Security Lending Wholesale Lc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Security Lending Wholesale Lc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Security Lending Wholesale Lc
1018 West Atherton Drive
Salt Lake City, UT 84123
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 5,872
Total Mortgage Loan Application Amount $960,011,000
Average Mortgage Loan Application Amount $161,045
Highest Mortgage Loan Application Amount $999,000
Average Applicant Income $81,750
Highest Applicant Income $996,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Security Lending Wholesale Lc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Lending Wholesale Lc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Security Lending Wholesale Lc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Lending Wholesale Lc serves its applicants.

Each category highlights the total number of mortgage applications processed by Security Lending Wholesale Lc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Lending Wholesale Lc's mortgage activity for 2003.

Mortgage Loan Application Totals for Security Lending Wholesale Lc by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake County Utah 1,568 $ 231,730,000 $ 147,000 $ 52,000
Utah County Utah 555 $ 85,479,000 $ 154,000 $ 65,000
Davis County Utah 382 $ 56,958,000 $ 149,000 $ 49,000
Summit County Utah 372 $ 71,360,000 $ 191,000 $ 111,000
Sacramento County California 251 $ 47,225,000 $ 188,000 $ 87,000
Weber County Utah 201 $ 23,006,000 $ 114,000 $ 33,000
Clark County Nevada 159 $ 23,743,000 $ 149,000 $ 61,000
Mesa County Colorado 145 $ 19,972,000 $ 137,000 $ 47,000
San Mateo County California 131 $ 34,754,000 $ 265,000 $ 103,000
Maricopa County Arizona 129 $ 19,853,000 $ 153,000 $ 67,000
Placer County California 107 $ 24,129,000 $ 225,000 $ 129,000
Arapahoe County Colorado 103 $ 17,510,000 $ 170,000 $ 58,000
Marin County California 90 $ 24,104,000 $ 267,000 $ 120,000
Sanpete County Utah 86 $ 9,575,000 $ 111,000 $ 58,000
Washington County Utah 76 $ 9,763,000 $ 128,000 $ 53,000
El Paso County Colorado 74 $ 12,195,000 $ 164,000 $ 35,000
Los Angeles County California 73 $ 16,937,000 $ 232,000 $ 82,000
El Dorado County California 64 $ 12,760,000 $ 199,000 $ 97,000
Denver County Colorado 64 $ 10,559,000 $ 164,000 $ 46,000
Wasatch County Utah 59 $ 9,318,000 $ 157,000 $ 99,000
San Francisco County California 56 $ 15,826,000 $ 282,000 $ 124,000
Tooele County Utah 50 $ 5,870,000 $ 117,000 $ 44,000
Jefferson County Colorado 48 $ 8,658,000 $ 180,000 $ 49,000
Adams County Colorado 37 $ 6,085,000 $ 164,000 $ 44,000
Alameda County California 32 $ 8,007,000 $ 250,000 $ 88,000
Douglas County Colorado 29 $ 6,311,000 $ 217,000 $ 60,000
Box Elder County Utah 29 $ 3,356,000 $ 115,000 $ 60,000
Cache County Utah 29 $ 3,300,000 $ 113,000 $ 85,000
Contra Costa County California 27 $ 6,029,000 $ 223,000 $ 106,000
Sonoma County California 26 $ 6,428,000 $ 247,000 $ 96,000
St. Louis County Missouri 22 $ 2,115,000 $ 96,000 $ 0
Orange County California 21 $ 4,846,000 $ 230,000 $ 95,000
San Diego County California 20 $ 5,337,000 $ 266,000 $ 93,000
Weld County Colorado 19 $ 2,925,000 $ 153,000 $ 67,000
Jefferson County Kentucky 17 $ 1,784,000 $ 104,000 $ 0
Washoe County Nevada 17 $ 2,286,000 $ 134,000 $ 89,000
Yolo County California 16 $ 3,088,000 $ 193,000 $ 99,000
