Security Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Security Savings Bank, Fsb 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Savings Bank, Fsb 11599 Ridgeview Rd Olathe, KS 66061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,464 |
| Total Mortgage Loan Application Amount | $232,262,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $915,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $792,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Security Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Security Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Savings Bank, Fsb's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 356 | $ 76,731,000 | $ 215,000 | $ 84,000 |
| Sedgwick County Kansas | 321 | $ 48,880,000 | $ 152,000 | $ 79,000 |
| Saline County Kansas | 220 | $ 24,727,000 | $ 112,000 | $ 62,000 |
| McPherson County Kansas | 113 | $ 12,537,000 | $ 110,000 | $ 53,000 |
| Jackson County Missouri | 100 | $ 15,064,000 | $ 150,000 | $ 75,000 |
| Wyandotte County Kansas | 64 | $ 8,048,000 | $ 125,000 | $ 60,000 |
| Butler County Kansas | 33 | $ 4,654,000 | $ 141,000 | $ 69,000 |
| Miami County Kansas | 28 | $ 5,405,000 | $ 193,000 | $ 77,000 |
| Leavenworth County Kansas | 24 | $ 3,826,000 | $ 159,000 | $ 54,000 |
| Finney County Kansas | 19 | $ 2,146,000 | $ 112,000 | $ 56,000 |
| Cass County Missouri | 18 | $ 3,589,000 | $ 199,000 | $ 88,000 |
| Douglas County Kansas | 14 | $ 3,008,000 | $ 214,000 | $ 96,000 |
| Ottawa County Kansas | 14 | $ 1,294,000 | $ 92,000 | $ 54,000 |
| Clay County Missouri | 9 | $ 1,665,000 | $ 185,000 | $ 68,000 |
| Dickinson County Kansas | 8 | $ 865,000 | $ 108,000 | $ 56,000 |
| Ellsworth County Kansas | 6 | $ 627,000 | $ 104,000 | $ 48,000 |
| Franklin County Kansas | 6 | $ 823,000 | $ 137,000 | $ 55,000 |
| Reno County Kansas | 6 | $ 477,000 | $ 79,000 | $ 65,000 |
| Harper County Kansas | 5 | $ 261,000 | $ 52,000 | $ 37,000 |
| Christian County Missouri | 5 | $ 762,000 | $ 152,000 | $ 68,000 |
| Platte County Missouri | 5 | $ 1,183,000 | $ 236,000 | $ 78,000 |
| Harvey County Kansas | 4 | $ 511,000 | $ 127,000 | $ 140,000 |
| Linn County Kansas | 4 | $ 329,000 | $ 82,000 | $ 93,000 |
| Shawnee County Kansas | 4 | $ 465,000 | $ 116,000 | $ 59,000 |
| Marion County Kansas | 3 | $ 204,000 | $ 68,000 | $ 52,000 |
| Scott County Kansas | 3 | $ 256,000 | $ 85,000 | $ 48,000 |
| Maricopa County Arizona | 2 | $ 473,000 | $ 236,000 | $ 161,000 |
| Arapahoe County Colorado | 2 | $ 446,000 | $ 223,000 | $ 99,000 |
| Cook County Illinois | 2 | $ 829,000 | $ 414,000 | $ 156,000 |
| Haskell County Kansas | 2 | $ 485,000 | $ 242,000 | $ 104,000 |
| Rice County Kansas | 2 | $ 127,000 | $ 63,000 | $ 36,000 |
| Riley County Kansas | 2 | $ 219,000 | $ 109,000 | $ 143,000 |
| Sumner County Kansas | 2 | $ 295,000 | $ 147,000 | $ 52,000 |
| Thomas County Kansas | 2 | $ 122,000 | $ 61,000 | $ 41,000 |
| Wilson County Kansas | 2 | $ 66,000 | $ 33,000 | $ 10,000 |
| Middlesex County Massachusetts | 2 | $ 1,134,000 | $ 567,000 | $ 185,000 |
| Audrain County Missouri | 2 | $ 299,000 | $ 149,000 | $ 58,000 |
| Bates County Missouri | 2 | $ 179,000 | $ 89,000 | $ 40,000 |
| Camden County Missouri | 2 | $ 364,000 | $ 182,000 | $ 179,000 |
| Taney County Missouri | 2 | $ 451,000 | $ 225,000 | $ 129,000 |
| Adams County Colorado | 1 | $ 270,000 | $ 270,000 | $ 264,000 |
| Jefferson County Colorado | 1 | $ 212,000 | $ 212,000 | $ 62,000 |
| Brevard County Florida | 1 | $ 148,000 | $ 148,000 | $ 86,000 |
| Sarasota County Florida | 1 | $ 343,000 | $ 343,000 | $ 131,000 |
| St. Joseph County Indiana | 1 | $ 292,000 | $ 292,000 | $ 102,000 |
| Barton County Kansas | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Cloud County Kansas | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
| Cowley County Kansas | 1 | $ 211,000 | $ 211,000 | $ 74,000 |
| Crawford County Kansas | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Ford County Kansas | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Geary County Kansas | 1 | $ 226,000 | $ 226,000 | $ 90,000 |
| Kingman County Kansas | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Lincoln County Kansas | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Meade County Kansas | 1 | $ 84,000 | $ 84,000 | $ 69,000 |
| Osage County Kansas | 1 | $ 92,000 | $ 92,000 | $ 81,000 |
