Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Security Service Federal Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,094 |
| Total Mortgage Loan Application Amount | $228,313,000 |
| Average Mortgage Loan Application Amount | $83,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 2,026 | $ 133,054,000 | $ 65,000 | $ 71,000 |
| El Paso County Colorado | 192 | $ 13,786,000 | $ 71,000 | $ 87,000 |
| Comal County Texas | 122 | $ 19,268,000 | $ 157,000 | $ 109,000 |
| Pueblo County Colorado | 82 | $ 3,981,000 | $ 48,000 | $ 60,000 |
| Uvalde County Texas | 81 | $ 5,037,000 | $ 62,000 | $ 60,000 |
| Guadalupe County Texas | 68 | $ 6,633,000 | $ 97,000 | $ 87,000 |
| Kendall County Texas | 60 | $ 8,737,000 | $ 145,000 | $ 105,000 |
| Medina County Texas | 53 | $ 4,702,000 | $ 88,000 | $ 89,000 |
| Wilson County Texas | 38 | $ 3,638,000 | $ 95,000 | $ 81,000 |
| Denver County Colorado | 32 | $ 1,659,000 | $ 51,000 | $ 49,000 |
| Atascosa County Texas | 27 | $ 1,570,000 | $ 58,000 | $ 54,000 |
| Bandera County Texas | 23 | $ 1,900,000 | $ 82,000 | $ 70,000 |
| Jefferson County Colorado | 14 | $ 775,000 | $ 55,000 | $ 81,000 |
| Harris County Texas | 14 | $ 1,072,000 | $ 76,000 | $ 93,000 |
| Nueces County Texas | 14 | $ 1,195,000 | $ 85,000 | $ 110,000 |
| Arapahoe County Colorado | 11 | $ 316,000 | $ 28,000 | $ 105,000 |
| Hays County Texas | 11 | $ 684,000 | $ 62,000 | $ 98,000 |
| Travis County Texas | 11 | $ 1,382,000 | $ 125,000 | $ 96,000 |
| Frio County Texas | 10 | $ 506,000 | $ 50,000 | $ 73,000 |
| Real County Texas | 10 | $ 464,000 | $ 46,000 | $ 62,000 |
| Val Verde County Texas | 8 | $ 500,000 | $ 62,000 | $ 48,000 |
| Teller County Colorado | 7 | $ 841,000 | $ 120,000 | $ 56,000 |
| Kerr County Texas | 7 | $ 688,000 | $ 98,000 | $ 79,000 |
| Zavala County Texas | 7 | $ 385,000 | $ 55,000 | $ 90,000 |
| Douglas County Colorado | 6 | $ 1,249,000 | $ 208,000 | $ 97,000 |
| Dallas County Texas | 6 | $ 247,000 | $ 41,000 | $ 93,000 |
| Maverick County Texas | 6 | $ 571,000 | $ 95,000 | $ 57,000 |
| Otero County Colorado | 5 | $ 140,000 | $ 28,000 | $ 45,000 |
| Bell County Texas | 5 | $ 132,000 | $ 26,000 | $ 78,000 |
| Collin County Texas | 5 | $ 489,000 | $ 97,000 | $ 158,000 |
| Denton County Texas | 5 | $ 215,000 | $ 43,000 | $ 43,000 |
| Webb County Texas | 5 | $ 165,000 | $ 33,000 | $ 67,000 |
| Fremont County Colorado | 4 | $ 628,000 | $ 157,000 | $ 69,000 |
| Park County Colorado | 4 | $ 230,000 | $ 57,000 | $ 96,000 |
| Cameron County Texas | 4 | $ 236,000 | $ 59,000 | $ 121,000 |
| Dimmit County Texas | 4 | $ 439,000 | $ 109,000 | $ 71,000 |
| Gillespie County Texas | 4 | $ 585,000 | $ 146,000 | $ 92,000 |
| Hidalgo County Texas | 4 | $ 132,000 | $ 33,000 | $ 87,000 |
| La Salle County Texas | 4 | $ 148,000 | $ 37,000 | $ 59,000 |
| Montgomery County Texas | 4 | $ 329,000 | $ 82,000 | $ 54,000 |
| Custer County Colorado | 3 | $ 268,000 | $ 89,000 | $ 81,000 |
| Aransas County Texas | 3 | $ 589,000 | $ 196,000 | $ 237,000 |
| Gonzales County Texas | 3 | $ 202,000 | $ 67,000 | $ 52,000 |
| Jackson County Texas | 3 | $ 365,000 | $ 121,000 | $ 80,000 |
| Karnes County Texas | 3 | $ 370,000 | $ 123,000 | $ 97,000 |
| Williamson County Texas | 3 | $ 185,000 | $ 61,000 | $ 119,000 |
| Adams County Colorado | 2 | $ 95,000 | $ 47,000 | $ 43,000 |
| Larimer County Colorado | 2 | $ 218,000 | $ 109,000 | $ 67,000 |
| Rio Grande County Colorado | 2 | $ 61,000 | $ 30,000 | $ 72,000 |
| Blanco County Texas | 2 | $ 148,000 | $ 74,000 | $ 98,000 |
| Brazos County Texas | 2 | $ 192,000 | $ 96,000 | $ 255,000 |
| Caldwell County Texas | 2 | $ 149,000 | $ 74,000 | $ 120,000 |
| Fort Bend County Texas | 2 | $ 1,248,000 | $ 624,000 | $ 103,000 |
| Tarrant County Texas | 2 | $ 50,000 | $ 25,000 | $ 69,000 |
| Broomfield County Colorado | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Delta County Colorado | 1 | $ 62,000 | $ 62,000 | $ 114,000 |
| Eagle County Colorado | 1 | $ 46,000 | $ 46,000 | $ 71,000 |
| Gunnison County Colorado | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Huerfano County Colorado | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Kit Carson County Colorado | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Las Animas County Colorado | 1 | $ 30,000 | $ 30,000 | $ 20,000 |
| Mesa County Colorado | 1 | $ 20,000 | $ 20,000 | $ 102,000 |
