Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Security Service Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,055 |
| Total Mortgage Loan Application Amount | $363,434,000 |
| Average Mortgage Loan Application Amount | $117,333 |
| Highest Mortgage Loan Application Amount | $1,727,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $1,781,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 1,422 | $ 125,365,000 | $ 88,000 | $ 78,000 |
| Hidalgo County Texas | 149 | $ 10,797,000 | $ 72,000 | $ 66,000 |
| El Paso County Colorado | 110 | $ 16,312,000 | $ 148,000 | $ 101,000 |
| Cameron County Texas | 108 | $ 6,696,000 | $ 62,000 | $ 71,000 |
| Comal County Texas | 91 | $ 16,212,000 | $ 178,000 | $ 116,000 |
| El Paso County Texas | 78 | $ 8,752,000 | $ 112,000 | $ 88,000 |
| Utah County Utah | 65 | $ 9,667,000 | $ 148,000 | $ 86,000 |
| Denver County Colorado | 63 | $ 20,723,000 | $ 328,000 | $ 133,000 |
| Pueblo County Colorado | 62 | $ 4,750,000 | $ 76,000 | $ 61,000 |
| Guadalupe County Texas | 61 | $ 7,530,000 | $ 123,000 | $ 94,000 |
| Medina County Texas | 57 | $ 6,324,000 | $ 110,000 | $ 83,000 |
| Salt Lake County Utah | 51 | $ 10,063,000 | $ 197,000 | $ 118,000 |
| Nueces County Texas | 50 | $ 5,260,000 | $ 105,000 | $ 124,000 |
| Arapahoe County Colorado | 47 | $ 15,447,000 | $ 328,000 | $ 160,000 |
| Uvalde County Texas | 44 | $ 3,200,000 | $ 72,000 | $ 81,000 |
| Kendall County Texas | 42 | $ 7,985,000 | $ 190,000 | $ 133,000 |
| Weld County Colorado | 39 | $ 3,773,000 | $ 96,000 | $ 73,000 |
| Travis County Texas | 36 | $ 15,316,000 | $ 425,000 | $ 202,000 |
| Atascosa County Texas | 33 | $ 3,337,000 | $ 101,000 | $ 68,000 |
| Jefferson County Colorado | 29 | $ 5,366,000 | $ 185,000 | $ 91,000 |
| San Patricio County Texas | 29 | $ 2,812,000 | $ 96,000 | $ 71,000 |
| Larimer County Colorado | 27 | $ 3,314,000 | $ 122,000 | $ 77,000 |
| Wilson County Texas | 27 | $ 3,592,000 | $ 133,000 | $ 105,000 |
| Douglas County Colorado | 23 | $ 8,925,000 | $ 388,000 | $ 145,000 |
| Bandera County Texas | 22 | $ 2,283,000 | $ 103,000 | $ 91,000 |
| Boulder County Colorado | 15 | $ 3,657,000 | $ 243,000 | $ 127,000 |
| Harris County Texas | 15 | $ 2,268,000 | $ 151,000 | $ 116,000 |
| Adams County Colorado | 14 | $ 2,114,000 | $ 151,000 | $ 125,000 |
| Hays County Texas | 12 | $ 2,747,000 | $ 228,000 | $ 120,000 |
| Washington County Utah | 12 | $ 1,395,000 | $ 116,000 | $ 106,000 |
| Maverick County Texas | 10 | $ 779,000 | $ 77,000 | $ 89,000 |
| Webb County Texas | 10 | $ 868,000 | $ 86,000 | $ 78,000 |
| Williamson County Texas | 10 | $ 2,811,000 | $ 281,000 | $ 128,000 |
| Zavala County Texas | 9 | $ 626,000 | $ 69,000 | $ 84,000 |
| Fort Bend County Texas | 8 | $ 998,000 | $ 124,000 | $ 131,000 |
| Kerr County Texas | 8 | $ 493,000 | $ 61,000 | $ 53,000 |
| Park County Colorado | 7 | $ 850,000 | $ 121,000 | $ 121,000 |
| Aransas County Texas | 7 | $ 675,000 | $ 96,000 | $ 93,000 |
| Tarrant County Texas | 6 | $ 1,094,000 | $ 182,000 | $ 73,000 |
| Val Verde County Texas | 6 | $ 249,000 | $ 41,000 | $ 68,000 |
| Gillespie County Texas | 5 | $ 655,000 | $ 131,000 | $ 94,000 |
| Jim Wells County Texas | 5 | $ 409,000 | $ 81,000 | $ 67,000 |
| Willacy County Texas | 5 | $ 242,000 | $ 48,000 | $ 90,000 |
| Teller County Colorado | 4 | $ 733,000 | $ 183,000 | $ 162,000 |
| Caldwell County Texas | 4 | $ 251,000 | $ 62,000 | $ 85,000 |
| Dallas County Texas | 4 | $ 862,000 | $ 215,000 | $ 127,000 |
