Security Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Security Savings Bank, Fsb 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Savings Bank, Fsb 11599 Ridgeview Rd Olathe, KS 66061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,415 |
| Total Mortgage Loan Application Amount | $188,545,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $1,267,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Security Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Security Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Savings Bank, Fsb's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 301 | $ 54,071,000 | $ 179,000 | $ 94,000 |
| Sedgwick County Kansas | 256 | $ 29,209,000 | $ 114,000 | $ 59,000 |
| Saline County Kansas | 175 | $ 17,093,000 | $ 97,000 | $ 52,000 |
| Finney County Kansas | 161 | $ 13,083,000 | $ 81,000 | $ 50,000 |
| McPherson County Kansas | 78 | $ 7,124,000 | $ 91,000 | $ 44,000 |
| Jackson County Missouri | 40 | $ 6,727,000 | $ 168,000 | $ 117,000 |
| Wyandotte County Kansas | 38 | $ 4,935,000 | $ 129,000 | $ 51,000 |
| Butler County Kansas | 25 | $ 3,627,000 | $ 145,000 | $ 124,000 |
| Cass County Missouri | 19 | $ 3,033,000 | $ 159,000 | $ 60,000 |
| Leavenworth County Kansas | 14 | $ 1,673,000 | $ 119,000 | $ 57,000 |
| Scott County Kansas | 14 | $ 832,000 | $ 59,000 | $ 40,000 |
| Franklin County Kansas | 11 | $ 1,102,000 | $ 100,000 | $ 41,000 |
| Sumner County Kansas | 10 | $ 1,001,000 | $ 100,000 | $ 55,000 |
| Clay County Missouri | 10 | $ 1,802,000 | $ 180,000 | $ 60,000 |
| Harvey County Kansas | 9 | $ 1,166,000 | $ 129,000 | $ 45,000 |
| Miami County Kansas | 9 | $ 1,939,000 | $ 215,000 | $ 188,000 |
| Maricopa County Arizona | 7 | $ 1,850,000 | $ 264,000 | $ 171,000 |
| Kearny County Kansas | 7 | $ 460,000 | $ 65,000 | $ 54,000 |
| Reno County Kansas | 6 | $ 619,000 | $ 103,000 | $ 63,000 |
| Ellsworth County Kansas | 5 | $ 250,000 | $ 50,000 | $ 34,000 |
| Ottawa County Kansas | 5 | $ 384,000 | $ 76,000 | $ 36,000 |
| Rice County Kansas | 5 | $ 344,000 | $ 68,000 | $ 42,000 |
| Shawnee County Kansas | 5 | $ 406,000 | $ 81,000 | $ 46,000 |
| Taney County Missouri | 5 | $ 962,000 | $ 192,000 | $ 105,000 |
| Dickinson County Kansas | 4 | $ 521,000 | $ 130,000 | $ 32,000 |
| Pettis County Missouri | 4 | $ 163,000 | $ 40,000 | $ 127,000 |
| Platte County Missouri | 4 | $ 722,000 | $ 180,000 | $ 81,000 |
| King County Washington | 4 | $ 1,306,000 | $ 326,000 | $ 91,000 |
| Cook County Illinois | 3 | $ 1,320,000 | $ 440,000 | $ 49,000 |
| Douglas County Kansas | 3 | $ 1,297,000 | $ 432,000 | $ 147,000 |
| Geary County Kansas | 3 | $ 484,000 | $ 161,000 | $ 49,000 |
| Haskell County Kansas | 3 | $ 205,000 | $ 68,000 | $ 58,000 |
| Marion County Kansas | 3 | $ 156,000 | $ 52,000 | $ 41,000 |
| Osage County Kansas | 3 | $ 219,000 | $ 73,000 | $ 37,000 |
| Riley County Kansas | 3 | $ 360,000 | $ 120,000 | $ 78,000 |
| Ascension County Louisiana | 3 | $ 325,000 | $ 108,000 | $ 75,000 |
| Ramsey County Minnesota | 3 | $ 434,000 | $ 144,000 | $ 42,000 |
| Monmouth County New Jersey | 3 | $ 658,000 | $ 219,000 | $ 133,000 |
| Madison County Alabama | 2 | $ 160,000 | $ 80,000 | $ 0 |
| El Paso County Colorado | 2 | $ 327,000 | $ 163,000 | $ 65,000 |
| Pinellas County Florida | 2 | $ 650,000 | $ 325,000 | $ 240,000 |
| Sarasota County Florida | 2 | $ 834,000 | $ 417,000 | $ 186,000 |
| Madison County Illinois | 2 | $ 100,000 | $ 50,000 | $ 318,000 |
| Barton County Kansas | 2 | $ 172,000 | $ 86,000 | $ 34,000 |
| Clay County Kansas | 2 | $ 118,000 | $ 59,000 | $ 38,000 |
| Cloud County Kansas | 2 | $ 68,000 | $ 34,000 | $ 16,000 |
| Coffey County Kansas | 2 | $ 193,000 | $ 96,000 | $ 70,000 |
| Harper County Kansas | 2 | $ 111,000 | $ 55,000 | $ 39,000 |
| Jefferson County Kansas | 2 | $ 273,000 | $ 136,000 | $ 51,000 |
| Osborne County Kansas | 2 | $ 163,000 | $ 81,000 | $ 35,000 |
| Seward County Kansas | 2 | $ 179,000 | $ 89,000 | $ 33,000 |
| Jefferson County Kentucky | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Caddo County Louisiana | 2 | $ 158,000 | $ 79,000 | $ 61,000 |
| Harford County Maryland | 2 | $ 153,000 | $ 76,000 | $ 60,000 |
| St. Mary's County Maryland | 2 | $ 642,000 | $ 321,000 | $ 388,000 |
| Greene County Missouri | 2 | $ 266,000 | $ 133,000 | $ 72,000 |
| Jasper County Missouri | 2 | $ 138,000 | $ 69,000 | $ 39,000 |
| Stone County Missouri | 2 | $ 233,000 | $ 116,000 | $ 64,000 |
| Douglas County Nebraska | 2 | $ 201,000 | $ 100,000 | $ 52,000 |
| Rockland County New York | 2 | $ 450,000 | $ 225,000 | $ 134,000 |
| Suffolk County New York | 2 | $ 599,000 | $ 299,000 | $ 255,000 |
