Second Nat'l Bank C/O Sky Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Second Nat'l Bank C/O Sky Bank.
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and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Second Nat'l Bank C/O Sky Bank
137 Clough St
Bowling Green, OH 43402
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 3,247
Total Mortgage Loan Application Amount $316,034,000
Average Mortgage Loan Application Amount $106,111
Highest Mortgage Loan Application Amount $953,000
Average Applicant Income $108,370
Highest Applicant Income $1,298,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Second Nat'l Bank C/O Sky Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Trumbull County Ohio 440 $ 33,031,000 $ 75,000 $ 62,000
Summit County Ohio 244 $ 25,971,000 $ 106,000 $ 69,000
Franklin County Ohio 204 $ 17,400,000 $ 85,000 $ 79,000
Mahoning County Ohio 200 $ 16,346,000 $ 81,000 $ 45,000
Cuyahoga County Ohio 198 $ 23,674,000 $ 119,000 $ 76,000
Portage County Ohio 159 $ 16,924,000 $ 106,000 $ 67,000
Stark County Ohio 139 $ 13,097,000 $ 94,000 $ 61,000
Ashtabula County Ohio 107 $ 6,904,000 $ 64,000 $ 51,000
Union County Ohio 84 $ 7,803,000 $ 92,000 $ 66,000
Wayne County Ohio 83 $ 7,928,000 $ 95,000 $ 62,000
Hamilton County Ohio 69 $ 7,346,000 $ 106,000 $ 92,000
Lorain County Ohio 60 $ 9,162,000 $ 152,000 $ 68,000
Medina County Ohio 55 $ 6,689,000 $ 121,000 $ 82,000
Delaware County Ohio 51 $ 6,823,000 $ 133,000 $ 95,000
Licking County Ohio 43 $ 4,001,000 $ 93,000 $ 78,000
Fairfield County Ohio 40 $ 4,903,000 $ 122,000 $ 78,000
Butler County Ohio 39 $ 4,793,000 $ 122,000 $ 98,000
Richland County Ohio 39 $ 3,598,000 $ 92,000 $ 63,000
Allen County Indiana 36 $ 2,272,000 $ 63,000 $ 61,000
St. Joseph County Indiana 36 $ 2,833,000 $ 78,000 $ 56,000
Clinton County Ohio 32 $ 2,265,000 $ 70,000 $ 50,000
Dearborn County Indiana 31 $ 2,730,000 $ 88,000 $ 64,000
Jefferson County Kentucky 31 $ 3,267,000 $ 105,000 $ 68,000
Geauga County Ohio 30 $ 4,698,000 $ 156,000 $ 70,000
Tuscarawas County Ohio 30 $ 2,193,000 $ 73,000 $ 51,000
Lucas County Ohio 29 $ 2,431,000 $ 83,000 $ 61,000
Warren County Ohio 29 $ 2,881,000 $ 99,000 $ 72,000
Lake County Ohio 25 $ 2,789,000 $ 111,000 $ 74,000
Champaign County Ohio 24 $ 1,833,000 $ 76,000 $ 58,000
Clermont County Ohio 23 $ 2,719,000 $ 118,000 $ 81,000
York County Pennsylvania 23 $ 2,097,000 $ 91,000 $ 61,000
Wood County Ohio 21 $ 2,276,000 $ 108,000 $ 64,000
Pickaway County Ohio 20 $ 2,871,000 $ 143,000 $ 77,000
Marion County Indiana 19 $ 1,800,000 $ 94,000 $ 67,000
Columbiana County Ohio 17 $ 1,577,000 $ 92,000 $ 76,000
Knox County Ohio 17 $ 1,589,000 $ 93,000 $ 52,000
Madison County Ohio 15 $ 1,896,000 $ 126,000 $ 110,000
Huron County Ohio 14 $ 1,204,000 $ 86,000 $ 66,000
Logan County Ohio 13 $ 1,250,000 $ 96,000 $ 86,000
Hamilton County Indiana 12 $ 1,031,000 $ 85,000 $ 81,000
Ashland County Ohio 12 $ 1,623,000 $ 135,000 $ 62,000
Holmes County Ohio 12 $ 846,000 $ 70,000 $ 47,000
Morrow County Ohio 12 $ 1,588,000 $ 132,000 $ 73,000
Ottawa County Ohio 12 $ 1,374,000 $ 114,000 $ 106,000
Hendricks County Indiana 11 $ 1,104,000 $ 100,000 $ 78,000
Brown County Ohio 11 $ 945,000 $ 85,000 $ 58,000
Cass County Michigan 10 $ 1,361,000 $ 136,000 $ 67,000
Marion County Ohio 10 $ 622,000 $ 62,000 $ 71,000
