Security Service Mortgage Lending & HMDA Data, 2021

In 2021, Security Service of San Antonio, TX reported 17,012 mortgage applications totaling $3.7 billion, down 2% from 2020. The average application was for $218,378, and applicants reported an average income of $130,449. 51% of its applications resulted in an originated loan and 15% were denied. Its largest markets were San Antonio-New Braunfels, TX (7,892), McAllen-Edinburg-Mission, TX (1,210) and Denver-Aurora-Lakewood, CO (856) (applications in parentheses).

Mortgage Company & Address Security Service
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,012
Total Mortgage Loan Application Amount $3,715,050,000
Average Mortgage Loan Application Amount $218,378
Highest Mortgage Loan Application Amount $13,805,000
Average Applicant Income $130,449
Highest Applicant Income $6,310,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Service by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 6,336 $ 1,159,550,000 $ 183,009 $ 117,000
Hidalgo, Texas 1,210 $ 190,810,000 $ 157,694 $ 111,000
El Paso, Colorado 808 $ 157,470,000 $ 194,888 $ 109,000
Utah, Utah 719 $ 192,705,000 $ 268,018 $ 136,000
Salt Lake, Utah 631 $ 156,805,000 $ 248,502 $ 145,000
Cameron, Texas 626 $ 91,900,000 $ 146,805 $ 107,000
Comal, Texas 508 $ 170,200,000 $ 335,039 $ 186,000
Pueblo, Colorado 401 $ 59,385,000 $ 148,092 $ 74,000
El Paso, Texas 387 $ 50,705,000 $ 131,020 $ 84,000
Weld, Colorado 315 $ 59,665,000 $ 189,412 $ 116,000
Guadalupe, Texas 303 $ 57,635,000 $ 190,214 $ 118,000
Larimer, Colorado 280 $ 74,470,000 $ 265,964 $ 111,000
Nueces, Texas 273 $ 52,645,000 $ 192,838 $ 121,000
Kendall, Texas 230 $ 98,010,000 $ 426,130 $ 248,000
Travis, Texas 228 $ 95,040,000 $ 416,842 $ 206,000
Medina, Texas 191 $ 45,455,000 $ 237,984 $ 118,000
Jefferson, Colorado 184 $ 49,410,000 $ 268,532 $ 138,000
Denver, Colorado 175 $ 38,805,000 $ 221,742 $ 122,000
Arapahoe, Colorado 174 $ 40,380,000 $ 232,068 $ 126,000
Washington, Utah 172 $ 43,450,000 $ 252,616 $ 137,000
Atascosa, Texas 130 $ 22,370,000 $ 172,076 $ 84,000
Douglas, Colorado 125 $ 32,405,000 $ 259,240 $ 186,000
Uvalde, Texas 125 $ 17,455,000 $ 139,640 $ 110,000
Adams, Colorado 122 $ 24,830,000 $ 203,524 $ 145,000
Harris, Texas 119 $ 26,975,000 $ 226,680 $ 145,000
Wilson, Texas 105 $ 26,905,000 $ 256,238 $ 131,000
Williamson, Texas 98 $ 27,510,000 $ 280,714 $ 155,000
Boulder, Colorado 91 $ 22,865,000 $ 251,263 $ 137,000
Weber, Utah 91 $ 34,505,000 $ 379,175 $ 163,000
Bandera, Texas 89 $ 22,765,000 $ 255,786 $ 175,000
Davis, Utah 89 $ 24,635,000 $ 276,797 $ 145,000
Hays, Texas 81 $ 21,925,000 $ 270,679 $ 224,000
Summit, Utah 80 $ 108,020,000 $ 1,350,250 $ 563,000
San Patricio, Texas 79 $ 12,235,000 $ 154,873 $ 129,000
Webb, Texas 71 $ 8,885,000 $ 125,140 $ 94,000
Dallas, Texas 53 $ 20,815,000 $ 392,735 $ 230,000
Kerr, Texas 45 $ 10,345,000 $ 229,888 $ 130,000
