Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Security Service Federal Credit Union 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,611 |
| Total Mortgage Loan Application Amount | $177,531,000 |
| Average Mortgage Loan Application Amount | $122,600 |
| Highest Mortgage Loan Application Amount | $814,000 |
| Average Applicant Income | $71,566 |
| Highest Applicant Income | $1,014,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 1,611 | $ 89,332,000 | $ 55,000 | $ 54,000 |
| El Paso County Colorado | 203 | $ 16,772,000 | $ 82,000 | $ 62,000 |
| Comal County Texas | 83 | $ 8,734,000 | $ 105,000 | $ 88,000 |
| Uvalde County Texas | 74 | $ 3,904,000 | $ 52,000 | $ 54,000 |
| Pueblo County Colorado | 72 | $ 5,108,000 | $ 70,000 | $ 64,000 |
| Kendall County Texas | 49 | $ 3,730,000 | $ 76,000 | $ 77,000 |
| Guadalupe County Texas | 47 | $ 3,523,000 | $ 74,000 | $ 75,000 |
| Medina County Texas | 44 | $ 3,939,000 | $ 89,000 | $ 73,000 |
| Wilson County Texas | 34 | $ 2,282,000 | $ 67,000 | $ 93,000 |
| Atascosa County Texas | 25 | $ 1,662,000 | $ 66,000 | $ 52,000 |
| Bandera County Texas | 18 | $ 1,270,000 | $ 70,000 | $ 63,000 |
| Denver County Colorado | 17 | $ 922,000 | $ 54,000 | $ 53,000 |
| Harris County Texas | 11 | $ 1,541,000 | $ 140,000 | $ 147,000 |
| Fremont County Colorado | 9 | $ 1,173,000 | $ 130,000 | $ 71,000 |
| Teller County Colorado | 9 | $ 1,532,000 | $ 170,000 | $ 108,000 |
| Kerr County Texas | 8 | $ 612,000 | $ 76,000 | $ 61,000 |
| Arapahoe County Colorado | 7 | $ 476,000 | $ 68,000 | $ 43,000 |
| Jefferson County Colorado | 7 | $ 263,000 | $ 37,000 | $ 56,000 |
| Hays County Texas | 6 | $ 465,000 | $ 77,000 | $ 61,000 |
| Tarrant County Texas | 6 | $ 424,000 | $ 70,000 | $ 66,000 |
| Travis County Texas | 6 | $ 751,000 | $ 125,000 | $ 90,000 |
| Douglas County Colorado | 5 | $ 77,000 | $ 15,000 | $ 67,000 |
| Frio County Texas | 5 | $ 197,000 | $ 39,000 | $ 41,000 |
| Nueces County Texas | 5 | $ 580,000 | $ 116,000 | $ 95,000 |
| Huerfano County Colorado | 4 | $ 374,000 | $ 93,000 | $ 50,000 |
| St. Charles County Missouri | 4 | $ 929,000 | $ 232,000 | $ 101,000 |
| St. Louis County Missouri | 4 | $ 797,000 | $ 199,000 | $ 98,000 |
| Aransas County Texas | 4 | $ 277,000 | $ 69,000 | $ 80,000 |
| Cameron County Texas | 4 | $ 345,000 | $ 86,000 | $ 152,000 |
| Dallas County Texas | 4 | $ 777,000 | $ 194,000 | $ 117,000 |
| Dimmit County Texas | 4 | $ 232,000 | $ 58,000 | $ 46,000 |
| Llano County Texas | 4 | $ 871,000 | $ 217,000 | $ 310,000 |
| Adams County Colorado | 3 | $ 196,000 | $ 65,000 | $ 40,000 |
| Alamosa County Colorado | 3 | $ 270,000 | $ 90,000 | $ 46,000 |
| Otero County Colorado | 3 | $ 118,000 | $ 39,000 | $ 77,000 |
| Prowers County Colorado | 3 | $ 150,000 | $ 50,000 | $ 33,000 |
| Midland County Texas | 3 | $ 154,000 | $ 51,000 | $ 74,000 |
| San Patricio County Texas | 3 | $ 489,000 | $ 163,000 | $ 82,000 |
| Tom Green County Texas | 3 | $ 269,000 | $ 89,000 | $ 72,000 |
| Gunnison County Colorado | 2 | $ 113,000 | $ 56,000 | $ 69,000 |
| Las Animas County Colorado | 2 | $ 396,000 | $ 198,000 | $ 30,000 |
| Park County Colorado | 2 | $ 519,000 | $ 259,000 | $ 48,000 |
| Rio Grande County Colorado | 2 | $ 175,000 | $ 87,000 | $ 90,000 |
| Blanco County Texas | 2 | $ 265,000 | $ 132,000 | $ 101,000 |
| Cherokee County Texas | 2 | $ 138,000 | $ 69,000 | $ 12,000 |
| Coryell County Texas | 2 | $ 75,000 | $ 37,000 | $ 51,000 |
| Denton County Texas | 2 | $ 146,000 | $ 73,000 | $ 79,000 |
| Karnes County Texas | 2 | $ 165,000 | $ 82,000 | $ 74,000 |
| Maverick County Texas | 2 | $ 41,000 | $ 20,000 | $ 20,000 |
| Webb County Texas | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Williamson County Texas | 2 | $ 242,000 | $ 121,000 | $ 73,000 |
| Pierce County Washington | 2 | $ 315,000 | $ 157,000 | $ 62,000 |
| Maricopa County Arizona | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Chaffee County Colorado | 1 | $ 91,000 | $ 91,000 | $ 53,000 |
| Conejos County Colorado | 1 | $ 49,000 | $ 49,000 | $ 33,000 |
| Custer County Colorado | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Kiowa County Colorado | 1 | $ 6,000 | $ 6,000 | $ 34,000 |
| Larimer County Colorado | 1 | $ 40,000 | $ 40,000 | $ 128,000 |
| Lincoln County Colorado | 1 | $ 30,000 | $ 30,000 | $ 122,000 |
| Routt County Colorado | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Sussex County Delaware | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Glynn County Georgia | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| St. Clair County Illinois | 1 | $ 4,000 | $ 4,000 | $ 89,000 |
