Sage Credit Company, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Sage Credit Company, Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sage Credit Company, Inc 8001 Irvine Center Drive 3200 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 692 |
| Total Mortgage Loan Application Amount | $167,784,000 |
| Average Mortgage Loan Application Amount | $223,000 |
| Highest Mortgage Loan Application Amount | $1,280,000 |
| Average Applicant Income | $107,500 |
| Highest Applicant Income | $1,317,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Sage Credit Company, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sage Credit Company, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Sage Credit Company, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sage Credit Company, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sage Credit Company, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sage Credit Company, Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 63 | $ 15,957,000 | $ 253,000 | $ 117,000 |
| Orange County California | 30 | $ 10,767,000 | $ 358,000 | $ 177,000 |
| Los Angeles County California | 28 | $ 9,020,000 | $ 322,000 | $ 123,000 |
| Maricopa County Arizona | 17 | $ 4,096,000 | $ 240,000 | $ 85,000 |
| Miami-Dade County Florida | 17 | $ 5,114,000 | $ 300,000 | $ 94,000 |
| Broward County Florida | 14 | $ 3,066,000 | $ 219,000 | $ 83,000 |
| Washoe County Nevada | 13 | $ 3,009,000 | $ 231,000 | $ 85,000 |
| Riverside County California | 12 | $ 3,366,000 | $ 280,000 | $ 141,000 |
| Lee County Florida | 9 | $ 2,511,000 | $ 279,000 | $ 114,000 |
| Fulton County Georgia | 9 | $ 1,792,000 | $ 199,000 | $ 56,000 |
| Cook County Illinois | 8 | $ 1,676,000 | $ 209,000 | $ 98,000 |
| Prince George's County Maryland | 8 | $ 1,434,000 | $ 179,000 | $ 68,000 |
| Ocean County New Jersey | 7 | $ 1,953,000 | $ 279,000 | $ 78,000 |
| Anne Arundel County Maryland | 6 | $ 1,145,000 | $ 190,000 | $ 83,000 |
| Montgomery County Maryland | 6 | $ 1,442,000 | $ 240,000 | $ 74,000 |
| Atlantic County New Jersey | 6 | $ 2,057,000 | $ 342,000 | $ 133,000 |
| Morris County New Jersey | 6 | $ 2,334,000 | $ 389,000 | $ 171,000 |
| Salt Lake County Utah | 6 | $ 1,176,000 | $ 196,000 | $ 53,000 |
| Hillsborough County Florida | 5 | $ 1,641,000 | $ 328,000 | $ 179,000 |
| Orange County Florida | 5 | $ 836,000 | $ 167,000 | $ 48,000 |
| Pinellas County Florida | 5 | $ 852,000 | $ 170,000 | $ 67,000 |
| Honolulu County Hawaii | 5 | $ 1,398,000 | $ 279,000 | $ 84,000 |
| Canyon County Idaho | 5 | $ 754,000 | $ 150,000 | $ 61,000 |
| Davis County Utah | 5 | $ 793,000 | $ 158,000 | $ 65,000 |
| Spotsylvania County Virginia | 5 | $ 1,227,000 | $ 245,000 | $ 101,000 |
| Clark County Washington | 5 | $ 867,000 | $ 173,000 | $ 62,000 |
| King County Washington | 5 | $ 1,367,000 | $ 273,000 | $ 138,000 |
| Pierce County Washington | 5 | $ 1,049,000 | $ 209,000 | $ 67,000 |
| DeKalb County Georgia | 4 | $ 476,000 | $ 119,000 | $ 91,000 |
| Will County Illinois | 4 | $ 945,000 | $ 236,000 | $ 68,000 |
| Santa Fe County New Mexico | 4 | $ 595,000 | $ 148,000 | $ 87,000 |
| Clackamas County Oregon | 4 | $ 1,535,000 | $ 383,000 | $ 224,000 |
| Bennington County Vermont | 4 | $ 315,000 | $ 78,000 | $ 84,000 |
| Fairfax County Virginia | 4 | $ 1,873,000 | $ 468,000 | $ 113,000 |
| Prince William County Virginia | 4 | $ 912,000 | $ 228,000 | $ 92,000 |
| Pima County Arizona | 3 | $ 550,000 | $ 183,000 | $ 56,000 |
| Pinal County Arizona | 3 | $ 480,000 | $ 160,000 | $ 316,000 |
| San Bernardino County California | 3 | $ 695,000 | $ 231,000 | $ 91,000 |
| San Diego County California | 3 | $ 1,463,000 | $ 487,000 | $ 89,000 |