Maverick, Texas 45 $ 5,685,000 $ 126,333 $ 96,000
Val Verde, Texas 44 $ 6,620,000 $ 150,454 $ 154,000
Aransas, Texas 42 $ 9,710,000 $ 231,190 $ 160,000
Collin, Texas 42 $ 22,540,000 $ 536,666 $ 260,000
Mesa, Colorado 37 $ 6,905,000 $ 186,621 $ 169,000
Wasatch, Utah 36 $ 52,590,000 $ 1,460,833 $ 551,000
Burnet, Texas 35 $ 19,635,000 $ 561,000 $ 293,000
Montgomery, Texas 34 $ 9,840,000 $ 289,411 $ 147,000
Broomfield, Colorado 31 $ 8,485,000 $ 273,709 $ 148,000
Blanco, Texas 30 $ 11,090,000 $ 369,666 $ 166,000
Tarrant, Texas 28 $ 8,540,000 $ 305,000 $ 134,000
Fremont, Colorado 27 $ 4,265,000 $ 157,962 $ 113,000
Park, Colorado 26 $ 5,500,000 $ 211,538 $ 105,000
Bell, Texas 26 $ 3,130,000 $ 120,384 $ 96,000
Starr, Texas 26 $ 3,970,000 $ 152,692 $ 114,000
Denton, Texas 24 $ 7,870,000 $ 327,916 $ 194,000
Teller, Colorado 23 $ 5,335,000 $ 231,956 $ 104,000
Kleberg, Texas 20 $ 2,760,000 $ 138,000 $ 99,000
Tooele, Utah 20 $ 3,560,000 $ 178,000 $ 121,000
Galveston, Texas 17 $ 7,675,000 $ 451,470 $ 269,000
Gillespie, Texas 17 $ 7,045,000 $ 414,411 $ 315,000
Caldwell, Texas 15 $ 3,025,000 $ 201,666 $ 104,000
Alamosa, Colorado 14 $ 2,170,000 $ 155,000 $ 100,000
Elbert, Colorado 14 $ 2,670,000 $ 190,714 $ 150,000
Bastrop, Texas 14 $ 4,820,000 $ 344,285 $ 193,000
Brazos, Texas 14 $ 2,780,000 $ 198,571 $ 159,000
Fort Bend, Texas 14 $ 4,010,000 $ 286,428 $ 310,000
Dimmit, Texas 13 $ 2,065,000 $ 158,846 $ 185,000
Midland, Texas 13 $ 3,475,000 $ 267,307 $ 135,000
Tom Green, Texas 13 $ 2,255,000 $ 173,461 $ 165,000
Zavala, Texas 13 $ 1,255,000 $ 96,538 $ 98,000
Cache, Utah 13 $ 4,385,000 $ 337,307 $ 207,000
Jim Wells, Texas 12 $ 1,970,000 $ 164,166 $ 153,000
Box Elder, Utah 12 $ 4,250,000 $ 354,166 $ 148,000
Gunnison, Colorado 11 $ 2,405,000 $ 218,636 $ 136,000
Johnson, Texas 11 $ 1,895,000 $ 172,272 $ 120,000
Eagle, Colorado 10 $ 3,570,000 $ 357,000 $ 156,000
Summit, Colorado 10 $ 4,270,000 $ 427,000 $ 258,000
Frio, Texas 10 $ 2,830,000 $ 283,000 $ 138,000
Llano, Texas 10 $ 3,290,000 $ 329,000 $ 270,000
Iron, Utah 10 $ 3,170,000 $ 317,000 $ 118,000
Las Animas, Colorado 9 $ 1,295,000 $ 143,888 $ 62,000
Victoria, Texas 9 $ 1,055,000 $ 117,222 $ 99,000
Willacy, Texas 9 $ 1,305,000 $ 145,000 $ 198,000
Grand, Colorado 8 $ 2,650,000 $ 331,250 $ 153,000
Bee, Texas 8 $ 1,290,000 $ 161,250 $ 101,000
Brazoria, Texas 8 $ 1,490,000 $ 186,250 $ 110,000
Live Oak, Texas 8 $ 790,000 $ 98,750 $ 50,000
Garfield, Colorado 7 $ 2,875,000 $ 410,714 $ 126,000
Huerfano, Colorado 7 $ 775,000 $ 110,714 $ 106,000
Karnes, Texas 7 $ 855,000 $ 122,142 $ 98,000
Real, Texas 7 $ 1,415,000 $ 202,142 $ 112,000
Conejos, Colorado 6 $ 720,000 $ 120,000 $ 83,000
Custer, Colorado 6 $ 1,960,000 $ 326,666 $ 130,000
Delta, Colorado 6 $ 1,080,000 $ 180,000 $ 123,000
Ouray, Colorado 6 $ 2,110,000 $ 351,666 $ 189,000
Gonzales, Texas 6 $ 1,050,000 $ 175,000 $ 98,000
