State Employees Credit Union Of Maryland, Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
State Employees Credit Union Of Maryland, Incorporated 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Employees Credit Union Of Maryland, Incorporated 971 Corporate Blvd Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,968 |
| Total Mortgage Loan Application Amount | $1,556,570,000 |
| Average Mortgage Loan Application Amount | $224,800 |
| Highest Mortgage Loan Application Amount | $3,185,000 |
| Average Applicant Income | $140,200 |
| Highest Applicant Income | $5,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with State Employees Credit Union Of Maryland, Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Employees Credit Union Of Maryland, Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down State Employees Credit Union Of Maryland, Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Employees Credit Union Of Maryland, Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by State Employees Credit Union Of Maryland, Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Employees Credit Union Of Maryland, Incorporated's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 1,657 | $ 218,415,000 | $ 131,000 | $ 130,000 |
| Anne Arundel County Maryland | 1,174 | $ 181,610,000 | $ 154,000 | $ 144,000 |
| Baltimore City County Maryland | 989 | $ 100,855,000 | $ 101,000 | $ 99,000 |
| Prince George's County Maryland | 728 | $ 115,530,000 | $ 158,000 | $ 143,000 |
| Montgomery County Maryland | 667 | $ 176,995,000 | $ 265,000 | $ 186,000 |
| Howard County Maryland | 656 | $ 156,750,000 | $ 238,000 | $ 198,000 |
| Wicomico County Maryland | 352 | $ 33,680,000 | $ 95,000 | $ 93,000 |
| Harford County Maryland | 311 | $ 43,855,000 | $ 141,000 | $ 145,000 |
| Frederick County Maryland | 273 | $ 49,205,000 | $ 180,000 | $ 151,000 |
| Carroll County Maryland | 240 | $ 34,370,000 | $ 143,000 | $ 135,000 |
| Washington County Maryland | 174 | $ 19,020,000 | $ 109,000 | $ 99,000 |
| Fairfax County Virginia | 158 | $ 81,160,000 | $ 513,000 | $ 250,000 |
| Worcester County Maryland | 156 | $ 22,490,000 | $ 144,000 | $ 144,000 |
| Queen Anne's County Maryland | 128 | $ 20,900,000 | $ 163,000 | $ 159,000 |
| Sussex County Delaware | 103 | $ 21,645,000 | $ 210,000 | $ 169,000 |
| District of Columbia County District Of Columbia | 98 | $ 42,740,000 | $ 436,000 | $ 218,000 |
| Dorchester County Maryland | 81 | $ 7,135,000 | $ 88,000 | $ 106,000 |
| Allegany County Maryland | 80 | $ 6,190,000 | $ 77,000 | $ 82,000 |
| Charles County Maryland | 79 | $ 13,125,000 | $ 166,000 | $ 133,000 |
| York County Pennsylvania | 71 | $ 9,835,000 | $ 138,000 | $ 113,000 |
| Loudoun County Virginia | 71 | $ 41,295,000 | $ 581,000 | $ 233,000 |
| Somerset County Maryland | 53 | $ 3,605,000 | $ 68,000 | $ 82,000 |
| Calvert County Maryland | 51 | $ 7,885,000 | $ 154,000 | $ 151,000 |
| Talbot County Maryland | 49 | $ 9,245,000 | $ 188,000 | $ 150,000 |
| Berkeley County West Virginia | 45 | $ 6,335,000 | $ 140,000 | $ 111,000 |
| Caroline County Maryland | 40 | $ 6,420,000 | $ 160,000 | $ 96,000 |
| Prince William County Virginia | 35 | $ 13,995,000 | $ 399,000 | $ 208,000 |
| Cecil County Maryland | 29 | $ 3,755,000 | $ 129,000 | $ 142,000 |
| Philadelphia County Pennsylvania | 29 | $ 12,825,000 | $ 442,000 | $ 207,000 |
| Kent County Maryland | 24 | $ 2,650,000 | $ 110,000 | $ 119,000 |
| Arlington County Virginia | 18 | $ 9,670,000 | $ 537,000 | $ 193,000 |
| New Castle County Delaware | 15 | $ 3,465,000 | $ 231,000 | $ 176,000 |
| St. Mary's County Maryland | 15 | $ 2,605,000 | $ 173,000 | $ 150,000 |
| Garrett County Maryland | 14 | $ 2,980,000 | $ 212,000 | $ 109,000 |
| Franklin County Pennsylvania | 14 | $ 1,450,000 | $ 103,000 | $ 104,000 |
| Kent County Delaware | 13 | $ 2,065,000 | $ 158,000 | $ 128,000 |
| Montgomery County Pennsylvania | 13 | $ 5,105,000 | $ 392,000 | $ 234,000 |
| Jefferson County West Virginia | 13 | $ 1,395,000 | $ 107,000 | $ 84,000 |
| Alexandria County Virginia | 9 | $ 4,365,000 | $ 485,000 | $ 215,000 |