| Solano County California | 3 | $ 717,000 | $ 239,000 | $ 145,000 |
| Fairfield County Connecticut | 3 | $ 1,688,000 | $ 562,000 | $ 119,000 |
| Brevard County Florida | 3 | $ 453,000 | $ 151,000 | $ 76,000 |
| Palm Beach County Florida | 3 | $ 830,000 | $ 276,000 | $ 76,000 |
| Seminole County Florida | 3 | $ 703,000 | $ 234,000 | $ 95,000 |
| St. Lucie County Florida | 3 | $ 525,000 | $ 175,000 | $ 235,000 |
| Lake County Illinois | 3 | $ 695,000 | $ 231,000 | $ 82,000 |
| Monroe County Michigan | 3 | $ 391,000 | $ 130,000 | $ 80,000 |
| Nye County Nevada | 3 | $ 478,000 | $ 159,000 | $ 50,000 |
| Hudson County New Jersey | 3 | $ 539,000 | $ 179,000 | $ 0 |
| Passaic County New Jersey | 3 | $ 516,000 | $ 172,000 | $ 45,000 |
| Wake County North Carolina | 3 | $ 351,000 | $ 117,000 | $ 113,000 |
| Lane County Oregon | 3 | $ 477,000 | $ 159,000 | $ 72,000 |
| Washington County Oregon | 3 | $ 459,000 | $ 153,000 | $ 84,000 |
| Davidson County Tennessee | 3 | $ 381,000 | $ 127,000 | $ 52,000 |
| Shelby County Tennessee | 3 | $ 661,000 | $ 220,000 | $ 108,000 |
| Utah County Utah | 3 | $ 556,000 | $ 185,000 | $ 101,000 |
| Snohomish County Washington | 3 | $ 787,000 | $ 262,000 | $ 129,000 |
| Yavapai County Arizona | 2 | $ 485,000 | $ 242,000 | $ 175,000 |
| Kern County California | 2 | $ 523,000 | $ 261,000 | $ 152,000 |
| Nevada County California | 2 | $ 532,000 | $ 266,000 | $ 223,000 |
| Sacramento County California | 2 | $ 310,000 | $ 155,000 | $ 21,000 |
| San Joaquin County California | 2 | $ 682,000 | $ 341,000 | $ 66,000 |
| San Mateo County California | 2 | $ 1,045,000 | $ 522,000 | $ 318,000 |
| Santa Clara County California | 2 | $ 585,000 | $ 292,000 | $ 128,000 |
| Adams County Colorado | 2 | $ 570,000 | $ 285,000 | $ 43,000 |
| Alachua County Florida | 2 | $ 438,000 | $ 219,000 | $ 35,000 |
| Bay County Florida | 2 | $ 195,000 | $ 97,000 | $ 89,000 |
| Citrus County Florida | 2 | $ 685,000 | $ 342,000 | $ 123,000 |
| Jackson County Florida | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| Monroe County Florida | 2 | $ 538,000 | $ 269,000 | $ 54,000 |
| Clayton County Georgia | 2 | $ 358,000 | $ 179,000 | $ 21,000 |
| Gwinnett County Georgia | 2 | $ 395,000 | $ 197,000 | $ 7,000 |
| Wilkinson County Georgia | 2 | $ 162,000 | $ 81,000 | $ 78,000 |
| Bonneville County Idaho | 2 | $ 406,000 | $ 203,000 | $ 98,000 |
| Jefferson County Idaho | 2 | $ 188,000 | $ 94,000 | $ 21,000 |
| DuPage County Illinois | 2 | $ 589,000 | $ 294,000 | $ 168,000 |
| Kane County Illinois | 2 | $ 183,000 | $ 91,000 | $ 62,000 |
| Bourbon County Kentucky | 2 | $ 371,000 | $ 185,000 | $ 101,000 |
| St. Mary's County Maryland | 2 | $ 243,000 | $ 121,000 | $ 96,000 |
| Middlesex County Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Lapeer County Michigan | 2 | $ 232,000 | $ 116,000 | $ 23,000 |
| Hinds County Mississippi | 2 | $ 157,000 | $ 78,000 | $ 104,000 |
| Taney County Missouri | 2 | $ 276,000 | $ 138,000 | $ 252,000 |
| Douglas County Nebraska | 2 | $ 130,000 | $ 65,000 | $ 41,000 |
| Douglas County Nevada | 2 | $ 405,000 | $ 202,000 | $ 118,000 |
| Lyon County Nevada | 2 | $ 556,000 | $ 278,000 | $ 210,000 |
| Essex County New Jersey | 2 | $ 602,000 | $ 301,000 | $ 79,000 |
| Sussex County New Jersey | 2 | $ 417,000 | $ 208,000 | $ 50,000 |
| Nassau County New York | 2 | $ 114,000 | $ 57,000 | $ 126,000 |
| Mecklenburg County North Carolina | 2 | $ 398,000 | $ 199,000 | $ 64,000 |
| New Hanover County North Carolina | 2 | $ 451,000 | $ 225,000 | $ 152,000 |
| Onslow County North Carolina | 2 | $ 355,000 | $ 177,000 | $ 186,000 |
| Washington County North Carolina | 2 | $ 158,000 | $ 79,000 | $ 48,000 |
