Security Bank, S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Security Bank, S.B. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Bank, S.B. 510 E. Monroe St Springfield, IL 62701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 344 |
| Total Mortgage Loan Application Amount | $24,212,000 |
| Average Mortgage Loan Application Amount | $61,666 |
| Highest Mortgage Loan Application Amount | $348,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $319,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Security Bank, S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Bank, S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Security Bank, S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Bank, S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Bank, S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Bank, S.B.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 179 | $ 16,063,000 | $ 89,000 | $ 79,000 |
| Anne Arundel County Maryland | 6 | $ 451,000 | $ 75,000 | $ 56,000 |
| Christian County Illinois | 5 | $ 510,000 | $ 102,000 | $ 62,000 |
| Wayne County Michigan | 5 | $ 195,000 | $ 39,000 | $ 44,000 |
| Herkimer County New York | 4 | $ 209,000 | $ 52,000 | $ 36,000 |
| Macoupin County Illinois | 3 | $ 135,000 | $ 45,000 | $ 49,000 |
| Menard County Illinois | 3 | $ 508,000 | $ 169,000 | $ 176,000 |
| Gallatin County Montana | 3 | $ 139,000 | $ 46,000 | $ 35,000 |
| Yellowstone County Montana | 3 | $ 117,000 | $ 39,000 | $ 47,000 |
| Geauga County Ohio | 3 | $ 111,000 | $ 37,000 | $ 59,000 |
| Highlands County Florida | 2 | $ 91,000 | $ 45,000 | $ 117,000 |
| Morgan County Illinois | 2 | $ 125,000 | $ 62,000 | $ 37,000 |
| Vermilion County Illinois | 2 | $ 69,000 | $ 34,000 | $ 52,000 |
| Magoffin County Kentucky | 2 | $ 71,000 | $ 35,000 | $ 37,000 |
| Baltimore County Maryland | 2 | $ 134,000 | $ 67,000 | $ 51,000 |
| Prince George's County Maryland | 2 | $ 132,000 | $ 66,000 | $ 50,000 |
| Calhoun County Michigan | 2 | $ 58,000 | $ 29,000 | $ 38,000 |
| McLeod County Minnesota | 2 | $ 74,000 | $ 37,000 | $ 49,000 |
| Ramsey County Minnesota | 2 | $ 68,000 | $ 34,000 | $ 46,000 |
| St. Louis County Minnesota | 2 | $ 42,000 | $ 21,000 | $ 71,000 |
| Clay County Missouri | 2 | $ 118,000 | $ 59,000 | $ 71,000 |
| Saratoga County New York | 2 | $ 65,000 | $ 32,000 | $ 50,000 |
| Stark County Ohio | 2 | $ 61,000 | $ 30,000 | $ 56,000 |
| Wayne County Ohio | 2 | $ 50,000 | $ 25,000 | $ 31,000 |
| Chester County Pennsylvania | 2 | $ 117,000 | $ 58,000 | $ 73,000 |
| Buchanan County Virginia | 2 | $ 83,000 | $ 41,000 | $ 27,000 |
| Cabell County West Virginia | 2 | $ 81,000 | $ 40,000 | $ 81,000 |
| Sharp County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 16,000 |
| Orange County California | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Kent County Delaware | 1 | $ 24,000 | $ 24,000 | $ 43,000 |
| Broward County Florida | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Ada County Idaho | 1 | $ 32,000 | $ 32,000 | $ 39,000 |
| Bannock County Idaho | 1 | $ 32,000 | $ 32,000 | $ 72,000 |
| Idaho County Idaho | 1 | $ 41,000 | $ 41,000 | $ 46,000 |
| Alexander County Illinois | 1 | $ 21,000 | $ 21,000 | $ 37,000 |
| Clay County Illinois | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Effingham County Illinois | 1 | $ 17,000 | $ 17,000 | $ 30,000 |
| Lake County Illinois | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Madison County Illinois | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| St. Clair County Illinois | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Gibson County Indiana | 1 | $ 38,000 | $ 38,000 | $ 46,000 |
| Marion County Indiana | 1 | $ 26,000 | $ 26,000 | $ 68,000 |
| Dubuque County Iowa | 1 | $ 51,000 | $ 51,000 | $ 29,000 |
| Johnson County Iowa | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Polk County Iowa | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Bourbon County Kansas | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Cherokee County Kansas | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Douglas County Kansas | 1 | $ 27,000 | $ 27,000 | $ 89,000 |
| Stafford County Kansas | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Elliott County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Grayson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 183,000 |
| Laurel County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 29,000 |
| Perry County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 21,000 |
| Pike County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 20,000 |
| Clinton County Michigan | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Grand Traverse County Michigan | 1 | $ 23,000 | $ 23,000 | $ 51,000 |
| Kent County Michigan | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Livingston County Michigan | 1 | $ 38,000 | $ 38,000 | $ 51,000 |
| Midland County Michigan | 1 | $ 54,000 | $ 54,000 | $ 61,000 |
| Monroe County Michigan | 1 | $ 47,000 | $ 47,000 | $ 42,000 |
| Oakland County Michigan | 1 | $ 13,000 | $ 13,000 | $ 19,000 |
| Washtenaw County Michigan | 1 | $ 21,000 | $ 21,000 | $ 36,000 |
| Anoka County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Benton County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Hennepin County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 21,000 |
| Scott County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 85,000 |
| Stearns County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Wright County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Bollinger County Missouri | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Cape Girardeau County Missouri | 1 | $ 32,000 | $ 32,000 | $ 102,000 |
| Lincoln County Missouri | 1 | $ 63,000 | $ 63,000 | $ 52,000 |
