martin County Louisiana | 11 | $ 1,935,000 | $ 175,000 | $ 83,000 |
| Hillsborough County Florida | 9 | $ 2,155,000 | $ 239,000 | $ 91,000 |
| Jackson County Michigan | 9 | $ 1,655,000 | $ 183,000 | $ 88,000 |
| Marion County Florida | 8 | $ 1,390,000 | $ 173,000 | $ 68,000 |
| Vermilion County Louisiana | 8 | $ 830,000 | $ 103,000 | $ 64,000 |
| Montgomery County Ohio | 8 | $ 1,020,000 | $ 127,000 | $ 47,000 |
| Logan County Kentucky | 7 | $ 1,045,000 | $ 149,000 | $ 57,000 |
| Otsego County Michigan | 7 | $ 1,205,000 | $ 172,000 | $ 122,000 |
| Roscommon County Michigan | 7 | $ 695,000 | $ 99,000 | $ 118,000 |
| Lee County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 143,000 |
| Pinellas County Florida | 5 | $ 1,285,000 | $ 257,000 | $ 122,000 |
| Allen County Kentucky | 5 | $ 855,000 | $ 171,000 | $ 52,000 |
| Antrim County Michigan | 5 | $ 2,045,000 | $ 409,000 | $ 254,000 |
| Eaton County Michigan | 5 | $ 1,105,000 | $ 221,000 | $ 86,000 |
| Emmet County Michigan | 5 | $ 1,225,000 | $ 245,000 | $ 273,000 |
| Iosco County Michigan | 5 | $ 775,000 | $ 155,000 | $ 172,000 |
| Mecosta County Michigan | 5 | $ 825,000 | $ 165,000 | $ 117,000 |
| Franklin County Ohio | 5 | $ 625,000 | $ 125,000 | $ 125,000 |
| Volusia County Florida | 4 | $ 760,000 | $ 190,000 | $ 201,000 |
| Calcasieu County Louisiana | 4 | $ 700,000 | $ 175,000 | $ 67,000 |
| Iberia County Louisiana | 4 | $ 650,000 | $ 162,000 | $ 64,000 |
| St. Landry County Louisiana | 4 | $ 690,000 | $ 172,000 | $ 87,000 |
| Harford County Maryland | 4 | $ 1,060,000 | $ 265,000 | $ 86,000 |
| Charlevoix County Michigan | 4 | $ 850,000 | $ 212,000 | $ 197,000 |
| Gladwin County Michigan | 4 | $ 560,000 | $ 140,000 | $ 118,000 |
| Kalamazoo County Michigan | 4 | $ 470,000 | $ 117,000 | $ 97,000 |
| Midland County Michigan | 4 | $ 790,000 | $ 197,000 | $ 174,000 |
| Oscoda County Michigan | 4 | $ 300,000 | $ 75,000 | $ 95,000 |
| Tuscola County Michigan | 4 | $ 640,000 | $ 160,000 | $ 67,000 |
| Bay County Florida | 3 | $ 395,000 | $ 131,000 | $ 96,000 |
| Flagler County Florida | 3 | $ 565,000 | $ 188,000 | $ 54,000 |
| Orange County Florida | 3 | $ 675,000 | $ 225,000 | $ 125,000 |
| Marion County Indiana | 3 | $ 665,000 | $ 221,000 | $ 106,000 |
| Lenawee County Michigan | 3 | $ 535,000 | $ 178,000 | $ 61,000 |
| Sanilac County Michigan | 3 | $ 345,000 | $ 115,000 | $ 87,000 |
| Fairfield County Ohio | 3 | $ 905,000 | $ 301,000 | $ 55,000 |
| Highlands County Florida | 2 | $ 370,000 | $ 185,000 | $ 45,000 |
| Lake County Florida | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Manatee County Florida | 2 | $ 560,000 | $ 280,000 | $ 175,000 |
| Miami-Dade County Florida | 2 | $ 870,000 | $ 435,000 | $ 125,000 |
| St. Johns County Florida | 2 | $ 480,000 | $ 240,000 | $ 44,000 |
| Cobb County Georgia | 2 | $ 630,000 | $ 315,000 | $ 137,000 |
| Marshall County Indiana | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Hart County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Metcalfe County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 50,000 |
| Simpson County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 30,000 |
| Anne Arundel County Maryland | 2 | $ 520,000 | $ 260,000 | $ 75,000 |
| Baltimore County Maryland | 2 | $ 500,000 | $ 250,000 | $ 85,000 |
| Frederick County Maryland | 2 | $ 690,000 | $ 345,000 | $ 124,000 |
| Montgomery County Maryland | 2 | $ 1,070,000 | $ 535,000 | $ 253,000 |
| Prince George's County Maryland | 2 | $ 630,000 | $ 315,000 | $ 105,000 |
| Bay County Michigan | 2 | $ 330,000 | $ 165,000 | $ 134,000 |
| Benzie County Michigan | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Berrien County Michigan | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Calhoun County Michigan | 2 | $ 250,000 | $ 125,000 | $ 71,000 |
| Cass County Michigan | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Grand Traverse County Michigan | 2 | $ 770,000 | $ 385,000 | $ 254,000 |
| Huron County Michigan | 2 | $ 660,000 | $ 330,000 | $ 197,000 |
| Montcalm County Michigan | 2 | $ 460,000 | $ 230,000 | $ 54,000 |
| Oceana County Michigan | 2 | $ 1,420,000 | $ 710,000 | $ 788,000 |
| Ogemaw County Michigan | 2 | $ 270,000 | $ 135,000 | $ 81,000 |
| Ottawa County Michigan | 2 | $ 630,000 | $ 315,000 | $ 146,000 |
| Wexford County Michigan | 2 | $ 700,000 | $ 350,000 | $ 59,000 |
| Greene County Ohio | 2 | $ 530,000 | $ 265,000 | $ 88,000 |
| Hamilton County Ohio | 2 | $ 380,000 | $ 190,000 | $ 40,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Collier County Florida | 1 | $ 315,000 | $ 315,000 | $ 216,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Escambia County Florida | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 147,000 |
| Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Polk County Florida | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Sarasota County Florida | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Seminole County Florida | 1 | $ 295,000 | $ 295,000 | $ 169,000 |
| Sumter County Florida | 1 | $ 235,000 | $ 235,000 | $ 283,000 |
| Cherokee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hall County Georgia | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Jackson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Lumpkin County Georgia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Paulding County Georgia | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Spalding County Georgia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Troup County Georgia | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Walton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Jackson County Indiana | 1 | $ 355,000 | $ 355,000 | $ 424,000 |
