Royal Credit Union
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for Royal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Royal Credit Union
200 Riverfront Terrace
Eau Claire, WI 54703
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,248
Total Mortgage Loan Application Amount $1,482,190,000
Average Mortgage Loan Application Amount $148,600
Highest Mortgage Loan Application Amount $11,335,000
Average Applicant Income $92,600
Highest Applicant Income $4,515,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Royal Credit Union by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Eau Claire County Wisconsin 2,368 $ 372,840,000 $ 157,000 $ 96,000
Chippewa County Wisconsin 1,395 $ 204,935,000 $ 146,000 $ 87,000
St. Croix County Wisconsin 723 $ 139,695,000 $ 193,000 $ 103,000
Dunn County Wisconsin 537 $ 78,535,000 $ 146,000 $ 84,000
Polk County Wisconsin 527 $ 71,225,000 $ 135,000 $ 86,000
Hennepin County Minnesota 411 $ 96,465,000 $ 234,000 $ 126,000
Barron County Wisconsin 406 $ 52,520,000 $ 129,000 $ 83,000
Trempealeau County Wisconsin 264 $ 35,960,000 $ 136,000 $ 81,000
Ramsey County Minnesota 244 $ 55,480,000 $ 227,000 $ 100,000
Washington County Minnesota 220 $ 42,730,000 $ 194,000 $ 97,000
Dakota County Minnesota 188 $ 33,710,000 $ 179,000 $ 113,000
Clark County Wisconsin 181 $ 17,345,000 $ 95,000 $ 65,000
Anoka County Minnesota 129 $ 25,785,000 $ 199,000 $ 93,000
Pierce County Wisconsin 127 $ 19,805,000 $ 155,000 $ 100,000
Buffalo County Wisconsin 90 $ 11,870,000 $ 131,000 $ 87,000
Marathon County Wisconsin 88 $ 11,020,000 $ 125,000 $ 83,000
Washburn County Wisconsin 80 $ 13,050,000 $ 163,000 $ 100,000
Rusk County Wisconsin 71 $ 8,615,000 $ 121,000 $ 89,000
Chisago County Minnesota 65 $ 11,135,000 $ 171,000 $ 95,000
Taylor County Wisconsin 63 $ 6,705,000 $ 106,000 $ 84,000
Sawyer County Wisconsin 55 $ 7,345,000 $ 133,000 $ 100,000
Scott County Minnesota 54 $ 8,680,000 $ 160,000 $ 106,000
Jackson County Wisconsin 52 $ 6,700,000 $ 128,000 $ 70,000
Pepin County Wisconsin 51 $ 6,175,000 $ 121,000 $ 76,000
Burnett County Wisconsin 37 $ 4,975,000 $ 134,000 $ 105,000
Carver County Minnesota 27 $ 6,655,000 $ 246,000 $ 116,000
Sherburne County Minnesota 25 $ 4,165,000 $ 166,000 $ 103,000
Wright County Minnesota 24 $ 5,410,000 $ 225,000 $ 127,000
St. Louis County Minnesota 18 $ 2,590,000 $ 143,000 $ 112,000
Wood County Wisconsin 18 $ 3,240,000 $ 180,000 $ 98,000
Douglas County Wisconsin 15 $ 2,585,000 $ 172,000 $ 143,000
Dane County Wisconsin 14 $ 2,530,000 $ 180,000 $ 107,000
Bayfield County Wisconsin 13 $ 1,785,000 $ 137,000 $ 124,000
Crow Wing County Minnesota 12 $ 3,150,000 $ 262,000 $ 310,000
Goodhue County Minnesota 12 $ 1,910,000 $ 159,000 $ 128,000
Portage County Wisconsin 11 $ 3,295,000 $ 299,000 $ 81,000
Isanti County Minnesota 10 $ 1,960,000 $ 196,000 $ 85,000
Olmsted County Minnesota 10 $ 1,390,000 $ 139,000 $ 114,000
Milwaukee County Wisconsin 9 $ 1,545,000 $ 171,000 $ 205,000
Rice County Minnesota 7 $ 1,965,000 $ 280,000 $ 45,000
