Seattle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Seattle Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Seattle Bank 600 University Street Suite 1850 Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,478 |
| Total Mortgage Loan Application Amount | $1,096,587,000 |
| Average Mortgage Loan Application Amount | $241,333 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,514,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Seattle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Seattle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Seattle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Seattle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Seattle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Seattle Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pierce County Washington | 907 | $ 210,512,000 | $ 232,000 | $ 73,000 |
| King County Washington | 895 | $ 250,568,000 | $ 279,000 | $ 100,000 |
| Snohomish County Washington | 357 | $ 90,760,000 | $ 254,000 | $ 79,000 |
| Kitsap County Washington | 250 | $ 62,417,000 | $ 249,000 | $ 83,000 |
| Monterey County California | 236 | $ 86,977,000 | $ 368,000 | $ 116,000 |
| Thurston County Washington | 217 | $ 49,954,000 | $ 230,000 | $ 75,000 |
| Fresno County California | 185 | $ 33,543,000 | $ 181,000 | $ 83,000 |
| Clark County Washington | 166 | $ 36,049,000 | $ 217,000 | $ 78,000 |
| Washington County Oregon | 163 | $ 32,690,000 | $ 200,000 | $ 81,000 |
| Lane County Oregon | 149 | $ 29,028,000 | $ 194,000 | $ 64,000 |
| Spokane County Washington | 142 | $ 25,372,000 | $ 178,000 | $ 70,000 |
| Santa Cruz County California | 87 | $ 31,011,000 | $ 356,000 | $ 114,000 |
| Benton County Washington | 83 | $ 13,074,000 | $ 157,000 | $ 59,000 |
| Douglas County Nevada | 82 | $ 21,253,000 | $ 259,000 | $ 110,000 |
| Franklin County Washington | 37 | $ 6,196,000 | $ 167,000 | $ 59,000 |
| Lewis County Washington | 36 | $ 5,942,000 | $ 165,000 | $ 51,000 |
| Sacramento County California | 31 | $ 7,245,000 | $ 233,000 | $ 84,000 |
| Madera County California | 23 | $ 3,937,000 | $ 171,000 | $ 80,000 |
| Mason County Washington | 23 | $ 4,272,000 | $ 185,000 | $ 81,000 |
| Kern County California | 22 | $ 4,292,000 | $ 195,000 | $ 83,000 |
| Multnomah County Oregon | 21 | $ 4,624,000 | $ 220,000 | $ 87,000 |
| Stevens County Washington | 17 | $ 3,149,000 | $ 185,000 | $ 58,000 |
| El Dorado County California | 16 | $ 5,599,000 | $ 349,000 | $ 113,000 |
| Kootenai County Idaho | 15 | $ 3,232,000 | $ 215,000 | $ 56,000 |
| Island County Washington | 14 | $ 3,467,000 | $ 247,000 | $ 68,000 |
| Skagit County Washington | 14 | $ 3,066,000 | $ 219,000 | $ 76,000 |
| Santa Clara County California | 13 | $ 6,208,000 | $ 477,000 | $ 150,000 |
| Marion County Oregon | 13 | $ 2,218,000 | $ 170,000 | $ 59,000 |
| Cowlitz County Washington | 13 | $ 2,826,000 | $ 217,000 | $ 74,000 |
| Grays Harbor County Washington | 12 | $ 2,147,000 | $ 178,000 | $ 160,000 |
| Ada County Idaho | 11 | $ 1,841,000 | $ 167,000 | $ 68,000 |
| Whatcom County Washington | 10 | $ 2,273,000 | $ 227,000 | $ 111,000 |
| Placer County California | 9 | $ 2,013,000 | $ 223,000 | $ 117,000 |
| Los Angeles County California | 7 | $ 2,464,000 | $ 352,000 | $ 109,000 |
| San Diego County California | 7 | $ 2,022,000 | $ 288,000 | $ 103,000 |
| Canyon County Idaho | 7 | $ 874,000 | $ 124,000 | $ 44,000 |
| Carson City County Nevada | 7 | $ 1,076,000 | $ 153,000 | $ 73,000 |
| Clackamas County Oregon | 7 | $ 1,702,000 | $ 243,000 | $ 55,000 |
| Riverside County California | 6 | $ 1,272,000 | $ 212,000 | $ 98,000 |
| Linn County Oregon | 6 | $ 1,024,000 | $ 170,000 | $ 57,000 |
| Contra Costa County California | 5 | $ 2,061,000 | $ 412,000 | $ 170,000 |
| San Benito County California | 5 | $ 1,679,000 | $ 335,000 | $ 57,000 |
| Lyon County Nevada | 5 | $ 1,047,000 | $ 209,000 | $ 36,000 |
| Washoe County Nevada | 5 | $ 1,056,000 | $ 211,000 | $ 48,000 |