| Denton County Texas | 4 | $ 604,000 | $ 151,000 | $ 100,000 |
| Dimmit County Texas | 4 | $ 163,000 | $ 40,000 | $ 78,000 |
| Gonzales County Texas | 4 | $ 340,000 | $ 85,000 | $ 80,000 |
| Kleberg County Texas | 4 | $ 478,000 | $ 119,000 | $ 129,000 |
| Montgomery County Texas | 4 | $ 588,000 | $ 147,000 | $ 116,000 |
| Davis County Utah | 4 | $ 952,000 | $ 238,000 | $ 155,000 |
| Bell County Texas | 3 | $ 235,000 | $ 78,000 | $ 69,000 |
| Brazos County Texas | 3 | $ 370,000 | $ 123,000 | $ 93,000 |
| Burnet County Texas | 3 | $ 1,091,000 | $ 363,000 | $ 350,000 |
| Collin County Texas | 3 | $ 841,000 | $ 280,000 | $ 149,000 |
| Frio County Texas | 3 | $ 354,000 | $ 118,000 | $ 59,000 |
| Broomfield County Colorado | 2 | $ 281,000 | $ 140,000 | $ 79,000 |
| Chaffee County Colorado | 2 | $ 380,000 | $ 190,000 | $ 91,000 |
| Custer County Colorado | 2 | $ 60,000 | $ 30,000 | $ 70,000 |
| Delta County Colorado | 2 | $ 65,000 | $ 32,000 | $ 34,000 |
| Fremont County Colorado | 2 | $ 100,000 | $ 50,000 | $ 61,000 |
| Lake County Colorado | 2 | $ 227,000 | $ 113,000 | $ 66,000 |
| Las Animas County Colorado | 2 | $ 84,000 | $ 42,000 | $ 40,000 |
| Rio Grande County Colorado | 2 | $ 245,000 | $ 122,000 | $ 25,000 |
| Summit County Colorado | 2 | $ 24,000 | $ 12,000 | $ 70,000 |
| Bee County Texas | 2 | $ 199,000 | $ 99,000 | $ 81,000 |
| Blanco County Texas | 2 | $ 166,000 | $ 83,000 | $ 70,000 |
| Brazoria County Texas | 2 | $ 207,000 | $ 103,000 | $ 115,000 |
| DeWitt County Texas | 2 | $ 93,000 | $ 46,000 | $ 73,000 |
| Kinney County Texas | 2 | $ 104,000 | $ 52,000 | $ 50,000 |
| Llano County Texas | 2 | $ 284,000 | $ 142,000 | $ 136,000 |
| Refugio County Texas | 2 | $ 87,000 | $ 43,000 | $ 107,000 |
| Starr County Texas | 2 | $ 101,000 | $ 50,000 | $ 90,000 |
| Victoria County Texas | 2 | $ 202,000 | $ 101,000 | $ 66,000 |
| Walker County Texas | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Sanpete County Utah | 2 | $ 530,000 | $ 265,000 | $ 168,000 |
| Summit County Utah | 2 | $ 207,000 | $ 103,000 | $ 43,000 |
| Tooele County Utah | 2 | $ 135,000 | $ 67,000 | $ 142,000 |
| Wasatch County Utah | 2 | $ 396,000 | $ 198,000 | $ 179,000 |
| Alamosa County Colorado | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Eagle County Colorado | 1 | $ 992,000 | $ 992,000 | $ 1,749,000 |
| Elbert County Colorado | 1 | $ 401,000 | $ 401,000 | $ 188,000 |
| Huerfano County Colorado | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Logan County Colorado | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Mesa County Colorado | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Otero County Colorado | 1 | $ 41,000 | $ 41,000 | $ 53,000 |
| Brooks County Texas | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Coryell County Texas | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Duval County Texas | 1 | $ 64,000 | $ 64,000 | $ 84,000 |
| Ector County Texas | 1 | $ 7,000 | $ 7,000 | $ 28,000 |
| Hill County Texas | 1 | $ 48,000 | $ 48,000 | $ 150,000 |
| Johnson County Texas | 1 | $ 162,000 | $ 162,000 | $ 105,000 |
| Kaufman County Texas | 1 | $ 247,000 | $ 247,000 | $ 82,000 |
| Kimble County Texas | 1 | $ 184,000 | $ 184,000 | $ 148,000 |
