South State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
South State Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 6,572 |
| Total Mortgage Loan Application Amount | $1,674,780,000 |
| Average Mortgage Loan Application Amount | $218,400 |
| Highest Mortgage Loan Application Amount | $32,265,000 |
| Average Applicant Income | $161,000 |
| Highest Applicant Income | $4,778,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with South State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down South State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South State Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 723 | $ 280,595,000 | $ 388,000 | $ 205,000 |
| Greenville County South Carolina | 460 | $ 124,800,000 | $ 271,000 | $ 184,000 |
| Mecklenburg County North Carolina | 425 | $ 174,435,000 | $ 410,000 | $ 246,000 |
| Horry County South Carolina | 405 | $ 67,005,000 | $ 165,000 | $ 108,000 |
| Beaufort County South Carolina | 359 | $ 106,365,000 | $ 296,000 | $ 185,000 |
| York County South Carolina | 266 | $ 62,520,000 | $ 235,000 | $ 160,000 |
| Anderson County South Carolina | 209 | $ 41,895,000 | $ 200,000 | $ 113,000 |
| Berkeley County South Carolina | 206 | $ 61,620,000 | $ 299,000 | $ 149,000 |
| Columbia County Georgia | 183 | $ 48,505,000 | $ 265,000 | $ 147,000 |
| Chatham County Georgia | 158 | $ 59,520,000 | $ 376,000 | $ 322,000 |
| Richland County South Carolina | 152 | $ 38,300,000 | $ 251,000 | $ 200,000 |
| Brunswick County North Carolina | 137 | $ 39,445,000 | $ 287,000 | $ 140,000 |
| Oconee County South Carolina | 131 | $ 33,025,000 | $ 252,000 | $ 151,000 |
| Lexington County South Carolina | 127 | $ 28,045,000 | $ 220,000 | $ 158,000 |
| Richmond County Georgia | 124 | $ 23,100,000 | $ 186,000 | $ 146,000 |
| Pickens County South Carolina | 121 | $ 26,695,000 | $ 220,000 | $ 115,000 |
| Gaston County North Carolina | 111 | $ 20,245,000 | $ 182,000 | $ 134,000 |
| Dorchester County South Carolina | 103 | $ 15,585,000 | $ 151,000 | $ 93,000 |
| Orangeburg County South Carolina | 97 | $ 13,405,000 | $ 138,000 | $ 95,000 |
| Georgetown County South Carolina | 96 | $ 24,400,000 | $ 254,000 | $ 134,000 |
| Spartanburg County South Carolina | 85 | $ 38,655,000 | $ 454,000 | $ 140,000 |
| Florence County South Carolina | 84 | $ 10,450,000 | $ 124,000 | $ 85,000 |
| Aiken County South Carolina | 80 | $ 16,540,000 | $ 206,000 | $ 134,000 |
| Union County North Carolina | 72 | $ 23,610,000 | $ 327,000 | $ 216,000 |
| Habersham County Georgia | 62 | $ 9,400,000 | $ 151,000 | $ 87,000 |
| Wake County North Carolina | 62 | $ 14,160,000 | $ 228,000 | $ 175,000 |
| New Hanover County North Carolina | 59 | $ 14,535,000 | $ 246,000 | $ 169,000 |
| Jasper County South Carolina | 58 | $ 10,660,000 | $ 183,000 | $ 106,000 |
| Colleton County South Carolina | 49 | $ 6,965,000 | $ 142,000 | $ 105,000 |
| Greenwood County South Carolina | 45 | $ 5,555,000 | $ 123,000 | $ 127,000 |
| Lancaster County South Carolina | 31 | $ 9,135,000 | $ 294,000 | $ 170,000 |
| Cabarrus County North Carolina | 30 | $ 7,980,000 | $ 266,000 | $ 203,000 |
| Calhoun County South Carolina | 30 | $ 4,710,000 | $ 157,000 | $ 100,000 |
| Rowan County North Carolina | 29 | $ 5,085,000 | $ 175,000 | $ 143,000 |
| Bryan County Georgia | 28 | $ 6,050,000 | $ 216,000 | $ 107,000 |
| Jackson County Georgia | 28 | $ 3,260,000 | $ 116,000 | $ 87,000 |
| Iredell County North Carolina | 27 | $ 9,005,000 | $ 333,000 | $ 197,000 |
| Laurens County South Carolina | 25 | $ 2,985,000 | $ 119,000 | $ 53,000 |
| Hall County Georgia | 22 | $ 2,930,000 | $ 133,000 | $ 112,000 |
| Towns County Georgia | 22 | $ 3,490,000 | $ 158,000 | $ 72,000 |
| Fannin County Georgia | 20 | $ 3,190,000 | $ 159,000 | $ 97,000 |
| Union County Georgia | 19 | $ 3,035,000 | $ 159,000 | $ 127,000 |
| Darlington County South Carolina | 19 | $ 2,495,000 | $ 131,000 | $ 74,000 |
| Buncombe County North Carolina | 17 | $ 1,915,000 | $ 112,000 | $ 71,000 |
| Durham County North Carolina | 17 | $ 2,965,000 | $ 174,000 | $ 104,000 |
| Newberry County South Carolina | 17 | $ 3,085,000 | $ 181,000 | $ 209,000 |