Montgomery County Ohio 10 $ 527,000 $ 52,000 $ 54,000
Erie County Ohio 9 $ 1,141,000 $ 126,000 $ 115,000
Hocking County Ohio 9 $ 863,000 $ 95,000 $ 76,000
Boone County Kentucky 7 $ 651,000 $ 93,000 $ 79,000
Oldham County Kentucky 7 $ 1,049,000 $ 149,000 $ 70,000
Morris County New Jersey 7 $ 1,349,000 $ 192,000 $ 117,000
Allegheny County Pennsylvania 7 $ 813,000 $ 116,000 $ 106,000
Elkhart County Indiana 6 $ 406,000 $ 67,000 $ 55,000
Kosciusko County Indiana 6 $ 402,000 $ 67,000 $ 46,000
Ripley County Indiana 6 $ 491,000 $ 81,000 $ 39,000
Oakland County Michigan 6 $ 971,000 $ 161,000 $ 107,000
Fayette County Ohio 6 $ 673,000 $ 112,000 $ 70,000
Beaver County Pennsylvania 6 $ 260,000 $ 43,000 $ 51,000
Lawrence County Pennsylvania 6 $ 619,000 $ 103,000 $ 99,000
Palm Beach County Florida 5 $ 921,000 $ 184,000 $ 121,000
Hancock County Indiana 5 $ 502,000 $ 100,000 $ 58,000
Morgan County Indiana 5 $ 478,000 $ 95,000 $ 57,000
Campbell County Kentucky 5 $ 301,000 $ 60,000 $ 46,000
Berrien County Michigan 5 $ 605,000 $ 121,000 $ 50,000
Greene County Ohio 5 $ 629,000 $ 125,000 $ 97,000
Jefferson County Ohio 5 $ 408,000 $ 81,000 $ 56,000
Miami County Ohio 5 $ 431,000 $ 86,000 $ 68,000
Perry County Ohio 5 $ 610,000 $ 122,000 $ 60,000
Sandusky County Ohio 5 $ 469,000 $ 93,000 $ 94,000
Seneca County Ohio 5 $ 378,000 $ 75,000 $ 62,000
Clark County Indiana 4 $ 282,000 $ 70,000 $ 48,000
Henry County Indiana 4 $ 264,000 $ 66,000 $ 163,000
Johnson County Indiana 4 $ 261,000 $ 65,000 $ 57,000
Monroe County Indiana 4 $ 274,000 $ 68,000 $ 85,000
Putnam County Indiana 4 $ 306,000 $ 76,000 $ 71,000
Fayette County Kentucky 4 $ 488,000 $ 122,000 $ 94,000
Kenton County Kentucky 4 $ 321,000 $ 80,000 $ 58,000
Wayne County Michigan 4 $ 426,000 $ 106,000 $ 54,000
Hancock County Ohio 4 $ 425,000 $ 106,000 $ 67,000
Henry County Ohio 4 $ 307,000 $ 76,000 $ 40,000
Muskingum County Ohio 4 $ 587,000 $ 146,000 $ 84,000
Shelby County Ohio 4 $ 194,000 $ 48,000 $ 57,000
Adams County Pennsylvania 4 $ 286,000 $ 71,000 $ 72,000
Mercer County Pennsylvania 4 $ 395,000 $ 98,000 $ 95,000
Washington County Pennsylvania 4 $ 449,000 $ 112,000 $ 76,000
Duval County Florida 3 $ 356,000 $ 118,000 $ 178,000
Harrison County Indiana 3 $ 126,000 $ 42,000 $ 63,000
Whitley County Indiana 3 $ 280,000 $ 93,000 $ 60,000
Ingham County Michigan 3 $ 302,000 $ 100,000 $ 109,000
Livingston County Michigan 3 $ 465,000 $ 155,000 $ 38,000
Warren County New Jersey 3 $ 349,000 $ 116,000 $ 54,000
Belmont County Ohio 3 $ 324,000 $ 108,000 $ 36,000
Cumberland County Pennsylvania 3 $ 398,000 $ 132,000 $ 122,000
Broward County Florida 2 $ 289,000 $ 144,000 $ 55,000
Lee County Florida 2 $ 550,000 $ 275,000 $ 489,000
Pinellas County Florida 2 $ 228,000 $ 114,000 $ 33,000
Franklin County Indiana 2 $ 446,000 $ 223,000 $ 69,000
Howard County Indiana 2 $ 186,000 $ 93,000 $ 50,000
Madison County Indiana 2 $ 157,000 $ 78,000 $ 55,000
Marshall County Indiana 2 $ 142,000 $ 71,000 $ 66,000
Noble County Indiana 2 $ 85,000 $ 42,000 $ 100,000
Scott County Indiana 2 $ 166,000 $ 83,000 $ 49,000
Shelby County Indiana 2 $ 159,000 $ 79,000 $ 109,000
Bullitt County Kentucky 2 $ 174,000 $ 87,000 $ 50,000
Carroll County Kentucky 2 $ 75,000 $ 37,000 $ 40,000
Hardin County Kentucky 2 $ 115,000 $ 57,000 $ 57,000
