Security Service Mortgage Lending & HMDA Data, 2009

In 2009, Security Service of San Antonio, TX reported 2,508 mortgage applications totaling $310.3 million, down 17% from 2008. The average application was for $123,715, and applicants reported an average income of $94,219. 49% of its applications resulted in an originated loan and 27% were denied. Its largest markets were San Antonio, TX (1,760), Colorado Springs, CO (130) and Denver-Aurora-Broomfield, CO (85) (applications in parentheses).

Mortgage Company & Address Security Service
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,508
Total Mortgage Loan Application Amount $310,278,000
Average Mortgage Loan Application Amount $123,715
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $94,219
Highest Applicant Income $2,518,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Service by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 1,394 $ 128,364,000 $ 92,083 $ 82,000
El Paso, Colorado 125 $ 19,729,000 $ 157,832 $ 102,000
Comal, Texas 117 $ 23,599,000 $ 201,700 $ 125,000
Kendall, Texas 64 $ 18,649,000 $ 291,390 $ 186,000
Uvalde, Texas 58 $ 4,487,000 $ 77,362 $ 83,000
Guadalupe, Texas 54 $ 7,406,000 $ 137,148 $ 90,000
Hidalgo, Texas 45 $ 8,705,000 $ 193,444 $ 122,000
Wilson, Texas 44 $ 5,165,000 $ 117,386 $ 89,000
Pueblo, Colorado 40 $ 2,218,000 $ 55,450 $ 73,000
Medina, Texas 40 $ 5,033,000 $ 125,825 $ 107,000
Travis, Texas 31 $ 14,748,000 $ 475,741 $ 197,000
Denver, Colorado 28 $ 4,188,000 $ 149,571 $ 86,000
Atascosa, Texas 27 $ 2,306,000 $ 85,407 $ 60,000
Cameron, Texas 27 $ 3,645,000 $ 135,000 $ 76,000
San Patricio, Texas 24 $ 1,499,000 $ 62,458 $ 106,000
Bandera, Texas 20 $ 2,541,000 $ 127,050 $ 89,000
Arapahoe, Colorado 18 $ 5,039,000 $ 279,944 $ 128,000
Jefferson, Colorado 17 $ 2,448,000 $ 144,000 $ 83,000
Nueces, Texas 13 $ 1,350,000 $ 103,846 $ 92,000
Douglas, Colorado 12 $ 2,851,000 $ 237,583 $ 116,000
El Paso, Texas 10 $ 1,053,000 $ 105,300 $ 75,000
Dimmit, Texas 9 $ 1,123,000 $ 124,777 $ 86,000
Gillespie, Texas 9 $ 1,548,000 $ 172,000 $ 128,000
Kerr, Texas 9 $ 2,956,000 $ 328,444 $ 162,000
Fremont, Colorado 8 $ 1,067,000 $ 133,375 $ 78,000
Harris, Texas 8 $ 2,162,000 $ 270,250 $ 158,000
Blanco, Texas 7 $ 472,000 $ 67,428 $ 95,000
Hays, Texas 7 $ 2,235,000 $ 319,285 $ 197,000
Williamson, Texas 7 $ 1,293,000 $ 184,714 $ 94,000
Teller, Colorado 5 $ 965,000 $ 193,000 $ 118,000
Dallas, Texas 5 $ 546,000 $ 109,200 $ 118,000
Webb, Texas 5 $ 532,000 $ 106,400 $ 73,000
Zavala, Texas 5 $ 236,000 $ 47,200 $ 51,000
Adams, Colorado 4 $ 317,000 $ 79,250 $ 83,000
Huerfano, Colorado 4 $ 868,000 $ 217,000 $ 121,000
Mesa, Colorado 4 $ 305,000 $ 76,250 $ 122,000
Collin, Texas 4 $ 1,156,000 $ 289,000 $ 180,000
Frio, Texas 4 $ 177,000 $ 44,250 $ 79,000
Karnes, Texas 4 $ 637,000 $ 159,250 $ 220,000
Larimer, Colorado 3 $ 948,000 $ 316,000 $ 112,000
Las Animas, Colorado 3 $ 143,000 $ 47,666 $ 72,000
Weld, Colorado 3 $ 261,000 $ 87,000 $ 99,000
Aransas, Texas 3 $ 500,000 $ 166,666 $ 126,000
Burnet, Texas 3 $ 463,000 $ 154,333 $ 105,000
Gonzales, Texas 3 $ 236,000 $ 78,666 $ 132,000
Live Oak, Texas 3 $ 95,000 $ 31,666 $ 114,000
Alamosa, Colorado 2 $ 580,000 $ 290,000 $ 123,000
Clear Creek, Colorado 2 $ 221,000 $ 110,500 $ 107,000
Elbert, Colorado 2 $ 784,000 $ 392,000 $ 76,000
Grand, Colorado 2 $ 633,000 $ 316,500 $ 114,000
Park, Colorado 2 $ 340,000 $ 170,000 $ 124,000
Rio Grande, Colorado 2 $ 194,000 $ 97,000 $ 135,000
Bastrop, Texas 2 $ 402,000 $ 201,000 $ 78,000
Bell, Texas 2 $ 134,000 $ 67,000 $ 66,000
Brazos, Texas 2 $ 119,000 $ 59,500 $ 107,000
Caldwell, Texas 2 $ 223,000 $ 111,500 $ 49,000
Denton, Texas 2 $ 199,000 $ 99,500 $ 118,000
DeWitt, Texas 2 $ 346,000 $ 173,000 $ 106,000
Grayson, Texas 2 $ 324,000 $ 162,000 $ 93,000
Maverick, Texas 2 $ 174,000 $ 87,000 $ 68,000
McLennan, Texas 2 $ 101,000 $ 50,500 $ 36,000
Rockwall, Texas 2 $ 555,000 $ 277,500 $ 144,000
Tarrant, Texas 2 $ 375,000 $ 187,500 $ 109,000
Terrell, Texas 2 $ 109,000 $ 54,500 $ 52,000
Val Verde, Texas 2 $ 180,000 $ 90,000 $ 81,000
Willacy, Texas 2 $ 251,000 $ 125,500 $ 113,000
Chaffee, Colorado 1 $ 30,000 $ 30,000 $ 73,000
Costilla, Colorado 1 $ 47,000 $ 47,000 $ 56,000
Delta, Colorado 1 $ 73,000 $ 73,000 $ 42,000
Gunnison, Colorado 1 $ 87,000 $ 87,000 $ 67,000
Moffat, Colorado 1 $ 106,000 $ 106,000 $ 114,000
Montezuma, Colorado 1 $ 48,000 $ 48,000 $ 77,000
Prowers, Colorado 1 $ 28,000 $ 28,000 $ 34,000
Routt, Colorado 1 $ 1,564,000 $ 1,564,000 $ 660,000
Anderson, Texas 1 $ 40,000 $ 40,000 $ 47,000
Bee, Texas 1 $ 44,000 $ 44,000 $ 47,000
Calhoun, Texas 1 $ 87,000 $ 87,000 $ 38,000
Coryell, Texas 1 $ 68,000 $ 68,000 $ 54,000
Ector, Texas 1 $ 107,000 $ 107,000 $ 66,000
Fayette, Texas 1 $ 100,000 $ 100,000 $ 60,000
Fort Bend, Texas 1 $ 259,000 $ 259,000 $ 77,000
Henderson, Texas 1 $ 224,000 $ 224,000 $ 175,000
Hunt, Texas 1 $ 128,000 $ 128,000 $ 185,000
Kinney, Texas 1 $ 25,000 $ 25,000 $ 65,000
Lampasas, Texas 1 $ 417,000 $ 417,000 $ 258,000
Matagorda, Texas 1 $ 50,000 $ 50,000 $ 51,000
Montgomery, Texas 1 $ 109,000 $ 109,000 $ 45,000
Real, Texas 1 $ 200,000 $ 200,000 $ 136,000
Refugio, Texas 1 $ 23,000 $ 23,000 $ 95,000
San Jacinto, Texas 1 $ 10,000 $ 10,000 $ 81,000
Smith, Texas 1 $ 179,000 $ 179,000 $ 157,000
Starr, Texas 1 $ 128,000 $ 128,000 $ 131,000
Washington, Texas 1 $ 352,000 $ 352,000 $ 120,000
Wood, Texas 1 $ 103,000 $ 103,000 $ 79,000

