Seckel Capital
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Seckel Capital 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Seckel Capital 121 Friends Lane Newtown, PA 18940 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 |
| Total Number of Mortgage Applications | 1,053 |
| Total Mortgage Loan Application Amount | $254,407,000 |
| Average Mortgage Loan Application Amount | $252,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $917,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Seckel Capital. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Seckel Capital's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Seckel Capital's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Seckel Capital serves its applicants.
Each category highlights the total number of mortgage applications processed by Seckel Capital, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Seckel Capital's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bucks County Pennsylvania | 283 | $ 70,928,000 | $ 250,000 | $ 89,000 |
| Montgomery County Pennsylvania | 175 | $ 42,002,000 | $ 240,000 | $ 99,000 |
| Philadelphia County Pennsylvania | 153 | $ 27,536,000 | $ 179,000 | $ 65,000 |
| Chester County Pennsylvania | 43 | $ 13,484,000 | $ 313,000 | $ 152,000 |
| Camden County New Jersey | 30 | $ 6,069,000 | $ 202,000 | $ 75,000 |
| Burlington County New Jersey | 22 | $ 4,821,000 | $ 219,000 | $ 85,000 |
| Berks County Pennsylvania | 21 | $ 4,123,000 | $ 196,000 | $ 68,000 |
| Delaware County Pennsylvania | 19 | $ 4,578,000 | $ 240,000 | $ 112,000 |
| Bergen County New Jersey | 14 | $ 5,074,000 | $ 362,000 | $ 165,000 |
| Cape May County New Jersey | 14 | $ 2,560,000 | $ 182,000 | $ 188,000 |
| Union County New Jersey | 14 | $ 4,815,000 | $ 343,000 | $ 128,000 |
| Gloucester County New Jersey | 13 | $ 2,916,000 | $ 224,000 | $ 83,000 |
| Allegheny County Pennsylvania | 12 | $ 2,966,000 | $ 247,000 | $ 122,000 |
| Middlesex County New Jersey | 11 | $ 2,927,000 | $ 266,000 | $ 124,000 |
| Monmouth County New Jersey | 11 | $ 3,084,000 | $ 280,000 | $ 116,000 |
| Essex County New Jersey | 10 | $ 3,116,000 | $ 311,000 | $ 198,000 |
| Westmoreland County Pennsylvania | 10 | $ 1,562,000 | $ 156,000 | $ 56,000 |
| Hunterdon County New Jersey | 9 | $ 2,567,000 | $ 285,000 | $ 146,000 |
| Somerset County New Jersey | 7 | $ 1,513,000 | $ 216,000 | $ 132,000 |
| Atlantic County New Jersey | 6 | $ 1,290,000 | $ 215,000 | $ 156,000 |
| Cumberland County New Jersey | 6 | $ 1,019,000 | $ 169,000 | $ 17,000 |
| Lehigh County Pennsylvania | 6 | $ 1,693,000 | $ 282,000 | $ 101,000 |
| Monroe County Pennsylvania | 6 | $ 1,125,000 | $ 187,000 | $ 90,000 |
| Northampton County Pennsylvania | 6 | $ 1,177,000 | $ 196,000 | $ 104,000 |
| Fairfield County Connecticut | 5 | $ 1,460,000 | $ 292,000 | $ 189,000 |
| Mercer County New Jersey | 5 | $ 884,000 | $ 176,000 | $ 74,000 |
| Morris County New Jersey | 5 | $ 1,730,000 | $ 346,000 | $ 178,000 |
| Collin County Texas | 5 | $ 1,330,000 | $ 266,000 | $ 94,000 |
| New Haven County Connecticut | 4 | $ 1,206,000 | $ 301,000 | $ 162,000 |
| Kent County Delaware | 4 | $ 862,000 | $ 215,000 | $ 56,000 |
| Anne Arundel County Maryland | 4 | $ 1,228,000 | $ 307,000 | $ 138,000 |
| Ocean County New Jersey | 4 | $ 1,238,000 | $ 309,000 | $ 139,000 |
| Passaic County New Jersey | 4 | $ 1,305,000 | $ 326,000 | $ 59,000 |
| Lancaster County Pennsylvania | 4 | $ 803,000 | $ 200,000 | $ 68,000 |
| Prince William County Virginia | 4 | $ 1,646,000 | $ 411,000 | $ 108,000 |
| New Castle County Delaware | 3 | $ 807,000 | $ 269,000 | $ 255,000 |