McLennan, Texas 6 $ 970,000 $ 161,666 $ 90,000
Parker, Texas 6 $ 1,680,000 $ 280,000 $ 148,000
Juab, Utah 6 $ 1,530,000 $ 255,000 $ 71,000
Chaffee, Colorado 5 $ 1,565,000 $ 313,000 $ 72,000
Morgan, Colorado 5 $ 655,000 $ 131,000 $ 99,000
Rio Grande, Colorado 5 $ 805,000 $ 161,000 $ 89,000
Henderson, Texas 5 $ 935,000 $ 187,000 $ 161,000
Hood, Texas 5 $ 935,000 $ 187,000 $ 107,000
Lubbock, Texas 5 $ 495,000 $ 99,000 $ 147,000
Randall, Texas 5 $ 565,000 $ 113,000 $ 83,000
Carbon, Utah 5 $ 545,000 $ 109,000 $ 78,000
Kane, Utah 5 $ 1,375,000 $ 275,000 $ 89,000
Logan, Colorado 4 $ 300,000 $ 75,000 $ 64,000
Montrose, Colorado 4 $ 530,000 $ 132,500 $ 332,000
Calhoun, Texas 4 $ 450,000 $ 112,500 $ 345,000
Ector, Texas 4 $ 570,000 $ 142,500 $ 78,000
Matagorda, Texas 4 $ 670,000 $ 167,500 $ 94,000
Smith, Texas 4 $ 1,210,000 $ 302,500 $ 123,000
Morgan, Utah 4 $ 1,780,000 $ 445,000 $ 140,000
Sanpete, Utah 4 $ 400,000 $ 100,000 $ 176,000
Clear Creek, Colorado 3 $ 845,000 $ 281,666 $ 105,000
Montezuma, Colorado 3 $ 665,000 $ 221,666 $ 74,000
Pitkin, Colorado 3 $ 745,000 $ 248,333 $ 94,000
San Miguel, Colorado 3 $ 4,815,000 $ 1,605,000 $ 997,000
Brewster, Texas 3 $ 555,000 $ 185,000 $ 141,000
Brooks, Texas 3 $ 305,000 $ 101,666 $ 170,000
Duval, Texas 3 $ 355,000 $ 118,333 $ 129,000
Fayette, Texas 3 $ 275,000 $ 91,666 $ 114,000
Grayson, Texas 3 $ 1,205,000 $ 401,666 $ 173,000
Jackson, Texas 3 $ 325,000 $ 108,333 $ 90,000
Kimble, Texas 3 $ 235,000 $ 78,333 $ 76,000
Kinney, Texas 3 $ 465,000 $ 155,000 $ 80,000
Orange, Texas 3 $ 655,000 $ 218,333 $ 231,000
Refugio, Texas 3 $ 425,000 $ 141,666 $ 84,000
Rockwall, Texas 3 $ 1,285,000 $ 428,333 $ 291,000
Wharton, Texas 3 $ 1,065,000 $ 355,000 $ 0
Beaver, Utah 3 $ 165,000 $ 55,000 $ 160,000
Emery, Utah 3 $ 325,000 $ 108,333 $ 46,000
Maricopa, Arizona 2 $ 2,030,000 $ 1,015,000 $ 130,000
Orange, California 2 $ 2,250,000 $ 1,125,000 $ 0
San Diego, California 2 $ 1,880,000 $ 940,000 $ 218,000
Archuleta, Colorado 2 $ 610,000 $ 305,000 $ 99,000
Dolores, Colorado 2 $ 980,000 $ 490,000 $ 207,000
Gilpin, Colorado 2 $ 710,000 $ 355,000 $ 135,000
Hinsdale, Colorado 2 $ 230,000 $ 115,000 $ 107,000
Kit Carson, Colorado 2 $ 120,000 $ 60,000 $ 33,000
Lake, Colorado 2 $ 670,000 $ 335,000 $ 347,000
Mineral, Colorado 2 $ 590,000 $ 295,000 $ 931,000
Moffat, Colorado 2 $ 270,000 $ 135,000 $ 97,000
Otero, Colorado 2 $ 270,000 $ 135,000 $ 60,000
Phillips, Colorado 2 $ 250,000 $ 125,000 $ 83,000
Rio Blanco, Colorado 2 $ 290,000 $ 145,000 $ 53,000
Routt, Colorado 2 $ 390,000 $ 195,000 $ 262,000
Manatee, Florida 2 $ 440,000 $ 220,000 $ 55,000
Lake, Montana 2 $ 170,000 $ 85,000 $ 76,000
Brown, Texas 2 $ 190,000 $ 95,000 $ 330,000
Chambers, Texas 2 $ 500,000 $ 250,000 $ 108,000
Erath, Texas 2 $ 590,000 $ 295,000 $ 131,000
Hemphill, Texas 2 $ 370,000 $ 185,000 $ 102,000
Hill, Texas 2 $ 1,270,000 $ 635,000 $ 257,000
