Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Security Service Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,012 |
| Total Mortgage Loan Application Amount | $3,715,050,000 |
| Average Mortgage Loan Application Amount | $193,000 |
| Highest Mortgage Loan Application Amount | $13,805,000 |
| Average Applicant Income | $147,400 |
| Highest Applicant Income | $6,310,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 6,336 | $ 1,159,550,000 | $ 183,000 | $ 117,000 |
| Hidalgo County Texas | 1,210 | $ 190,810,000 | $ 157,000 | $ 111,000 |
| El Paso County Colorado | 808 | $ 157,470,000 | $ 194,000 | $ 109,000 |
| Utah County Utah | 719 | $ 192,705,000 | $ 268,000 | $ 136,000 |
| Salt Lake County Utah | 631 | $ 156,805,000 | $ 248,000 | $ 145,000 |
| Cameron County Texas | 626 | $ 91,900,000 | $ 146,000 | $ 107,000 |
| Comal County Texas | 508 | $ 170,200,000 | $ 335,000 | $ 186,000 |
| Pueblo County Colorado | 401 | $ 59,385,000 | $ 148,000 | $ 74,000 |
| El Paso County Texas | 387 | $ 50,705,000 | $ 131,000 | $ 84,000 |
| Weld County Colorado | 315 | $ 59,665,000 | $ 189,000 | $ 116,000 |
| Guadalupe County Texas | 303 | $ 57,635,000 | $ 190,000 | $ 118,000 |
| Larimer County Colorado | 280 | $ 74,470,000 | $ 265,000 | $ 111,000 |
| Nueces County Texas | 273 | $ 52,645,000 | $ 192,000 | $ 121,000 |
| Kendall County Texas | 230 | $ 98,010,000 | $ 426,000 | $ 248,000 |
| Travis County Texas | 228 | $ 95,040,000 | $ 416,000 | $ 206,000 |
| Medina County Texas | 191 | $ 45,455,000 | $ 237,000 | $ 118,000 |
| Jefferson County Colorado | 184 | $ 49,410,000 | $ 268,000 | $ 138,000 |
| Denver County Colorado | 175 | $ 38,805,000 | $ 221,000 | $ 122,000 |
| Arapahoe County Colorado | 174 | $ 40,380,000 | $ 232,000 | $ 126,000 |
| Washington County Utah | 172 | $ 43,450,000 | $ 252,000 | $ 137,000 |
| Atascosa County Texas | 130 | $ 22,370,000 | $ 172,000 | $ 84,000 |
| Douglas County Colorado | 125 | $ 32,405,000 | $ 259,000 | $ 186,000 |
| Uvalde County Texas | 125 | $ 17,455,000 | $ 139,000 | $ 110,000 |
| Adams County Colorado | 122 | $ 24,830,000 | $ 203,000 | $ 145,000 |
| Harris County Texas | 119 | $ 26,975,000 | $ 226,000 | $ 145,000 |
| Wilson County Texas | 105 | $ 26,905,000 | $ 256,000 | $ 131,000 |
| Williamson County Texas | 98 | $ 27,510,000 | $ 280,000 | $ 155,000 |
| Boulder County Colorado | 91 | $ 22,865,000 | $ 251,000 | $ 137,000 |
| Weber County Utah | 91 | $ 34,505,000 | $ 379,000 | $ 163,000 |
| Bandera County Texas | 89 | $ 22,765,000 | $ 255,000 | $ 175,000 |
| Davis County Utah | 89 | $ 24,635,000 | $ 276,000 | $ 145,000 |
| Hays County Texas | 81 | $ 21,925,000 | $ 270,000 | $ 224,000 |
| Summit County Utah | 80 | $ 108,020,000 | $ 1,350,000 | $ 563,000 |
| San Patricio County Texas | 79 | $ 12,235,000 | $ 154,000 | $ 129,000 |
| Webb County Texas | 71 | $ 8,885,000 | $ 125,000 | $ 94,000 |
| Dallas County Texas | 53 | $ 20,815,000 | $ 392,000 | $ 230,000 |
| Kerr County Texas | 45 | $ 10,345,000 | $ 229,000 | $ 130,000 |
| Maverick County Texas | 45 | $ 5,685,000 | $ 126,000 | $ 96,000 |
| Val Verde County Texas | 44 | $ 6,620,000 | $ 150,000 | $ 154,000 |
| Aransas County Texas | 42 | $ 9,710,000 | $ 231,000 | $ 160,000 |
| Collin County Texas | 42 | $ 22,540,000 | $ 536,000 | $ 260,000 |
| Mesa County Colorado | 37 | $ 6,905,000 | $ 186,000 | $ 169,000 |
| Wasatch County Utah | 36 | $ 52,590,000 | $ 1,460,000 | $ 551,000 |
| Burnet County Texas | 35 | $ 19,635,000 | $ 561,000 | $ 293,000 |
| Montgomery County Texas | 34 | $ 9,840,000 | $ 289,000 | $ 147,000 |
| Broomfield County Colorado | 31 | $ 8,485,000 | $ 273,000 | $ 148,000 |
| Blanco County Texas | 30 | $ 11,090,000 | $ 369,000 | $ 166,000 |
