Security Service Mortgage Lending & HMDA Data, 2005

In 2005, Security Service of San Antonio, TX reported 2,611 mortgage applications totaling $177.5 million, up 4% from 2004. The average application was for $67,993, and applicants reported an average income of $71,028. 50% of its applications resulted in an originated loan and 22% were denied. Its largest markets were San Antonio, TX (1,911), Colorado Springs, CO (212) and Pueblo, CO (72) (applications in parentheses).

Mortgage Company & Address Security Service
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,611
Total Mortgage Loan Application Amount $177,531,000
Average Mortgage Loan Application Amount $67,993
Highest Mortgage Loan Application Amount $814,000
Average Applicant Income $71,028
Highest Applicant Income $1,014,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Service by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 1,611 $ 89,332,000 $ 55,451 $ 54,000
El Paso, Colorado 203 $ 16,772,000 $ 82,620 $ 62,000
Comal, Texas 83 $ 8,734,000 $ 105,228 $ 88,000
Uvalde, Texas 74 $ 3,904,000 $ 52,756 $ 54,000
Pueblo, Colorado 72 $ 5,108,000 $ 70,944 $ 64,000
Kendall, Texas 49 $ 3,730,000 $ 76,122 $ 77,000
Guadalupe, Texas 47 $ 3,523,000 $ 74,957 $ 75,000
Medina, Texas 44 $ 3,939,000 $ 89,522 $ 73,000
Wilson, Texas 34 $ 2,282,000 $ 67,117 $ 93,000
Atascosa, Texas 25 $ 1,662,000 $ 66,480 $ 52,000
Bandera, Texas 18 $ 1,270,000 $ 70,555 $ 63,000
Denver, Colorado 17 $ 922,000 $ 54,235 $ 53,000
Harris, Texas 11 $ 1,541,000 $ 140,090 $ 147,000
Fremont, Colorado 9 $ 1,173,000 $ 130,333 $ 71,000
Teller, Colorado 9 $ 1,532,000 $ 170,222 $ 108,000
Kerr, Texas 8 $ 612,000 $ 76,500 $ 61,000
Arapahoe, Colorado 7 $ 476,000 $ 68,000 $ 43,000
Jefferson, Colorado 7 $ 263,000 $ 37,571 $ 56,000
Hays, Texas 6 $ 465,000 $ 77,500 $ 61,000
Tarrant, Texas 6 $ 424,000 $ 70,666 $ 66,000
Travis, Texas 6 $ 751,000 $ 125,166 $ 90,000
Douglas, Colorado 5 $ 77,000 $ 15,400 $ 67,000
Frio, Texas 5 $ 197,000 $ 39,400 $ 41,000
Nueces, Texas 5 $ 580,000 $ 116,000 $ 95,000
Huerfano, Colorado 4 $ 374,000 $ 93,500 $ 50,000
St. Charles, Missouri 4 $ 929,000 $ 232,250 $ 101,000
St. Louis, Missouri 4 $ 797,000 $ 199,250 $ 98,000
Aransas, Texas 4 $ 277,000 $ 69,250 $ 80,000
Cameron, Texas 4 $ 345,000 $ 86,250 $ 152,000
Dallas, Texas 4 $ 777,000 $ 194,250 $ 117,000
Dimmit, Texas 4 $ 232,000 $ 58,000 $ 46,000
Llano, Texas 4 $ 871,000 $ 217,750 $ 310,000
Adams, Colorado 3 $ 196,000 $ 65,333 $ 40,000
Alamosa, Colorado 3 $ 270,000 $ 90,000 $ 46,000
Otero, Colorado 3 $ 118,000 $ 39,333 $ 77,000
Prowers, Colorado 3 $ 150,000 $ 50,000 $ 33,000
Midland, Texas 3 $ 154,000 $ 51,333 $ 74,000
San Patricio, Texas 3 $ 489,000 $ 163,000 $ 82,000
Tom Green, Texas 3 $ 269,000 $ 89,666 $ 72,000
Gunnison, Colorado 2 $ 113,000 $ 56,500 $ 69,000
Las Animas, Colorado 2 $ 396,000 $ 198,000 $ 30,000
Park, Colorado 2 $ 519,000 $ 259,500 $ 48,000
Rio Grande, Colorado 2 $ 175,000 $ 87,500 $ 90,000
Blanco, Texas 2 $ 265,000 $ 132,500 $ 101,000
Cherokee, Texas 2 $ 138,000 $ 69,000 $ 12,000
Coryell, Texas 2 $ 75,000 $ 37,500 $ 51,000
Denton, Texas 2 $ 146,000 $ 73,000 $ 79,000
Karnes, Texas 2 $ 165,000 $ 82,500 $ 74,000
Maverick, Texas 2 $ 41,000 $ 20,500 $ 20,000
Webb, Texas 2 $ 160,000 $ 80,000 $ 76,000
Williamson, Texas 2 $ 242,000 $ 121,000 $ 73,000
Pierce, Washington 2 $ 315,000 $ 157,500 $ 62,000
Maricopa, Arizona 1 $ 153,000 $ 153,000 $ 62,000
Chaffee, Colorado 1 $ 91,000 $ 91,000 $ 53,000
Conejos, Colorado 1 $ 49,000 $ 49,000 $ 33,000
Custer, Colorado 1 $ 80,000 $ 80,000 $ 60,000
Kiowa, Colorado 1 $ 6,000 $ 6,000 $ 34,000
Larimer, Colorado 1 $ 40,000 $ 40,000 $ 128,000
Lincoln, Colorado 1 $ 30,000 $ 30,000 $ 122,000
Routt, Colorado 1 $ 125,000 $ 125,000 $ 75,000
Sussex, Delaware 1 $ 15,000 $ 15,000 $ 64,000
Glynn, Georgia 1 $ 40,000 $ 40,000 $ 83,000
St. Clair, Illinois 1 $ 4,000 $ 4,000 $ 89,000
Lafayette, Louisiana 1 $ 5,000 $ 5,000 $ 114,000
Jefferson, Missouri 1 $ 80,000 $ 80,000 $ 0
St. Louis City, Missouri 1 $ 157,000 $ 157,000 $ 60,000
Bernalillo, New Mexico 1 $ 53,000 $ 53,000 $ 54,000
Oklahoma, Oklahoma 1 $ 32,000 $ 32,000 $ 40,000
Dauphin, Pennsylvania 1 $ 85,000 $ 85,000 $ 54,000
Bastrop, Texas 1 $ 11,000 $ 11,000 $ 93,000
Bell, Texas 1 $ 7,000 $ 7,000 $ 55,000
Brazos, Texas 1 $ 95,000 $ 95,000 $ 115,000
Calhoun, Texas 1 $ 63,000 $ 63,000 $ 35,000
Collin, Texas 1 $ 96,000 $ 96,000 $ 47,000
Edwards, Texas 1 $ 15,000 $ 15,000 $ 31,000
El Paso, Texas 1 $ 34,000 $ 34,000 $ 136,000
Galveston, Texas 1 $ 177,000 $ 177,000 $ 126,000
Gillespie, Texas 1 $ 98,000 $ 98,000 $ 40,000
Gonzales, Texas 1 $ 33,000 $ 33,000 $ 128,000
Hidalgo, Texas 1 $ 46,000 $ 46,000 $ 40,000
Hopkins, Texas 1 $ 220,000 $ 220,000 $ 84,000
Johnson, Texas 1 $ 45,000 $ 45,000 $ 89,000
Kimble, Texas 1 $ 37,000 $ 37,000 $ 178,000
Kinney, Texas 1 $ 32,000 $ 32,000 $ 47,000
Lampasas, Texas 1 $ 14,000 $ 14,000 $ 111,000
McCulloch, Texas 1 $ 100,000 $ 100,000 $ 57,000
Montgomery, Texas 1 $ 120,000 $ 120,000 $ 75,000
Real, Texas 1 $ 100,000 $ 100,000 $ 87,000
Wood, Texas 1 $ 126,000 $ 126,000 $ 84,000
Zavala, Texas 1 $ 28,000 $ 28,000 $ 38,000
Campbell, Virginia 1 $ 95,000 $ 95,000 $ 32,000
Loudoun, Virginia 1 $ 512,000 $ 512,000 $ 147,000
Richmond City, Virginia 1 $ 40,000 $ 40,000 $ 59,000
Virginia Beach, Virginia 1 $ 228,000 $ 228,000 $ 85,000
King, Washington 1 $ 244,000 $ 244,000 $ 75,000