| Lafayette County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 114,000 |
| Jefferson County Missouri | 1 | $ 80,000 | $ 80,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Bernalillo County New Mexico | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
| Oklahoma County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Dauphin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Bastrop County Texas | 1 | $ 11,000 | $ 11,000 | $ 93,000 |
| Bell County Texas | 1 | $ 7,000 | $ 7,000 | $ 55,000 |
| Brazos County Texas | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Calhoun County Texas | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Collin County Texas | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Edwards County Texas | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| El Paso County Texas | 1 | $ 34,000 | $ 34,000 | $ 136,000 |
| Galveston County Texas | 1 | $ 177,000 | $ 177,000 | $ 126,000 |
| Gillespie County Texas | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| Gonzales County Texas | 1 | $ 33,000 | $ 33,000 | $ 128,000 |
| Hidalgo County Texas | 1 | $ 46,000 | $ 46,000 | $ 40,000 |
| Hopkins County Texas | 1 | $ 220,000 | $ 220,000 | $ 84,000 |
| Johnson County Texas | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Kimble County Texas | 1 | $ 37,000 | $ 37,000 | $ 178,000 |
| Kinney County Texas | 1 | $ 32,000 | $ 32,000 | $ 47,000 |
| Lampasas County Texas | 1 | $ 14,000 | $ 14,000 | $ 111,000 |
| McCulloch County Texas | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Montgomery County Texas | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Real County Texas | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Wood County Texas | 1 | $ 126,000 | $ 126,000 | $ 84,000 |
| Zavala County Texas | 1 | $ 28,000 | $ 28,000 | $ 38,000 |
| Campbell County Virginia | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Loudoun County Virginia | 1 | $ 512,000 | $ 512,000 | $ 147,000 |
| Richmond City County Virginia | 1 | $ 40,000 | $ 40,000 | $ 59,000 |
| Virginia Beach County Virginia | 1 | $ 228,000 | $ 228,000 | $ 85,000 |
| King County Washington | 1 | $ 244,000 | $ 244,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,153 | $37,404,000 | $40,000 | $500,000 | $72,714 | $894,000 |
| Home Purchase | 911 | $89,985,000 | $162,266 | $814,000 | $72,466 | $1,014,000 |
| Refinancing | 547 | $50,142,000 | $120,500 | $750,000 | $68,875 | $462,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,094 | $62,238,000 | $40,714 | $600,000 | $67,285 | $894,000 |
| White | 710 | $76,412,000 | $158,875 | $814,000 | $79,000 | $834,000 |
| Not Provided | 702 | $30,829,000 | $88,285 | $450,000 | $77,857 | $1,014,000 |
| Black or African American | 52 | $4,261,000 | $120,833 | $240,000 | $43,500 | $147,000 |
| Asian | 26 | $2,658,000 | $185,000 | $290,000 | $56,333 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $456,000 | $33,000 | $124,000 | $47,500 | $132,000 |
| American Indian or Alaskan Native | 12 | $677,000 | $60,500 | $120,000 | $52,500 | $161,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,563 | $172,046,000 | $124,950 | $814,000 | $73,600 | $1,014,000 |
| FHA-insured (Federal Housing Administration) | 24 | $2,215,000 | $110,000 | $167,000 | $25,500 | $102,000 |
| VA-guaranteed (Veterans Administration) | 24 | $3,270,000 | $150,000 | $320,000 | $45,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,307 | $99,480,000 | $154,923 | $700,000 | $79,076 | $834,000 |
| Application Approved But Not Accepted | 630 | $40,903,000 | $119,142 | $645,000 | $93,142 | $518,000 |
| Application Denied By Financial Institution | 568 | $24,282,000 | $38,555 | $814,000 | $64,111 | $1,014,000 |
| Application Withdrawn By Applicant | 96 | $11,807,000 | $179,500 | $750,000 | $55,250 | $294,000 |
| File Closed For Incompleteness | 10 | $1,059,000 | $105,000 | $240,000 | $56,000 | $102,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $3,157,000 | $86,500 | $282,000 | $39,500 | $144,000 |
| Debt-To-Income Ratio | 19 | $2,104,000 | $112,750 | $308,000 | $37,250 | $84,000 |
| Other | 18 | $1,873,000 | $100,666 | $400,000 | $63,333 | $130,000 |
| Collateral | 10 | $1,513,000 | $169,000 | $814,000 | $87,000 | $382,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $256,000 | $128,000 | $132,000 | $92,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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