Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Security Service Federal Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,973 |
| Total Mortgage Loan Application Amount | $254,312,000 |
| Average Mortgage Loan Application Amount | $144,592 |
| Highest Mortgage Loan Application Amount | $825,000 |
| Average Applicant Income | $75,407 |
| Highest Applicant Income | $768,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 1,943 | $ 140,341,000 | $ 72,000 | $ 54,000 |
| El Paso County Colorado | 340 | $ 46,446,000 | $ 136,000 | $ 58,000 |
| Comal County Texas | 102 | $ 11,454,000 | $ 112,000 | $ 75,000 |
| Pueblo County Colorado | 81 | $ 7,009,000 | $ 86,000 | $ 47,000 |
| Guadalupe County Texas | 62 | $ 5,551,000 | $ 89,000 | $ 62,000 |
| Uvalde County Texas | 51 | $ 2,114,000 | $ 41,000 | $ 70,000 |
| Kendall County Texas | 50 | $ 5,936,000 | $ 118,000 | $ 93,000 |
| Medina County Texas | 38 | $ 2,897,000 | $ 76,000 | $ 72,000 |
| Bandera County Texas | 29 | $ 2,822,000 | $ 97,000 | $ 59,000 |
| Wilson County Texas | 25 | $ 2,309,000 | $ 92,000 | $ 74,000 |
| Atascosa County Texas | 20 | $ 1,188,000 | $ 59,000 | $ 47,000 |
| Harris County Texas | 16 | $ 1,423,000 | $ 88,000 | $ 94,000 |
| Travis County Texas | 15 | $ 2,047,000 | $ 136,000 | $ 141,000 |
| Teller County Colorado | 14 | $ 1,631,000 | $ 116,000 | $ 71,000 |
| Fremont County Colorado | 13 | $ 1,312,000 | $ 100,000 | $ 54,000 |
| Tarrant County Texas | 10 | $ 1,416,000 | $ 141,000 | $ 99,000 |
| Kerr County Texas | 8 | $ 616,000 | $ 77,000 | $ 60,000 |
| Hays County Texas | 6 | $ 628,000 | $ 104,000 | $ 68,000 |
| Nueces County Texas | 6 | $ 645,000 | $ 107,000 | $ 116,000 |
| Williamson County Texas | 6 | $ 821,000 | $ 136,000 | $ 113,000 |
| Dallas County Texas | 5 | $ 255,000 | $ 51,000 | $ 70,000 |
| Llano County Texas | 5 | $ 454,000 | $ 90,000 | $ 67,000 |
| Arapahoe County Colorado | 4 | $ 606,000 | $ 151,000 | $ 54,000 |
| Jefferson County Colorado | 4 | $ 614,000 | $ 153,000 | $ 102,000 |
| Otero County Colorado | 4 | $ 202,000 | $ 50,000 | $ 53,000 |
| Val Verde County Texas | 4 | $ 256,000 | $ 64,000 | $ 68,000 |
| Douglas County Colorado | 3 | $ 494,000 | $ 164,000 | $ 115,000 |
| Aransas County Texas | 3 | $ 273,000 | $ 91,000 | $ 111,000 |
| Cameron County Texas | 3 | $ 88,000 | $ 29,000 | $ 54,000 |
| Denton County Texas | 3 | $ 348,000 | $ 116,000 | $ 83,000 |
| Gillespie County Texas | 3 | $ 421,000 | $ 140,000 | $ 193,000 |
| Boulder County Colorado | 2 | $ 379,000 | $ 189,000 | $ 88,000 |
| Custer County Colorado | 2 | $ 312,000 | $ 156,000 | $ 29,000 |
| Huerfano County Colorado | 2 | $ 252,000 | $ 126,000 | $ 55,000 |
| Mesa County Colorado | 2 | $ 311,000 | $ 155,000 | $ 81,000 |
| Clark County Nevada | 2 | $ 129,000 | $ 64,000 | $ 77,000 |
| Cleveland County Oklahoma | 2 | $ 93,000 | $ 46,000 | $ 50,000 |
| Bastrop County Texas | 2 | $ 132,000 | $ 66,000 | $ 77,000 |
| Bell County Texas | 2 | $ 115,000 | $ 57,000 | $ 38,000 |
| Burnet County Texas | 2 | $ 278,000 | $ 139,000 | $ 70,000 |
| Frio County Texas | 2 | $ 119,000 | $ 59,000 | $ 48,000 |
| Gonzales County Texas | 2 | $ 258,000 | $ 129,000 | $ 30,000 |
| Gregg County Texas | 2 | $ 237,000 | $ 118,000 | $ 89,000 |
| Hunt County Texas | 2 | $ 130,000 | $ 65,000 | $ 98,000 |
| Midland County Texas | 2 | $ 140,000 | $ 70,000 | $ 58,000 |
| Polk County Texas | 2 | $ 103,000 | $ 51,000 | $ 45,000 |
| Tom Green County Texas | 2 | $ 232,000 | $ 116,000 | $ 90,000 |
| Zavala County Texas | 2 | $ 44,000 | $ 22,000 | $ 43,000 |
| Elmore County Alabama | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
| Apache County Arizona | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Adams County Colorado | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Alamosa County Colorado | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Denver County Colorado | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Lincoln County Colorado | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 2,000 | $ 2,000 | $ 30,000 |
| Montrose County Colorado | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Park County Colorado | 1 | $ 155,000 | $ 155,000 | $ 211,000 |
| Prowers County Colorado | 1 | $ 44,000 | $ 44,000 | $ 59,000 |
| Saguache County Colorado | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Fairfield County Connecticut | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Broward County Florida | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Pinellas County Florida | 1 | $ 157,000 | $ 157,000 | $ 107,000 |
| Marion County Indiana | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Mills County Iowa | 1 | $ 74,000 | $ 74,000 | $ 51,000 |
| Cecil County Maryland | 1 | $ 140,000 | $ 140,000 | $ 103,000 |
| Howard County Maryland | 1 | $ 411,000 | $ 411,000 | $ 160,000 |
| Lapeer County Michigan | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Oakland County Michigan | 1 | $ 190,000 | $ 190,000 | $ 110,000 |
| Wright County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 110,000 |
| St. Louis County Missouri | 1 | $ 210,000 | $ 210,000 | $ 67,000 |