| Henrico County Virginia | 8 | $ 2,720,000 | $ 340,000 | $ 207,000 |
| Stafford County Virginia | 8 | $ 3,470,000 | $ 433,000 | $ 178,000 |
| Chester County Pennsylvania | 7 | $ 2,665,000 | $ 380,000 | $ 246,000 |
| Delaware County Pennsylvania | 7 | $ 2,925,000 | $ 417,000 | $ 183,000 |
| Fulton County Pennsylvania | 7 | $ 765,000 | $ 109,000 | $ 112,000 |
| Morgan County West Virginia | 7 | $ 1,145,000 | $ 163,000 | $ 93,000 |
| Wake County North Carolina | 6 | $ 630,000 | $ 105,000 | $ 86,000 |
| Spotsylvania County Virginia | 6 | $ 1,460,000 | $ 243,000 | $ 120,000 |
| Accomack County Virginia | 5 | $ 555,000 | $ 111,000 | $ 107,000 |
| Albemarle County Virginia | 5 | $ 2,985,000 | $ 597,000 | $ 259,000 |
| Frederick County Virginia | 5 | $ 655,000 | $ 131,000 | $ 90,000 |
| Virginia Beach County Virginia | 5 | $ 1,605,000 | $ 321,000 | $ 215,000 |
| Adams County Pennsylvania | 4 | $ 950,000 | $ 237,000 | $ 218,000 |
| Bedford County Pennsylvania | 4 | $ 310,000 | $ 77,000 | $ 93,000 |
| Bucks County Pennsylvania | 4 | $ 2,810,000 | $ 702,000 | $ 285,000 |
| Somerset County Pennsylvania | 4 | $ 210,000 | $ 52,000 | $ 86,000 |
| Chesterfield County Virginia | 4 | $ 1,420,000 | $ 355,000 | $ 171,000 |
| Northumberland County Virginia | 4 | $ 2,480,000 | $ 620,000 | $ 287,000 |
| Richmond City County Virginia | 4 | $ 2,360,000 | $ 590,000 | $ 101,000 |
| Mineral County West Virginia | 4 | $ 170,000 | $ 42,000 | $ 64,000 |
| Mecklenburg County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 89,000 |
| Allegheny County Pennsylvania | 3 | $ 1,135,000 | $ 378,000 | $ 178,000 |
| Dauphin County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 134,000 |
| Lebanon County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 31,000 |
| Halifax County Virginia | 3 | $ 125,000 | $ 41,000 | $ 50,000 |
| Norfolk County Virginia | 3 | $ 195,000 | $ 65,000 | $ 69,000 |
| Northampton County Virginia | 3 | $ 1,165,000 | $ 388,000 | $ 213,000 |
| Portsmouth County Virginia | 3 | $ 255,000 | $ 85,000 | $ 52,000 |
| Gwinnett County Georgia | 2 | $ 230,000 | $ 115,000 | $ 119,000 |
| Marion County Indiana | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Cumberland County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Lancaster County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 94,000 |
| Luzerne County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 175,000 |
| Monroe County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 133,000 |
| Northampton County Pennsylvania | 2 | $ 1,020,000 | $ 510,000 | $ 201,000 |
| Denton County Texas | 2 | $ 230,000 | $ 115,000 | $ 201,000 |
| Bath County Virginia | 2 | $ 180,000 | $ 90,000 | $ 135,000 |
| Chesapeake County Virginia | 2 | $ 950,000 | $ 475,000 | $ 134,000 |
| Fairfax City County Virginia | 2 | $ 1,590,000 | $ 795,000 | $ 185,000 |
| Fauquier County Virginia | 2 | $ 1,210,000 | $ 605,000 | $ 206,000 |
| King George County Virginia | 2 | $ 460,000 | $ 230,000 | $ 61,000 |
| Westmoreland County Virginia | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Hampshire County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 34,000 |
| Los Angeles County California | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Nevada County California | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| Orange County California | 1 | $ 445,000 | $ 445,000 | $ 310,000 |
| San Mateo County California | 1 | $ 155,000 | $ 155,000 | $ 501,000 |
| Santa Clara County California | 1 | $ 505,000 | $ 505,000 | $ 300,000 |
| Sonoma County California | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Boulder County Colorado | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Fairfield County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 318,000 |
| Hartford County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 170,000 |
| Alachua County Florida | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Miami-Dade County Florida | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
| Okaloosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Orange County Florida | 1 | $ 55,000 | $ 55,000 | $ 250,000 |