Mason County Kentucky 2 $ 233,000 $ 116,000 $ 97,000
Nelson County Kentucky 2 $ 99,000 $ 49,000 $ 40,000
Pendleton County Kentucky 2 $ 213,000 $ 106,000 $ 76,000
Spencer County Kentucky 2 $ 167,000 $ 83,000 $ 53,000
Trimble County Kentucky 2 $ 221,000 $ 110,000 $ 36,000
Lenawee County Michigan 2 $ 213,000 $ 106,000 $ 38,000
Macomb County Michigan 2 $ 229,000 $ 114,000 $ 136,000
Bergen County New Jersey 2 $ 636,000 $ 318,000 $ 285,000
Ocean County New Jersey 2 $ 425,000 $ 212,000 $ 667,000
Brunswick County North Carolina 2 $ 588,000 $ 294,000 $ 340,000
Carroll County Ohio 2 $ 143,000 $ 71,000 $ 76,000
Coshocton County Ohio 2 $ 246,000 $ 123,000 $ 60,000
Crawford County Ohio 2 $ 121,000 $ 60,000 $ 47,000
Darke County Ohio 2 $ 198,000 $ 99,000 $ 59,000
Guernsey County Ohio 2 $ 172,000 $ 86,000 $ 48,000
Hardin County Ohio 2 $ 104,000 $ 52,000 $ 48,000
Ross County Ohio 2 $ 216,000 $ 108,000 $ 54,000
Butler County Pennsylvania 2 $ 132,000 $ 66,000 $ 87,000
Dauphin County Pennsylvania 2 $ 126,000 $ 63,000 $ 43,000
Northampton County Pennsylvania 2 $ 222,000 $ 111,000 $ 47,000
Rutland County Vermont 2 $ 339,000 $ 169,000 $ 74,000
Jefferson County Alabama 1 $ 44,000 $ 44,000 $ 26,000
Morgan County Alabama 1 $ 77,000 $ 77,000 $ 103,000
Brevard County Florida 1 $ 77,000 $ 77,000 $ 53,000
Manatee County Florida 1 $ 75,000 $ 75,000 $ 55,000
Marion County Florida 1 $ 61,000 $ 61,000 $ 35,000
Pasco County Florida 1 $ 155,000 $ 155,000 $ 65,000
Sarasota County Florida 1 $ 163,000 $ 163,000 $ 87,000
Brown County Indiana 1 $ 96,000 $ 96,000 $ 27,000
DeKalb County Indiana 1 $ 222,000 $ 222,000 $ 119,000
Floyd County Indiana 1 $ 79,000 $ 79,000 $ 43,000
LaPorte County Indiana 1 $ 288,000 $ 288,000 $ 84,000
Montgomery County Indiana 1 $ 149,000 $ 149,000 $ 85,000
Steuben County Indiana 1 $ 144,000 $ 144,000 $ 65,000
Switzerland County Indiana 1 $ 35,000 $ 35,000 $ 41,000
Union County Indiana 1 $ 53,000 $ 53,000 $ 54,000
Wells County Indiana 1 $ 138,000 $ 138,000 $ 38,000
Breathitt County Kentucky 1 $ 73,000 $ 73,000 $ 60,000
Grant County Kentucky 1 $ 188,000 $ 188,000 $ 108,000
Calhoun County Michigan 1 $ 334,000 $ 334,000 $ 132,000
Hillsdale County Michigan 1 $ 128,000 $ 128,000 $ 63,000
Kalamazoo County Michigan 1 $ 227,000 $ 227,000 $ 88,000
Monroe County Michigan 1 $ 74,000 $ 74,000 $ 108,000
Montcalm County Michigan 1 $ 69,000 $ 69,000 $ 40,000
Roscommon County Michigan 1 $ 121,000 $ 121,000 $ 48,000
St. Joseph County Michigan 1 $ 110,000 $ 110,000 $ 0
Clay County Missouri 1 $ 32,000 $ 32,000 $ 30,000
Jackson County Missouri 1 $ 70,000 $ 70,000 $ 54,000
Essex County New Jersey 1 $ 164,000 $ 164,000 $ 108,000
Hudson County New Jersey 1 $ 140,000 $ 140,000 $ 63,000
Middlesex County New Jersey 1 $ 157,000 $ 157,000 $ 95,000
Somerset County New Jersey 1 $ 213,000 $ 213,000 $ 0
Sussex County New Jersey 1 $ 126,000 $ 126,000 $ 135,000
Chautauqua County New York 1 $ 100,000 $ 100,000 $ 520,000
Harnett County North Carolina 1 $ 53,000 $ 53,000 $ 45,000
Allen County Ohio 1 $ 200,000 $ 200,000 $ 63,000
Auglaize County Ohio 1 $ 110,000 $ 110,000 $ 43,000
Clark County Ohio 1 $ 157,000 $ 157,000 $ 56,000
Fulton County Ohio 1 $ 157,000 $ 157,000 $ 65,000
Harrison County Ohio 1 $ 191,000 $ 191,000 $ 82,000
Monroe County Ohio 1 $ 50,000 $ 50,000 $ 41,000
Noble County Ohio 1 $ 79,000 $ 79,000 $ 46,000