Nevada County California 15 $ 2,782,000 $ 185,000 $ 102,000
Larimer County Colorado 15 $ 2,163,000 $ 144,000 $ 45,000
Boulder County Colorado 13 $ 2,773,000 $ 213,000 $ 83,000
Riverside County California 12 $ 2,259,000 $ 188,000 $ 97,000
Pinal County Arizona 10 $ 1,338,000 $ 133,000 $ 61,000
San Bernardino County California 10 $ 1,292,000 $ 129,000 $ 55,000
Bonneville County Idaho 10 $ 895,000 $ 89,000 $ 38,000
Santa Clara County California 9 $ 1,862,000 $ 206,000 $ 98,000
Ada County Idaho 9 $ 1,099,000 $ 122,000 $ 85,000
Jackson County Missouri 9 $ 810,000 $ 90,000 $ 0
Solano County California 8 $ 1,812,000 $ 226,000 $ 103,000
Elko County Nevada 8 $ 989,000 $ 123,000 $ 57,000
Juab County Utah 8 $ 938,000 $ 117,000 $ 54,000
Fairfield County Connecticut 7 $ 2,308,000 $ 329,000 $ 255,000
St. Louis City County Missouri 7 $ 525,000 $ 75,000 $ 0
Grand County Utah 7 $ 654,000 $ 93,000 $ 47,000
Uinta County Wyoming 7 $ 688,000 $ 98,000 $ 42,000
Harris County Texas 6 $ 546,000 $ 91,000 $ 90,000
Napa County California 5 $ 1,342,000 $ 268,000 $ 158,000
Shasta County California 5 $ 635,000 $ 127,000 $ 80,000
Stanislaus County California 5 $ 902,000 $ 180,000 $ 101,000
Duchesne County Utah 5 $ 566,000 $ 113,000 $ 355,000
Millard County Utah 5 $ 392,000 $ 78,000 $ 71,000
Snohomish County Washington 5 $ 825,000 $ 165,000 $ 63,000
Pima County Arizona 4 $ 389,000 $ 97,000 $ 87,000
Mendocino County California 4 $ 707,000 $ 176,000 $ 57,000
Ventura County California 4 $ 1,674,000 $ 418,000 $ 121,000
Pueblo County Colorado 4 $ 366,000 $ 91,000 $ 34,000
Fremont County Idaho 4 $ 507,000 $ 126,000 $ 106,000
Morgan County Utah 4 $ 627,000 $ 156,000 $ 90,000
Pierce County Washington 4 $ 538,000 $ 134,000 $ 46,000
Fresno County California 3 $ 546,000 $ 182,000 $ 92,000
Monterey County California 3 $ 792,000 $ 264,000 $ 85,000
San Luis Obispo County California 3 $ 608,000 $ 202,000 $ 104,000
Bingham County Idaho 3 $ 285,000 $ 95,000 $ 25,000
Lewis and Clark County Montana 3 $ 710,000 $ 236,000 $ 93,000
Missoula County Montana 3 $ 527,000 $ 175,000 $ 106,000
Tarrant County Texas 3 $ 336,000 $ 112,000 $ 90,000
Carbon County Utah 3 $ 272,000 $ 90,000 $ 50,000
Sevier County Utah 3 $ 399,000 $ 133,000 $ 31,000
Coconino County Arizona 2 $ 170,000 $ 85,000 $ 60,000
Graham County Arizona 2 $ 208,000 $ 104,000 $ 18,000
Yavapai County Arizona 2 $ 259,000 $ 129,000 $ 111,000
Merced County California 2 $ 280,000 $ 140,000 $ 84,000
San Joaquin County California 2 $ 420,000 $ 210,000 $ 100,000
Santa Barbara County California 2 $ 450,000 $ 225,000 $ 132,000
Yuba County California 2 $ 269,000 $ 134,000 $ 105,000
Delta County Colorado 2 $ 135,000 $ 67,000 $ 72,000
Eagle County Colorado 2 $ 545,000 $ 272,000 $ 559,000
Elbert County Colorado 2 $ 396,000 $ 198,000 $ 104,000
Grand County Colorado 2 $ 900,000 $ 450,000 $ 174,000
Teller County Colorado 2 $ 339,000 $ 169,000 $ 59,000
Orange County Florida 2 $ 257,000 $ 128,000 $ 76,000
Sarasota County Florida 2 $ 424,000 $ 212,000 $ 99,000
Walton County Florida 2 $ 131,000 $ 65,000 $ 208,000
Oneida County Idaho 2 $ 154,000 $ 77,000 $ 55,000
Gallatin County Montana 2 $ 283,000 $ 141,000 $ 115,000
Jefferson County Montana 2 $ 277,000 $ 138,000 $ 100,000
Lyon County Nevada 2 $ 288,000 $ 144,000 $ 70,000
Nye County Nevada 2 $ 154,000 $ 77,000 $ 42,000