| Tarrant County Texas | 28 | $ 8,540,000 | $ 305,000 | $ 134,000 |
| Fremont County Colorado | 27 | $ 4,265,000 | $ 157,000 | $ 113,000 |
| Park County Colorado | 26 | $ 5,500,000 | $ 211,000 | $ 105,000 |
| Bell County Texas | 26 | $ 3,130,000 | $ 120,000 | $ 96,000 |
| Starr County Texas | 26 | $ 3,970,000 | $ 152,000 | $ 114,000 |
| Denton County Texas | 24 | $ 7,870,000 | $ 327,000 | $ 194,000 |
| Teller County Colorado | 23 | $ 5,335,000 | $ 231,000 | $ 104,000 |
| Kleberg County Texas | 20 | $ 2,760,000 | $ 138,000 | $ 99,000 |
| Tooele County Utah | 20 | $ 3,560,000 | $ 178,000 | $ 121,000 |
| Galveston County Texas | 17 | $ 7,675,000 | $ 451,000 | $ 269,000 |
| Gillespie County Texas | 17 | $ 7,045,000 | $ 414,000 | $ 315,000 |
| Caldwell County Texas | 15 | $ 3,025,000 | $ 201,000 | $ 104,000 |
| Alamosa County Colorado | 14 | $ 2,170,000 | $ 155,000 | $ 100,000 |
| Elbert County Colorado | 14 | $ 2,670,000 | $ 190,000 | $ 150,000 |
| Bastrop County Texas | 14 | $ 4,820,000 | $ 344,000 | $ 193,000 |
| Brazos County Texas | 14 | $ 2,780,000 | $ 198,000 | $ 159,000 |
| Fort Bend County Texas | 14 | $ 4,010,000 | $ 286,000 | $ 310,000 |
| Dimmit County Texas | 13 | $ 2,065,000 | $ 158,000 | $ 185,000 |
| Midland County Texas | 13 | $ 3,475,000 | $ 267,000 | $ 135,000 |
| Tom Green County Texas | 13 | $ 2,255,000 | $ 173,000 | $ 165,000 |
| Zavala County Texas | 13 | $ 1,255,000 | $ 96,000 | $ 98,000 |
| Cache County Utah | 13 | $ 4,385,000 | $ 337,000 | $ 207,000 |
| Jim Wells County Texas | 12 | $ 1,970,000 | $ 164,000 | $ 153,000 |
| Box Elder County Utah | 12 | $ 4,250,000 | $ 354,000 | $ 148,000 |
| Gunnison County Colorado | 11 | $ 2,405,000 | $ 218,000 | $ 136,000 |
| Johnson County Texas | 11 | $ 1,895,000 | $ 172,000 | $ 120,000 |
| Eagle County Colorado | 10 | $ 3,570,000 | $ 357,000 | $ 156,000 |
| Summit County Colorado | 10 | $ 4,270,000 | $ 427,000 | $ 258,000 |
| Frio County Texas | 10 | $ 2,830,000 | $ 283,000 | $ 138,000 |
| Llano County Texas | 10 | $ 3,290,000 | $ 329,000 | $ 270,000 |
| Iron County Utah | 10 | $ 3,170,000 | $ 317,000 | $ 118,000 |
| Las Animas County Colorado | 9 | $ 1,295,000 | $ 143,000 | $ 62,000 |
| Victoria County Texas | 9 | $ 1,055,000 | $ 117,000 | $ 99,000 |
| Willacy County Texas | 9 | $ 1,305,000 | $ 145,000 | $ 198,000 |
| Grand County Colorado | 8 | $ 2,650,000 | $ 331,000 | $ 153,000 |
| Bee County Texas | 8 | $ 1,290,000 | $ 161,000 | $ 101,000 |
| Brazoria County Texas | 8 | $ 1,490,000 | $ 186,000 | $ 110,000 |
| Live Oak County Texas | 8 | $ 790,000 | $ 98,000 | $ 50,000 |
| Garfield County Colorado | 7 | $ 2,875,000 | $ 410,000 | $ 126,000 |
| Huerfano County Colorado | 7 | $ 775,000 | $ 110,000 | $ 106,000 |
| Karnes County Texas | 7 | $ 855,000 | $ 122,000 | $ 98,000 |
| Real County Texas | 7 | $ 1,415,000 | $ 202,000 | $ 112,000 |
| Conejos County Colorado | 6 | $ 720,000 | $ 120,000 | $ 83,000 |
| Custer County Colorado | 6 | $ 1,960,000 | $ 326,000 | $ 130,000 |
| Delta County Colorado | 6 | $ 1,080,000 | $ 180,000 | $ 123,000 |
| Ouray County Colorado | 6 | $ 2,110,000 | $ 351,000 | $ 189,000 |
| Gonzales County Texas | 6 | $ 1,050,000 | $ 175,000 | $ 98,000 |
| McLennan County Texas | 6 | $ 970,000 | $ 161,000 | $ 90,000 |
| Parker County Texas | 6 | $ 1,680,000 | $ 280,000 | $ 148,000 |
| Juab County Utah | 6 | $ 1,530,000 | $ 255,000 | $ 71,000 |
| Chaffee County Colorado | 5 | $ 1,565,000 | $ 313,000 | $ 72,000 |
| Morgan County Colorado | 5 | $ 655,000 | $ 131,000 | $ 99,000 |
| Rio Grande County Colorado | 5 | $ 805,000 | $ 161,000 | $ 89,000 |
| Henderson County Texas | 5 | $ 935,000 | $ 187,000 | $ 161,000 |