Winona County Minnesota 7 $ 435,000 $ 62,000 $ 64,000
Oneida County Wisconsin 7 $ 1,635,000 $ 233,000 $ 91,000
Pine County Minnesota 6 $ 730,000 $ 121,000 $ 95,000
Stearns County Minnesota 6 $ 750,000 $ 125,000 $ 159,000
Brown County Wisconsin 6 $ 810,000 $ 135,000 $ 82,000
La Crosse County Wisconsin 6 $ 1,010,000 $ 168,000 $ 83,000
Monroe County Wisconsin 6 $ 550,000 $ 91,000 $ 61,000
Blue Earth County Minnesota 5 $ 1,145,000 $ 229,000 $ 113,000
Jefferson County Wisconsin 5 $ 905,000 $ 181,000 $ 85,000
Ashland County Wisconsin 4 $ 330,000 $ 82,000 $ 97,000
Langlade County Wisconsin 4 $ 450,000 $ 112,000 $ 65,000
Price County Wisconsin 4 $ 720,000 $ 180,000 $ 108,000
Racine County Wisconsin 4 $ 230,000 $ 57,000 $ 68,000
Le Sueur County Minnesota 3 $ 575,000 $ 191,000 $ 457,000
Steele County Minnesota 3 $ 825,000 $ 275,000 $ 96,000
Columbia County Wisconsin 3 $ 485,000 $ 161,000 $ 86,000
Vernon County Wisconsin 3 $ 565,000 $ 188,000 $ 116,000
Winnebago County Wisconsin 3 $ 505,000 $ 168,000 $ 67,000
Carlton County Minnesota 2 $ 230,000 $ 115,000 $ 112,000
Cass County Minnesota 2 $ 150,000 $ 75,000 $ 146,000
Douglas County Minnesota 2 $ 260,000 $ 130,000 $ 141,000
Itasca County Minnesota 2 $ 320,000 $ 160,000 $ 115,000
Kanabec County Minnesota 2 $ 430,000 $ 215,000 $ 64,000
McLeod County Minnesota 2 $ 2,080,000 $ 1,040,000 $ 37,000
Mower County Minnesota 2 $ 100,000 $ 50,000 $ 100,000
Sibley County Minnesota 2 $ 110,000 $ 55,000 $ 134,000
Wabasha County Minnesota 2 $ 160,000 $ 80,000 $ 80,000
Adams County Wisconsin 2 $ 220,000 $ 110,000 $ 138,000
Fond du Lac County Wisconsin 2 $ 180,000 $ 90,000 $ 54,000
Forest County Wisconsin 2 $ 180,000 $ 90,000 $ 95,000
Grant County Wisconsin 2 $ 230,000 $ 115,000 $ 164,000
Juneau County Wisconsin 2 $ 210,000 $ 105,000 $ 71,000
Marinette County Wisconsin 2 $ 4,590,000 $ 2,295,000 $ 37,000
Sauk County Wisconsin 2 $ 270,000 $ 135,000 $ 80,000
Vilas County Wisconsin 2 $ 170,000 $ 85,000 $ 72,000
Washington County Wisconsin 2 $ 540,000 $ 270,000 $ 79,000
Waukesha County Wisconsin 2 $ 640,000 $ 320,000 $ 129,000
Dodge County Minnesota 1 $ 215,000 $ 215,000 $ 63,000
Hubbard County Minnesota 1 $ 55,000 $ 55,000 $ 94,000
Kandiyohi County Minnesota 1 $ 115,000 $ 115,000 $ 85,000
Kittson County Minnesota 1 $ 55,000 $ 55,000 $ 125,000
Koochiching County Minnesota 1 $ 245,000 $ 245,000 $ 92,000
Martin County Minnesota 1 $ 75,000 $ 75,000 $ 162,000
Mille Lacs County Minnesota 1 $ 85,000 $ 85,000 $ 85,000
Morrison County Minnesota 1 $ 115,000 $ 115,000 $ 15,000
Otter Tail County Minnesota 1 $ 25,000 $ 25,000 $ 41,000
Yellow Medicine County Minnesota 1 $ 25,000 $ 25,000 $ 88,000
Door County Wisconsin 1 $ 105,000 $ 105,000 $ 91,000
Green County Wisconsin 1 $ 335,000 $ 335,000 $ 75,000
Iowa County Wisconsin 1 $ 145,000 $ 145,000 $ 77,000
Kewaunee County Wisconsin 1 $ 195,000 $ 195,000 $ 102,000
Lincoln County Wisconsin 1 $ 65,000 $ 65,000 $ 74,000
Manitowoc County Wisconsin 1 $ 135,000 $ 135,000 $ 38,000