Saratoga County New York 2 $ 189,000 $ 94,000 $ 0
Lane County Oregon 2 $ 253,000 $ 126,000 $ 0
Marion County Oregon 2 $ 254,000 $ 127,000 $ 11,000
Multnomah County Oregon 2 $ 424,000 $ 212,000 $ 45,000
Collin County Texas 2 $ 383,000 $ 191,000 $ 115,000
Montgomery County Texas 2 $ 182,000 $ 91,000 $ 41,000
Iron County Utah 2 $ 233,000 $ 116,000 $ 25,000
Rich County Utah 2 $ 215,000 $ 107,000 $ 89,000
Uintah County Utah 2 $ 371,000 $ 185,000 $ 122,000
Mohave County Arizona 1 $ 83,000 $ 83,000 $ 31,000
Amador County California 1 $ 122,000 $ 122,000 $ 113,000
Butte County California 1 $ 323,000 $ 323,000 $ 127,000
Calaveras County California 1 $ 115,000 $ 115,000 $ 166,000
Kern County California 1 $ 169,000 $ 169,000 $ 101,000
Santa Cruz County California 1 $ 411,000 $ 411,000 $ 694,000
Sutter County California 1 $ 149,000 $ 149,000 $ 77,000
Tulare County California 1 $ 82,000 $ 82,000 $ 0
Tuolumne County California 1 $ 188,000 $ 188,000 $ 60,000
Alamosa County Colorado 1 $ 120,000 $ 120,000 $ 51,000
Fremont County Colorado 1 $ 185,000 $ 185,000 $ 97,000
Lake County Colorado 1 $ 74,000 $ 74,000 $ 41,000
Montrose County Colorado 1 $ 113,000 $ 113,000 $ 65,000
Morgan County Colorado 1 $ 105,000 $ 105,000 $ 39,000
Park County Colorado 1 $ 162,000 $ 162,000 $ 66,000
Summit County Colorado 1 $ 273,000 $ 273,000 $ 320,000
Litchfield County Connecticut 1 $ 276,000 $ 276,000 $ 108,000
New London County Connecticut 1 $ 180,000 $ 180,000 $ 68,000
Escambia County Florida 1 $ 152,000 $ 152,000 $ 75,000
Lee County Florida 1 $ 68,000 $ 68,000 $ 181,000
Marion County Florida 1 $ 77,000 $ 77,000 $ 0
Pasco County Florida 1 $ 297,000 $ 297,000 $ 700,000
Bannock County Idaho 1 $ 70,000 $ 70,000 $ 77,000
Blaine County Idaho 1 $ 51,000 $ 51,000 $ 96,000
Camas County Idaho 1 $ 212,000 $ 212,000 $ 74,000
Canyon County Idaho 1 $ 73,000 $ 73,000 $ 23,000
Caribou County Idaho 1 $ 94,000 $ 94,000 $ 52,000
Cassia County Idaho 1 $ 123,000 $ 123,000 $ 43,000
Jefferson County Idaho 1 $ 323,000 $ 323,000 $ 180,000
Madison County Idaho 1 $ 180,000 $ 180,000 $ 53,000
Teton County Idaho 1 $ 138,000 $ 138,000 $ 37,000
Pottawattamie County Iowa 1 $ 41,000 $ 41,000 $ 52,000
Orleans County Louisiana 1 $ 244,000 $ 244,000 $ 110,000
Oakland County Michigan 1 $ 300,000 $ 300,000 $ 262,000
Cascade County Montana 1 $ 102,000 $ 102,000 $ 0
Lincoln County Montana 1 $ 46,000 $ 46,000 $ 0
Carson City County Nevada 1 $ 237,000 $ 237,000 $ 72,000
Humboldt County Nevada 1 $ 101,000 $ 101,000 $ 76,000
Lincoln County Nevada 1 $ 106,000 $ 106,000 $ 36,000
Bernalillo County New Mexico 1 $ 81,000 $ 81,000 $ 0
Rensselaer County New York 1 $ 120,000 $ 120,000 $ 0
Forsyth County North Carolina 1 $ 431,000 $ 431,000 $ 285,000
Robeson County North Carolina 1 $ 46,000 $ 46,000 $ 66,000
Wake County North Carolina 1 $ 117,000 $ 117,000 $ 31,000
Clackamas County Oregon 1 $ 168,000 $ 168,000 $ 172,000
Deschutes County Oregon 1 $ 104,000 $ 104,000 $ 0
Douglas County Oregon 1 $ 273,000 $ 273,000 $ 94,000
Hood River County Oregon 1 $ 155,000 $ 155,000 $ 82,000
Polk County Oregon 1 $ 117,000 $ 117,000 $ 30,000
Washington County Oregon 1 $ 181,000 $ 181,000 $ 41,000
Greenwood County South Carolina 1 $ 400,000 $ 400,000 $ 233,000
Richland County South Carolina 1 $ 331,000 $ 331,000 $ 173,000
