Rs Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Rs Lending, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rs Lending, Inc. 525 Market St., Ste 2800 San Francisco, CA 94105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 |
| Total Number of Mortgage Applications | 522 |
| Total Mortgage Loan Application Amount | $155,438,000 |
| Average Mortgage Loan Application Amount | $328,000 |
| Highest Mortgage Loan Application Amount | $2,900,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Rs Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rs Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Rs Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rs Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Rs Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rs Lending, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 40 | $ 7,623,000 | $ 190,000 | $ 0 |
| Johnson County Kansas | 35 | $ 20,411,000 | $ 583,000 | $ 0 |
| Essex County New Jersey | 26 | $ 5,425,000 | $ 208,000 | $ 0 |
| Wayne County Michigan | 18 | $ 2,363,000 | $ 131,000 | $ 0 |
| Hudson County New Jersey | 17 | $ 4,914,000 | $ 289,000 | $ 0 |
| Ocean County New Jersey | 11 | $ 1,665,000 | $ 151,000 | $ 0 |
| Marion County Indiana | 10 | $ 1,674,000 | $ 167,000 | $ 0 |
| Hawaii County Hawaii | 9 | $ 1,717,000 | $ 190,000 | $ 0 |
| Bergen County New Jersey | 9 | $ 3,055,000 | $ 339,000 | $ 0 |
| Union County New Jersey | 9 | $ 2,372,000 | $ 263,000 | $ 0 |
| Mecklenburg County North Carolina | 7 | $ 1,257,000 | $ 179,000 | $ 0 |
| Montgomery County Pennsylvania | 7 | $ 875,000 | $ 125,000 | $ 0 |
| Los Angeles County California | 6 | $ 5,745,000 | $ 957,000 | $ 0 |
| Sacramento County California | 6 | $ 2,038,000 | $ 339,000 | $ 0 |
| Anne Arundel County Maryland | 6 | $ 1,416,000 | $ 236,000 | $ 0 |
| Worcester County Massachusetts | 6 | $ 825,000 | $ 137,000 | $ 0 |
| Macomb County Michigan | 6 | $ 552,000 | $ 92,000 | $ 0 |
| Monmouth County New Jersey | 6 | $ 2,071,000 | $ 345,000 | $ 0 |
| Orange County New York | 6 | $ 606,000 | $ 101,000 | $ 0 |
| Suffolk County New York | 6 | $ 4,175,000 | $ 695,000 | $ 0 |
| Philadelphia County Pennsylvania | 6 | $ 1,238,000 | $ 206,000 | $ 0 |
| Providence County Rhode Island | 6 | $ 1,187,000 | $ 197,000 | $ 0 |
| Hillsborough County Florida | 5 | $ 671,000 | $ 134,000 | $ 0 |
| Fulton County Georgia | 5 | $ 2,513,000 | $ 502,000 | $ 0 |
| Orleans County Louisiana | 5 | $ 1,032,000 | $ 206,000 | $ 0 |
| Northampton County Pennsylvania | 5 | $ 712,000 | $ 142,000 | $ 0 |
| Baldwin County Alabama | 4 | $ 356,000 | $ 89,000 | $ 0 |
| Pueblo County Colorado | 4 | $ 392,000 | $ 98,000 | $ 0 |
| Fairfield County Connecticut | 4 | $ 4,841,000 | $ 1,210,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 3,382,000 | $ 845,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 2,410,000 | $ 602,000 | $ 0 |
| Pasco County Florida | 4 | $ 560,000 | $ 140,000 | $ 0 |
| DeKalb County Georgia | 4 | $ 678,000 | $ 169,000 | $ 0 |
| Fayette County Kentucky | 4 | $ 1,408,000 | $ 352,000 | $ 0 |
| Baltimore County Maryland | 4 | $ 432,000 | $ 108,000 | $ 0 |
| Baltimore City County Maryland | 4 | $ 975,000 | $ 243,000 | $ 0 |
| Oakland County Michigan | 4 | $ 678,000 | $ 169,000 | $ 0 |
| Nassau County New York | 4 | $ 922,000 | $ 230,000 | $ 0 |
| Kent County Rhode Island | 4 | $ 509,000 | $ 127,000 | $ 0 |
| Dallas County Texas | 4 | $ 732,000 | $ 183,000 | $ 0 |
| Travis County Texas | 4 | $ 1,079,000 | $ 269,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 1,284,000 | $ 428,000 | $ 0 |
| San Diego County California | 3 | $ 6,308,000 | $ 2,102,000 | $ 0 |
| Duval County Florida | 3 | $ 277,000 | $ 92,000 | $ 0 |
| Lee County Florida | 3 | $ 503,000 | $ 167,000 | $ 0 |
| Marion County Florida | 3 | $ 512,000 | $ 170,000 | $ 0 |
| DuPage County Illinois | 3 | $ 497,000 | $ 165,000 | $ 0 |
| Wyandotte County Kansas | 3 | $ 1,724,000 | $ 574,000 | $ 0 |
| Prince George's County Maryland | 3 | $ 436,000 | $ 145,000 | $ 0 |
| Morris County New Jersey | 3 | $ 1,509,000 | $ 503,000 | $ 0 |
| Kings County New York | 3 | $ 1,476,000 | $ 492,000 | $ 0 |
| Stark County Ohio | 3 | $ 210,000 | $ 70,000 | $ 0 |
| Bexar County Texas | 3 | $ 655,000 | $ 218,000 | $ 0 |
| Salt Lake County Utah | 3 | $ 3,554,000 | $ 1,184,000 | $ 0 |
| Alameda County California | 2 | $ 926,000 | $ 463,000 | $ 0 |
| Butte County California | 2 | $ 263,000 | $ 131,000 | $ 0 |
| Santa Clara County California | 2 | $ 1,634,000 | $ 817,000 | $ 0 |
| Mesa County Colorado | 2 | $ 325,000 | $ 162,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 1,811,000 | $ 905,000 | $ 0 |
| Broward County Florida | 2 | $ 614,000 | $ 307,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 611,000 | $ 305,000 | $ 0 |
| Okeechobee County Florida | 2 | $ 247,000 | $ 123,000 | $ 0 |
| Orange County Florida | 2 | $ 305,000 | $ 152,000 | $ 0 |
| Ada County Idaho | 2 | $ 325,000 | $ 162,000 | $ 0 |
| Jackson County Michigan | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Monroe County Michigan | 2 | $ 273,000 | $ 136,000 | $ 0 |
| Madison County Mississippi | 2 | $ 231,000 | $ 115,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 502,000 | $ 251,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Camden County New Jersey | 2 | $ 233,000 | $ 116,000 | $ 0 |
| Middlesex County New Jersey | 2 | $ 431,000 | $ 215,000 | $ 0 |
| Warren County New Jersey | 2 | $ 445,000 | $ 222,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Rockland County New York | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 564,000 | $ 282,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 401,000 | $ 200,000 | $ 0 |