| Hood County Texas | 5 | $ 935,000 | $ 187,000 | $ 107,000 |
| Lubbock County Texas | 5 | $ 495,000 | $ 99,000 | $ 147,000 |
| Randall County Texas | 5 | $ 565,000 | $ 113,000 | $ 83,000 |
| Carbon County Utah | 5 | $ 545,000 | $ 109,000 | $ 78,000 |
| Kane County Utah | 5 | $ 1,375,000 | $ 275,000 | $ 89,000 |
| Logan County Colorado | 4 | $ 300,000 | $ 75,000 | $ 64,000 |
| Montrose County Colorado | 4 | $ 530,000 | $ 132,000 | $ 332,000 |
| Calhoun County Texas | 4 | $ 450,000 | $ 112,000 | $ 345,000 |
| Ector County Texas | 4 | $ 570,000 | $ 142,000 | $ 78,000 |
| Matagorda County Texas | 4 | $ 670,000 | $ 167,000 | $ 94,000 |
| Smith County Texas | 4 | $ 1,210,000 | $ 302,000 | $ 123,000 |
| Morgan County Utah | 4 | $ 1,780,000 | $ 445,000 | $ 140,000 |
| Sanpete County Utah | 4 | $ 400,000 | $ 100,000 | $ 176,000 |
| Clear Creek County Colorado | 3 | $ 845,000 | $ 281,000 | $ 105,000 |
| Montezuma County Colorado | 3 | $ 665,000 | $ 221,000 | $ 74,000 |
| Pitkin County Colorado | 3 | $ 745,000 | $ 248,000 | $ 94,000 |
| San Miguel County Colorado | 3 | $ 4,815,000 | $ 1,605,000 | $ 997,000 |
| Brewster County Texas | 3 | $ 555,000 | $ 185,000 | $ 141,000 |
| Brooks County Texas | 3 | $ 305,000 | $ 101,000 | $ 170,000 |
| Duval County Texas | 3 | $ 355,000 | $ 118,000 | $ 129,000 |
| Fayette County Texas | 3 | $ 275,000 | $ 91,000 | $ 114,000 |
| Grayson County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 173,000 |
| Jackson County Texas | 3 | $ 325,000 | $ 108,000 | $ 90,000 |
| Kimble County Texas | 3 | $ 235,000 | $ 78,000 | $ 76,000 |
| Kinney County Texas | 3 | $ 465,000 | $ 155,000 | $ 80,000 |
| Orange County Texas | 3 | $ 655,000 | $ 218,000 | $ 231,000 |
| Refugio County Texas | 3 | $ 425,000 | $ 141,000 | $ 84,000 |
| Rockwall County Texas | 3 | $ 1,285,000 | $ 428,000 | $ 291,000 |
| Wharton County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Beaver County Utah | 3 | $ 165,000 | $ 55,000 | $ 160,000 |
| Emery County Utah | 3 | $ 325,000 | $ 108,000 | $ 46,000 |
| Maricopa County Arizona | 2 | $ 2,030,000 | $ 1,015,000 | $ 130,000 |
| Orange County California | 2 | $ 2,250,000 | $ 1,125,000 | $ 0 |
| San Diego County California | 2 | $ 1,880,000 | $ 940,000 | $ 218,000 |
| Archuleta County Colorado | 2 | $ 610,000 | $ 305,000 | $ 99,000 |
| Dolores County Colorado | 2 | $ 980,000 | $ 490,000 | $ 207,000 |
| Gilpin County Colorado | 2 | $ 710,000 | $ 355,000 | $ 135,000 |
| Hinsdale County Colorado | 2 | $ 230,000 | $ 115,000 | $ 107,000 |
| Kit Carson County Colorado | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Lake County Colorado | 2 | $ 670,000 | $ 335,000 | $ 347,000 |
| Mineral County Colorado | 2 | $ 590,000 | $ 295,000 | $ 931,000 |
| Moffat County Colorado | 2 | $ 270,000 | $ 135,000 | $ 97,000 |
| Otero County Colorado | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Phillips County Colorado | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Rio Blanco County Colorado | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Routt County Colorado | 2 | $ 390,000 | $ 195,000 | $ 262,000 |
| Manatee County Florida | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Lake County Montana | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Brown County Texas | 2 | $ 190,000 | $ 95,000 | $ 330,000 |
| Chambers County Texas | 2 | $ 500,000 | $ 250,000 | $ 108,000 |
| Erath County Texas | 2 | $ 590,000 | $ 295,000 | $ 131,000 |
| Hemphill County Texas | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| Hill County Texas | 2 | $ 1,270,000 | $ 635,000 | $ 257,000 |
| Hopkins County Texas | 2 | $ 320,000 | $ 160,000 | $ 156,000 |