| Orange County California | 4 | $ 1,412,000 | $ 353,000 | $ 132,000 |
| San Luis Obispo County California | 4 | $ 1,641,000 | $ 410,000 | $ 130,000 |
| Gem County Idaho | 4 | $ 856,000 | $ 214,000 | $ 74,000 |
| Deschutes County Oregon | 4 | $ 877,000 | $ 219,000 | $ 116,000 |
| Kittitas County Washington | 4 | $ 765,000 | $ 191,000 | $ 77,000 |
| Yakima County Washington | 4 | $ 536,000 | $ 134,000 | $ 66,000 |
| Alameda County California | 3 | $ 746,000 | $ 248,000 | $ 70,000 |
| Marin County California | 3 | $ 901,000 | $ 300,000 | $ 77,000 |
| Merced County California | 3 | $ 347,000 | $ 115,000 | $ 140,000 |
| San Francisco County California | 3 | $ 881,000 | $ 293,000 | $ 113,000 |
| Latah County Idaho | 3 | $ 329,000 | $ 109,000 | $ 90,000 |
| Valley County Idaho | 3 | $ 945,000 | $ 315,000 | $ 98,000 |
| Clatsop County Oregon | 3 | $ 544,000 | $ 181,000 | $ 75,000 |
| Utah County Utah | 3 | $ 516,000 | $ 172,000 | $ 68,000 |
| Douglas County Washington | 3 | $ 739,000 | $ 246,000 | $ 107,000 |
| Jefferson County Washington | 3 | $ 727,000 | $ 242,000 | $ 374,000 |
| Pend Oreille County Washington | 3 | $ 531,000 | $ 177,000 | $ 63,000 |
| Walla Walla County Washington | 3 | $ 655,000 | $ 218,000 | $ 50,000 |
| Anchorage County Alaska | 2 | $ 423,000 | $ 211,000 | $ 140,000 |
| Alpine County California | 2 | $ 753,000 | $ 376,000 | $ 84,000 |
| Butte County California | 2 | $ 260,000 | $ 130,000 | $ 159,000 |
| Calaveras County California | 2 | $ 652,000 | $ 326,000 | $ 50,000 |
| Kings County California | 2 | $ 281,000 | $ 140,000 | $ 76,000 |
| Nevada County California | 2 | $ 864,000 | $ 432,000 | $ 274,000 |
| San Joaquin County California | 2 | $ 615,000 | $ 307,000 | $ 101,000 |
| San Mateo County California | 2 | $ 928,000 | $ 464,000 | $ 142,000 |
| Solano County California | 2 | $ 567,000 | $ 283,000 | $ 72,000 |
| Tulare County California | 2 | $ 238,000 | $ 119,000 | $ 34,000 |
| Ventura County California | 2 | $ 327,000 | $ 163,000 | $ 52,000 |
| Yuba County California | 2 | $ 119,000 | $ 59,000 | $ 43,000 |
| Honolulu County Hawaii | 2 | $ 505,000 | $ 252,000 | $ 105,000 |
| Bonner County Idaho | 2 | $ 570,000 | $ 285,000 | $ 215,000 |
| Owyhee County Idaho | 2 | $ 213,000 | $ 106,000 | $ 35,000 |
| Benton County Oregon | 2 | $ 676,000 | $ 338,000 | $ 125,000 |
| Jackson County Oregon | 2 | $ 406,000 | $ 203,000 | $ 74,000 |
| Umatilla County Oregon | 2 | $ 224,000 | $ 112,000 | $ 54,000 |
| Chelan County Washington | 2 | $ 631,000 | $ 315,000 | $ 122,000 |
| Clallam County Washington | 2 | $ 349,000 | $ 174,000 | $ 91,000 |
| Ferry County Washington | 2 | $ 351,000 | $ 175,000 | $ 91,000 |
| Pacific County Washington | 2 | $ 361,000 | $ 180,000 | $ 151,000 |
| San Juan County Washington | 2 | $ 436,000 | $ 218,000 | $ 118,000 |
| Whitman County Washington | 2 | $ 170,000 | $ 85,000 | $ 59,000 |
| Pinal County Arizona | 1 | $ 51,000 | $ 51,000 | $ 120,000 |
| Mendocino County California | 1 | $ 400,000 | $ 400,000 | $ 58,000 |
| Modoc County California | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Mono County California | 1 | $ 171,000 | $ 171,000 | $ 107,000 |
| Santa Barbara County California | 1 | $ 730,000 | $ 730,000 | $ 150,000 |
| Sonoma County California | 1 | $ 232,000 | $ 232,000 | $ 70,000 |
| Sutter County California | 1 | $ 268,000 | $ 268,000 | $ 181,000 |
| Tehama County California | 1 | $ 357,000 | $ 357,000 | $ 74,000 |
| Yolo County California | 1 | $ 388,000 | $ 388,000 | $ 155,000 |
| Hawaii County Hawaii | 1 | $ 341,000 | $ 341,000 | $ 362,000 |
| Kauai County Hawaii | 1 | $ 183,000 | $ 183,000 | $ 71,000 |
| Maui County Hawaii | 1 | $ 209,000 | $ 209,000 | $ 165,000 |
| Benewah County Idaho | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Boise County Idaho | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Clearwater County Idaho | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Custer County Idaho | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Fremont County Idaho | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Payette County Idaho | 1 | $ 204,000 | $ 204,000 | $ 43,000 |
