Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Security Service Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Security Service Federal Credit Union
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,232
Total Mortgage Loan Application Amount $1,266,010,000
Average Mortgage Loan Application Amount $131,400
Highest Mortgage Loan Application Amount $9,005,000
Average Applicant Income $90,200
Highest Applicant Income $1,792,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2018.

Mortgage Loan Application Totals for Security Service Federal Credit Union by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar County Texas 3,425 $ 459,965,000 $ 134,000 $ 87,000
Hidalgo County Texas 643 $ 80,565,000 $ 125,000 $ 85,000
El Paso County Colorado 359 $ 50,555,000 $ 140,000 $ 89,000
Cameron County Texas 341 $ 40,885,000 $ 119,000 $ 90,000
Salt Lake County Utah 253 $ 55,435,000 $ 219,000 $ 101,000
Utah County Utah 250 $ 41,850,000 $ 167,000 $ 93,000
El Paso County Texas 211 $ 22,425,000 $ 106,000 $ 69,000
Pueblo County Colorado 187 $ 18,505,000 $ 98,000 $ 69,000
Comal County Texas 187 $ 42,495,000 $ 227,000 $ 125,000
Nueces County Texas 149 $ 20,965,000 $ 140,000 $ 97,000
Guadalupe County Texas 141 $ 23,895,000 $ 169,000 $ 96,000
Weld County Colorado 138 $ 25,960,000 $ 188,000 $ 98,000
Larimer County Colorado 109 $ 16,945,000 $ 155,000 $ 88,000
Medina County Texas 99 $ 18,905,000 $ 190,000 $ 98,000
Denver County Colorado 90 $ 20,210,000 $ 224,000 $ 92,000
Kendall County Texas 88 $ 23,930,000 $ 271,000 $ 132,000
Jefferson County Colorado 85 $ 14,155,000 $ 166,000 $ 117,000
Uvalde County Texas 77 $ 8,705,000 $ 113,000 $ 72,000
Atascosa County Texas 75 $ 8,735,000 $ 116,000 $ 88,000
Adams County Colorado 72 $ 11,550,000 $ 160,000 $ 90,000
Arapahoe County Colorado 67 $ 10,165,000 $ 151,000 $ 92,000
San Patricio County Texas 66 $ 8,300,000 $ 125,000 $ 86,000
Washington County Utah 66 $ 9,870,000 $ 149,000 $ 73,000
Douglas County Colorado 63 $ 11,335,000 $ 179,000 $ 114,000
Wilson County Texas 58 $ 10,220,000 $ 176,000 $ 107,000
Travis County Texas 49 $ 16,575,000 $ 338,000 $ 190,000
Harris County Texas 46 $ 28,420,000 $ 617,000 $ 164,000
Maverick County Texas 40 $ 5,440,000 $ 136,000 $ 83,000
Weber County Utah 37 $ 10,265,000 $ 277,000 $ 120,000
Davis County Utah 36 $ 5,780,000 $ 160,000 $ 94,000
Bandera County Texas 33 $ 5,505,000 $ 166,000 $ 95,000
Boulder County Colorado 29 $ 4,825,000 $ 166,000 $ 93,000
Williamson County Texas 29 $ 5,935,000 $ 204,000 $ 159,000
Kerr County Texas 26 $ 3,820,000 $ 146,000 $ 89,000
Hays County Texas 25 $ 4,525,000 $ 181,000 $ 108,000
Webb County Texas 24 $ 2,200,000 $ 91,000 $ 64,000
Starr County Texas 21 $ 3,315,000 $ 157,000 $ 88,000
Fremont County Colorado 19 $ 2,315,000 $ 121,000 $ 73,000
Blanco County Texas 18 $ 5,820,000 $ 323,000 $ 149,000
Broomfield County Colorado 16 $ 3,380,000 $ 211,000 $ 106,000
Tarrant County Texas 16 $ 3,470,000 $ 216,000 $ 182,000
Summit County Utah 16 $ 16,700,000 $ 1,043,000 $ 282,000