| Wayne County Ohio | 2 | $ 230,000 | $ 115,000 | $ 161,000 |
| Marion County Oregon | 2 | $ 315,000 | $ 157,000 | $ 59,000 |
| Polk County Oregon | 2 | $ 364,000 | $ 182,000 | $ 71,000 |
| Charleston County South Carolina | 2 | $ 475,000 | $ 237,000 | $ 126,000 |
| Rutherford County Tennessee | 2 | $ 343,000 | $ 171,000 | $ 63,000 |
| Alexandria County Virginia | 2 | $ 222,000 | $ 111,000 | $ 48,000 |
| Whatcom County Washington | 2 | $ 450,000 | $ 225,000 | $ 159,000 |
| Pierce County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 179,000 |
| Mobile County Alabama | 1 | $ 174,000 | $ 174,000 | $ 254,000 |
| Shelby County Alabama | 1 | $ 327,000 | $ 327,000 | $ 96,000 |
| Fairbanks North Star County Alaska | 1 | $ 253,000 | $ 253,000 | $ 60,000 |
| Cochise County Arizona | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Coconino County Arizona | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
| Cleveland County Arkansas | 1 | $ 400,000 | $ 400,000 | $ 99,000 |
| Mississippi County Arkansas | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Butte County California | 1 | $ 117,000 | $ 117,000 | $ 27,000 |
| El Dorado County California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Fresno County California | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| Imperial County California | 1 | $ 252,000 | $ 252,000 | $ 98,000 |
| Monterey County California | 1 | $ 40,000 | $ 40,000 | $ 82,000 |
| Santa Cruz County California | 1 | $ 536,000 | $ 536,000 | $ 82,000 |
| Sonoma County California | 1 | $ 179,000 | $ 179,000 | $ 152,000 |
| Ventura County California | 1 | $ 298,000 | $ 298,000 | $ 106,000 |
| Yolo County California | 1 | $ 264,000 | $ 264,000 | $ 66,000 |
| Yuba County California | 1 | $ 324,000 | $ 324,000 | $ 192,000 |
| Arapahoe County Colorado | 1 | $ 298,000 | $ 298,000 | $ 64,000 |
| El Paso County Colorado | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Fremont County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hinsdale County Colorado | 1 | $ 333,000 | $ 333,000 | $ 190,000 |
| Jefferson County Colorado | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| La Plata County Colorado | 1 | $ 311,000 | $ 311,000 | $ 96,000 |
| New Haven County Connecticut | 1 | $ 324,000 | $ 324,000 | $ 110,000 |
| New London County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 1 | $ 230,000 | $ 230,000 | $ 270,000 |
| Collier County Florida | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Escambia County Florida | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Lake County Florida | 1 | $ 274,000 | $ 274,000 | $ 61,000 |
| Pasco County Florida | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Butts County Georgia | 1 | $ 224,000 | $ 224,000 | $ 78,000 |
| Cherokee County Georgia | 1 | $ 139,000 | $ 139,000 | $ 90,000 |
| Clarke County Georgia | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Dawson County Georgia | 1 | $ 200,000 | $ 200,000 | $ 196,000 |
| Haralson County Georgia | 1 | $ 90,000 | $ 90,000 | $ 214,000 |
| Jackson County Georgia | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Newton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| Maui County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Ada County Idaho | 1 | $ 392,000 | $ 392,000 | $ 128,000 |
| Adams County Idaho | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Jerome County Idaho | 1 | $ 193,000 | $ 193,000 | $ 102,000 |
| Payette County Idaho | 1 | $ 210,000 | $ 210,000 | $ 78,000 |
| Hancock County Illinois | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Finney County Kansas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Johnson County Kansas | 1 | $ 27,000 | $ 27,000 | $ 234,000 |