| Sarpy County Nebraska | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Jefferson County New York | 1 | $ 72,000 | $ 72,000 | $ 210,000 |
| Cumberland County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Mecklenburg County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Wake County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Oklahoma County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Coos County Oregon | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Marion County Oregon | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Multnomah County Oregon | 1 | $ 5,000 | $ 5,000 | $ 153,000 |
| Anderson County Texas | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Bee County Texas | 1 | $ 37,000 | $ 37,000 | $ 114,000 |
| Blanco County Texas | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Brazoria County Texas | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Brazos County Texas | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Brown County Texas | 1 | $ 53,000 | $ 53,000 | $ 71,000 |
| Collin County Texas | 1 | $ 539,000 | $ 539,000 | $ 240,000 |
| Dimmit County Texas | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Fort Bend County Texas | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Galveston County Texas | 1 | $ 134,000 | $ 134,000 | $ 124,000 |
| Henderson County Texas | 1 | $ 12,000 | $ 12,000 | $ 28,000 |
| Hidalgo County Texas | 1 | $ 56,000 | $ 56,000 | $ 110,000 |
| Hood County Texas | 1 | $ 260,000 | $ 260,000 | $ 65,000 |
| Kinney County Texas | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Kleberg County Texas | 1 | $ 39,000 | $ 39,000 | $ 156,000 |
| La Salle County Texas | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| Lubbock County Texas | 1 | $ 161,000 | $ 161,000 | $ 74,000 |
| Matagorda County Texas | 1 | $ 46,000 | $ 46,000 | $ 33,000 |
| McLennan County Texas | 1 | $ 17,000 | $ 17,000 | $ 74,000 |
| Parker County Texas | 1 | $ 252,000 | $ 252,000 | $ 69,000 |
| Randall County Texas | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Real County Texas | 1 | $ 19,000 | $ 19,000 | $ 27,000 |
| San Patricio County Texas | 1 | $ 17,000 | $ 17,000 | $ 102,000 |
| Upshur County Texas | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Van Zandt County Texas | 1 | $ 106,000 | $ 106,000 | $ 58,000 |
| Walker County Texas | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Albemarle County Virginia | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| Fairfax County Virginia | 1 | $ 240,000 | $ 240,000 | $ 121,000 |
| Falls Church County Virginia | 1 | $ 300,000 | $ 300,000 | $ 91,000 |
| Nelson County Virginia | 1 | $ 228,000 | $ 228,000 | $ 110,000 |
| Clark County Washington | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| King County Washington | 1 | $ 210,000 | $ 210,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,430 | $206,885,000 | $126,800 | $659,000 | $80,666 | $768,000 |
| Home Purchase (one-to-four family) | 418 | $46,126,000 | $219,555 | $825,000 | $61,666 | $417,000 |
| Home Improvement (one-to-four family) | 125 | $1,301,000 | $8,666 | $65,000 | $90,333 | $187,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 1,335 | $85,776,000 | $163,600 | $825,000 | $68,200 | $768,000 |
| White | 985 | $113,169,000 | $137,666 | $659,000 | $90,833 | $451,000 |
| Hispanic | 499 | $39,914,000 | $87,000 | $712,000 | $47,500 | $417,000 |
| Black | 64 | $6,094,000 | $101,000 | $275,000 | $50,500 | $195,000 |
| Asian or Pacific Islander | 48 | $5,302,000 | $151,333 | $400,000 | $58,000 | $178,000 |
| Other | 27 | $2,712,000 | $113,000 | $301,000 | $73,500 | $252,000 |
| American Indian or Alaskan Native | 15 | $1,345,000 | $108,666 | $310,000 | $79,000 | $175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,898 | $246,733,000 | $166,400 | $825,000 | $75,850 | $768,000 |
| VA-guaranteed (Veterans Administration) | 41 | $4,780,000 | $125,000 | $232,000 | $33,500 | $127,000 |
| FHA-insured (Federal Housing Administration) | 34 | $2,799,000 | $104,000 | $154,000 | $33,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,626 | $142,772,000 | $151,071 | $712,000 | $85,214 | $417,000 |
| Application Denied By Financial Institution | 588 | $24,937,000 | $86,000 | $288,000 | $51,750 | $430,000 |
| Application Withdrawn By Applicant | 363 | $41,400,000 | $103,285 | $539,000 | $75,714 | $454,000 |
| File Closed For Incompleteness | 272 | $28,431,000 | $126,375 | $514,000 | $71,375 | $768,000 |
| Application Approved But Not Accepted | 124 | $16,772,000 | $345,000 | $825,000 | $54,750 | $357,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 304 | $11,850,000 | $50,000 | $211,000 | $51,500 | $430,000 |
| Debt-To-Income Ratio | 138 | $6,978,000 | $62,000 | $288,000 | $38,500 | $144,000 |
| Other | 89 | $2,995,000 | $82,500 | $224,000 | $59,000 | $360,000 |
| Collateral | 38 | $1,414,000 | $44,000 | $193,000 | $54,500 | $140,000 |
| Employment History | 6 | $260,000 | $66,000 | $114,000 | $19,500 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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