| Henrico County Virginia | 17 | $ 7,035,000 | $ 413,000 | $ 181,000 |
| Pender County North Carolina | 16 | $ 3,630,000 | $ 226,000 | $ 118,000 |
| Fairfield County South Carolina | 16 | $ 2,050,000 | $ 128,000 | $ 80,000 |
| Sumter County South Carolina | 16 | $ 1,910,000 | $ 119,000 | $ 159,000 |
| Edgefield County South Carolina | 15 | $ 3,235,000 | $ 215,000 | $ 93,000 |
| Hampton County South Carolina | 15 | $ 1,695,000 | $ 113,000 | $ 104,000 |
| Banks County Georgia | 14 | $ 1,870,000 | $ 133,000 | $ 135,000 |
| White County Georgia | 14 | $ 1,630,000 | $ 116,000 | $ 97,000 |
| Lincoln County North Carolina | 14 | $ 3,320,000 | $ 237,000 | $ 116,000 |
| Gilmer County Georgia | 13 | $ 2,565,000 | $ 197,000 | $ 121,000 |
| Stephens County Georgia | 13 | $ 1,655,000 | $ 127,000 | $ 86,000 |
| Columbus County North Carolina | 13 | $ 1,105,000 | $ 85,000 | $ 94,000 |
| Kershaw County South Carolina | 13 | $ 2,745,000 | $ 211,000 | $ 96,000 |
| Effingham County Georgia | 12 | $ 1,990,000 | $ 165,000 | $ 86,000 |
| Gwinnett County Georgia | 12 | $ 2,020,000 | $ 168,000 | $ 101,000 |
| Orange County North Carolina | 12 | $ 1,980,000 | $ 165,000 | $ 133,000 |
| Clarendon County South Carolina | 11 | $ 1,125,000 | $ 102,000 | $ 92,000 |
| McCormick County South Carolina | 11 | $ 1,675,000 | $ 152,000 | $ 106,000 |
| Saluda County South Carolina | 11 | $ 1,655,000 | $ 150,000 | $ 137,000 |
| Barrow County Georgia | 10 | $ 1,000,000 | $ 100,000 | $ 89,000 |
| Bamberg County South Carolina | 10 | $ 780,000 | $ 78,000 | $ 66,000 |
| Union County South Carolina | 10 | $ 550,000 | $ 55,000 | $ 36,000 |
| Madison County Georgia | 9 | $ 965,000 | $ 107,000 | $ 53,000 |
| Oconee County Georgia | 9 | $ 2,325,000 | $ 258,000 | $ 221,000 |
| Abbeville County South Carolina | 9 | $ 715,000 | $ 79,000 | $ 63,000 |
| Chester County South Carolina | 9 | $ 2,225,000 | $ 247,000 | $ 66,000 |
| Richmond City County Virginia | 9 | $ 6,935,000 | $ 770,000 | $ 236,000 |
| Cherokee County Georgia | 8 | $ 1,700,000 | $ 212,000 | $ 142,000 |
| Hart County Georgia | 8 | $ 1,550,000 | $ 193,000 | $ 102,000 |
| Rabun County Georgia | 8 | $ 1,300,000 | $ 162,000 | $ 68,000 |
| Marion County South Carolina | 8 | $ 710,000 | $ 88,000 | $ 75,000 |
| Chesterfield County Virginia | 8 | $ 2,350,000 | $ 293,000 | $ 329,000 |
| Fulton County Georgia | 7 | $ 3,155,000 | $ 450,000 | $ 186,000 |
| McDuffie County Georgia | 7 | $ 1,745,000 | $ 249,000 | $ 119,000 |
| Robeson County North Carolina | 7 | $ 495,000 | $ 70,000 | $ 43,000 |
| Alachua County Florida | 6 | $ 450,000 | $ 75,000 | $ 38,000 |
| Clarke County Georgia | 6 | $ 800,000 | $ 133,000 | $ 140,000 |
| Franklin County Georgia | 6 | $ 820,000 | $ 136,000 | $ 77,000 |
| Williamsburg County South Carolina | 6 | $ 610,000 | $ 101,000 | $ 68,000 |
| Lincoln County Georgia | 5 | $ 635,000 | $ 127,000 | $ 82,000 |
| Forsyth County North Carolina | 5 | $ 2,125,000 | $ 425,000 | $ 247,000 |
| Guilford County North Carolina | 5 | $ 845,000 | $ 169,000 | $ 140,000 |
| Onslow County North Carolina | 5 | $ 1,115,000 | $ 223,000 | $ 60,000 |
| Rutherford County North Carolina | 5 | $ 735,000 | $ 147,000 | $ 178,000 |
| Chesterfield County South Carolina | 5 | $ 655,000 | $ 131,000 | $ 77,000 |
| Calhoun County Alabama | 4 | $ 210,000 | $ 52,000 | $ 66,000 |
| Marion County Florida | 4 | $ 240,000 | $ 60,000 | $ 43,000 |
| Putnam County Florida | 4 | $ 240,000 | $ 60,000 | $ 33,000 |
| Appling County Georgia | 4 | $ 220,000 | $ 55,000 | $ 56,000 |
| Cobb County Georgia | 4 | $ 1,380,000 | $ 345,000 | $ 148,000 |
| Liberty County Georgia | 4 | $ 400,000 | $ 100,000 | $ 67,000 |
| Prentiss County Mississippi | 4 | $ 250,000 | $ 62,000 | $ 43,000 |
| Carteret County North Carolina | 4 | $ 630,000 | $ 157,000 | $ 231,000 |
| Cleveland County North Carolina | 4 | $ 690,000 | $ 172,000 | $ 77,000 |
| Franklin County North Carolina | 4 | $ 1,050,000 | $ 262,000 | $ 161,000 |
| Haywood County North Carolina | 4 | $ 340,000 | $ 85,000 | $ 48,000 |
| Watauga County North Carolina | 4 | $ 790,000 | $ 197,000 | $ 223,000 |
