Seatrust Mortgage Company
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Seatrust Mortgage Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Seatrust Mortgage Company 1001 Military Cutoff Rd Ste 350 Wilmington, NC 28405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 |
| Total Number of Mortgage Applications | 510 |
| Total Mortgage Loan Application Amount | $136,430,000 |
| Average Mortgage Loan Application Amount | $271,666 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $148,000 |
| Highest Applicant Income | $8,750,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Hanover County North Carolina | 67 | $ 16,565,000 | $ 247,000 | $ 105,000 |
| Onslow County North Carolina | 57 | $ 14,345,000 | $ 251,000 | $ 98,000 |
| Mecklenburg County North Carolina | 46 | $ 13,840,000 | $ 300,000 | $ 400,000 |
| Brunswick County North Carolina | 33 | $ 7,645,000 | $ 231,000 | $ 102,000 |
| Oconee County South Carolina | 29 | $ 5,905,000 | $ 203,000 | $ 107,000 |
| Pender County North Carolina | 28 | $ 8,150,000 | $ 291,000 | $ 109,000 |
| Guilford County North Carolina | 23 | $ 5,205,000 | $ 226,000 | $ 102,000 |
| Forsyth County North Carolina | 17 | $ 3,295,000 | $ 193,000 | $ 95,000 |
| Union County North Carolina | 15 | $ 7,315,000 | $ 487,000 | $ 200,000 |
| Gaston County North Carolina | 12 | $ 2,280,000 | $ 190,000 | $ 118,000 |
| Cabarrus County North Carolina | 11 | $ 2,745,000 | $ 249,000 | $ 185,000 |
| Iredell County North Carolina | 10 | $ 3,750,000 | $ 375,000 | $ 244,000 |
| Greenville County South Carolina | 10 | $ 2,690,000 | $ 269,000 | $ 171,000 |
| Davidson County North Carolina | 9 | $ 1,355,000 | $ 150,000 | $ 77,000 |
| Wake County North Carolina | 8 | $ 2,490,000 | $ 311,000 | $ 119,000 |
| Duval County Florida | 6 | $ 1,230,000 | $ 205,000 | $ 115,000 |
| Hart County Georgia | 6 | $ 2,680,000 | $ 446,000 | $ 167,000 |
| Anderson County South Carolina | 6 | $ 1,570,000 | $ 261,000 | $ 124,000 |
| Charleston County South Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 176,000 |
| Randolph County North Carolina | 4 | $ 620,000 | $ 155,000 | $ 62,000 |
| Surry County North Carolina | 4 | $ 1,110,000 | $ 277,000 | $ 139,000 |
| Lancaster County South Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 78,000 |
| York County South Carolina | 4 | $ 1,160,000 | $ 290,000 | $ 92,000 |
| Palm Beach County Florida | 3 | $ 965,000 | $ 321,000 | $ 147,000 |
| Calcasieu County Louisiana | 3 | $ 605,000 | $ 201,000 | $ 120,000 |
| Craven County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 72,000 |
| Lincoln County North Carolina | 3 | $ 1,055,000 | $ 351,000 | $ 281,000 |
| Watauga County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 125,000 |
| Beaufort County South Carolina | 3 | $ 1,995,000 | $ 665,000 | $ 614,000 |
| St. Johns County Florida | 2 | $ 310,000 | $ 155,000 | $ 119,000 |
| Effingham County Georgia | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| Walker County Georgia | 2 | $ 640,000 | $ 320,000 | $ 80,000 |
| Cleveland County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Columbus County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Rockingham County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 90,000 |
| Stanly County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 101,000 |
| Horry County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 135,000 |
| Pickens County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 48,000 |
| Maricopa County Arizona | 1 | $ 515,000 | $ 515,000 | $ 97,000 |
| Washington County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| Napa County California | 1 | $ 1,215,000 | $ 1,215,000 | $ 206,000 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 66,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 159,000 |
| Broward County Florida | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Escambia County Florida | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Flagler County Florida | 1 | $ 405,000 | $ 405,000 | $ 98,000 |
| Hillsborough County Florida | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Orange County Florida | 1 | $ 315,000 | $ 315,000 | $ 106,000 |
| Chatham County Georgia | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Cobb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| Elbert County Georgia | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Fulton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Gwinnett County Georgia | 1 | $ 255,000 | $ 255,000 | $ 476,000 |
| Pickens County Georgia | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| Richmond County Georgia | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Allen County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jefferson Davis County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Anne Arundel County Maryland | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Howard County Maryland | 1 | $ 515,000 | $ 515,000 | $ 226,000 |