Denton County Texas 14 $ 3,420,000 $ 244,000 $ 98,000
Mesa County Colorado 13 $ 2,385,000 $ 183,000 $ 109,000
Aransas County Texas 13 $ 1,665,000 $ 128,000 $ 97,000
Val Verde County Texas 13 $ 1,685,000 $ 129,000 $ 95,000
Collin County Texas 12 $ 3,860,000 $ 321,000 $ 167,000
Bell County Texas 11 $ 1,495,000 $ 135,000 $ 70,000
Burnet County Texas 11 $ 2,535,000 $ 230,000 $ 144,000
Dallas County Texas 10 $ 1,740,000 $ 174,000 $ 162,000
Fort Bend County Texas 10 $ 2,060,000 $ 206,000 $ 138,000
Gillespie County Texas 10 $ 2,590,000 $ 259,000 $ 145,000
Kleberg County Texas 10 $ 1,190,000 $ 119,000 $ 80,000
Llano County Texas 10 $ 3,820,000 $ 382,000 $ 255,000
Morgan County Colorado 9 $ 725,000 $ 80,000 $ 51,000
Karnes County Texas 9 $ 875,000 $ 97,000 $ 106,000
Park County Colorado 8 $ 730,000 $ 91,000 $ 103,000
Chaffee County Colorado 7 $ 1,285,000 $ 183,000 $ 85,000
Galveston County Texas 7 $ 1,595,000 $ 227,000 $ 171,000
Live Oak County Texas 7 $ 905,000 $ 129,000 $ 170,000
Smith County Texas 7 $ 1,375,000 $ 196,000 $ 128,000
Box Elder County Utah 7 $ 4,145,000 $ 592,000 $ 295,000
Tooele County Utah 7 $ 1,425,000 $ 203,000 $ 108,000
Huerfano County Colorado 6 $ 780,000 $ 130,000 $ 71,000
DeWitt County Texas 6 $ 610,000 $ 101,000 $ 35,000
Ector County Texas 6 $ 1,120,000 $ 186,000 $ 110,000
Frio County Texas 6 $ 2,450,000 $ 408,000 $ 236,000
Montgomery County Texas 6 $ 1,360,000 $ 226,000 $ 113,000
Real County Texas 6 $ 900,000 $ 150,000 $ 95,000
Victoria County Texas 6 $ 580,000 $ 96,000 $ 120,000
Alamosa County Colorado 5 $ 555,000 $ 111,000 $ 50,000
Teller County Colorado 5 $ 1,455,000 $ 291,000 $ 132,000
Dimmit County Texas 5 $ 345,000 $ 69,000 $ 75,000
Refugio County Texas 5 $ 475,000 $ 95,000 $ 72,000
Custer County Colorado 4 $ 360,000 $ 90,000 $ 76,000
Elbert County Colorado 4 $ 1,040,000 $ 260,000 $ 111,000
Garfield County Colorado 4 $ 530,000 $ 132,000 $ 111,000
Gunnison County Colorado 4 $ 1,060,000 $ 265,000 $ 90,000
Ouray County Colorado 4 $ 1,200,000 $ 300,000 $ 170,000
Routt County Colorado 4 $ 350,000 $ 87,000 $ 74,000
Brazos County Texas 4 $ 620,000 $ 155,000 $ 414,000
Duval County Texas 4 $ 380,000 $ 95,000 $ 55,000
Hunt County Texas 4 $ 780,000 $ 195,000 $ 135,000
Jim Wells County Texas 4 $ 760,000 $ 190,000 $ 112,000
Lubbock County Texas 4 $ 350,000 $ 87,000 $ 112,000
Grand County Utah 4 $ 1,160,000 $ 290,000 $ 361,000
Iron County Utah 4 $ 770,000 $ 192,000 $ 82,000
Wasatch County Utah 4 $ 3,020,000 $ 755,000 $ 186,000
Las Animas County Colorado 3 $ 435,000 $ 145,000 $ 120,000
Logan County Colorado 3 $ 275,000 $ 91,000 $ 103,000
Montezuma County Colorado 3 $ 135,000 $ 45,000 $ 77,000
Otero County Colorado 3 $ 225,000 $ 75,000 $ 80,000
Rio Grande County Colorado 3 $ 275,000 $ 91,000 $ 94,000
Bee County Texas 3 $ 535,000 $ 178,000 $ 78,000
Brazoria County Texas 3 $ 315,000 $ 105,000 $ 85,000
Brown County Texas 3 $ 305,000 $ 101,000 $ 66,000
Caldwell County Texas 3 $ 365,000 $ 121,000 $ 92,000
Dallam County Texas 3 $ 305,000 $ 101,000 $ 58,000