| Washington County Idaho | 1 | $ 149,000 | $ 149,000 | $ 54,000 |
| Elko County Nevada | 1 | $ 176,000 | $ 176,000 | $ 39,000 |
| Storey County Nevada | 1 | $ 378,000 | $ 378,000 | $ 175,000 |
| White Pine County Nevada | 1 | $ 253,000 | $ 253,000 | $ 152,000 |
| Mecklenburg County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| Columbia County Oregon | 1 | $ 198,000 | $ 198,000 | $ 70,000 |
| Crook County Oregon | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Douglas County Oregon | 1 | $ 147,000 | $ 147,000 | $ 34,000 |
| Hood River County Oregon | 1 | $ 107,000 | $ 107,000 | $ 120,000 |
| Lincoln County Oregon | 1 | $ 213,000 | $ 213,000 | $ 54,000 |
| Polk County Oregon | 1 | $ 103,000 | $ 103,000 | $ 59,000 |
| Yamhill County Oregon | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Grant County Washington | 1 | $ 270,000 | $ 270,000 | $ 522,000 |
| Lincoln County Washington | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Okanogan County Washington | 1 | $ 151,000 | $ 151,000 | $ 255,000 |
| Skamania County Washington | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Seattle Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,373 | $617,351,000 | $260,000 | $1,000,000 | $87,000 | $1,135,000 |
| Home Purchase | 1,926 | $436,517,000 | $226,000 | $800,000 | $81,000 | $1,514,000 |
| Home Improvement | 179 | $42,719,000 | $238,000 | $550,000 | $102,000 | $1,422,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,533 | $866,081,000 | $245,000 | $992,000 | $86,000 | $1,422,000 |
| Not Provided | 376 | $95,795,000 | $254,000 | $1,000,000 | $92,000 | $1,514,000 |
| Asian | 214 | $53,105,000 | $248,000 | $516,000 | $81,000 | $691,000 |
| Hispanic | 192 | $42,378,000 | $220,000 | $743,000 | $71,000 | $231,000 |
| Black or African American | 94 | $23,091,000 | $245,000 | $422,000 | $68,000 | $191,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $11,812,000 | $256,000 | $696,000 | $74,000 | $211,000 |
| American Indian or Alaskan Native | 23 | $4,325,000 | $188,000 | $301,000 | $60,000 | $225,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,455 | $613,635,000 | $249,000 | $1,000,000 | $103,000 | $1,422,000 |
| FHA-insured (Federal Housing Administration) | 1,585 | $376,231,000 | $237,000 | $743,000 | $67,000 | $1,514,000 |
| VA-guaranteed (Veterans Administration) | 400 | $99,713,000 | $249,000 | $693,000 | $52,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $7,008,000 | $184,000 | $281,000 | $52,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,587 | $865,121,000 | $241,000 | $992,000 | $84,000 | $1,514,000 |
| Application Withdrawn By Applicant | 410 | $107,124,000 | $261,000 | $730,000 | $94,000 | $875,000 |
| Application Approved But Not Accepted | 270 | $72,915,000 | $270,000 | $743,000 | $98,000 | $1,422,000 |
| Application Denied By Financial Institution | 186 | $45,414,000 | $244,000 | $1,000,000 | $74,000 | $332,000 |
| File Closed For Incompleteness | 25 | $6,013,000 | $240,000 | $855,000 | $112,000 | $357,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 55 | $13,866,000 | $252,000 | $1,000,000 | $81,000 | $332,000 |
| Debt-To-Income Ratio | 40 | $10,424,000 | $260,000 | $750,000 | $62,000 | $215,000 |
| Credit History | 33 | $6,486,000 | $196,000 | $360,000 | $73,000 | $256,000 |
| Other | 20 | $5,031,000 | $251,000 | $695,000 | $86,000 | $181,000 |
| Unverifiable Information | 10 | $2,704,000 | $270,000 | $580,000 | $93,000 | $295,000 |
| Employment History | 10 | $2,637,000 | $263,000 | $349,000 | $51,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,262,000 | $282,000 | $393,000 | $68,000 | $141,000 |
| Mortgage Insurance Denied | 3 | $432,000 | $144,000 | $210,000 | $38,000 | $47,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Seattle Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Seattle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.