Hopkins, Texas 2 $ 320,000 $ 160,000 $ 156,000
Howard, Texas 2 $ 300,000 $ 150,000 $ 1,668,000
Hunt, Texas 2 $ 1,410,000 $ 705,000 $ 308,000
Jefferson, Texas 2 $ 2,020,000 $ 1,010,000 $ 491,000
Kaufman, Texas 2 $ 460,000 $ 230,000 $ 163,000
Lampasas, Texas 2 $ 870,000 $ 435,000 $ 100,000
Leon, Texas 2 $ 110,000 $ 55,000 $ 53,000
Morris, Texas 2 $ 130,000 $ 65,000 $ 138,000
Palo Pinto, Texas 2 $ 380,000 $ 190,000 $ 237,000
Pecos, Texas 2 $ 220,000 $ 110,000 $ 57,000
Robertson, Texas 2 $ 290,000 $ 145,000 $ 51,000
Walker, Texas 2 $ 130,000 $ 65,000 $ 71,000
Zapata, Texas 2 $ 310,000 $ 155,000 $ 120,000
San Juan, Utah 2 $ 370,000 $ 185,000 $ 233,000
Uintah, Utah 2 $ 370,000 $ 185,000 $ 175,000
Baca, Colorado 1 $ 45,000 $ 45,000 $ 63,000
Costilla, Colorado 1 $ 25,000 $ 25,000 $ 0
Crowley, Colorado 1 $ 165,000 $ 165,000 $ 60,000
Jackson, Colorado 1 $ 55,000 $ 55,000 $ 22,000
La Plata, Colorado 1 $ 505,000 $ 505,000 $ 500,000
Prowers, Colorado 1 $ 145,000 $ 145,000 $ 72,000
Broward, Florida 1 $ 3,005,000 $ 3,005,000 $ 1,708,000
Clay, Florida 1 $ 85,000 $ 85,000 $ 123,000
Lee, Florida 1 $ 35,000 $ 35,000 $ 98,000
Marion, Indiana 1 $ 155,000 $ 155,000 $ 136,000
Cascade, Montana 1 $ 175,000 $ 175,000 $ 142,000
Flathead, Montana 1 $ 825,000 $ 825,000 $ 0
Ravalli, Montana 1 $ 155,000 $ 155,000 $ 46,000
Keith, Nebraska 1 $ 55,000 $ 55,000 $ 24,000
Santa Fe, New Mexico 1 $ 1,975,000 $ 1,975,000 $ 0
Wilkes, North Carolina 1 $ 95,000 $ 95,000 $ 0
Cleveland, Oklahoma 1 $ 125,000 $ 125,000 $ 132,000
Tulsa, Oklahoma 1 $ 185,000 $ 185,000 $ 120,000
Andrews, Texas 1 $ 205,000 $ 205,000 $ 77,000
Angelina, Texas 1 $ 175,000 $ 175,000 $ 58,000
Bosque, Texas 1 $ 235,000 $ 235,000 $ 46,000
Bowie, Texas 1 $ 285,000 $ 285,000 $ 560,000
Coke, Texas 1 $ 95,000 $ 95,000 $ 132,000
Colorado, Texas 1 $ 145,000 $ 145,000 $ 103,000
Dawson, Texas 1 $ 55,000 $ 55,000 $ 25,000
Edwards, Texas 1 $ 65,000 $ 65,000 $ 47,000
Ellis, Texas 1 $ 165,000 $ 165,000 $ 109,000
Freestone, Texas 1 $ 175,000 $ 175,000 $ 109,000
Gray, Texas 1 $ 105,000 $ 105,000 $ 45,000
Gregg, Texas 1 $ 165,000 $ 165,000 $ 84,000
Hamilton, Texas 1 $ 55,000 $ 55,000 $ 42,000
Harrison, Texas 1 $ 75,000 $ 75,000 $ 61,000
Jasper, Texas 1 $ 55,000 $ 55,000 $ 0
La Salle, Texas 1 $ 125,000 $ 125,000 $ 0
Lamar, Texas 1 $ 205,000 $ 205,000 $ 55,000
Mason, Texas 1 $ 95,000 $ 95,000 $ 39,000
Nacogdoches, Texas 1 $ 185,000 $ 185,000 $ 129,000
Panola, Texas 1 $ 175,000 $ 175,000 $ 203,000
Polk, Texas 1 $ 235,000 $ 235,000 $ 165,000
San Jacinto, Texas 1 $ 305,000 $ 305,000 $ 48,000
San Saba, Texas 1 $ 175,000 $ 175,000 $ 91,000
Stephens, Texas 1 $ 55,000 $ 55,000 $ 137,000
Waller, Texas 1 $ 245,000 $ 245,000 $ 64,000
Wise, Texas 1 $ 55,000 $ 55,000 $ 72,000
Wood, Texas 1 $ 65,000 $ 65,000 $ 34,000
Duchesne, Utah 1 $ 95,000 $ 95,000 $ 97,000
Grand, Utah 1 $ 235,000 $ 235,000 $ 114,000
Millard, Utah 1 $ 185,000 $ 185,000 $ 43,000