Goliad County Texas 3 $ 475,000 $ 158,000 $ 65,000
Kinney County Texas 3 $ 305,000 $ 101,000 $ 87,000
Midland County Texas 3 $ 615,000 $ 205,000 $ 143,000
Parker County Texas 3 $ 505,000 $ 168,000 $ 93,000
Willacy County Texas 3 $ 255,000 $ 85,000 $ 61,000
Zavala County Texas 3 $ 205,000 $ 68,000 $ 86,000
Bent County Colorado 2 $ 80,000 $ 40,000 $ 96,000
Clear Creek County Colorado 2 $ 100,000 $ 50,000 $ 47,000
Delta County Colorado 2 $ 120,000 $ 60,000 $ 44,000
Gilpin County Colorado 2 $ 90,000 $ 45,000 $ 54,000
Andrews County Texas 2 $ 310,000 $ 155,000 $ 77,000
Bastrop County Texas 2 $ 270,000 $ 135,000 $ 136,000
Brooks County Texas 2 $ 130,000 $ 65,000 $ 85,000
Calhoun County Texas 2 $ 310,000 $ 155,000 $ 88,000
Coryell County Texas 2 $ 190,000 $ 95,000 $ 72,000
Gonzales County Texas 2 $ 370,000 $ 185,000 $ 102,000
Howard County Texas 2 $ 140,000 $ 70,000 $ 57,000
Lampasas County Texas 2 $ 270,000 $ 135,000 $ 48,000
McLennan County Texas 2 $ 300,000 $ 150,000 $ 121,000
Nacogdoches County Texas 2 $ 210,000 $ 105,000 $ 137,000
Wichita County Texas 2 $ 130,000 $ 65,000 $ 106,000
Millard County Utah 2 $ 100,000 $ 50,000 $ 108,000
San Juan County Utah 2 $ 310,000 $ 155,000 $ 63,000
Sevier County Utah 2 $ 200,000 $ 100,000 $ 43,000
Uintah County Utah 2 $ 240,000 $ 120,000 $ 53,000
Conejos County Colorado 1 $ 55,000 $ 55,000 $ 228,000
Eagle County Colorado 1 $ 135,000 $ 135,000 $ 50,000
Grand County Colorado 1 $ 365,000 $ 365,000 $ 150,000
La Plata County Colorado 1 $ 45,000 $ 45,000 $ 0
Lake County Colorado 1 $ 55,000 $ 55,000 $ 43,000
Moffat County Colorado 1 $ 145,000 $ 145,000 $ 110,000
Montrose County Colorado 1 $ 55,000 $ 55,000 $ 39,000
Prowers County Colorado 1 $ 75,000 $ 75,000 $ 129,000
Sarasota County Florida 1 $ 45,000 $ 45,000 $ 130,000
Bowie County Texas 1 $ 205,000 $ 205,000 $ 92,000
Burleson County Texas 1 $ 55,000 $ 55,000 $ 104,000
Colorado County Texas 1 $ 75,000 $ 75,000 $ 44,000
Dawson County Texas 1 $ 95,000 $ 95,000 $ 62,000
Ellis County Texas 1 $ 315,000 $ 315,000 $ 163,000
Erath County Texas 1 $ 155,000 $ 155,000 $ 54,000
Falls County Texas 1 $ 45,000 $ 45,000 $ 30,000
Freestone County Texas 1 $ 195,000 $ 195,000 $ 113,000
Gray County Texas 1 $ 105,000 $ 105,000 $ 43,000
Henderson County Texas 1 $ 265,000 $ 265,000 $ 309,000
Hood County Texas 1 $ 155,000 $ 155,000 $ 96,000
Houston County Texas 1 $ 65,000 $ 65,000 $ 55,000
Hudspeth County Texas 1 $ 235,000 $ 235,000 $ 112,000
Johnson County Texas 1 $ 255,000 $ 255,000 $ 102,000
Kimble County Texas 1 $ 305,000 $ 305,000 $ 87,000
La Salle County Texas 1 $ 55,000 $ 55,000 $ 69,000
Lamb County Texas 1 $ 145,000 $ 145,000 $ 99,000
Liberty County Texas 1 $ 215,000 $ 215,000 $ 79,000
Morris County Texas 1 $ 55,000 $ 55,000 $ 43,000
Navarro County Texas 1 $ 105,000 $ 105,000 $ 115,000
San Saba County Texas 1 $ 135,000 $ 135,000 $ 63,000
Taylor County Texas 1 $ 185,000 $ 185,000 $ 77,000
Terrell County Texas 1 $ 55,000 $ 55,000 $ 29,000
Upshur County Texas 1 $ 105,000 $ 105,000 $ 63,000