| Green County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Johnson County Kentucky | 1 | $ 910,000 | $ 910,000 | $ 240,000 |
| Lafayette County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| St. Bernard County Louisiana | 1 | $ 141,000 | $ 141,000 | $ 157,000 |
| St. John the Baptist County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Oxford County Maine | 1 | $ 165,000 | $ 165,000 | $ 0 |
| York County Maine | 1 | $ 178,000 | $ 178,000 | $ 62,000 |
| Baltimore County Maryland | 1 | $ 289,000 | $ 289,000 | $ 94,000 |
| Carroll County Maryland | 1 | $ 550,000 | $ 550,000 | $ 182,000 |
| Charles County Maryland | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Howard County Maryland | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 340,000 | $ 340,000 | $ 57,000 |
| Bristol County Massachusetts | 1 | $ 362,000 | $ 362,000 | $ 127,000 |
| Essex County Massachusetts | 1 | $ 278,000 | $ 278,000 | $ 62,000 |
| Norfolk County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Barry County Michigan | 1 | $ 152,000 | $ 152,000 | $ 114,000 |
| Genesee County Michigan | 1 | $ 73,000 | $ 73,000 | $ 83,000 |
| Oakland County Michigan | 1 | $ 192,000 | $ 192,000 | $ 53,000 |
| Hennepin County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Rice County Minnesota | 1 | $ 201,000 | $ 201,000 | $ 75,000 |
| Forrest County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 63,000 |
| Harrison County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Lamar County Mississippi | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Lauderdale County Mississippi | 1 | $ 208,000 | $ 208,000 | $ 88,000 |
| Buchanan County Missouri | 1 | $ 324,000 | $ 324,000 | $ 111,000 |
| Jefferson County Missouri | 1 | $ 261,000 | $ 261,000 | $ 106,000 |
| Dakota County Nebraska | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 59,000 |
| Cape May County New Jersey | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Gloucester County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 338,000 | $ 338,000 | $ 126,000 |
| Somerset County New Jersey | 1 | $ 264,000 | $ 264,000 | $ 145,000 |
| Union County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Warren County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Bernalillo County New Mexico | 1 | $ 310,000 | $ 310,000 | $ 83,000 |
| Chaves County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Lea County New Mexico | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Cabarrus County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Craven County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Durham County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 64,000 |
| Guilford County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 81,000 |
| Harnett County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Johnston County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 94,000 |
| Pickaway County Ohio | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Curry County Oregon | 1 | $ 246,000 | $ 246,000 | $ 96,000 |
| Multnomah County Oregon | 1 | $ 188,000 | $ 188,000 | $ 54,000 |
| Adams County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 72,000 |
| Lehigh County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 117,000 |
| Montgomery County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 144,000 |
| Dorchester County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 106,000 |
| Horry County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 393,000 |
| Oconee County South Carolina | 1 | $ 593,000 | $ 593,000 | $ 911,000 |
| Roane County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Sullivan County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 95,000 |