| New Hanover County North Carolina | 2 | $ 206,000 | $ 103,000 | $ 42,000 |
| Erie County Ohio | 2 | $ 128,000 | $ 64,000 | $ 85,000 |
| Mahoning County Ohio | 2 | $ 226,000 | $ 113,000 | $ 88,000 |
| Delaware County Oklahoma | 2 | $ 585,000 | $ 292,000 | $ 49,000 |
| Tulsa County Oklahoma | 2 | $ 213,000 | $ 106,000 | $ 33,000 |
| Washington County Oregon | 2 | $ 729,000 | $ 364,000 | $ 83,000 |
| Washington County Pennsylvania | 2 | $ 777,000 | $ 388,000 | $ 84,000 |
| Harrison County Texas | 2 | $ 166,000 | $ 83,000 | $ 83,000 |
| Tarrant County Texas | 2 | $ 272,000 | $ 136,000 | $ 68,000 |
| Utah County Utah | 2 | $ 260,000 | $ 130,000 | $ 97,000 |
| Kenosha County Wisconsin | 2 | $ 462,000 | $ 231,000 | $ 126,000 |
| Alameda County California | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Contra Costa County California | 1 | $ 1,150,000 | $ 1,150,000 | $ 604,000 |
| Orange County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 354,000 |
| Placer County California | 1 | $ 77,000 | $ 77,000 | $ 254,000 |
| Riverside County California | 1 | $ 164,000 | $ 164,000 | $ 47,000 |
| San Diego County California | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| San Luis Obispo County California | 1 | $ 417,000 | $ 417,000 | $ 139,000 |
| Arapahoe County Colorado | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Weld County Colorado | 1 | $ 228,000 | $ 228,000 | $ 53,000 |
| New Castle County Delaware | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Sussex County Delaware | 1 | $ 240,000 | $ 240,000 | $ 189,000 |
| Brevard County Florida | 1 | $ 204,000 | $ 204,000 | $ 65,000 |
| St. Johns County Florida | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Decatur County Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 299,000 | $ 299,000 | $ 88,000 |
| Boise County Idaho | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Hendricks County Indiana | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Steuben County Indiana | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Vigo County Indiana | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| Clarke County Iowa | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Anderson County Kansas | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Chautauqua County Kansas | 1 | $ 57,000 | $ 57,000 | $ 43,000 |
| Ellis County Kansas | 1 | $ 82,000 | $ 82,000 | $ 110,000 |
| Grant County Kansas | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Greenwood County Kansas | 1 | $ 28,000 | $ 28,000 | $ 73,000 |
| Lane County Kansas | 1 | $ 28,000 | $ 28,000 | $ 28,000 |
| Lincoln County Kansas | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Logan County Kansas | 1 | $ 156,000 | $ 156,000 | $ 150,000 |
| Lyon County Kansas | 1 | $ 365,000 | $ 365,000 | $ 312,000 |
| Marshall County Kansas | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Meade County Kansas | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Morris County Kansas | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Stevens County Kansas | 1 | $ 26,000 | $ 26,000 | $ 69,000 |
| Thomas County Kansas | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Trego County Kansas | 1 | $ 32,000 | $ 32,000 | $ 38,000 |
| Washington County Kansas | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Wichita County Kansas | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Wilson County Kansas | 1 | $ 48,000 | $ 48,000 | $ 8,000 |
| Warren County Kentucky | 1 | $ 229,000 | $ 229,000 | $ 82,000 |
| St. Tammany County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Knox County Maine | 1 | $ 284,000 | $ 284,000 | $ 126,000 |
| Suffolk County Massachusetts | 1 | $ 297,000 | $ 297,000 | $ 640,000 |
| Genesee County Michigan | 1 | $ 253,000 | $ 253,000 | $ 76,000 |
| Ottawa County Michigan | 1 | $ 198,000 | $ 198,000 | $ 106,000 |
| Barry County Missouri | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Bates County Missouri | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Boone County Missouri | 1 | $ 116,000 | $ 116,000 | $ 127,000 |
| Cedar County Missouri | 1 | $ 40,000 | $ 40,000 | $ 15,000 |
| Christian County Missouri | 1 | $ 171,000 | $ 171,000 | $ 83,000 |
| Dade County Missouri | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Dallas County Missouri | 1 | $ 216,000 | $ 216,000 | $ 51,000 |
| Howell County Missouri | 1 | $ 380,000 | $ 380,000 | $ 117,000 |
| Lafayette County Missouri | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| St. Louis City County Missouri | 1 | $ 260,000 | $ 260,000 | $ 169,000 |
| Lancaster County Nebraska | 1 | $ 276,000 | $ 276,000 | $ 110,000 |