Bell County Texas 1 $ 70,000 $ 70,000 $ 38,000
Bexar County Texas 1 $ 90,000 $ 90,000 $ 38,000
Burnet County Texas 1 $ 50,000 $ 50,000 $ 46,000
Cameron County Texas 1 $ 58,000 $ 58,000 $ 32,000
Dallas County Texas 1 $ 100,000 $ 100,000 $ 52,000
Fort Bend County Texas 1 $ 95,000 $ 95,000 $ 86,000
Galveston County Texas 1 $ 91,000 $ 91,000 $ 79,000
Jefferson County Texas 1 $ 81,000 $ 81,000 $ 120,000
Travis County Texas 1 $ 106,000 $ 106,000 $ 0
Williamson County Texas 1 $ 161,000 $ 161,000 $ 106,000
Kane County Utah 1 $ 79,000 $ 79,000 $ 37,000
Wayne County Utah 1 $ 139,000 $ 139,000 $ 110,000
Clark County Washington 1 $ 146,000 $ 146,000 $ 0
Kitsap County Washington 1 $ 93,000 $ 93,000 $ 0
Skagit County Washington 1 $ 102,000 $ 102,000 $ 34,000
Whatcom County Washington 1 $ 176,000 $ 176,000 $ 86,000
Lincoln County Wyoming 1 $ 94,000 $ 94,000 $ 68,000
Sheridan County Wyoming 1 $ 250,000 $ 250,000 $ 175,000
Sweetwater County Wyoming 1 $ 90,000 $ 90,000 $ 82,000

Mortgage Loan Application Detail Totals for Security Lending Wholesale Lc in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 4,510 $750,965,000 $156,950 $999,000 $68,000 $994,000
Home Purchase (one-to-four family) 1,289 $197,285,000 $177,933 $800,000 $118,600 $996,000
Home Improvement (one-to-four family) 73 $11,761,000 $142,000 $375,000 $50,888 $379,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,721 $771,032,000 $169,318 $999,000 $90,363 $994,000
Information not provided by applicant in mail or telephone application 583 $97,865,000 $147,333 $800,000 $85,733 $996,000
Hispanic 330 $48,204,000 $120,636 $640,000 $37,818 $262,000
Asian or Pacific Islander 145 $27,933,000 $184,000 $522,000 $86,857 $360,000
Black 79 $12,697,000 $169,900 $425,000 $53,200 $358,000
American Indian or Alaskan Native 14 $2,280,000 $142,800 $264,000 $74,000 $240,000
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,689 $804,635,000 $178,250 $999,000 $107,600 $996,000
FHA-insured (Federal Housing Administration) 1,057 $136,288,000 $113,428 $269,000 $18,785 $611,000
VA-guaranteed (Veterans Administration) 126 $19,088,000 $151,000 $263,000 $25,125 $129,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,618 $759,804,000 $155,555 $728,000 $73,611 $996,000
Application Approved But Not Accepted 561 $95,016,000 $216,400 $999,000 $103,133 $696,000
Application Denied By Financial Institution 486 $70,711,000 $142,687 $999,000 $67,000 $780,000
File Closed For Incompleteness 207 $34,480,000 $152,300 $900,000 $71,900 $486,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 244 $34,647,000 $147,769 $520,000 $68,000 $780,000
Debt-To-Income Ratio 96 $14,454,000 $157,857 $800,000 $73,285 $420,000
Other 63 $10,360,000 $175,700 $999,000 $78,200 $444,000
Collateral 51 $7,295,000 $154,142 $443,000 $80,571 $254,000
Employment History 21 $2,311,000 $101,200 $217,000 $75,800 $268,000
Insufficient Cash (Downpayment, Closing Cost) 5 $757,000 $155,500 $250,000 $27,250 $96,000
Unverifiable Information 4 $567,000 $141,000 $181,000 $54,000 $108,000
Credit Application Incomplete 2 $320,000 $160,000 $169,000 $47,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Lending Wholesale Lc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Lending Wholesale Lc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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