King, Washington 1 $ 995,000 $ 995,000 $ 166,000
Pierce, Washington 1 $ 175,000 $ 175,000 $ 125,000
Snohomish, Washington 1 $ 55,000 $ 55,000 $ 83,000
Winnebago, Wisconsin 1 $ 125,000 $ 125,000 $ 108,000

Mortgage Loan Application Detail Totals for Security Service in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 5,603 $1,144,675,000 $204,000 $3,005,000 $113,000 $3,663,000
Refinancing 4,984 $984,560,000 $197,000 $3,055,000 $120,000 $4,768,000
Other Purpose 3,195 $399,045,000 $124,000 $3,005,000 $136,000 $3,936,000
Home Purchase 3,186 $1,183,710,000 $371,000 $13,805,000 $171,000 $6,310,000
Home Improvement 44 $3,060,000 $69,000 $255,000 $197,000 $684,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 7,357 $1,219,265,000 $165,000 $2,985,000 $107,000 $4,768,000
White 6,621 $1,790,715,000 $270,000 $3,005,000 $151,000 $6,310,000
Not Provided 1,958 $425,250,000 $217,000 $3,005,000 $140,000 $3,704,000
Asian 523 $135,615,000 $259,000 $1,905,000 $158,000 $1,585,000
Black or African American 410 $87,940,000 $214,000 $2,625,000 $124,000 $3,663,000
American Indian or Alaskan Native 79 $17,335,000 $219,000 $1,205,000 $106,000 $736,000
Native Hawaiian or Other Pacific Islander 58 $13,100,000 $225,000 $1,755,000 $110,000 $435,000
Not applicable 6 $25,830,000 $4,305,000 $13,805,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,000 $3,712,280,000 $218,000 $13,805,000 $131,000 $6,310,000
FHA-insured (Federal Housing Administration) 7 $1,205,000 $172,000 $435,000 $24,000 $48,000
VA-guaranteed (Veterans Administration) 5 $1,565,000 $313,000 $625,000 $92,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,746 $2,020,930,000 $231,000 $13,805,000 $126,000 $6,310,000
File Closed For Incompleteness 4,410 $923,960,000 $209,000 $2,645,000 $144,000 $4,320,000
Application Denied By Financial Institution 2,527 $440,005,000 $174,000 $3,005,000 $95,000 $4,768,000
Application Withdrawn By Applicant 857 $222,445,000 $259,000 $3,005,000 $177,000 $2,717,000
Application Approved But Not Accepted 472 $107,710,000 $228,000 $3,005,000 $122,000 $1,516,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,485 $3,275,045,000 $226,000 $13,805,000 $135,000 $6,310,000
Credit History 1,004 $134,620,000 $134,000 $1,005,000 $105,000 $1,221,000
Debt-To-Income Ratio 913 $172,125,000 $188,000 $1,555,000 $51,000 $1,665,000
Other 334 $78,030,000 $233,000 $3,005,000 $161,000 $4,768,000
Collateral 139 $30,265,000 $217,000 $1,275,000 $133,000 $1,048,000
Unverifiable Information 104 $20,060,000 $192,000 $925,000 $185,000 $3,168,000
Insufficient Cash (Downpayment, Closing Cost) 21 $3,595,000 $171,000 $435,000 $121,000 $600,000
Employment History 11 $1,185,000 $107,000 $235,000 $76,000 $204,000
Mortgage Insurance Denied 1 $125,000 $125,000 $125,000 $40,000 $40,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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