Mortgage Loan Application Detail Totals for Security Service in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,335 $166,842,000 $124,000 $2,200,000 $93,000 $2,518,000
Home Improvement 598 $19,458,000 $32,000 $215,000 $76,000 $960,000
Home Purchase 575 $123,978,000 $215,000 $2,600,000 $116,000 $968,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,074 $179,825,000 $167,000 $2,600,000 $116,000 $2,518,000
Hispanic 890 $74,115,000 $83,000 $1,950,000 $71,000 $723,000
Not Provided 418 $41,781,000 $99,000 $2,032,000 $92,000 $709,000
Black or African American 64 $6,941,000 $108,000 $749,000 $81,000 $356,000
Asian 42 $6,116,000 $145,000 $417,000 $97,000 $295,000
American Indian or Alaskan Native 12 $1,019,000 $84,000 $266,000 $78,000 $149,000
Native Hawaiian or Other Pacific Islander 8 $481,000 $60,000 $144,000 $71,000 $108,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,495 $307,994,000 $123,000 $2,600,000 $94,000 $2,518,000
FHA-insured (Federal Housing Administration) 10 $1,593,000 $159,000 $336,000 $70,000 $129,000
VA-guaranteed (Veterans Administration) 3 $691,000 $230,000 $326,000 $53,000 $97,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,239 $148,508,000 $119,000 $1,564,000 $99,000 $968,000
Application Denied By Financial Institution 665 $69,062,000 $103,000 $2,600,000 $75,000 $809,000
Application Withdrawn By Applicant 278 $42,603,000 $153,000 $860,000 $101,000 $709,000
Application Approved But Not Accepted 214 $32,431,000 $151,000 $2,200,000 $116,000 $2,518,000
File Closed For Incompleteness 112 $17,674,000 $157,000 $528,000 $96,000 $468,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 271 $16,921,000 $62,000 $2,000,000 $64,000 $809,000
Credit History 140 $10,347,000 $73,000 $993,000 $64,000 $511,000
Debt-To-Income Ratio 36 $16,106,000 $447,000 $2,032,000 $133,000 $452,000
Collateral 32 $12,680,000 $396,000 $2,075,000 $183,000 $723,000
Insufficient Cash (Downpayment, Closing Cost) 6 $3,209,000 $534,000 $2,600,000 $97,000 $295,000
Mortgage Insurance Denied 4 $1,129,000 $282,000 $482,000 $117,000 $193,000
Employment History 4 $1,299,000 $324,000 $712,000 $159,000 $300,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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