| La Salle County Texas | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| McLennan County Texas | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Polk County Texas | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Real County Texas | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| Scurry County Texas | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Terrell County Texas | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Washington County Texas | 1 | $ 87,000 | $ 87,000 | $ 110,000 |
| Wharton County Texas | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| Zapata County Texas | 1 | $ 9,000 | $ 9,000 | $ 35,000 |
| Carbon County Utah | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Garfield County Utah | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Kane County Utah | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Uintah County Utah | 1 | $ 150,000 | $ 150,000 | $ 225,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,800 | $194,791,000 | $108,000 | $1,727,000 | $83,000 | $1,749,000 |
| Home Purchase | 714 | $148,361,000 | $207,000 | $1,352,000 | $109,000 | $1,781,000 |
| Home Improvement | 541 | $20,282,000 | $37,000 | $200,000 | $83,000 | $1,680,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,129 | $85,515,000 | $75,000 | $1,200,000 | $66,000 | $384,000 |
| White | 983 | $125,695,000 | $127,000 | $1,352,000 | $96,000 | $1,500,000 |
| Not Provided | 693 | $66,711,000 | $96,000 | $609,000 | $85,000 | $1,680,000 |
| Not applicable | 137 | $73,659,000 | $537,000 | $1,727,000 | $253,000 | $1,781,000 |
| Black or African American | 60 | $5,463,000 | $91,000 | $1,100,000 | $87,000 | $640,000 |
| Asian | 39 | $5,350,000 | $137,000 | $372,000 | $106,000 | $426,000 |
| American Indian or Alaskan Native | 10 | $685,000 | $68,000 | $162,000 | $60,000 | $148,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $356,000 | $89,000 | $200,000 | $55,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,992 | $354,627,000 | $118,000 | $1,727,000 | $90,000 | $1,781,000 |
| FHA-insured (Federal Housing Administration) | 47 | $6,056,000 | $128,000 | $301,000 | $65,000 | $181,000 |
| VA-guaranteed (Veterans Administration) | 16 | $2,751,000 | $171,000 | $313,000 | $99,000 | $242,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,509 | $141,861,000 | $94,000 | $880,000 | $85,000 | $859,000 |
| Application Denied By Financial Institution | 732 | $62,472,000 | $85,000 | $1,100,000 | $70,000 | $1,680,000 |
| Application Withdrawn By Applicant | 456 | $49,926,000 | $109,000 | $739,000 | $84,000 | $552,000 |
| File Closed For Incompleteness | 215 | $34,366,000 | $159,000 | $1,352,000 | $89,000 | $486,000 |
| Loan Purchased By The Institution | 137 | $73,659,000 | $537,000 | $1,727,000 | $253,000 | $1,781,000 |
| Application Approved But Not Accepted | 6 | $1,150,000 | $191,000 | $312,000 | $109,000 | $180,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 328 | $16,455,000 | $50,000 | $220,000 | $66,000 | $1,680,000 |
| Credit History | 236 | $16,548,000 | $70,000 | $544,000 | $64,000 | $385,000 |
| Debt-To-Income Ratio | 84 | $13,352,000 | $158,000 | $792,000 | $56,000 | $245,000 |
| Collateral | 30 | $5,977,000 | $199,000 | $680,000 | $135,000 | $552,000 |
| Credit Application Incomplete | 12 | $2,049,000 | $170,000 | $373,000 | $104,000 | $205,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $767,000 | $109,000 | $206,000 | $75,000 | $111,000 |
| Unverifiable Information | 2 | $198,000 | $99,000 | $102,000 | $45,000 | $70,000 |
| Employment History | 2 | $171,000 | $85,000 | $161,000 | $28,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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