| Sussex County Delaware | 3 | $ 797,000 | $ 265,000 | $ 124,000 |
| Broward County Florida | 3 | $ 740,000 | $ 246,000 | $ 79,000 |
| Volusia County Florida | 3 | $ 557,000 | $ 185,000 | $ 64,000 |
| Prince George's County Maryland | 3 | $ 716,000 | $ 238,000 | $ 76,000 |
| Beaver County Pennsylvania | 3 | $ 699,000 | $ 233,000 | $ 97,000 |
| York County Pennsylvania | 3 | $ 820,000 | $ 273,000 | $ 125,000 |
| Hartford County Connecticut | 2 | $ 593,000 | $ 296,000 | $ 94,000 |
| New London County Connecticut | 2 | $ 508,000 | $ 254,000 | $ 78,000 |
| Duval County Florida | 2 | $ 460,000 | $ 230,000 | $ 45,000 |
| Hillsborough County Florida | 2 | $ 484,000 | $ 242,000 | $ 90,000 |
| Lee County Florida | 2 | $ 446,000 | $ 223,000 | $ 96,000 |
| Orange County Florida | 2 | $ 612,000 | $ 306,000 | $ 112,000 |
| Palm Beach County Florida | 2 | $ 301,000 | $ 150,000 | $ 92,000 |
| Sarasota County Florida | 2 | $ 336,000 | $ 168,000 | $ 68,000 |
| St. Johns County Florida | 2 | $ 606,000 | $ 303,000 | $ 91,000 |
| Jefferson County Kentucky | 2 | $ 604,000 | $ 302,000 | $ 88,000 |
| Calvert County Maryland | 2 | $ 874,000 | $ 437,000 | $ 132,000 |
| Harford County Maryland | 2 | $ 576,000 | $ 288,000 | $ 119,000 |
| Montgomery County Maryland | 2 | $ 506,000 | $ 253,000 | $ 94,000 |
| Hudson County New Jersey | 2 | $ 299,000 | $ 149,000 | $ 232,000 |
| Sussex County New Jersey | 2 | $ 581,000 | $ 290,000 | $ 50,000 |
| Butler County Pennsylvania | 2 | $ 602,000 | $ 301,000 | $ 145,000 |
| Columbia County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 93,000 |
| Cumberland County Pennsylvania | 2 | $ 674,000 | $ 337,000 | $ 182,000 |
| Somerset County Pennsylvania | 2 | $ 552,000 | $ 276,000 | $ 75,000 |
| Bexar County Texas | 2 | $ 467,000 | $ 233,000 | $ 40,000 |
| Denton County Texas | 2 | $ 585,000 | $ 292,000 | $ 0 |
| Gillespie County Texas | 2 | $ 480,000 | $ 240,000 | $ 52,000 |
| Albemarle County Virginia | 2 | $ 785,000 | $ 392,000 | $ 90,000 |
| Chesapeake County Virginia | 2 | $ 787,000 | $ 393,000 | $ 148,000 |
| Spotsylvania County Virginia | 2 | $ 631,000 | $ 315,000 | $ 79,000 |
| Virginia Beach County Virginia | 2 | $ 560,000 | $ 280,000 | $ 58,000 |
| Litchfield County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 96,000 |
| District of Columbia County District Of Columbia | 1 | $ 218,000 | $ 218,000 | $ 84,000 |
| Brevard County Florida | 1 | $ 266,000 | $ 266,000 | $ 180,000 |
| Charlotte County Florida | 1 | $ 220,000 | $ 220,000 | $ 219,000 |
| Collier County Florida | 1 | $ 89,000 | $ 89,000 | $ 67,000 |
| Hamilton County Florida | 1 | $ 365,000 | $ 365,000 | $ 192,000 |
| Lake County Florida | 1 | $ 284,000 | $ 284,000 | $ 176,000 |
| Martin County Florida | 1 | $ 197,000 | $ 197,000 | $ 99,000 |
| St. Lucie County Florida | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Baltimore County Maryland | 1 | $ 388,000 | $ 388,000 | $ 169,000 |
| Frederick County Maryland | 1 | $ 339,000 | $ 339,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 361,000 | $ 361,000 | $ 117,000 |
| Salem County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 154,000 |
| Warren County New Jersey | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 242,000 | $ 242,000 | $ 101,000 |
| Fayette County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Franklin County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 32,000 |
| Luzerne County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 61,000 |
| Lycoming County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 114,000 |
| Pike County Pennsylvania | 1 | $ 211,000 | $ 211,000 | $ 78,000 |