| Montezuma County Colorado | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Prowers County Colorado | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Lake County Illinois | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Frederick County Maryland | 1 | $ 30,000 | $ 30,000 | $ 93,000 |
| Cumberland County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
| Cleveland County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
| Montgomery County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 66,000 |
| Sullivan County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| Brazoria County Texas | 1 | $ 131,000 | $ 131,000 | $ 75,000 |
| Brown County Texas | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Burnet County Texas | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| Calhoun County Texas | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Childress County Texas | 1 | $ 17,000 | $ 17,000 | $ 20,000 |
| Colorado County Texas | 1 | $ 24,000 | $ 24,000 | $ 63,000 |
| DeWitt County Texas | 1 | $ 102,000 | $ 102,000 | $ 85,000 |
| Hunt County Texas | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
| Kimble County Texas | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Kinney County Texas | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Lamar County Texas | 1 | $ 59,000 | $ 59,000 | $ 16,000 |
| Lee County Texas | 1 | $ 157,000 | $ 157,000 | $ 129,000 |
| Live Oak County Texas | 1 | $ 40,000 | $ 40,000 | $ 180,000 |
| McCulloch County Texas | 1 | $ 380,000 | $ 380,000 | $ 91,000 |
| McLennan County Texas | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Milam County Texas | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Parker County Texas | 1 | $ 200,000 | $ 200,000 | $ 130,000 |
| Van Zandt County Texas | 1 | $ 347,000 | $ 347,000 | $ 170,000 |
| Victoria County Texas | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Brunswick County Virginia | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Newport News County Virginia | 1 | $ 187,000 | $ 187,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,285 | $42,430,000 | $33,000 | $200,000 | $77,000 | $796,000 |
| Refinancing | 1,042 | $72,929,000 | $69,000 | $1,500,000 | $69,000 | $706,000 |
| Home Purchase | 767 | $112,954,000 | $147,000 | $1,245,000 | $82,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,064 | $67,679,000 | $63,000 | $1,245,000 | $62,000 | $1,000,000 |
| White | 1,025 | $108,997,000 | $106,000 | $1,360,000 | $88,000 | $608,000 |
| Not Provided | 883 | $43,055,000 | $48,000 | $1,500,000 | $78,000 | $706,000 |
| Black or African American | 78 | $4,531,000 | $58,000 | $248,000 | $62,000 | $174,000 |
| Asian | 32 | $3,217,000 | $100,000 | $397,000 | $80,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $500,000 | $71,000 | $178,000 | $68,000 | $92,000 |
| American Indian or Alaskan Native | 5 | $334,000 | $66,000 | $129,000 | $50,000 | $68,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,086 | $227,255,000 | $73,000 | $1,500,000 | $76,000 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 5 | $689,000 | $137,000 | $211,000 | $66,000 | $122,000 |
| FHA-insured (Federal Housing Administration) | 3 | $369,000 | $123,000 | $148,000 | $43,000 | $46,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,635 | $145,192,000 | $88,000 | $1,360,000 | $80,000 | $1,000,000 |
| Application Approved But Not Accepted | 718 | $34,452,000 | $47,000 | $1,500,000 | $81,000 | $706,000 |
| Application Denied By Financial Institution | 629 | $32,184,000 | $51,000 | $983,000 | $57,000 | $683,000 |
| File Closed For Incompleteness | 62 | $9,263,000 | $149,000 | $426,000 | $72,000 | $229,000 |
| Application Withdrawn By Applicant | 50 | $7,222,000 | $144,000 | $396,000 | $67,000 | $447,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 24 | $5,339,000 | $222,000 | $983,000 | $60,000 | $231,000 |
| Credit History | 12 | $1,476,000 | $123,000 | $276,000 | $60,000 | $112,000 |
| Other | 9 | $1,074,000 | $119,000 | $314,000 | $60,000 | $91,000 |
| Collateral | 4 | $478,000 | $119,000 | $189,000 | $49,000 | $83,000 |
| Employment History | 1 | $750,000 | $750,000 | $750,000 | $201,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $78,000 | $78,000 | $78,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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