| Howard County Texas | 2 | $ 300,000 | $ 150,000 | $ 1,668,000 |
| Hunt County Texas | 2 | $ 1,410,000 | $ 705,000 | $ 308,000 |
| Jefferson County Texas | 2 | $ 2,020,000 | $ 1,010,000 | $ 491,000 |
| Kaufman County Texas | 2 | $ 460,000 | $ 230,000 | $ 163,000 |
| Lampasas County Texas | 2 | $ 870,000 | $ 435,000 | $ 100,000 |
| Leon County Texas | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Morris County Texas | 2 | $ 130,000 | $ 65,000 | $ 138,000 |
| Palo Pinto County Texas | 2 | $ 380,000 | $ 190,000 | $ 237,000 |
| Pecos County Texas | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| Robertson County Texas | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Walker County Texas | 2 | $ 130,000 | $ 65,000 | $ 71,000 |
| Zapata County Texas | 2 | $ 310,000 | $ 155,000 | $ 120,000 |
| San Juan County Utah | 2 | $ 370,000 | $ 185,000 | $ 233,000 |
| Uintah County Utah | 2 | $ 370,000 | $ 185,000 | $ 175,000 |
| Baca County Colorado | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Costilla County Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Crowley County Colorado | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Jackson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| La Plata County Colorado | 1 | $ 505,000 | $ 505,000 | $ 500,000 |
| Prowers County Colorado | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Broward County Florida | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,708,000 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Lee County Florida | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Cascade County Montana | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Flathead County Montana | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Ravalli County Montana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Keith County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Santa Fe County New Mexico | 1 | $ 1,975,000 | $ 1,975,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Tulsa County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Andrews County Texas | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Angelina County Texas | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Bosque County Texas | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Bowie County Texas | 1 | $ 285,000 | $ 285,000 | $ 560,000 |
| Coke County Texas | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Colorado County Texas | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Dawson County Texas | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Edwards County Texas | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Ellis County Texas | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Freestone County Texas | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Gray County Texas | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Gregg County Texas | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Hamilton County Texas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Harrison County Texas | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Jasper County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| La Salle County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lamar County Texas | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Mason County Texas | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Nacogdoches County Texas | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Panola County Texas | 1 | $ 175,000 | $ 175,000 | $ 203,000 |
| Polk County Texas | 1 | $ 235,000 | $ 235,000 | $ 165,000 |
| San Jacinto County Texas | 1 | $ 305,000 | $ 305,000 | $ 48,000 |