| Republic County Kansas | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| Russell County Kansas | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Sherman County Kansas | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Stanton County Kansas | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Boone County Kentucky | 1 | $ 228,000 | $ 228,000 | $ 106,000 |
| Estill County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Knox County Maine | 1 | $ 287,000 | $ 287,000 | $ 60,000 |
| Baltimore City County Maryland | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Clinton County Missouri | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
| Greene County Missouri | 1 | $ 108,000 | $ 108,000 | $ 78,000 |
| Henry County Missouri | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Howell County Missouri | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Lafayette County Missouri | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| St. Louis County Missouri | 1 | $ 158,000 | $ 158,000 | $ 32,000 |
| Douglas County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Bergen County New Jersey | 1 | $ 362,000 | $ 362,000 | $ 175,000 |
| Wake County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 329,000 |
| Montgomery County Ohio | 1 | $ 222,000 | $ 222,000 | $ 116,000 |
| Delaware County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 70,000 |
| Oklahoma County Oklahoma | 1 | $ 440,000 | $ 440,000 | $ 100,000 |
| Payne County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 74,000 |
| Wayne County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 174,000 |
| Andrews County Texas | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Fort Bend County Texas | 1 | $ 256,000 | $ 256,000 | $ 252,000 |
| Jefferson County Texas | 1 | $ 137,000 | $ 137,000 | $ 92,000 |
| Randall County Texas | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Grant County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Security Savings Bank, Fsb in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 893 | $142,921,000 | $160,000 | $915,000 | $71,000 | $792,000 |
| Refinancing | 571 | $89,341,000 | $156,000 | $660,000 | $79,000 | $442,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,262 | $202,138,000 | $160,000 | $915,000 | $75,000 | $792,000 |
| Hispanic | 61 | $7,747,000 | $127,000 | $660,000 | $60,000 | $442,000 |
| Black or African American | 56 | $8,000,000 | $142,000 | $374,000 | $69,000 | $217,000 |
| Asian | 42 | $6,351,000 | $151,000 | $417,000 | $64,000 | $317,000 |
| Not Provided | 37 | $6,901,000 | $186,000 | $665,000 | $91,000 | $303,000 |
| American Indian or Alaskan Native | 3 | $396,000 | $132,000 | $175,000 | $60,000 | $81,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $729,000 | $243,000 | $396,000 | $81,000 | $112,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 943 | $168,143,000 | $178,000 | $915,000 | $84,000 | $792,000 |
| FHA-insured (Federal Housing Administration) | 384 | $48,404,000 | $126,000 | $275,000 | $59,000 | $367,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 104 | $10,316,000 | $99,000 | $202,000 | $41,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 33 | $5,399,000 | $163,000 | $332,000 | $67,000 | $157,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,280 | $203,903,000 | $159,000 | $915,000 | $73,000 | $442,000 |
| Application Withdrawn By Applicant | 146 | $22,893,000 | $156,000 | $762,000 | $78,000 | $792,000 |
| Application Denied By Financial Institution | 24 | $3,111,000 | $129,000 | $600,000 | $84,000 | $635,000 |
| Application Approved But Not Accepted | 13 | $2,303,000 | $177,000 | $563,000 | $68,000 | $134,000 |
| File Closed For Incompleteness | 1 | $52,000 | $52,000 | $52,000 | $93,000 | $93,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $647,000 | $107,000 | $157,000 | $49,000 | $102,000 |
| Other | 6 | $1,080,000 | $180,000 | $600,000 | $181,000 | $635,000 |
| Debt-To-Income Ratio | 4 | $622,000 | $155,000 | $225,000 | $53,000 | $99,000 |
| Unverifiable Information | 3 | $508,000 | $169,000 | $217,000 | $102,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $188,000 | $62,000 | $127,000 | $34,000 | $46,000 |
| Employment History | 2 | $66,000 | $33,000 | $33,000 | $10,000 | $10,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Savings Bank, Fsb's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.