Royal Crown Bancorp
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Royal Crown Bancorp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Royal Crown Bancorp
29400 Kohoutek Way Ste. 150
Union City, CA 94587
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  
Total Number of Mortgage Applications 718
Total Mortgage Loan Application Amount $180,170,000
Average Mortgage Loan Application Amount $178,490
Highest Mortgage Loan Application Amount $2,015,000
Average Applicant Income $101,981
Highest Applicant Income $1,056,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Royal Crown Bancorp by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
OAKLAND-FREMONT-HAYWARD, CA 130 $ 46,004,000 $ 353,000 $ 108,000
LAS VEGAS-PARADISE, NV 47 $ 12,937,000 $ 275,000 $ 111,000
STOCKTON, CA 37 $ 9,288,000 $ 251,000 $ 76,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 33 $ 5,925,000 $ 179,000 $ 90,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 28 $ 8,793,000 $ 314,000 $ 94,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 25 $ 7,072,000 $ 282,000 $ 74,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 22 $ 2,714,000 $ 123,000 $ 110,000
PORT ST. LUCIE-FORT PIERCE, FL 21 $ 3,009,000 $ 143,000 $ 106,000
SARASOTA-BRADENTON-VENICE, FL 17 $ 1,832,000 $ 107,000 $ 144,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 16 $ 7,548,000 $ 471,000 $ 147,000
VALLEJO-FAIRFIELD, CA 16 $ 5,234,000 $ 327,000 $ 96,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 14 $ 3,505,000 $ 250,000 $ 87,000
MIAMI-MIAMI BEACH-KENDALL, FL 13 $ 2,095,000 $ 161,000 $ 93,000
ALBUQUERQUE, NM 11 $ 1,108,000 $ 100,000 $ 524,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 10 $ 1,250,000 $ 125,000 $ 154,000
BOSTON-QUINCY, MA 10 $ 3,343,000 $ 334,000 $ 91,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 10 $ 3,319,000 $ 331,000 $ 114,000
PHOENIX-MESA-SCOTTSDALE, AZ 9 $ 1,314,000 $ 146,000 $ 82,000
DETROIT-LIVONIA-DEARBORN, MI 8 $ 711,000 $ 88,000 $ 69,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 7 $ 2,624,000 $ 374,000 $ 138,000
NEW HAVEN-MILFORD, CT 7 $ 1,087,000 $ 155,000 $ 63,000
SANTA ANA-ANAHEIM-IRVINE, CA 6 $ 2,301,000 $ 383,000 $ 246,000
BRIDGEPORT-STAMFORD-NORWALK, CT 5 $ 631,000 $ 126,000 $ 74,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 5 $ 1,757,000 $ 351,000 $ 227,000
MODESTO, CA 5 $ 1,379,000 $ 275,000 $ 88,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 5 $ 628,000 $ 125,000 $ 93,000
DAYTON, OH 4 $ 599,000 $ 149,000 $ 50,000
FRESNO, CA 4 $ 899,000 $ 224,000 $ 78,000
MERCED, CA 4 $ 894,000 $ 223,000 $ 75,000
RALEIGH-CARY, NC 4 $ 991,000 $ 247,000 $ 121,000
SEATTLE-BELLEVUE-EVERETT, WA 4 $ 831,000 $ 207,000 $ 154,000
TUCSON, AZ 4 $ 1,074,000 $ 268,000 $ 103,000
BOISE CITY-NAMPA, ID 3 $ 305,000 $ 101,000 $ 66,000
CHICAGO-NAPERVILLE-JOLIET, IL 3 $ 456,000 $ 152,000 $ 77,000
DALLAS-PLANO-IRVING, TX 3 $ 781,000 $ 260,000 $ 198,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 3 $ 105,000 $ 35,000 $ 26,000
JACKSON, TN 3 $ 356,000 $ 118,000 $ 58,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 3 $ 296,000 $ 98,000 $ 65,000
NAPLES-MARCO ISLAND, FL 3 $ 1,746,000 $ 582,000 $ 462,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 3 $ 830,000 $ 276,000 $ 100,000
REDDING, CA 3 $ 1,019,000 $ 339,000 $ 130,000
RENO-SPARKS, NV 3 $ 1,300,000 $ 433,000 $ 360,000
SALINAS, CA 3 $ 669,000 $ 223,000 $ 22,000
TACOMA, WA 3 $ 383,000 $ 127,000 $ 78,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 2 $ 1,385,000 $ 692,000 $ 360,000
CAMDEN, NJ 2 $ 328,000 $ 164,000 $ 131,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 279,000 $ 139,000 $ 66,000
ESSEX COUNTY, MA 2 $ 592,000 $ 296,000 $ 62,000
FLORENCE, SC 2 $ 465,000 $ 232,000 $ 112,000
HANFORD-CORCORAN, CA 2 $ 471,000 $ 235,000 $ 46,000
NASSAU-SUFFOLK, NY 2 $ 645,000 $ 322,000 $ 106,000
OKLAHOMA CITY, OK 2 $ 107,000 $ 53,000 $ 49,000
ORLANDO, FL 2 $ 268,000 $ 134,000 $ 185,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 172,000 $ 86,000 $ 52,000
SANTA ROSA-PETALUMA, CA 2 $ 833,000 $ 416,000 $ 105,000
SPARTANBURG, SC 2 $ 140,000 $ 70,000 $ 97,000
ST. LOUIS, MO-IL 2 $ 139,000 $ 69,000 $ 43,000
ALBANY, GA 1 $ 129,000 $ 129,000 $ 54,000
ALBANY-SCHENECTADY-TROY, NY 1 $ 96,000 $ 96,000 $ 39,000