| Palm Beach County Florida | 1 | $ 45,000 | $ 45,000 | $ 220,000 |
| St. Lucie County Florida | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Clarke County Georgia | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Fannin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 181,000 |
| Fulton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Henry County Georgia | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Honolulu County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Delaware County Indiana | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Ionia County Michigan | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Harrison County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Burlington County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Mercer County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 223,000 |
| Union County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| New York County New York | 1 | $ 705,000 | $ 705,000 | $ 90,000 |
| Cumberland County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 27,000 |
| Dare County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Durham County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 184,000 |
| Forsyth County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Hoke County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Johnston County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| New Hanover County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Pitt County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Watauga County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Gallia County Ohio | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Custer County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Berks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Butler County Pennsylvania | 1 | $ 655,000 | $ 655,000 | $ 310,000 |
| Cambria County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Carbon County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 189,000 |
| Fayette County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Lehigh County Pennsylvania | 1 | $ 855,000 | $ 855,000 | $ 395,000 |
| Union County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Washington County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Horry County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Jefferson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Collin County Texas | 1 | $ 255,000 | $ 255,000 | $ 640,000 |
| Tarrant County Texas | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Amelia County Virginia | 1 | $ 65,000 | $ 65,000 | $ 173,000 |
| Carroll County Virginia | 1 | $ 415,000 | $ 415,000 | $ 129,000 |
| Clarke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Colonial Heights County Virginia | 1 | $ 155,000 | $ 155,000 | $ 386,000 |
| Culpeper County Virginia | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Cumberland County Virginia | 1 | $ 495,000 | $ 495,000 | $ 309,000 |
| Franklin County Virginia | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Goochland County Virginia | 1 | $ 735,000 | $ 735,000 | $ 273,000 |
| Greensville County Virginia | 1 | $ 95,000 | $ 95,000 | $ 15,000 |
| Hanover County Virginia | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| James City County Virginia | 1 | $ 455,000 | $ 455,000 | $ 140,000 |
| Lancaster County Virginia | 1 | $ 105,000 | $ 105,000 | $ 260,000 |
| Lexington County Virginia | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Louisa County Virginia | 1 | $ 715,000 | $ 715,000 | $ 320,000 |
| Manassas County Virginia | 1 | $ 285,000 | $ 285,000 | $ 268,000 |
| Newport News County Virginia | 1 | $ 1,005,000 | $ 1,005,000 | $ 244,000 |
| Orange County Virginia | 1 | $ 765,000 | $ 765,000 | $ 345,000 |
| Petersburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Richmond County Virginia | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Roanoke County Virginia | 1 | $ 595,000 | $ 595,000 | $ 162,000 |