Mortgage Loan Application Detail Totals for Security Service in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,153 $37,404,000 $40,000 $500,000 $72,714 $894,000
Home Purchase 911 $89,985,000 $162,266 $814,000 $72,466 $1,014,000
Refinancing 547 $50,142,000 $120,500 $750,000 $68,875 $462,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,094 $62,238,000 $40,714 $600,000 $67,285 $894,000
White 710 $76,412,000 $158,875 $814,000 $79,000 $834,000
Not Provided 702 $30,829,000 $88,285 $450,000 $77,857 $1,014,000
Black or African American 52 $4,261,000 $120,833 $240,000 $43,500 $147,000
Asian 26 $2,658,000 $185,000 $290,000 $56,333 $216,000
Native Hawaiian or Other Pacific Islander 15 $456,000 $33,000 $124,000 $47,500 $132,000
American Indian or Alaskan Native 12 $677,000 $60,500 $120,000 $52,500 $161,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,563 $172,046,000 $124,950 $814,000 $73,600 $1,014,000
FHA-insured (Federal Housing Administration) 24 $2,215,000 $110,000 $167,000 $25,500 $102,000
VA-guaranteed (Veterans Administration) 24 $3,270,000 $150,000 $320,000 $45,000 $125,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,307 $99,480,000 $154,923 $700,000 $79,076 $834,000
Application Approved But Not Accepted 630 $40,903,000 $119,142 $645,000 $93,142 $518,000
Application Denied By Financial Institution 568 $24,282,000 $38,555 $814,000 $64,111 $1,014,000
Application Withdrawn By Applicant 96 $11,807,000 $179,500 $750,000 $55,250 $294,000
File Closed For Incompleteness 10 $1,059,000 $105,000 $240,000 $56,000 $102,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 33 $3,157,000 $86,500 $282,000 $39,500 $144,000
Debt-To-Income Ratio 19 $2,104,000 $112,750 $308,000 $37,250 $84,000
Other 18 $1,873,000 $100,666 $400,000 $63,333 $130,000
Collateral 10 $1,513,000 $169,000 $814,000 $87,000 $382,000
Insufficient Cash (Downpayment, Closing Cost) 2 $256,000 $128,000 $132,000 $92,000 $125,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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