| Snyder County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Susquehanna County Pennsylvania | 1 | $ 328,000 | $ 328,000 | $ 101,000 |
| Dallas County Texas | 1 | $ 412,000 | $ 412,000 | $ 116,000 |
| Alexandria County Virginia | 1 | $ 618,000 | $ 618,000 | $ 359,000 |
| Culpeper County Virginia | 1 | $ 229,000 | $ 229,000 | $ 129,000 |
| Fairfax County Virginia | 1 | $ 520,000 | $ 520,000 | $ 259,000 |
| Harrisonburg County Virginia | 1 | $ 189,000 | $ 189,000 | $ 67,000 |
| Henrico County Virginia | 1 | $ 287,000 | $ 287,000 | $ 94,000 |
| Loudoun County Virginia | 1 | $ 312,000 | $ 312,000 | $ 104,000 |
| Orange County Virginia | 1 | $ 209,000 | $ 209,000 | $ 139,000 |
| Stafford County Virginia | 1 | $ 243,000 | $ 243,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Seckel Capital in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 648 | $145,559,000 | $224,000 | $799,000 | $93,000 | $917,000 |
| Refinancing | 386 | $103,782,000 | $268,000 | $1,000,000 | $105,000 | $509,000 |
| Home Improvement | 19 | $5,066,000 | $266,000 | $450,000 | $95,000 | $211,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 752 | $187,389,000 | $249,000 | $1,000,000 | $101,000 | $917,000 |
| Hispanic | 99 | $20,706,000 | $209,000 | $431,000 | $85,000 | $447,000 |
| Black or African American | 87 | $17,782,000 | $204,000 | $468,000 | $66,000 | $215,000 |
| Not Provided | 64 | $15,314,000 | $239,000 | $485,000 | $114,000 | $654,000 |
| Asian | 48 | $12,611,000 | $262,000 | $814,000 | $102,000 | $440,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $373,000 | $186,000 | $206,000 | $60,000 | $120,000 |
| American Indian or Alaskan Native | 1 | $232,000 | $232,000 | $232,000 | $126,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 531 | $134,974,000 | $254,000 | $799,000 | $127,000 | $917,000 |
| FHA-insured (Federal Housing Administration) | 433 | $93,672,000 | $216,000 | $814,000 | $65,000 | $431,000 |
| VA-guaranteed (Veterans Administration) | 81 | $24,144,000 | $298,000 | $1,000,000 | $76,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,617,000 | $202,000 | $265,000 | $76,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 810 | $194,492,000 | $240,000 | $1,000,000 | $97,000 | $917,000 |
| Application Withdrawn By Applicant | 152 | $38,520,000 | $253,000 | $799,000 | $106,000 | $654,000 |
| Application Denied By Financial Institution | 63 | $13,910,000 | $220,000 | $422,000 | $72,000 | $268,000 |
| File Closed For Incompleteness | 23 | $6,318,000 | $274,000 | $618,000 | $144,000 | $509,000 |
| Application Approved But Not Accepted | 5 | $1,167,000 | $233,000 | $269,000 | $107,000 | $144,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 14 | $3,504,000 | $250,000 | $400,000 | $74,000 | $176,000 |
| Collateral | 14 | $3,093,000 | $220,000 | $422,000 | $95,000 | $268,000 |
| Credit History | 10 | $2,017,000 | $201,000 | $413,000 | $48,000 | $151,000 |
| Credit Application Incomplete | 5 | $775,000 | $155,000 | $206,000 | $40,000 | $72,000 |
| Other | 5 | $1,028,000 | $205,000 | $336,000 | $82,000 | $170,000 |
| Employment History | 4 | $1,050,000 | $262,000 | $386,000 | $63,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $548,000 | $182,000 | $254,000 | $64,000 | $88,000 |
| Mortgage Insurance Denied | 1 | $280,000 | $280,000 | $280,000 | $113,000 | $113,000 |
| Unverifiable Information | 1 | $262,000 | $262,000 | $262,000 | $100,000 | $100,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Seckel Capital's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Seckel Capital's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.