| Lake County Ohio | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Harris County Texas | 2 | $ 776,000 | $ 388,000 | $ 0 |
| Utah County Utah | 2 | $ 457,000 | $ 228,000 | $ 0 |
| Richmond City County Virginia | 2 | $ 337,000 | $ 168,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 587,000 | $ 587,000 | $ 0 |
| Mobile County Alabama | 1 | $ 63,000 | $ 63,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Washington County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Riverside County California | 1 | $ 329,000 | $ 329,000 | $ 0 |
| San Bernardino County California | 1 | $ 239,000 | $ 239,000 | $ 0 |
| San Francisco County California | 1 | $ 1,579,000 | $ 1,579,000 | $ 0 |
| San Mateo County California | 1 | $ 796,000 | $ 796,000 | $ 0 |
| Boulder County Colorado | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Denver County Colorado | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 200,000 | $ 200,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 692,000 | $ 692,000 | $ 0 |
| New London County Connecticut | 1 | $ 739,000 | $ 739,000 | $ 0 |
| Sussex County Delaware | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Alachua County Florida | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Bay County Florida | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Hernando County Florida | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Lake County Florida | 1 | $ 769,000 | $ 769,000 | $ 0 |
| Osceola County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Pinellas County Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Cobb County Georgia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Fayette County Georgia | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Hall County Georgia | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Houston County Georgia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Monroe County Georgia | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 522,000 | $ 522,000 | $ 0 |
| Warren County Iowa | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Charles County Maryland | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Ingham County Michigan | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Scott County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Jackson County Missouri | 1 | $ 433,000 | $ 433,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Flathead County Montana | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Dutchess County New York | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Monroe County New York | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Queens County New York | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Saratoga County New York | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Schenectady County New York | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Ulster County New York | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Durham County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Wake County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Franklin County Ohio | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Medina County Ohio | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Summit County Ohio | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Washington County Oregon | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 0 |
| York County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Caldwell County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cameron County Texas | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Denton County Texas | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Galveston County Texas | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Nueces County Texas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Tarrant County Texas | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Summit County Utah | 1 | $ 1,660,000 | $ 1,660,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| King County Washington | 1 | $ 860,000 | $ 860,000 | $ 0 |
| Mineral County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 0 |
Mortgage Loan Application Detail Totals for Rs Lending, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 397 | $108,353,000 | $272,000 | $2,900,000 | $0 | $0 |
| Home Purchase | 76 | $34,170,000 | $449,000 | $1,197,000 | $0 | $0 |
| Refinancing | 49 | $12,915,000 | $263,000 | $1,600,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 522 | $155,438,000 | $297,000 | $2,900,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 522 | $155,438,000 | $297,000 | $2,900,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 388 | $112,527,000 | $290,000 | $2,741,000 | $0 | $0 |
| Application Denied By Financial Institution | 73 | $25,220,000 | $345,000 | $2,900,000 | $0 | $0 |
| Application Withdrawn By Applicant | 60 | $17,458,000 | $290,000 | $1,197,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $233,000 | $233,000 | $233,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 33 | $10,150,000 | $307,000 | $1,660,000 | $0 | $0 |
| Collateral | 27 | $12,242,000 | $453,000 | $2,900,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,109,000 | $369,000 | $667,000 | $0 | $0 |
| Debt-To-Income Ratio | 2 | $276,000 | $138,000 | $138,000 | $0 | $0 |
| Credit History | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rs Lending, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rs Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.