| Barnwell County South Carolina | 4 | $ 800,000 | $ 200,000 | $ 114,000 |
| Cherokee County South Carolina | 4 | $ 410,000 | $ 102,000 | $ 68,000 |
| Dillon County South Carolina | 4 | $ 310,000 | $ 77,000 | $ 55,000 |
| Lee County South Carolina | 4 | $ 200,000 | $ 50,000 | $ 65,000 |
| Marlboro County South Carolina | 4 | $ 470,000 | $ 117,000 | $ 69,000 |
| Hanover County Virginia | 4 | $ 570,000 | $ 142,000 | $ 251,000 |
| Columbia County Florida | 3 | $ 245,000 | $ 81,000 | $ 66,000 |
| Lake County Florida | 3 | $ 185,000 | $ 61,000 | $ 95,000 |
| Nassau County Florida | 3 | $ 345,000 | $ 115,000 | $ 58,000 |
| Union County Florida | 3 | $ 255,000 | $ 85,000 | $ 73,000 |
| Burke County Georgia | 3 | $ 535,000 | $ 178,000 | $ 89,000 |
| DeKalb County Georgia | 3 | $ 1,405,000 | $ 468,000 | $ 248,000 |
| Jefferson County Georgia | 3 | $ 355,000 | $ 118,000 | $ 27,000 |
| Pickens County Georgia | 3 | $ 735,000 | $ 245,000 | $ 293,000 |
| Walton County Georgia | 3 | $ 495,000 | $ 165,000 | $ 303,000 |
| Bladen County North Carolina | 3 | $ 215,000 | $ 71,000 | $ 44,000 |
| Chatham County North Carolina | 3 | $ 1,195,000 | $ 398,000 | $ 316,000 |
| Henderson County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 129,000 |
| Polk County North Carolina | 3 | $ 825,000 | $ 275,000 | $ 141,000 |
| Wilson County North Carolina | 3 | $ 195,000 | $ 65,000 | $ 51,000 |
| Goochland County Virginia | 3 | $ 855,000 | $ 285,000 | $ 264,000 |
| Clarke County Alabama | 2 | $ 100,000 | $ 50,000 | $ 72,000 |
| DeKalb County Alabama | 2 | $ 70,000 | $ 35,000 | $ 48,000 |
| St. Clair County Alabama | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Baker County Florida | 2 | $ 140,000 | $ 70,000 | $ 29,000 |
| Clay County Florida | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Madison County Florida | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| Carroll County Georgia | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Dawson County Georgia | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Forsyth County Georgia | 2 | $ 50,000 | $ 25,000 | $ 95,000 |
| Glynn County Georgia | 2 | $ 780,000 | $ 390,000 | $ 166,000 |
| Lumpkin County Georgia | 2 | $ 530,000 | $ 265,000 | $ 162,000 |
| Peach County Georgia | 2 | $ 50,000 | $ 25,000 | $ 56,000 |
| Screven County Georgia | 2 | $ 320,000 | $ 160,000 | $ 132,000 |
| Ware County Georgia | 2 | $ 130,000 | $ 65,000 | $ 23,000 |
| Wilkes County Georgia | 2 | $ 100,000 | $ 50,000 | $ 25,000 |
| Adams County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| Monroe County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| Ashe County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 64,000 |
| Cherokee County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Craven County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| Johnston County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 133,000 |
| Lee County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Person County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 65,000 |
| Pitt County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| Randolph County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 21,000 |
| Richmond County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Wayne County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 123,000 |
| Hampton County Virginia | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| Autauga County Alabama | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Chilton County Alabama | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Cullman County Alabama | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Elmore County Alabama | 1 | $ 145,000 | $ 145,000 | $ 173,000 |
| Jackson County Alabama | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Lauderdale County Alabama | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