AUSTIN-ROUND ROCK, TX 1 $ 217,000 $ 217,000 $ 73,000
BAKERSFIELD, CA 1 $ 221,000 $ 221,000 $ 0
BELLINGHAM, WA 1 $ 122,000 $ 122,000 $ 50,000
BROWNSVILLE-HARLINGEN, TX 1 $ 46,000 $ 46,000 $ 17,000
CAPE CORAL-FORT MYERS, FL 1 $ 304,000 $ 304,000 $ 117,000
CHAMPAIGN-URBANA, IL 1 $ 90,000 $ 90,000 $ 91,000
COLUMBIA, SC 1 $ 118,000 $ 118,000 $ 0
CORPUS CHRISTI, TX 1 $ 240,000 $ 240,000 $ 104,000
DENVER-AURORA, CO 1 $ 274,000 $ 274,000 $ 73,000
EDISON, NJ 1 $ 90,000 $ 90,000 $ 31,000
ELIZABETHTOWN, KY 1 $ 109,000 $ 109,000 $ 94,000
FLINT, MI 1 $ 104,000 $ 104,000 $ 33,000
FORT WORTH-ARLINGTON, TX 1 $ 132,000 $ 132,000 $ 63,000
GARY, IN 1 $ 84,000 $ 84,000 $ 50,000
GREENVILLE, SC 1 $ 200,000 $ 200,000 $ 233,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 252,000 $ 252,000 $ 78,000
JACKSON, MI 1 $ 60,000 $ 60,000 $ 216,000
JACKSON, MS 1 $ 87,000 $ 87,000 $ 96,000
JACKSONVILLE, FL 1 $ 100,000 $ 100,000 $ 30,000
JANESVILLE, WI 1 $ 308,000 $ 308,000 $ 102,000
KALAMAZOO-PORTAGE, MI 1 $ 212,000 $ 212,000 $ 105,000
LAKELAND, FL 1 $ 140,000 $ 140,000 $ 61,000
LOGAN, UT-ID 1 $ 195,000 $ 195,000 $ 128,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 237,000 $ 237,000 $ 80,000
NORWICH-NEW LONDON, CT 1 $ 380,000 $ 380,000 $ 0
OCALA, FL 1 $ 180,000 $ 180,000 $ 40,000
OLYMPIA, WA 1 $ 256,000 $ 256,000 $ 74,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 98,000 $ 98,000 $ 31,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 81,000 $ 81,000 $ 27,000
PUNTA GORDA, FL 1 $ 84,000 $ 84,000 $ 42,000
ROCHESTER, NY 1 $ 57,000 $ 57,000 $ 90,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 416,000 $ 416,000 $ 96,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 312,000 $ 312,000 $ 54,000
TOLEDO, OH 1 $ 51,000 $ 51,000 $ 22,000
TULSA, OK 1 $ 60,000 $ 60,000 $ 24,000
VERO BEACH, FL 1 $ 362,000 $ 362,000 $ 502,000
WARREN-FARMINGTON HILLS-TROY, MI 1 $ 228,000 $ 228,000 $ 105,000
WILMINGTON, DE-MD-NJ 1 $ 316,000 $ 316,000 $ 111,000
YAKIMA, WA 1 $ 100,000 $ 100,000 $ 48,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 217,000 $ 217,000 $ 77,000
YUBA CITY, CA 1 $ 256,000 $ 256,000 $ 176,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Royal Crown Bancorp in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 409 $110,618,000 $183,843 $2,015,000 $108,593 $1,023,000
Home Purchase 308 $69,232,000 $164,272 $1,848,000 $92,500 $1,056,000
Home Improvement 1 $320,000 $320,000 $320,000 $99,000 $99,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 294 $67,688,000 $192,185 $1,848,000 $90,592 $1,056,000
Hispanic 124 $31,075,000 $168,692 $788,000 $68,769 $306,000
Black or African American 119 $27,573,000 $149,529 $1,200,000 $100,705 $502,000
Asian 118 $37,293,000 $314,142 $2,015,000 $196,785 $1,023,000
Not Provided 54 $13,329,000 $198,857 $1,636,000 $127,785 $360,000
American Indian or Alaskan Native 7 $2,927,000 $325,000 $753,000 $135,000 $360,000
Native Hawaiian or Other Pacific Islander 2 $285,000 $142,000 $210,000 $87,000 $110,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 718 $180,170,000 $183,000 $2,015,000 $105,742 $1,056,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 338 $81,348,000 $174,192 $2,015,000 $135,423 $1,023,000
Application Denied By Financial Institution 205 $54,898,000 $190,857 $1,126,000 $82,761 $502,000
Application Approved But Not Accepted 143 $37,167,000 $189,260 $1,848,000 $102,086 $1,056,000
Application Withdrawn By Applicant 29 $5,861,000 $164,875 $900,000 $82,375 $456,000
File Closed For Incompleteness 2 $524,000 $262,000 $368,000 $43,500 $65,000
Preapproval Denied by Financial Institution 1 $372,000 $372,000 $372,000 $108,000 $108,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 109 $30,424,000 $169,923 $1,126,000 $72,923 $480,000
Credit History 17 $4,886,000 $205,400 $612,000 $68,200 $150,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,176,000 $155,750 $406,000 $43,750 $145,000
Collateral 5 $2,064,000 $482,500 $765,000 $61,500 $146,000
Unverifiable Information 4 $1,216,000 $300,000 $369,000 $90,666 $108,000
Debt-To-Income Ratio 2 $510,000 $255,000 $320,000 $64,000 $99,000
Employment History 2 $509,000 $254,000 $469,000 $87,000 $120,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

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