| Lake County Indiana | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Anderson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Fayette County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Floyd County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Franklin County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Todd County Kentucky | 1 | $ 685,000 | $ 685,000 | $ 83,000 |
| Acadia County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Evangeline County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Livingston County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Sabine County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Carroll County Maryland | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Charles County Maryland | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Allegan County Michigan | 1 | $ 295,000 | $ 295,000 | $ 185,000 |
| Barry County Michigan | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Clinton County Michigan | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Crawford County Michigan | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Hillsdale County Michigan | 1 | $ 135,000 | $ 135,000 | $ 240,000 |
| Houghton County Michigan | 1 | $ 145,000 | $ 145,000 | $ 150,000 |
| Kalkaska County Michigan | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Leelanau County Michigan | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Mason County Michigan | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Muskegon County Michigan | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Newaygo County Michigan | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Osceola County Michigan | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| Presque Isle County Michigan | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| St. Joseph County Michigan | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Van Buren County Michigan | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Butler County Ohio | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Clermont County Ohio | 1 | $ 205,000 | $ 205,000 | $ 142,000 |
| Licking County Ohio | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Medina County Ohio | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Pickaway County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ross County Ohio | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Summit County Ohio | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Warren County Ohio | 1 | $ 155,000 | $ 155,000 | $ 153,000 |
| York County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Blount County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
| Bradley County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Davidson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 135,000 |
| Knox County Tennessee | 1 | $ 715,000 | $ 715,000 | $ 600,000 |
| Marshall County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Montgomery County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Rutherford County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Tipton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ross Mortgage Corporation in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,431 | $292,115,000 | $204,000 | $1,285,000 | $87,000 | $625,000 |
| Refinancing | 1,213 | $274,395,000 | $226,000 | $905,000 | $108,000 | $1,847,000 |
| Cash-out Refinancing | 441 | $93,995,000 | $213,000 | $715,000 | $119,000 | $892,000 |
| Other Purpose | 2 | $400,000 | $200,000 | $205,000 | $75,000 | $105,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,054 | $447,820,000 | $218,000 | $1,285,000 | $103,000 | $1,847,000 |
| Not Provided | 802 | $168,140,000 | $209,000 | $805,000 | $97,000 | $600,000 |
| Black or African American | 105 | $18,345,000 | $174,000 | $545,000 | $71,000 | $225,000 |
| Hispanic | 69 | $14,185,000 | $205,000 | $495,000 | $85,000 | $314,000 |
| Asian | 43 | $10,105,000 | $235,000 | $465,000 | $122,000 | $408,000 |
| American Indian or Alaskan Native | 14 | $2,310,000 | $165,000 | $355,000 | $68,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,432 | $531,620,000 | $218,000 | $1,085,000 | $112,000 | $1,847,000 |
| FHA-insured (Federal Housing Administration) | 347 | $50,985,000 | $146,000 | $335,000 | $57,000 | $510,000 |
| VA-guaranteed (Veterans Administration) | 260 | $70,390,000 | $270,000 | $1,285,000 | $55,000 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $7,910,000 | $164,000 | $265,000 | $58,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,518 | $539,770,000 | $214,000 | $1,285,000 | $100,000 | $1,847,000 |
| File Closed For Incompleteness | 231 | $49,465,000 | $214,000 | $905,000 | $100,000 | $835,000 |
| Application Withdrawn By Applicant | 148 | $33,560,000 | $226,000 | $605,000 | $100,000 | $625,000 |
| Application Denied By Financial Institution | 113 | $22,315,000 | $197,000 | $805,000 | $93,000 | $484,000 |
| Application Approved But Not Accepted | 77 | $15,795,000 | $205,000 | $665,000 | $99,000 | $552,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,974 | $638,590,000 | $214,000 | $1,285,000 | $100,000 | $1,847,000 |
| Collateral | 36 | $8,420,000 | $233,000 | $805,000 | $106,000 | $480,000 |
| Credit History | 29 | $5,075,000 | $175,000 | $545,000 | $100,000 | $484,000 |
| Debt-To-Income Ratio | 17 | $2,535,000 | $149,000 | $455,000 | $44,000 | $124,000 |
| Other | 13 | $2,275,000 | $175,000 | $385,000 | $97,000 | $340,000 |
| Employment History | 10 | $2,510,000 | $251,000 | $435,000 | $106,000 | $483,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $630,000 | $157,000 | $175,000 | $109,000 | $174,000 |
| Unverifiable Information | 3 | $725,000 | $241,000 | $365,000 | $65,000 | $97,000 |
| Credit Application Incomplete | 1 | $145,000 | $145,000 | $145,000 | $88,000 | $88,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.