| Marion County Missouri | 1 | $ 90,000 | $ 90,000 | $ 119,000 |
| Newton County Missouri | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Clinton County New York | 1 | $ 27,000 | $ 27,000 | $ 16,000 |
| Columbia County New York | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Essex County New York | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Jefferson County New York | 1 | $ 31,000 | $ 31,000 | $ 39,000 |
| Onondaga County New York | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| Oswego County New York | 1 | $ 29,000 | $ 29,000 | $ 27,000 |
| Cabarrus County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 60,000 |
| Burleigh County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 22,000 |
| Ransom County North Dakota | 1 | $ 57,000 | $ 57,000 | $ 74,000 |
| Williams County North Dakota | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
| Butler County Ohio | 1 | $ 52,000 | $ 52,000 | $ 97,000 |
| Lorain County Ohio | 1 | $ 23,000 | $ 23,000 | $ 48,000 |
| Meigs County Ohio | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| Portage County Ohio | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Vinton County Ohio | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Nowata County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 81,000 |
| Deschutes County Oregon | 1 | $ 61,000 | $ 61,000 | $ 125,000 |
| Lane County Oregon | 1 | $ 28,000 | $ 28,000 | $ 31,000 |
| Marion County Oregon | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Umatilla County Oregon | 1 | $ 16,000 | $ 16,000 | $ 66,000 |
| Berks County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Bucks County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 41,000 |
| Butler County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Fayette County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Montgomery County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 31,000 |
| York County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 41,000 |
| Brown County South Dakota | 1 | $ 22,000 | $ 22,000 | $ 33,000 |
| Davison County South Dakota | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Lawrence County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Pennington County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Ziebach County South Dakota | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Campbell County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 37,000 |
| Newport News County Virginia | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Sussex County Virginia | 1 | $ 64,000 | $ 64,000 | $ 65,000 |
| Tazewell County Virginia | 1 | $ 16,000 | $ 16,000 | $ 21,000 |
| Snohomish County Washington | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Spokane County Washington | 1 | $ 46,000 | $ 46,000 | $ 39,000 |
| Berkeley County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Boone County West Virginia | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| Fayette County West Virginia | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| Lincoln County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 37,000 |
| Marion County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 100,000 |
| Nicholas County West Virginia | 1 | $ 29,000 | $ 29,000 | $ 17,000 |
| Preston County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 44,000 |
| Wayne County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 14,000 |
| Crawford County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Fremont County Wyoming | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Park County Wyoming | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Platte County Wyoming | 1 | $ 57,000 | $ 57,000 | $ 40,000 |
| Sweetwater County Wyoming | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Security Bank, S.B. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 286 | $20,433,000 | $71,000 | $304,000 | $65,000 | $319,000 |
| Refinancing | 37 | $3,154,000 | $85,000 | $348,000 | $68,000 | $174,000 |
| Home Improvement | 21 | $625,000 | $29,000 | $71,000 | $79,000 | $194,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 313 | $21,691,000 | $69,000 | $348,000 | $65,000 | $319,000 |
| Asian | 12 | $1,396,000 | $116,000 | $244,000 | $96,000 | $147,000 |
| Black or African American | 9 | $708,000 | $78,000 | $216,000 | $76,000 | $130,000 |
| Not Provided | 5 | $153,000 | $30,000 | $49,000 | $43,000 | $65,000 |
| Hispanic | 3 | $170,000 | $56,000 | $112,000 | $68,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $38,000 | $38,000 | $38,000 | $31,000 | $31,000 |
| Not applicable | 1 | $56,000 | $56,000 | $56,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 341 | $23,897,000 | $70,000 | $348,000 | $66,000 | $319,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $315,000 | $105,000 | $150,000 | $46,000 | $55,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 248 | $18,282,000 | $73,000 | $348,000 | $70,000 | $319,000 |
| Application Approved But Not Accepted | 83 | $5,168,000 | $62,000 | $230,000 | $55,000 | $183,000 |
| Application Denied By Financial Institution | 9 | $406,000 | $45,000 | $109,000 | $38,000 | $78,000 |
| Application Withdrawn By Applicant | 4 | $356,000 | $89,000 | $120,000 | $85,000 | $104,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $226,000 | $37,000 | $59,000 | $38,000 | $78,000 |
| Debt-To-Income Ratio | 1 | $22,000 | $22,000 | $22,000 | $17,000 | $17,000 |
| Employment History | 1 | $49,000 | $49,000 | $49,000 | $35,000 | $35,000 |
| Other | 1 | $109,000 | $109,000 | $109,000 | $66,000 | $66,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Bank, S.B.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Bank, S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.