| Roanoke City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Rockingham County Virginia | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Scott County Virginia | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Shenandoah County Virginia | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| York County Virginia | 1 | $ 55,000 | $ 55,000 | $ 154,000 |
| Snohomish County Washington | 1 | $ 35,000 | $ 35,000 | $ 200,000 |
| Calhoun County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Hardy County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Harrison County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Marion County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Preston County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for State Employees Credit Union Of Maryland, Incorporated in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 4,828 | $425,230,000 | $88,000 | $805,000 | $143,000 | $5,600,000 |
| Home Purchase | 1,399 | $629,205,000 | $449,000 | $3,185,000 | $173,000 | $4,688,000 |
| Cash-out Refinancing | 1,264 | $288,550,000 | $228,000 | $1,875,000 | $133,000 | $903,000 |
| Home Improvement | 999 | $80,215,000 | $80,000 | $505,000 | $123,000 | $1,980,000 |
| Refinancing | 478 | $133,370,000 | $279,000 | $1,655,000 | $129,000 | $689,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,638 | $591,260,000 | $162,000 | $1,875,000 | $149,000 | $3,163,000 |
| Black or African American | 2,438 | $317,340,000 | $130,000 | $2,005,000 | $127,000 | $5,600,000 |
| Not Provided | 1,730 | $367,950,000 | $212,000 | $1,625,000 | $138,000 | $869,000 |
| Asian | 694 | $196,740,000 | $283,000 | $1,835,000 | $188,000 | $941,000 |
| Hispanic | 377 | $54,185,000 | $143,000 | $1,245,000 | $129,000 | $1,440,000 |
| American Indian or Alaskan Native | 39 | $5,665,000 | $145,000 | $705,000 | $127,000 | $340,000 |
| Not applicable | 22 | $12,400,000 | $563,000 | $3,185,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,080,000 | $77,000 | $245,000 | $106,000 | $335,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,723 | $1,489,255,000 | $170,000 | $3,185,000 | $145,000 | $5,600,000 |
| FHA-insured (Federal Housing Administration) | 223 | $62,095,000 | $278,000 | $925,000 | $91,000 | $317,000 |
| VA-guaranteed (Veterans Administration) | 19 | $4,845,000 | $255,000 | $555,000 | $86,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $375,000 | $125,000 | $195,000 | $44,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,552 | $972,330,000 | $213,000 | $3,185,000 | $157,000 | $3,163,000 |
| Application Denied By Financial Institution | 3,167 | $308,205,000 | $97,000 | $1,665,000 | $120,000 | $5,600,000 |
| Application Withdrawn By Applicant | 1,135 | $256,235,000 | $225,000 | $2,005,000 | $156,000 | $4,688,000 |
| Application Approved But Not Accepted | 92 | $12,790,000 | $139,000 | $905,000 | $113,000 | $333,000 |
| File Closed For Incompleteness | 22 | $7,010,000 | $318,000 | $735,000 | $149,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,801 | $1,248,365,000 | $215,000 | $3,185,000 | $156,000 | $4,688,000 |
| Debt-To-Income Ratio | 1,229 | $129,915,000 | $105,000 | $1,665,000 | $91,000 | $433,000 |
| Credit History | 899 | $74,525,000 | $82,000 | $705,000 | $133,000 | $5,600,000 |
| Collateral | 612 | $53,000,000 | $86,000 | $515,000 | $142,000 | $808,000 |
| Credit Application Incomplete | 321 | $34,935,000 | $108,000 | $935,000 | $141,000 | $687,000 |
| Other | 48 | $4,390,000 | $91,000 | $335,000 | $132,000 | $347,000 |
| Unverifiable Information | 46 | $8,780,000 | $190,000 | $1,625,000 | $167,000 | $800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,480,000 | $310,000 | $705,000 | $99,000 | $146,000 |
| Employment History | 3 | $125,000 | $41,000 | $55,000 | $38,000 | $59,000 |
| Mortgage Insurance Denied | 1 | $55,000 | $55,000 | $55,000 | $40,000 | $40,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Employees Credit Union Of Maryland, Incorporated's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Employees Credit Union Of Maryland, Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.