Wyandot County Ohio 1 $ 201,000 $ 201,000 $ 70,000
Bedford County Pennsylvania 1 $ 130,000 $ 130,000 $ 49,000
Bucks County Pennsylvania 1 $ 150,000 $ 150,000 $ 36,000
Crawford County Pennsylvania 1 $ 30,000 $ 30,000 $ 55,000
Indiana County Pennsylvania 1 $ 35,000 $ 35,000 $ 31,000
Lackawanna County Pennsylvania 1 $ 98,000 $ 98,000 $ 59,000
Lancaster County Pennsylvania 1 $ 200,000 $ 200,000 $ 135,000
Lehigh County Pennsylvania 1 $ 132,000 $ 132,000 $ 114,000
Luzerne County Pennsylvania 1 $ 36,000 $ 36,000 $ 68,000
Montgomery County Pennsylvania 1 $ 266,000 $ 266,000 $ 180,000
Somerset County Pennsylvania 1 $ 121,000 $ 121,000 $ 45,000
Beaufort County South Carolina 1 $ 95,000 $ 95,000 $ 87,000
York County South Carolina 1 $ 82,000 $ 82,000 $ 120,000
Jefferson County West Virginia 1 $ 100,000 $ 100,000 $ 80,000
Kenosha County Wisconsin 1 $ 92,000 $ 92,000 $ 95,000
Milwaukee County Wisconsin 1 $ 15,000 $ 15,000 $ 41,000
Outagamie County Wisconsin 1 $ 116,000 $ 116,000 $ 29,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Second Nat'l Bank C/O Sky Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,646 $166,444,000 $108,357 $953,000 $107,428 $520,000
Home Purchase 1,499 $146,593,000 $127,000 $620,000 $120,700 $1,298,000
Home Improvement 102 $2,997,000 $26,000 $193,000 $71,666 $336,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,878 $279,375,000 $118,500 $620,000 $128,125 $1,298,000
Not Provided 188 $19,497,000 $106,200 $953,000 $62,000 $251,000
Black or African American 106 $7,762,000 $81,200 $334,000 $50,000 $242,000
Asian 39 $4,717,000 $113,250 $311,000 $69,500 $323,000
Hispanic 20 $2,280,000 $143,000 $302,000 $67,750 $120,000
Not applicable 14 $1,989,000 $142,000 $250,000 $14,000 $74,000
Native Hawaiian or Other Pacific Islander 2 $414,000 $207,000 $225,000 $219,000 $333,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,235 $314,930,000 $110,250 $953,000 $116,937 $1,298,000
FHA-insured (Federal Housing Administration) 10 $897,000 $105,500 $147,000 $43,500 $63,000
VA-guaranteed (Veterans Administration) 2 $207,000 $103,000 $124,000 $55,000 $72,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,591 $246,530,000 $123,600 $953,000 $128,933 $1,048,000
Application Withdrawn By Applicant 225 $25,555,000 $136,125 $485,000 $143,250 $1,298,000
Application Denied By Financial Institution 208 $19,431,000 $101,571 $400,000 $50,142 $270,000
Application Approved But Not Accepted 138 $15,159,000 $109,666 $334,000 $55,666 $373,000
File Closed For Incompleteness 72 $8,388,000 $84,666 $546,000 $44,500 $209,000
Preapproval Denied by Financial Institution 13 $971,000 $74,000 $147,000 $39,000 $63,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 67 $5,520,000 $81,333 $334,000 $54,666 $270,000
Debt-To-Income Ratio 64 $6,217,000 $93,000 $400,000 $58,500 $150,000
Collateral 46 $4,117,000 $95,500 $325,000 $75,750 $194,000
Other 27 $2,092,000 $73,250 $280,000 $37,500 $180,000
Employment History 10 $1,293,000 $139,000 $308,000 $27,333 $93,000
Unverifiable Information 4 $584,000 $146,000 $334,000 $136,000 $218,000
Credit Application Incomplete 2 $354,000 $177,000 $315,000 $246,000 $246,000
Insufficient Cash (Downpayment, Closing Cost) 1 $225,000 $225,000 $225,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List