| San Saba County Texas | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Stephens County Texas | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Waller County Texas | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Wise County Texas | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Wood County Texas | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Duchesne County Utah | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Grand County Utah | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Millard County Utah | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| King County Washington | 1 | $ 995,000 | $ 995,000 | $ 166,000 |
| Pierce County Washington | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Snohomish County Washington | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Winnebago County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 5,603 | $1,144,675,000 | $204,000 | $3,005,000 | $113,000 | $3,663,000 |
| Refinancing | 4,984 | $984,560,000 | $197,000 | $3,055,000 | $120,000 | $4,768,000 |
| Other Purpose | 3,195 | $399,045,000 | $124,000 | $3,005,000 | $136,000 | $3,936,000 |
| Home Purchase | 3,186 | $1,183,710,000 | $371,000 | $13,805,000 | $171,000 | $6,310,000 |
| Home Improvement | 44 | $3,060,000 | $69,000 | $255,000 | $197,000 | $684,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 7,357 | $1,219,265,000 | $165,000 | $2,985,000 | $107,000 | $4,768,000 |
| White | 6,621 | $1,790,715,000 | $270,000 | $3,005,000 | $151,000 | $6,310,000 |
| Not Provided | 1,958 | $425,250,000 | $217,000 | $3,005,000 | $140,000 | $3,704,000 |
| Asian | 523 | $135,615,000 | $259,000 | $1,905,000 | $158,000 | $1,585,000 |
| Black or African American | 410 | $87,940,000 | $214,000 | $2,625,000 | $124,000 | $3,663,000 |
| American Indian or Alaskan Native | 79 | $17,335,000 | $219,000 | $1,205,000 | $106,000 | $736,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $13,100,000 | $225,000 | $1,755,000 | $110,000 | $435,000 |
| Not applicable | 6 | $25,830,000 | $4,305,000 | $13,805,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,000 | $3,712,280,000 | $218,000 | $13,805,000 | $131,000 | $6,310,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,205,000 | $172,000 | $435,000 | $24,000 | $48,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,565,000 | $313,000 | $625,000 | $92,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,746 | $2,020,930,000 | $231,000 | $13,805,000 | $126,000 | $6,310,000 |
| File Closed For Incompleteness | 4,410 | $923,960,000 | $209,000 | $2,645,000 | $144,000 | $4,320,000 |
| Application Denied By Financial Institution | 2,527 | $440,005,000 | $174,000 | $3,005,000 | $95,000 | $4,768,000 |
| Application Withdrawn By Applicant | 857 | $222,445,000 | $259,000 | $3,005,000 | $177,000 | $2,717,000 |
| Application Approved But Not Accepted | 472 | $107,710,000 | $228,000 | $3,005,000 | $122,000 | $1,516,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,485 | $3,275,045,000 | $226,000 | $13,805,000 | $135,000 | $6,310,000 |
| Credit History | 1,004 | $134,620,000 | $134,000 | $1,005,000 | $105,000 | $1,221,000 |
| Debt-To-Income Ratio | 913 | $172,125,000 | $188,000 | $1,555,000 | $51,000 | $1,665,000 |
| Other | 334 | $78,030,000 | $233,000 | $3,005,000 | $161,000 | $4,768,000 |
| Collateral | 139 | $30,265,000 | $217,000 | $1,275,000 | $133,000 | $1,048,000 |
| Unverifiable Information | 104 | $20,060,000 | $192,000 | $925,000 | $185,000 | $3,168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $3,595,000 | $171,000 | $435,000 | $121,000 | $600,000 |
| Employment History | 11 | $1,185,000 | $107,000 | $235,000 | $76,000 | $204,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.