Wood County Texas 1 $ 105,000 $ 105,000 $ 41,000
Zapata County Texas 1 $ 145,000 $ 145,000 $ 119,000
Beaver County Utah 1 $ 85,000 $ 85,000 $ 28,000
Cache County Utah 1 $ 1,835,000 $ 1,835,000 $ 416,000
Duchesne County Utah 1 $ 55,000 $ 55,000 $ 51,000
Juab County Utah 1 $ 145,000 $ 145,000 $ 81,000
Kane County Utah 1 $ 125,000 $ 125,000 $ 28,000
Sanpete County Utah 1 $ 75,000 $ 75,000 $ 70,000
Wayne County Utah 1 $ 15,000 $ 15,000 $ 44,000

Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,826 $633,040,000 $224,000 $3,205,000 $111,000 $1,233,000
Cash-out Refinancing 2,495 $345,215,000 $138,000 $9,005,000 $79,000 $800,000
Other Purpose 1,229 $84,155,000 $68,000 $565,000 $86,000 $1,792,000
Refinancing 970 $153,090,000 $157,000 $3,805,000 $88,000 $530,000
Home Improvement 712 $50,510,000 $70,000 $405,000 $87,000 $628,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 3,531 $431,525,000 $122,000 $2,225,000 $78,000 $1,792,000
White 3,277 $599,455,000 $182,000 $3,805,000 $108,000 $1,233,000
Not Provided 1,015 $146,715,000 $144,000 $1,405,000 $93,000 $1,192,000
Black or African American 174 $24,860,000 $142,000 $995,000 $94,000 $800,000
Asian 158 $32,320,000 $204,000 $1,125,000 $115,000 $787,000
American Indian or Alaskan Native 53 $7,625,000 $143,000 $505,000 $87,000 $490,000
Native Hawaiian or Other Pacific Islander 16 $2,090,000 $130,000 $645,000 $99,000 $289,000
Not applicable 8 $21,420,000 $2,677,000 $9,005,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,204 $1,260,110,000 $153,000 $9,005,000 $93,000 $1,792,000
VA-guaranteed (Veterans Administration) 26 $5,690,000 $218,000 $345,000 $81,000 $138,000
FHA-insured (Federal Housing Administration) 2 $210,000 $105,000 $145,000 $43,000 $50,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,574 $729,230,000 $159,000 $9,005,000 $97,000 $1,233,000
Application Denied By Financial Institution 1,959 $262,615,000 $134,000 $1,845,000 $77,000 $1,225,000
File Closed For Incompleteness 1,069 $155,305,000 $145,000 $1,055,000 $92,000 $954,000
Application Withdrawn By Applicant 507 $99,485,000 $196,000 $3,805,000 $105,000 $1,030,000
Application Approved But Not Accepted 123 $19,375,000 $157,000 $1,955,000 $106,000 $1,792,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,273 $1,003,395,000 $159,000 $9,005,000 $97,000 $1,792,000
Credit History 610 $56,830,000 $93,000 $395,000 $72,000 $204,000
Debt-To-Income Ratio 568 $73,180,000 $128,000 $885,000 $47,000 $269,000
Other 515 $81,695,000 $158,000 $1,605,000 $92,000 $1,060,000
Collateral 119 $18,115,000 $152,000 $795,000 $106,000 $644,000
Unverifiable Information 96 $19,510,000 $203,000 $1,845,000 $123,000 $1,225,000
Insufficient Cash (Downpayment, Closing Cost) 44 $10,800,000 $245,000 $805,000 $105,000 $280,000
Employment History 6 $2,430,000 $405,000 $1,805,000 $111,000 $369,000
Credit Application Incomplete 1 $55,000 $55,000 $55,000 $57,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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