| Sumner County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 116,000 |
| Duchesne County Utah | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Washington County Utah | 1 | $ 255,000 | $ 255,000 | $ 1,317,000 |
| Addison County Vermont | 1 | $ 540,000 | $ 540,000 | $ 147,000 |
| Chittenden County Vermont | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Franklin County Vermont | 1 | $ 157,000 | $ 157,000 | $ 186,000 |
| Augusta County Virginia | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Caroline County Virginia | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Fauquier County Virginia | 1 | $ 223,000 | $ 223,000 | $ 75,000 |
| Russell County Virginia | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Stafford County Virginia | 1 | $ 330,000 | $ 330,000 | $ 71,000 |
| Staunton County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Warren County Virginia | 1 | $ 266,000 | $ 266,000 | $ 68,000 |
| Wythe County Virginia | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Kitsap County Washington | 1 | $ 196,000 | $ 196,000 | $ 83,000 |
| Lewis County Washington | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Stevens County Washington | 1 | $ 390,000 | $ 390,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Sage Credit Company, Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 559 | $142,191,000 | $254,000 | $1,280,000 | $111,000 | $1,317,000 |
| Home Purchase | 133 | $25,593,000 | $192,000 | $719,000 | $104,000 | $570,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 333 | $80,337,000 | $241,000 | $999,000 | $90,000 | $768,000 |
| White | 225 | $52,470,000 | $233,000 | $1,280,000 | $129,000 | $1,317,000 |
| Hispanic | 63 | $15,799,000 | $250,000 | $750,000 | $105,000 | $306,000 |
| Black or African American | 45 | $11,443,000 | $254,000 | $1,000,000 | $174,000 | $1,260,000 |
| Asian | 18 | $5,601,000 | $311,000 | $935,000 | $102,000 | $233,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,767,000 | $353,000 | $490,000 | $83,000 | $192,000 |
| American Indian or Alaskan Native | 2 | $188,000 | $94,000 | $158,000 | $55,000 | $55,000 |
| Not applicable | 1 | $179,000 | $179,000 | $179,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 692 | $167,784,000 | $242,000 | $1,280,000 | $109,000 | $1,317,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 229 | $55,337,000 | $241,000 | $1,000,000 | $111,000 | $1,317,000 |
| Loan Originated | 217 | $52,019,000 | $239,000 | $1,114,000 | $123,000 | $1,317,000 |
| Application Withdrawn By Applicant | 180 | $42,757,000 | $237,000 | $910,000 | $90,000 | $480,000 |
| Application Denied By Financial Institution | 39 | $11,399,000 | $292,000 | $1,280,000 | $137,000 | $660,000 |
| File Closed For Incompleteness | 21 | $4,976,000 | $236,000 | $522,000 | $94,000 | $192,000 |
| Loan Purchased By The Institution | 6 | $1,296,000 | $216,000 | $330,000 | $21,000 | $89,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3 | $673,000 | $224,000 | $284,000 | $129,000 | $186,000 |
| Unverifiable Information | 3 | $310,000 | $103,000 | $213,000 | $80,000 | $186,000 |
| Collateral | 2 | $575,000 | $287,000 | $368,000 | $103,000 | $128,000 |
| Credit History | 2 | $366,000 | $183,000 | $204,000 | $51,000 | $74,000 |
| Debt-To-Income Ratio | 2 | $516,000 | $258,000 | $413,000 | $280,000 | $280,000 |
| Employment History | 1 | $700,000 | $700,000 | $700,000 | $249,000 | $249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sage Credit Company, Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sage Credit Company, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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