Menominee County Wisconsin 1 $ 75,000 $ 75,000 $ 22,000
Oconto County Wisconsin 1 $ 165,000 $ 165,000 $ 120,000
Outagamie County Wisconsin 1 $ 295,000 $ 295,000 $ 141,000
Ozaukee County Wisconsin 1 $ 355,000 $ 355,000 $ 195,000
Richland County Wisconsin 1 $ 85,000 $ 85,000 $ 52,000
Rock County Wisconsin 1 $ 115,000 $ 115,000 $ 33,000
Sheboygan County Wisconsin 1 $ 145,000 $ 145,000 $ 106,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Royal Credit Union in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,582 $479,340,000 $185,000 $2,775,000 $86,000 $4,515,000
Refinancing 2,288 $453,610,000 $198,000 $11,335,000 $93,000 $529,000
Other Purpose 1,931 $226,305,000 $117,000 $835,000 $97,000 $1,527,000
Cash-out Refinancing 1,450 $254,780,000 $175,000 $805,000 $90,000 $840,000
Home Improvement 997 $68,155,000 $68,000 $455,000 $97,000 $814,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,213 $1,114,035,000 $154,000 $2,765,000 $91,000 $4,515,000
Not Provided 1,495 $194,015,000 $129,000 $805,000 $99,000 $1,345,000
Not applicable 175 $111,905,000 $639,000 $11,335,000 $0 $0
Asian 128 $25,720,000 $200,000 $615,000 $82,000 $371,000
Hispanic 98 $14,280,000 $145,000 $445,000 $76,000 $251,000
Black or African American 64 $10,320,000 $161,000 $375,000 $80,000 $278,000
American Indian or Alaskan Native 45 $5,885,000 $130,000 $505,000 $81,000 $240,000
Native Hawaiian or Other Pacific Islander 2 $170,000 $85,000 $115,000 $119,000 $169,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,193 $1,472,085,000 $160,000 $11,335,000 $92,000 $4,515,000
FHA-insured (Federal Housing Administration) 31 $4,815,000 $155,000 $345,000 $57,000 $163,000
VA-guaranteed (Veterans Administration) 24 $5,290,000 $220,000 $385,000 $89,000 $196,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,181 $1,025,445,000 $165,000 $11,335,000 $95,000 $1,165,000
Application Withdrawn By Applicant 1,435 $240,845,000 $167,000 $6,725,000 $101,000 $4,515,000
Application Denied By Financial Institution 709 $77,795,000 $109,000 $915,000 $71,000 $1,527,000
Preapproval Denied by Financial Institution 444 $66,180,000 $149,000 $435,000 $54,000 $373,000
File Closed For Incompleteness 346 $53,340,000 $154,000 $805,000 $91,000 $480,000
Application Approved But Not Accepted 133 $18,585,000 $139,000 $2,165,000 $103,000 $898,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,095 $1,338,215,000 $165,000 $11,335,000 $96,000 $4,515,000
Debt-To-Income Ratio 499 $60,155,000 $120,000 $475,000 $54,000 $373,000
Credit History 485 $63,455,000 $130,000 $435,000 $70,000 $1,527,000
Collateral 53 $5,155,000 $97,000 $255,000 $96,000 $814,000
Employment History 47 $5,755,000 $122,000 $355,000 $50,000 $139,000
Other 43 $4,415,000 $102,000 $385,000 $95,000 $380,000
Unverifiable Information 14 $1,530,000 $109,000 $235,000 $61,000 $168,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,510,000 $292,000 $915,000 $62,000 $129,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.

Download the Wisconsin Lender List