| Lawrence County Alabama | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Lee County Alabama | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Limestone County Alabama | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Madison County Alabama | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Marshall County Alabama | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Mobile County Alabama | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Morgan County Alabama | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Pike County Alabama | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Shelby County Alabama | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Tuscaloosa County Alabama | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Walker County Alabama | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Dixie County Florida | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Duval County Florida | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Hardee County Florida | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Levy County Florida | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Orange County Florida | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Pasco County Florida | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Bacon County Georgia | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Baldwin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bibb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Brantley County Georgia | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Bulloch County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Camden County Georgia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Catoosa County Georgia | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Chattooga County Georgia | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Clinch County Georgia | 1 | $ 135,000 | $ 135,000 | $ 198,000 |
| Coffee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Colquitt County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fayette County Georgia | 1 | $ 505,000 | $ 505,000 | $ 99,000 |
| Henry County Georgia | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Houston County Georgia | 1 | $ 215,000 | $ 215,000 | $ 287,000 |
| Laurens County Georgia | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| McIntosh County Georgia | 1 | $ 65,000 | $ 65,000 | $ 217,000 |
| Meriwether County Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Monroe County Georgia | 1 | $ 255,000 | $ 255,000 | $ 245,000 |
| Morgan County Georgia | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Newton County Georgia | 1 | $ 255,000 | $ 255,000 | $ 182,000 |
| Oglethorpe County Georgia | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Paulding County Georgia | 1 | $ 485,000 | $ 485,000 | $ 197,000 |
| Pierce County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Tattnall County Georgia | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| DeSoto County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Itawamba County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Lee County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Pontotoc County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Tippah County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Tishomingo County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Alamance County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Alleghany County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 984,000 |
| Anson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 211,000 |
| Burke County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Caldwell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Clay County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Cumberland County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Davidson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Edgecombe County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Hoke County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Lenoir County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Northampton County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Pamlico County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Sampson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Stanly County North Carolina | 1 | $ 805,000 | $ 805,000 | $ 276,000 |