| Montgomery County Maryland | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Prince George's County Maryland | 1 | $ 495,000 | $ 495,000 | $ 80,000 |
| Berkshire County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| Hampden County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Dakota County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 495,000 |
| Clay County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Ashe County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 288,000 |
| Catawba County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Chatham County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 58,000 |
| Cumberland County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Davie County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Franklin County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Granville County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 210,000 |
| Harnett County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Jones County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Madison County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| Orange County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 336,000 |
| Pamlico County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Wilkes County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Ashtabula County Ohio | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Berkeley County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| Georgetown County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 732,000 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Spartanburg County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 183,000 |
| Davidson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Giles County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Hawkins County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 173,000 |
| Maury County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 157,000 |
| Rutherford County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Travis County Texas | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Alexandria County Virginia | 1 | $ 605,000 | $ 605,000 | $ 172,000 |
| Caroline County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| King George County Virginia | 1 | $ 365,000 | $ 365,000 | $ 74,000 |
| New Kent County Virginia | 1 | $ 255,000 | $ 255,000 | $ 151,000 |
| Prince William County Virginia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 165,000 | $ 165,000 | $ 265,000 |
| Virginia Beach County Virginia | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Portage County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Seatrust Mortgage Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 234 | $61,660,000 | $263,000 | $1,285,000 | $164,000 | $8,750,000 |
| Refinancing | 183 | $47,495,000 | $259,000 | $915,000 | $117,000 | $881,000 |
| Cash-out Refinancing | 93 | $27,275,000 | $293,000 | $935,000 | $163,000 | $744,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 371 | $100,735,000 | $271,000 | $1,125,000 | $139,000 | $1,143,000 |
| Not Provided | 83 | $22,625,000 | $272,000 | $1,285,000 | $116,000 | $418,000 |
| Black or African American | 22 | $4,670,000 | $212,000 | $425,000 | $95,000 | $278,000 |
| Hispanic | 17 | $4,575,000 | $269,000 | $505,000 | $629,000 | $8,750,000 |
| Asian | 13 | $3,125,000 | $240,000 | $445,000 | $115,000 | $299,000 |
| American Indian or Alaskan Native | 4 | $700,000 | $175,000 | $215,000 | $45,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 415 | $110,655,000 | $266,000 | $1,285,000 | $168,000 | $8,750,000 |
| VA-guaranteed (Veterans Administration) | 71 | $21,145,000 | $297,000 | $725,000 | $63,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $4,630,000 | $192,000 | $305,000 | $51,000 | $73,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 426 | $112,460,000 | $263,000 | $1,215,000 | $154,000 | $8,750,000 |
| Application Withdrawn By Applicant | 43 | $12,685,000 | $295,000 | $1,285,000 | $123,000 | $756,000 |
| Application Approved But Not Accepted | 25 | $7,015,000 | $280,000 | $1,005,000 | $110,000 | $278,000 |
| Application Denied By Financial Institution | 16 | $4,270,000 | $266,000 | $725,000 | $84,000 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 494 | $132,160,000 | $267,000 | $1,285,000 | $150,000 | $8,750,000 |
| Debt-To-Income Ratio | 8 | $1,990,000 | $248,000 | $495,000 | $47,000 | $70,000 |
| Other | 3 | $645,000 | $215,000 | $285,000 | $63,000 | $90,000 |
| Employment History | 2 | $610,000 | $305,000 | $435,000 | $124,000 | $200,000 |
| Credit History | 2 | $300,000 | $150,000 | $215,000 | $44,000 | $60,000 |
| Collateral | 1 | $725,000 | $725,000 | $725,000 | $420,000 | $420,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.