| Saunders County Nebraska | 1 | $ 228,000 | $ 228,000 | $ 86,000 |
| Washoe County Nevada | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Camden County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Morris County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 136,000 |
| Union County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 127,000 |
| San Juan County New Mexico | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
| Wake County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 243,000 |
| Summit County Ohio | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| Warren County Ohio | 1 | $ 270,000 | $ 270,000 | $ 68,000 |
| Choctaw County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Cleveland County Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Comanche County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Oklahoma County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 41,000 |
| Payne County Oklahoma | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
| Wagoner County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Dauphin County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Montgomery County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Wayne County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 174,000 |
| Anderson County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Clarendon County South Carolina | 1 | $ 309,000 | $ 309,000 | $ 118,000 |
| Horry County South Carolina | 1 | $ 69,000 | $ 69,000 | $ 68,000 |
| Spartanburg County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 85,000 |
| Sevier County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 117,000 |
| Harris County Texas | 1 | $ 198,000 | $ 198,000 | $ 59,000 |
| Henderson County Texas | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Salt Lake County Utah | 1 | $ 232,000 | $ 232,000 | $ 72,000 |
| Albemarle County Virginia | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Grant County West Virginia | 1 | $ 270,000 | $ 270,000 | $ 136,000 |
| Pocahontas County West Virginia | 1 | $ 168,000 | $ 168,000 | $ 37,000 |
| Laramie County Wyoming | 1 | $ 249,000 | $ 249,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Security Savings Bank, Fsb in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,000 | $130,037,000 | $130,000 | $1,267,000 | $67,000 | $750,000 |
| Refinancing | 412 | $58,464,000 | $141,000 | $1,150,000 | $83,000 | $687,000 |
| Home Improvement | 3 | $44,000 | $14,000 | $32,000 | $50,000 | $73,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,153 | $157,151,000 | $136,000 | $1,267,000 | $75,000 | $750,000 |
| Hispanic | 136 | $12,160,000 | $89,000 | $531,000 | $51,000 | $255,000 |
| Asian | 51 | $6,725,000 | $131,000 | $417,000 | $48,000 | $251,000 |
| Black or African American | 34 | $4,137,000 | $121,000 | $224,000 | $55,000 | $108,000 |
| Not Provided | 34 | $6,809,000 | $200,000 | $650,000 | $76,000 | $675,000 |
| American Indian or Alaskan Native | 4 | $950,000 | $237,000 | $592,000 | $204,000 | $639,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $613,000 | $204,000 | $400,000 | $103,000 | $139,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,168 | $160,991,000 | $137,000 | $1,267,000 | $76,000 | $750,000 |
| FHA-insured (Federal Housing Administration) | 168 | $19,906,000 | $118,000 | $207,000 | $56,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $4,993,000 | $83,000 | $162,000 | $34,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,655,000 | $139,000 | $220,000 | $54,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,253 | $169,168,000 | $135,000 | $1,267,000 | $73,000 | $750,000 |
| Application Withdrawn By Applicant | 112 | $13,898,000 | $124,000 | $735,000 | $59,000 | $490,000 |
| Application Denied By Financial Institution | 30 | $2,920,000 | $97,000 | $297,000 | $61,000 | $640,000 |
| Application Approved But Not Accepted | 20 | $2,559,000 | $127,000 | $312,000 | $59,000 | $185,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $694,000 | $63,000 | $92,000 | $39,000 | $94,000 |
| Other | 8 | $751,000 | $93,000 | $200,000 | $43,000 | $113,000 |
| Debt-To-Income Ratio | 5 | $905,000 | $181,000 | $297,000 | $155,000 | $640,000 |
| Unverifiable Information | 3 | $205,000 | $68,000 | $98,000 | $32,000 | $36,000 |
| Collateral | 2 | $231,000 | $115,000 | $136,000 | $58,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $134,000 | $134,000 | $134,000 | $62,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Savings Bank, Fsb's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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