| Swain County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Transylvania County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 480,000 |
| Warren County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Yadkin County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Allendale County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 205,000 |
| Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Lunenburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Mecklenburg County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Newport News County Virginia | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Petersburg County Virginia | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Powhatan County Virginia | 1 | $ 35,000 | $ 35,000 | $ 151,000 |
| Prince Edward County Virginia | 1 | $ 505,000 | $ 505,000 | $ 259,000 |
| Roanoke County Virginia | 1 | $ 285,000 | $ 285,000 | $ 371,000 |
| Williamsburg County Virginia | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for South State Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,986 | $887,240,000 | $297,000 | $32,265,000 | $138,000 | $4,778,000 |
| Refinancing | 1,543 | $437,905,000 | $283,000 | $2,305,000 | $180,000 | $3,850,000 |
| Home Improvement | 717 | $79,645,000 | $111,000 | $1,505,000 | $159,000 | $3,715,000 |
| Cash-out Refinancing | 692 | $182,260,000 | $263,000 | $5,105,000 | $133,000 | $3,360,000 |
| Other Purpose | 634 | $87,730,000 | $138,000 | $2,005,000 | $195,000 | $3,425,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,906 | $1,194,370,000 | $243,000 | $2,505,000 | $156,000 | $4,778,000 |
| Not Provided | 934 | $283,210,000 | $303,000 | $5,105,000 | $192,000 | $3,715,000 |
| Black or African American | 443 | $67,955,000 | $153,000 | $1,655,000 | $73,000 | $740,000 |
| Hispanic | 130 | $28,440,000 | $218,000 | $1,245,000 | $102,000 | $573,000 |
| Asian | 78 | $23,570,000 | $302,000 | $1,505,000 | $209,000 | $2,424,000 |
| Not applicable | 39 | $68,425,000 | $1,754,000 | $32,265,000 | $0 | $0 |
| American Indian or Alaskan Native | 29 | $4,105,000 | $141,000 | $1,305,000 | $143,000 | $1,367,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $305,000 | $305,000 | $305,000 | $43,000 | $43,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,264 | $1,603,070,000 | $255,000 | $32,265,000 | $159,000 | $4,778,000 |
| VA-guaranteed (Veterans Administration) | 167 | $45,835,000 | $274,000 | $995,000 | $96,000 | $328,000 |
| FHA-insured (Federal Housing Administration) | 112 | $21,660,000 | $193,000 | $395,000 | $72,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $4,215,000 | $145,000 | $245,000 | $49,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,859 | $1,056,815,000 | $273,000 | $32,265,000 | $161,000 | $3,425,000 |
| Application Denied By Financial Institution | 1,264 | $205,290,000 | $162,000 | $2,445,000 | $84,000 | $3,380,000 |
| Application Withdrawn By Applicant | 1,253 | $378,025,000 | $301,000 | $5,105,000 | $200,000 | $4,778,000 |
| Application Approved But Not Accepted | 162 | $22,210,000 | $137,000 | $515,000 | $95,000 | $1,007,000 |
| File Closed For Incompleteness | 32 | $12,120,000 | $378,000 | $1,345,000 | $158,000 | $429,000 |
| Loan Purchased By The Institution | 2 | $320,000 | $160,000 | $185,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,308 | $1,469,490,000 | $276,000 | $32,265,000 | $168,000 | $4,778,000 |
| Credit History | 545 | $61,135,000 | $112,000 | $865,000 | $81,000 | $3,380,000 |
| Debt-To-Income Ratio | 373 | $67,095,000 | $179,000 | $2,445,000 | $64,000 | $521,000 |
| Credit Application Incomplete | 108 | $32,580,000 | $301,000 | $2,385,000 | $165,000 | $1,093,000 |
| Collateral | 95 | $22,845,000 | $240,000 | $2,005,000 | $169,000 | $1,038,000 |
| Employment History | 49 | $4,395,000 | $89,000 | $455,000 | $49,000 | $102,000 |
| Other | 45 | $7,735,000 | $171,000 | $565,000 | $150,000 | $270,000 |
| Unverifiable Information | 26 | $2,680,000 | $103,000 | $605,000 | $208,000 | $2,280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $6,825,000 | $296,000 | $825,000 | $94,000 | $217,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.